Serve Credit Union Urbandale IA | Best Auto Loans & Business Banking

Introduction

Welcome to Serve, your trusted partner in financial well-being located at 3743 86th St, Urbandale, IA 50322. Established in 1932, we have proudly served our community for over nine decades, growing alongside our members and adapting to their changing needs. With a total membership of 5,105 and assets reaching an impressive $97,970,827, we are dedicated to providing personalized financial solutions that truly make a difference. At Serve, we understand that banking is not just about transactions; it's about building relationships. Our team of 16 employees, led by CEO Jami Weems and Board President David Ness, is committed to delivering exceptional service tailored to your unique financial goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or business banking services, we've got you covered. While you can visit us at our Urbandale branch for all your banking needs, please note that any official correspondence should be directed to the same address: 3743 86th Street, Urbandale, IA 50322. With total deposits of $8,669,357 and a net worth of $15,968,688, we ensure that your money is safe and sound while working hard to help you achieve financial success. Our commitment extends beyond just numbers it's about fostering a thriving community where everyone can flourish. Ready to take the next step? Contact us at 515-276-6083 or visit our website at www.servecu.org to learn more about how we can help you reach your financial aspirations. Join us today and experience the Serve difference!

Branch History & Mission

At Serve, we take pride in our rich history and unwavering commitment to the community of Urbandale, IA. Since our doors first opened in 1932, we have been dedicated to providing exceptional financial services and fostering strong relationships with our members. Located at 3743 86th St, Urbandale, IA 50322, our branch has become a cornerstone of support for local families and businesses alike. Over the decades, Serve has grown from its humble beginnings into a robust credit union with over 5,100 members and total assets of nearly $98 million. Our mission is clear: to enhance the financial well-being of our members while supporting the broader community through outreach and partnerships. We believe that by empowering individuals with sound financial solutions, we can help them achieve their goals. Our commitment to service extends beyond traditional banking hours. We operate Monday through Friday from 9 AM to 5 PM, ensuring that our members have access to the support they need when they need it. Although we currently do not offer ATM or drive-thru services, we are proud to provide shared service center availability for added convenience. Serve is more than just a credit union; it's a community partner. We actively engage in various outreach initiatives aimed at uplifting our neighbors and strengthening local ties. Whether it's sponsoring community events or collaborating with local organizations, we strive to make a positive impact on those around us. In addition to our commitment to community service, we also embrace technology to enhance member experience. Our online banking platform allows members to manage their finances from anywhere while ensuring ADA compliance so everyone can access our services without barriers. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 3743 86th Street, Urbandale, IA 50322. At Serve, we're here for you every step of the way offering personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Join us today and discover how becoming a member can lead you toward a brighter financial future! If you have any questions or would like more information about membership opportunities, please don't hesitate to reach out at 515-276-6083. Join us in making a difference together we can build a stronger community!

Branch Location & Accessibility

Welcome to Serve's Urbandale Branch, conveniently located at 3743 86th St in the heart of Urbandale, IA. Our branch is easy to find and access, nestled near popular local spots like the Urbandale Public Library and the bustling Merle Hay Mall. Whether you're stopping by for a quick transaction or looking to explore our banking services, we're here to make your visit as smooth as possible. At Serve, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring everyone can enjoy our services comfortably. While visiting us at this location, you can take advantage of our friendly staff who are ready to assist you with personal banking, auto loans, mortgages, and more. Our lobby hours are designed to fit your busy schedule, open Monday through Friday from 9 AM to 5 PM. If you need assistance outside these hours or prefer not to visit in person, feel free to call us at 515-276-6083. We are always happy to help! For those who may need to send official correspondence, please note that while members can visit us at 3743 86th St, official mail should be sent to the same address. We also offer shared services for our members, making it easier than ever to manage your finances. Although we do not have ATM or drive-thru services at this branch, we ensure that your banking experience remains efficient and straightforward. So why wait? Come visit us today at Serve's Urbandale Branch! Let us help you achieve your financial goals with personalized service tailored just for you.

Member Eligibility

Joining the community at Serve is like becoming part of a family that truly cares about your financial well-being. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in the area around 3743 86Th St Urbandale Ia 50322, you're already on the right track! Being part of our credit union opens doors to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and access to a range of financial products designed to meet your needs. Getting started is easy! You can check out the detailed eligibility requirements by visiting http://www.servecu.org/membership. When you're ready to open an account, just follow the simple steps outlined at https://mobicint.net/srv/autoenrollment. If you have any questions along the way, don't hesitate to reach out to us at (515) 276-6083. We can't wait to welcome you to our community!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced market, efficient payment processing is essential. Our merchant services empower you to accept payments seamlessly, whether in-store or online. This not only enhances customer experience but also keeps your cash flow healthy. With our dedicated team at Serve, located at 3743 86Th St Urbandale Ia 50322 in Urbandale, IA, you're never alone in navigating the financial aspects of running your business. Let's work together to achieve your financial goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. Imagine needing a quick cash infusion for new equipment or to cover unexpected expenses. Our commercial loans can help bridge those gaps, allowing you to focus on what matters most growing your business.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it simple for you to get behind the wheel without breaking the bank. With competitive rates and personalized service, we help you navigate the financing process smoothly, whether you're buying new or used.

Business Banking

At Serve, we also cater to entrepreneurs with our business banking services. From merchant services that streamline transactions to various types of business loans, we're here to support your growth every step of the way.

Convenient Access

We understand that convenience is key when it comes to banking today. That's why we offer features such as ATM services and basic shared branch transactions for deposits and withdrawals if you're a member of partner credit unions. Plus, our digital tools ensure that managing your finances is just a click away. In conclusion, whether you're an individual or a business owner in need of financial assistance, we're here for you at Serve. To learn more about how we can help fulfill your financial needs or if you'd like to discuss any specific service further, please reach out at (515) 276-6083 or visit us online at Urbandale Branch. We look forward to serving you!

Credit Cards with Rewards

For those who love to shop, our credit cards with rewards allow you to earn points on purchases while enjoying benefits like cashback or travel perks. It's not just about spending; it's about getting rewarded for what you already do!

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Serve, we offer comprehensive mortgage loans and refinancing solutions. Our experienced team can guide you through every step, ensuring you find the best loan that fits your budget and lifestyle. Picture settling into your new home knowing you made a smart financial choice!

Personal Banking

Whether you're looking to manage your day-to-day finances or save for future goals, our personal banking options have you covered. We offer checking and savings accounts designed with flexibility and ease in mind. Imagine having the ability to access your funds anytime through our online and mobile banking platforms. You can check your balance, transfer money, or pay bills right from your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans are here to help. These loans can provide the funds you need quickly and easily, allowing you to manage your financial obligations more effectively.

Digital & Online Banking

Access Your Accounts Anytime

Our online banking platform is available 24/7 at https://www.servecu.org/. Whether you're checking your balance, transferring funds, or paying bills, you can do it all with ease. We prioritize your security, so you can feel confident using our services. Plus, with electronic signature authorization available, signing documents is quick and hassle-free.

Go Mobile for Added Convenience

With our mobile application, you have banking right at your fingertips. From making person-to-person transfers to utilizing mobile payments, our app ensures that managing your money is as simple as tapping a button. Our members love the ease of sending money to friends or family instantly no cash needed!

Real-Time Management

Managing your accounts has never been easier or more efficient. Our digital services provide real-time access to all your transactions. You can monitor spending habits, check balances instantly, and stay informed about any changes in your accounts. Join us at Serve for a banking experience that prioritizes both convenience and security. Explore our digital banking options today at https://www.servecu.org/ your finances are just a click away!

Stay Organized with E-Statements

No more paper clutter! Enjoy the convenience of e-statements that allow you to view and manage your account statements digitally. It's not only eco-friendly but also keeps your financial information organized and accessible whenever you need it.

Financial Strength

Committed Team & Operational Efficiency

Our operational efficiency is reflected in our $284,164, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 16 full-time employees ready to assist you with their knowledge and commitment. With a total of 11,229 accounts, our strong and growing member base shows that individuals trust us with their finances. Together with our net shares available for lending at $0, we are well-prepared to meet your needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Serve is your trusted partner. Visit us at 3743 86Th St Urbandale Ia 50322 or call (515) 276-6083 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $21,850,747 in share certificates and $16,342,716 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,813,570 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also have $1,016 in used auto loans and $76,911,551 in total loans and leases, showcasing our lending capacity supports members' financial goals across various sectors.

Our Strong Financial Position

With a net worth of $15,968,688, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation translates into peace of mind for our members, knowing that their money is in reliable hands. Our net worth ratio of 16.30% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,874,888 in used vehicle loans and $8,632,319 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a pre-owned vehicle, we have options that can fit your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,137,704 in loans helping members manage their finances effectively. These cards come with benefits that can assist you in handling everyday expenses while building your credit score.

Credit Lines

In addition to our auto and mortgage products, we offer total credit lines amounting to $16,802,077. This option can be beneficial for those who need extra funds for emergencies or larger purchases without the hassle of applying for multiple loans. If you're considering refinancing any existing loans or want to check your eligibility for our various products, please don't hesitate to reach out. You can contact us at 515-276-6083 for more information or visit our website at www.servecu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can help you take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,886,635, make buying or refinancing simple. We understand that purchasing a home is a significant milestone and strive to provide competitive rates and flexible terms to support your journey.

Loan Aggregator

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SERVE CREDIT UNION - Urbandale, IA

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