Service 1 Credit Union Neosho MO | Best Auto Loans & ATM Access

Introduction

Welcome to Service 1, your trusted partner in financial wellbeing, located at 2975 Gardner Edgewood Dr, Neosho, MO 64850. Established in 1940, we've been proudly serving our community for over eight decades. With a commitment to putting members first, we currently support over 22,000 members and manage total assets of $199,432,855. At Service 1, we understand that every member's journey is unique. That's why we offer a variety of services designed to meet your specific needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage financing. Our total deposits stand at $15,211,410, ensuring that your money is safe and sound with us. Under the leadership of our CEO, Kim Bourdo, and Board President Lewis Collins, our team of 64 dedicated employees is here to assist you every step of the way. We pride ourselves on our strong financial position with a net worth of $32,539,821 and total loans amounting to 12,498. With cash in hand totaling $4,230,420, we're well-equipped to provide you with the financial support you need. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 96, Neosho, MO 64850-0096. Feel free to reach out to us at 417-451-7588 or explore our website at service1fcu.com for more information about how we can help you achieve your financial goals. Come see why so many people in Neosho trust Service 1 as their go-to credit union!

Branch History & Mission

At Service 1, we take pride in our rich legacy that has been nurturing the Neosho community since our doors opened in 1940. From our humble beginnings, we have grown into a trusted financial partner for over 22,000 members. Located at 2975 Gardner Edgewood Dr, Neosho, MO 64850, our branch is easily accessible and just a stone's throw away from local landmarks like the Neosho National Fish Hatchery, making it convenient for both new and existing members to visit us. Our mission at Service 1 is simple yet profound: to provide exceptional financial services while supporting the growth of our community. We aim to empower individuals and families by offering a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. With total assets exceeding $199 million, we are committed to ensuring that your money works hard for you. Over the years, we have embraced advancements in technology to enhance your banking experience. Our digital offerings include online banking, mobile payments, and e-statements, allowing you to manage your finances anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities and services tailored to meet the needs of all our members. Our commitment extends beyond financial services; we actively engage in community outreach initiatives designed to uplift and support local residents. Whether it's sponsoring local events or collaborating with other organizations, we believe in giving back to the community that has supported us throughout the years. While members can visit us at 2975 Gardner Edgewood Dr, official correspondence should be sent to PO Box 96, Neosho, MO 64850-0096. Our dedicated staff is here during lobby hours Monday through Thursday from 8:30 AM to 5 PM and Friday until 6 PM to assist you with any questions or needs you may have. We invite you to become part of the Service 1 family. Experience firsthand how we can help you achieve your financial goals while being an active participant in fostering a vibrant Neosho community. Join us today by visiting Service 1 or call us at 417-451-7588 for more information on how you can benefit from membership!

Branch Location & Accessibility

Get in Touch!

Ready to experience our services? Don't hesitate to call us at 417-451-7588 or stop by during our operating hours! We look forward to welcoming you into the Service 1 family where your financial needs are our top priority.

Operating Hours

Our lobby is open Monday through Thursday from 8:30 AM to 5 PM, and on Fridays until 6 PM. This schedule allows you to visit us at your convenience during the week. If you need quick banking services outside of regular hours, we also offer a drive-thru service for deposits and withdrawals perfect for those on-the-go moments.

Parking & Accessibility Features

When you arrive, you'll find ample parking available right outside our doors. We take pride in ensuring that our facilities are accessible for everyone. Our branch complies with ADA standards, featuring ramps and accessible entrances so all members can easily access our services.

Services Offered

At Service 1, we provide a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we're here to help you navigate your financial journey. Our ATM is readily available for cash withdrawals and balance checks whenever you need it. Plus, with online and mobile banking options, managing your finances has never been easier! While members can visit us at 2975 Gardner Edgewood Dr, official correspondence should be sent to PO Box 96, Neosho, MO 64850-0096 if needed.

Member Eligibility

Joining Service 1 is like stepping into a welcoming community where your financial well-being is the top priority. To become a member, you simply need to meet some friendly eligibility criteria. If you're living, working, or attending school in the local area, you're already on the right track! We embrace everyone who shares our values and aims for financial empowerment. For more details on the specific eligibility requirements, feel free to check out this resource: . Opening an account at Service 1 is a breeze! Just visit us at 2975 Gardner Edgewood Dr Neosho Mo 64850, or if you prefer convenience from home, you can start your application online by following this link: https://forms.joinmycu.com/mop/042/apply. Our dedicated team is here to assist you every step of the way, so don't hesitate to reach out at (417) 451-7588 if you have any questions. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various business needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, having reliable payment solutions is crucial for any business. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine a busy Saturday morning when customers flock to your store; with our payment processing solutions, you can ensure quick and secure transactions that keep your lines moving smoothly. Located at 2975 Gardner Edgewood Dr Neosho Mo 64850 in Neosho, MO, we're here to partner with you every step of the way. Contact us at (417) 451-7588 or visit us online at Service 1 Fcu/neosho to learn more about how our business banking services can help your venture thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple and affordable to drive away in the vehicle of your dreams. With competitive rates and flexible terms, you can choose a loan that fits your budget. Plus, our friendly staff is here to guide you through the process, answering any questions along the way.

Business Banking Services

For business owners, we understand that managing finances can be overwhelming. That's why we provide specialized business banking services such as merchant services and business loans. These tools help you run your business smoothly while allowing you to focus on what matters most growing your enterprise.

Convenient Access Options

At Service 1, we recognize the importance of convenience in banking. That's why we offer ATM and cash withdrawal services as well as basic drive-thru banking for quick deposits and withdrawals. Need help after hours? Our online banking features are always available at your fingertips. We invite you to visit us at 2975 Gardner Edgewood Dr Neosho Mo 64850 or give us a call at (417) 451-7588 for more information about how we can assist you with all your financial needs. Experience the difference with Service 1, where community matters!

Credit Cards with Rewards

Don't forget about our credit card offerings! With rewards for everyday spending, our credit cards allow you to earn points for things you already buy whether that's groceries or gas. It's an easy way to make your purchases work for you!

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans offer a pathway to owning your dream home. We also provide refinancing options for those looking to lower their monthly payments or access equity. Picture yourself settling into your new home while enjoying the benefits of a manageable mortgage plan from Service 1.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Service 1 has you covered. Our personal banking options are tailored to fit your lifestyle, ensuring you have easy access to your funds whenever you need them. Imagine being able to manage your finances right from your smartphone with our online and mobile banking services. This means no more waiting in line; you can check balances, transfer money, or pay bills with just a few taps.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for medical bills, home repairs, or consolidating debt, we offer personal loan options that help ease financial stress. Our team can work with you to find a solution that meets your unique situation.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization. This allows you to sign documents securely online, making it simpler than ever to open new accounts or apply for loans without having to visit the branch. We also offer e-statements, which not only help reduce paper clutter but also allow you to view your statements anytime. If you're always on the move, our mobile application makes banking even more accessible. With this app, you can make mobile payments easily and perform person-to-person transfers with friends and family quickly no need for cash or checks. Just a few taps on your phone and you're set!

Security & Accessibility

At Service 1, we prioritize your security. Our digital banking solutions are equipped with advanced security measures to protect your information while providing an easy-to-navigate experience. You can confidently manage your accounts in real-time knowing that we've got you covered. In today's fast-paced world, having reliable access to your finances is crucial. With our digital banking services, managing money has never been more straightforward or secure. Join us at Service 1 and take advantage of these innovative services today!

Financial Strength

At Service 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a trusted partner in your financial journey, offering you peace of mind with our strong financial foundation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $32,539,821, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,630 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $41,574,099 in share certificates and $30,085,537 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $30,583,326 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,658 in used auto loans and $145,145,955 in total loans and leases. The ability to provide these services reflects our commitment to your financial well-being. Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments totaling $9,545,300, along with a robust member base demonstrated by our 42,842 accounts, we are positioned to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1 is your trusted partner. Visit us at 2975 Gardner Edgewood Dr Neosho Mo 64850 or call (417) 451-7588 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $63,042,939 in used vehicle loans and $7,168,324 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your needs. Plus, if you're interested in refinancing an existing auto loan, our team can help you explore eligibility options that might save you money.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,265,144 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that can benefit your everyday spending.

Credit Lines

For those needing additional flexibility, our total credit lines amounting to $26,903,889 provide a safety net for unexpected expenses or planned purchases. It's an excellent way to have access to funds when you need them most. At Service 1, located at 2975 Gardner Edgewood Dr Neosho Mo 64850, Neosho, MO, we prioritize your financial wellbeing and are committed to helping you find the right loan product for your needs. If you have questions or want more information about any of our loan offerings, feel free to call us at (417) 451-7588. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,791,608, make buying or refinancing simple. We work closely with our members to find the right mortgage solution for their unique situations. Whether you're purchasing your first home or looking to refinance an existing mortgage, we're here to guide you through the process.

Loan Aggregator

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