Service 1 Credit Union Muskegon MI | Low Mortgage Rates & Quick Personal Loans

Introduction

At Service 1, we believe in the power of community and the importance of putting our members first. Located at 1625 Eastwind Dr, Muskegon, MI 49444, our branch has been serving local families and businesses since 1940. With a strong commitment to our members, we proudly support over 22,132 individuals and families, helping them achieve their financial goals. As a trusted financial partner, we have grown to manage total assets of $199,432,855, reflecting our dedication to providing reliable banking services. Our members benefit from an impressive range of offerings, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. We also cater to business needs through merchant services and business loans. While you can visit us at our branch for any banking needs or queries, please note that official correspondence should be directed to our mailing address: 1625 Eastwind, Muskegon, MI 49444. Our leadership team is committed to ensuring your experience with us is positive and rewarding. Under the guidance of CEO Kim Bourdo and Board President Lewis Collins, we work hard to create an environment where trust and reliability are paramount. We understand that convenience matters. That's why we offer various services including online and mobile banking options so you can manage your finances anytime, anywhere. Whether you're looking for a new loan or need assistance with your account, our friendly staff is here to help. If you have questions or would like more information about what we offer, don't hesitate to reach out! Call us at 231-799-0517 or explore our website at Service 1 FCU. Join us today and experience the difference a dedicated credit union can make in your financial journey!

Branch History & Mission

Community Focus

Our branch is equipped with both ATM availability and drive-thru services for added accessibility. We aim to ensure that every member feels valued and heard when they walk through our doors. From hosting local events to partnering with organizations aimed at bettering Muskegon's future, we remain dedicated to making a positive impact. As we look ahead, Service 1 invites you to join us on this journey. Experience the benefits of being part of a credit union that truly cares about its members' financial health and community welfare. Whether you're looking for a checking account or financing options for your next vehicle purchase, we are here for you every step of the way. Come visit us today or reach out at 231-799-0517 we can't wait to welcome you into the Service 1 family!

Our Evolution

Service 1 began with a simple mission: to provide accessible financial services that empower our members. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. This evolution reflects our dedication not only to meeting financial needs but also to supporting the dreams and aspirations of everyone we serve. Our headquarters in Muskegon, MI allows us to stay deeply connected with our roots while fostering relationships throughout the community. We are proud of our achievements, including embracing digital advancements like online banking and mobile payments, ensuring that our members can manage their finances conveniently and securely.

Our Mission

The mission of Service 1 is clear: we strive to improve the financial well-being of our members through exceptional service and innovative products. We believe in putting people first offering personalized assistance that makes banking easier for everyone. Our commitment extends beyond just providing services; we actively participate in community outreach efforts that uplift those around us. While members can visit us at 1625 Eastwind Dr, official correspondence should be sent to 1625 Eastwind, Muskegon, MI 49444 if necessary. Our operating hours are designed with convenience in mind: Monday, Wednesday, and Friday from 9 AM to 6 PM; Tuesday from 10 AM to 6 PM; Thursday from 9 AM to 7 PM; and Saturday from 9 AM to 3 PM.

Branch Location & Accessibility

Convenient Access

At Service 1, we understand that accessibility matters. Our location is designed with you in mind, featuring ADA-compliant entrances and ample parking to ensure everyone can visit us comfortably. Plus, if you need to conduct quick transactions, our drive-thru service is ready for you. With just a short stop, you can complete deposits or withdrawals without leaving your car.

Easy Communication

Have questions or need assistance? Feel free to call us at (231) 799-0517. Our friendly staff is always ready to help with anything from setting up accounts to discussing loan options. While members can visit us at our branch address, official correspondence should be sent to the same location at 1625 Eastwind, Muskegon, MI 49444.

Operating Hours Tailored for You

We want to be there when you need us! Our lobby hours are flexible: open Monday, Wednesday, and Friday from 9 AM to 6 PM; Tuesday from 10 AM to 6 PM; Thursday from 9 AM to 7 PM; and Saturday from 9 AM to 3 PM. Whether you're stopping by before work or on the weekend, we're here to serve you.

Services Designed for You

At Service 1, we offer a range of services tailored for both personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got solutions that fit your lifestyle. And don't forget about our convenient ATM availability you can easily access cash whenever you need it! We invite you to come see us soon! Whether you're looking for expert advice or just need a reliable place to bank, Service 1 is here for you. We can't wait to meet you!

Member Eligibility

Becoming a member of Service 1 is like joining a warm and welcoming family where your financial needs are prioritized. If you're looking to connect with a community that truly cares, we invite you to explore membership at our branch located at 1625 Eastwind Dr Muskegon Mi 49444. At Service 1, membership is open to anyone who lives, works, or worships in the area, as well as their family members. This means that whether you're a long-time resident or new to the community, you can enjoy all the benefits we have to offer. Joining us not only gives you access to great financial products and services but also places you in an environment focused on your growth and well-being. The process to become a member is simple and straightforward; just visit our website for more details about eligibility criteria at . Once you're ready, you can open your account easily through our online application at https://forms.joinmycu.com/mop/042/apply. If you have any questions, feel free to reach out to us at (231) 799-0517 we're here to help!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, having reliable payment solutions is crucial. Our merchant services streamline transactions, making it easier for you to accept payments from customers. Imagine the ease of processing sales directly from your smartphone or tablet while on the go keeping your business agile and responsive. Whether you're in need of a loan or looking for efficient ways to manage your transactions, Service 1 is here to support your journey toward success. Visit us at 1625 Eastwind Dr Muskegon Mi 49444, Muskegon, MI or give us a call at (231) 799-0517 to discover how we can help your business grow!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer essential services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you with tailored financial solutions that will support your growth.

Convenient Access

Accessing your accounts has never been easier! With ATM availability for cash withdrawals and balance checks, plus basic drive-thru banking for deposits and simple transactions, we ensure that your banking experience is smooth and hassle-free. And if you're on the move, our mobile payments feature allows you to manage your finances right from your smartphone.

Credit Options

Managing debt is easier when you have the right tools. Our personal loans and debt consolidation options offer flexible terms that suit your lifestyle. Plus, with credit cards featuring rewards programs, every purchase you make can bring you closer to exciting benefits.

Digital Banking Features

In today's fast-paced world, digital banking is crucial. At Service 1, we've made it simple for you to stay connected with your finances through online banking and mobile applications. Sign up for e-statements to keep track of your accounts without the clutter of paper. As part of our dedication to serving our community, we invite you to visit us at 1625 Eastwind Dr Muskegon Mi 49444 or give us a call at (231) 799-0517. Let us help you find the financial solutions that fit your life perfectly! Don't wait discover how Service 1 can support your financial journey today! Visit our website at Service 1 Fcu/lakes Mall for more information or start opening an account by clicking here.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. Imagine having easy access to your funds through online and mobile banking. You can check balances, transfer money, and even make payments on-the-go! If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help make that dream a reality. We also provide mortgage loans and refinancing solutions for those looking to buy a home or reduce their monthly payments.

Digital & Online Banking

Key Features

With our online banking, you can check balances, make transfers, and pay bills all from the comfort of your device. If you need to send money quickly, our person-to-person transfer feature makes it simple to send funds to friends or family without the hassle of cash. Plus, for those who prefer going paperless, we provide e-statements that allow you to view your account statements electronically. Security is a top priority for us. We use electronic signature authorization for transactions, ensuring that your information remains safe and secure. And if you're busy and need to pay on the go, our mobile payments feature lets you make purchases directly from your smartphone.

Mobile Access

Don't forget about our user-friendly mobile application, which puts all these features right in the palm of your hand! With just a few taps, you can manage your accounts, review transactions, and more making banking as easy as sending a text. At Service 1, we are committed to providing our members with accessible and efficient banking solutions. Experience real-time account management today and see how our digital services can simplify your financial life!

Financial Strength

Commitment to Growth

With $30,583,326 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,658 in used auto loans and $145,145,955 in total loans and leases.

Growing Membership Base

The trust placed in us by our growing member base is evident with a total of 42,842 share accounts. This shows that more people are choosing Service 1 as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Service 1 is your trusted partner. Visit us at 1625 Eastwind Dr Muskegon Mi 49444 or call (231) 799-0517 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $41,574,099 in share certificates and $30,085,537 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $32,539,821, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,630 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $63,042,939 in used vehicle loans and $7,168,324 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing options to ensure you can find something that fits your budget and lifestyle.

Credit Lines

For those who need access to funds on an as-needed basis, our total credit lines amounting to $26,903,889 provide just that. This product allows members to borrow only what they need when they need it, making it a practical solution for unexpected costs or planned purchases. If you're considering refinancing any of these loans or want to learn more about eligibility options, our knowledgeable team is ready to assist you. We're dedicated to ensuring that you find the right loan product for your unique circumstances. For more details or assistance, don't hesitate to reach out at (231) 799-0517 or visit us at 1625 Eastwind Dr Muskegon Mi 49444 in Muskegon, MI. Your financial journey starts here at Service 1, where we're committed to supporting our community's growth and success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,791,608, make buying or refinancing simple. We offer various mortgage solutions to fit different situations, whether you're a first-time buyer or looking to refinance an existing loan.

Unsecured Credit Card Loans

Managing finances effectively is crucial, and that's why we also offer flexible terms on unsecured credit card loans. With a total of $6,265,144 in loans available, our credit cards can help you handle day-to-day expenses with ease while earning rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective LendMesh can be in finding the right loan for your needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, giving you confidence in your choices.

Service 1

Introduction

Branch History & Mission

Community Focus

Our Evolution

Our Mission

Branch Location & Accessibility

Convenient Access

Easy Communication

Operating Hours Tailored for You

Services Designed for You

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options for Growth

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Options

Digital Banking Features

Personal Banking

Digital & Online Banking

Key Features

Mobile Access

Financial Strength

Commitment to Growth

Growing Membership Base

Operational Efficiency

Secure Savings Options

Strong Capital Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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