Service 1 Credit Union Shell Knob MO | Affordable Auto Loans & ATM Services

Introduction

Welcome to Service 1, your trusted credit union located at 25368 State Highway 39, Shell Knob, MO 65747. Since our establishment in 1940, we have been dedicated to providing exceptional financial services to our community. With a strong commitment to member satisfaction, we proudly serve 22,132 members and manage total assets of $199,432,855. At Service 1, we believe in building lasting relationships with our members. Our friendly team, led by CEO Kim Bourdo and Board President Lewis Collins, is here to help you navigate your financial journey. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services including merchant support and business loans, we have you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 248, Shell Knob, MO 65747. Our total deposits stand at an impressive $15,211,410, showcasing the trust placed in us by our members. We also offer a variety of loan options with a total of 12,498 loans and leases, making it easier for you to achieve your financial goals. With a net worth of $32,539,821 and cash in hand amounting to $4,230,420, Service 1 stands as a pillar of stability within the community. Our skilled team of 64 employees is always ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 5:30 PM and Friday from noon until 6 PM. Join us on your path to financial success! Visit our website at www.service1fcu.com or call us at 417-858-2500 for more information about how we can serve you better. At Service 1 Credit Union, you're not just a member; you're part of our family!

Branch History & Mission

Community Engagement

Service 1 isn't just about numbers; it's about people. Our team continuously seeks ways to give back through partnerships with local organizations and outreach programs that address the needs of our community. Whether it's supporting local schools or participating in charity events, we strive to build lasting relationships that strengthen our town. As we look towards the future, we remain committed to innovation while honoring our legacy. We embrace digital advancements like electronic signatures and mobile payments without losing sight of our personalized service approach. Join us at Service 1 and experience firsthand how we blend traditional values with modern banking solutions tailored for you. Become part of a community-focused credit union where your financial goals are met with dedication and care!

Our Mission

At Service 1, our mission is simple yet powerful: to provide exceptional financial services while making a positive impact on the community we serve. We believe that banking should not only meet your financial needs but also uplift and empower individuals and families. Our range of services includes personal banking accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. We are dedicated to ensuring that all members have access to modern banking conveniences like online and mobile banking, making it easier than ever to manage finances from anywhere. Additionally, our commitment extends beyond traditional banking; we actively participate in local events and initiatives that promote community growth and well-being. While members can visit us at 25368 State Highway 39 Shell Knob Mo 65747, official correspondence should be sent to PO Box 248, Shell Knob, MO 65747 if needed.

Branch Location & Accessibility

Welcome to the Service 1 branch, your friendly neighborhood credit union located at 25368 State Highway 39 in beautiful Shell Knob, MO. Nestled in Barry County, our branch is easily accessible and designed with your convenience in mind. Whether you're coming from nearby landmarks or just passing through, we're here to help you with all your banking needs. While members can visit us at our physical location, please note that official correspondence should be sent to PO Box 248, Shell Knob, MO 65747. Our branch features convenient parking options and is fully equipped to ensure accessibility for everyone. You'll find ramps and ADA-compliant facilities making your visit hassle-free. We understand that your time is valuable. That's why we offer inviting lobby hours tailored to fit your busy schedule: Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 12 PM to 6 PM. Whether you're stopping by for personal banking services like checking and savings accounts or exploring loan options such as auto loans and mortgages, our friendly staff is here to assist you. Although we don't have ATM services or drive-thru banking at this location, we encourage you to utilize our online and mobile banking options for added convenience. From paying bills to applying for loans, we've made it simple for you to manage your finances on the go. So why not drop by or give us a call at 417-858-2500? We look forward to welcoming you into the Service 1 family and helping you achieve your financial goals!

Member Eligibility

At Service 1, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you live, work, worship, or attend school in the Shell Knob area, you're already eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for everyone to access the benefits of membership. By choosing Service 1, you're not just opening an account; you're gaining access to personalized services like checking and savings accounts, auto loans, and credit cards with rewards that truly cater to your needs. To get started on your journey with us, simply visit our website for more detailed eligibility criteria at . Once you're ready to take the next step, opening an account is a breeze! You can apply online through this link: https://forms.joinmycu.com/mop/042/apply or give us a call at (417) 858-2500 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with tools that make transactions effortless. Our merchant services simplify payment processing so you can focus on what matters most serving your customers. Whether you're a local retailer or a service provider, our solutions are designed to fit your needs and keep your cash flowing smoothly. Visit us at 25368 State Highway 39 Shell Knob Mo 65747 in Shell Knob, MO or call us at (417) 858-2500 to learn how we can help your business thrive today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to purchase that dream car, our auto loans and vehicle financing options are here to make the process smooth and affordable. We understand that buying a car can be overwhelming, which is why our team is ready to guide you through every step, ensuring you find a loan that fits your budget.

Business Banking

For entrepreneurs and small business owners, we offer specialized services including merchant services and business loans. We understand the importance of having reliable banking options that support your growth and success in today's competitive landscape.

Credit Cards with Rewards

For those who love earning perks while spending, our credit cards with rewards are perfect for everyday purchases. Picture yourself enjoying cash back or travel rewards simply by using your card for regular expenses it's a win-win!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans and refinancing options allow you to navigate the housing market with confidence. With competitive rates and flexible terms, we're here to support you in making one of life's biggest investments.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why at Table Rock Branch, we provide robust online and mobile banking solutions. Accessing your accounts from anywhere has never been easier! With features like mobile payments and person-to-person transfers, managing your finances is just a few taps away. At Service 1, we're committed to serving our community with dedication and integrity. Our knowledgeable staff is always available to answer questions and help you navigate the various services we offer. If you're ready to explore how we can help meet your financial needs, don't hesitate to reach out! Call us at (417) 858-2500 or visit us at 25368 State Highway 39 Shell Knob Mo 65747 during our operating hours: Monday-Thursday from 8:30 am - 5:30 pm and Friday from 12 pm - 6 pm. Let's start building a brighter financial future together!

Personal Banking

Whether you're opening your first checking account or looking for ways to save for the future, we have you covered. Our checking and savings accounts are designed with features that simplify everyday banking. Imagine having easy access to your funds while also earning interest on your savings this is exactly what we aim to provide at Table Rock Branch.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on. Whether it's for medical bills or home repairs, we're dedicated to providing financial solutions that fit your situation.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds without stepping foot in a branch. If you're always on the go, our mobile application brings the bank right to your fingertips. You can conveniently manage your finances from your smartphone, making banking as easy as a few taps. We also offer e-statements, so you can view your account statements electronically rather than dealing with paper clutter. This feature not only helps you stay organized but also reduces your environmental footprint. Plus, if you need to sign documents quickly, our electronic signature authorization lets you do just that no more waiting for mail or in-person visits.

Secure and User-Friendly Experience

Safety is a top priority at Service 1. Our digital banking features include secure logins and encryption technology to keep your personal information safe while you bank online. You can trust that your financial data is well protected. For those times when you want to send money quickly to friends or family, our person-to-person transfer feature allows you to send funds instantly. Whether it's splitting a bill or sending a gift, this option makes transactions simple and fast. With all these tools available at Service 1, managing your money has never been easier or more secure. Join us today and experience the convenience of modern banking!

Financial Strength

Committed Team

We also take pride in having 53 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 42,842, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1 is your trusted partner. Visit us at 25368 State Highway 39 Shell Knob Mo 65747 or call (417) 858-2500 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $30,583,326 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,658 in used auto loans and $145,145,955 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $41,574,099 in share certificates and $30,085,537 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $32,539,821, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,630 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those interested in expanding their business or personal finances further, we have significant total credit lines available amounting to $26,903,889. We strive to provide options that suit everyone's needs and circumstances. We are dedicated to making the lending process straightforward and transparent. If you're considering refinancing or want more information about eligibility options for our various loan products, please reach out. Our branch is located at 25368 State Highway 39 Shell Knob Mo 65747. You can also give us a call at 417-858-2500 during our lobby hours from Monday to Thursday 8:30 AM - 5:30 PM and Friday from 12:00 PM - 6:00 PM. For all performance insights and financial data mentioned above are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $63,042,939 in used vehicle loans and $7,168,324 in new vehicle loans already helping members get on the road. We provide competitive financing options that can fit any budget, ensuring you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,791,608, giving you the support you need to invest in your future. Our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,265,144 in loans helping members manage their finances effectively. This option allows for greater purchasing power while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means that users receive accurate information about available loans without worrying about hidden fees or misleading terms.

SERVICE 1 FEDERAL CREDIT UNION - Shell Knob, MO