Sentinel Credit Union Ellsworth Afb SD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Sentinel, your trusted financial partner located at 2723 Lemay Blvd, Ellsworth Afb, SD 57706. Since our establishment in 1955, we have been dedicated to serving our community and providing exceptional financial services tailored to meet your needs. With a strong membership base of 9,490 individuals, our commitment to fostering financial wellness is evident in everything we do. At Sentinel, we take pride in our solid financial foundation, boasting total assets of $172,673,870 and total deposits amounting to $20,714,358. We understand that every member's journey is unique, which is why we offer a diverse range of services including personal banking options like checking and savings accounts, auto loans for vehicle financing, mortgage loans, personal loans for debt consolidation, and even credit cards with rewards. For businesses, we provide merchant services and business loans designed to help you thrive. Our leadership team is passionate about your success. Under the guidance of CEO Dorothy Voorhees and Board President James Ramp, our staff of 45 dedicated employees works tirelessly to ensure you receive the support you deserve. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 700, Box Elder, SD 57719. As part of our ongoing commitment to innovation and convenience, we offer modern banking features such as online and mobile banking services. Whether you're looking to make transactions on-the-go or manage your accounts from home, we've got you covered. We invite you to experience the Sentinel difference. If you're ready to take control of your finances or explore new lending opportunities like our competitive auto loans with over 4,659 leases we encourage you to call us at 605-923-1405 or visit our website at sentinelfcu.org. Your financial journey starts here!

Branch History & Mission

Community Impact

Sentinel has always been committed to giving back. We actively engage in various outreach initiatives designed to uplift those around us. Whether through partnerships with local organizations or community events that promote financial literacy, we strive to make a difference every day. In addition to our traditional banking services, we have embraced modern technology by offering online banking and mobile payment options. This ensures that our members can manage their finances anytime and anywhere while maintaining ADA compliance for accessibility.

Join Us

As we look towards the future, we invite you to be part of our growing family at Sentinel. Experience firsthand how we combine exceptional service with a genuine commitment to your financial success. Together, let's build a stronger community! For more information about joining Sentinel or exploring our services further, please visit our website or give us a call at 605-923-1405 during our operating hours from 9 A.M - 5 P.M Mountain Time. Your journey toward financial empowerment begins here!

Our Mission

The mission of Sentinel is simple yet powerful: to provide exceptional financial services while enhancing the well-being of our community. We believe that when our members succeed, so does the entire community. This guiding principle drives everything we do from offering competitive loan rates to providing personalized customer service. Our services range from personal banking options like checking and savings accounts to auto loans and mortgage financing. We also offer business banking solutions, ensuring that both individuals and businesses can find what they need under one roof. While members can visit us at 2723 Lemay Blvd, official correspondence should be sent to PO Box 700, Box Elder, SD 57719.

Branch Location & Accessibility

Accessibility and Parking

We strive to make banking accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can navigate our facilities with ease. Plus, there's ample parking available, so you won't have to worry about finding a spot during your visit.

Operating Hours

Our lobby is open Monday through Friday from 9 A.M. to 5 P.M. Mountain Time. We're here to serve you during the week when it's most convenient for you. You can always reach out to us at 605-923-1405 if you have any questions or need assistance.

Services Offered

At Sentinel, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. We also provide credit cards with rewards and business banking services if you're looking to grow your business. Although we do not currently have ATM services or drive-thru banking available at this location, our dedicated team is here inside the branch ready to assist you with any transactions or questions you may have.

Visit Us Today!

We invite you to come see what Sentinel has to offer! Our friendly staff is eager to help you navigate your financial journey and find the right solutions for your needs. Stop by today or give us a call we look forward to serving you!

Member Eligibility

Joining the family at Sentinel is a step toward a supportive financial community that truly cares about its members. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be welcoming and straightforward. Generally, individuals who live, work, or worship in the areas surrounding our branch at 2723 Lemay Blvd Ellsworth Afb Sd 57706 can apply for membership. Whether you're a first-time account holder or switching from another institution, we invite you to enjoy the benefits of personalized service and competitive rates that come with being part of Sentinel. To get started on your journey with us, simply visit our website for more details on eligibility and how to open an account: https://www.sentinelfcu.org/vehicle-loans/ . If you have any questions or need assistance, feel free to give us a call at (605) 923-1405. We're here to help you every step of the way! For detailed eligibility information, check out this resource: .

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $227 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,367,347, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Imagine a busy Saturday at your local café; with our secure payment options, customers can quickly pay using their preferred methods, ensuring a smooth experience. Our services are designed to keep your operations running effortlessly while enhancing customer satisfaction. Visit us at 2723 Lemay Blvd Ellsworth Afb Sd 57706 in Ellsworth Afb, SD, or call us at (605) 923-1405 to learn more about how our business banking solutions can make a difference for you. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessibility Made Easy

While we do not have ATMs or drive-thru services at this branch location, our commitment to service remains strong. You can reach us directly at (605) 923-1405 during our operating hours from 9 A.M. to 5 P.M. Mountain Time for any assistance you may need. We invite you to explore all these services further by visiting us at 2723 Lemay Blvd Ellsworth Afb Sd 57706 or checking out our website at Main. Join us in taking control of your financial future today!

Business Banking Services

We also cater to local businesses with our business banking services, including merchant services and business loans designed to support your operations. Whether you're starting a new venture or expanding an existing one, we're here to provide the financial backing you need.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Sentinel, we offer online and mobile banking features that allow you to manage your finances on-the-go. With tools like mobile payments, e-statements, and person-to-person transfers, accessing your accounts has never been easier or more secure.

Home Financing Options

For those looking to invest in their future through home ownership, we provide comprehensive mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our team is here to guide you through every step of the process.

Personal Banking Solutions

When it comes to managing your day-to-day finances, we offer various checking and savings accounts tailored for every lifestyle. Whether you're saving for a vacation or just want an easy way to manage your spending, our accounts come with competitive rates and no hidden fees. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We understand that purchasing a car is a significant commitment, which is why we provide flexible terms and competitive interest rates.

Personal Loans and Credit Solutions

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can tackle those challenges head-on. We offer straightforward solutions that can help ease financial burdens. Additionally, our credit cards with rewards give you the chance to earn while you spend.

Digital & Online Banking

Accessibility & Ease of Use

We believe in making banking as accessible as possible. With user-friendly interfaces and real-time account management tools, navigating through your finances is straightforward. Whether you're tech-savvy or just starting with online banking, you'll find everything easy to use. In today's fast-paced world, having flexible and secure banking options is essential. At Sentinel, we are dedicated to providing services that enhance your financial experience while keeping your information safe and secure. Explore all that our digital banking services have to offer today!

Key Features

Our commitment to security means that your personal information is safe with us. With features like electronic signature authorization, you can complete transactions securely without needing to visit a branch. If you're looking for a paperless option, we also offer e-statements that keep your account details organized and accessible. Managing payments has never been easier! Our mobile payments feature allows you to make purchases directly from your smartphone. And if you're sending money to friends or family, our person-to-person transfers make it quick and simple. For those who prefer managing their accounts through an app, our mobile application is perfect for you. It provides all the functionality of online banking right in your pocket. You can access your accounts on the go, ensuring that whether you're at home or out and about, you're always connected.

Financial Strength

Growing Trust

The strength of Sentinel is further illustrated by our growing member base; we proudly serve 21,325 share accounts. Each account signifies trust placed in us by our community a testament to our reliability as your credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sentinel is your trusted partner. Visit us at 2723 Lemay Blvd Ellsworth Afb Sd 57706 or call (605) 923-1405 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are in good hands at Sentinel. We have secured members' funds through $35,886,341 in share certificates and $17,190,296 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our efficiency with a net income of $1,169,619, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 4 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $15,438,028 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our commitment to lending is reflected in the $1,006 dedicated to used auto loans and $108,048,971 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $18,472,721, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,070 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,090,511 in used vehicle loans and $7,659,826 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $53,367,347 provide the capital needed to grow and expand your business. We know how crucial it is for businesses to access funds quickly and efficiently. At Sentinel, we are committed to providing personalized service and straightforward loan solutions tailored for our members. If you're interested in learning more about our loan offerings or exploring eligibility options, don't hesitate to reach out at (605) 923-1405 during our operating hours from 9 A.M - 5 P.M Mountain Time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,632,768, make buying or refinancing simple. We also offer refinancing options to help you lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing day-to-day expenses is made easier with our unsecured credit card loans. With a total of $2,280,025 in loans helping members manage their finances effectively, our cards come with flexible terms to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that you receive fair and transparent offers. Each lender listed has been thoroughly vetted to guarantee reliability and accuracy in the information presented.

SENTINEL FEDERAL CREDIT UNION