Seneca Nation Credit Union Irving NY | Affordable Vehicle Loans & ATMs

Introduction

Welcome to Seneca Nation Of Indians, your trusted partner in financial growth and community support, located at 12837 Route 438, Irving, NY 14081. Established in 2015, we are proud to serve a vibrant membership of over 2,500 individuals who rely on us for their personal and business banking needs. At Seneca Nation Of Indians FCU, we understand that every member's journey is unique. With total assets amounting to an impressive $7,977,471 and total deposits reaching $2,226,787, our commitment to financial stability is evident. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards. Our goal is to empower you with the tools you need to achieve your financial dreams. Under the leadership of our dedicated CEO, Debra Culligan, and Board President Lucille White, we prioritize transparency and member satisfaction. With a net worth of $984,536 and cash in hand totaling $461,018, we ensure that your deposits are not just safe but also working for you. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 12837 Route 438, Irving, NY 14081. If you have questions or need assistance, don't hesitate to reach out! You can call us at 716-532-8179 during our operating hours from Monday through Friday between 9:00 AM and 4:00 PM. Join us at Seneca Nation Of Indians FCU as we continue to foster a spirit of community and financial empowerment. We look forward to serving you! For more information about our services or to become a member today, visit us online at http://snifcu.org .

Branch History & Mission

Our Evolution

Since opening our doors in 2015, we have continuously adapted to meet the needs of our members. We've embraced technology with features like online banking and mobile applications, ensuring you can manage your finances conveniently from anywhere. Although we currently do not have ATM or drive-thru services available, we are committed to enhancing your banking experience as we grow. While members can visit us at 12837 Route 438, official correspondence should be sent to the same address for consistency. You can also reach us by phone at 716-532-8179 if you have any questions or need assistance. As we look ahead, we remain focused on expanding our services and deepening our connections within the community. The journey we've embarked on is filled with promise one where every member plays a crucial role in shaping the future of Seneca Nation Of Indians. Join us today and experience firsthand how being part of a credit union dedicated to its members can make a difference in your financial journey!

Our Mission

At Seneca Nation Of Indians, our mission is straightforward yet powerful: to provide exceptional financial services while uplifting our community. We believe that everyone deserves access to quality banking options that empower them to achieve their goals. This commitment drives us to offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. We aim not just to serve our members financially but also to support local initiatives and partnerships that make a real difference. We actively engage with the community by participating in events and outreach efforts that reflect our dedication to social responsibility.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all our members. Our location is designed with features that comply with ADA standards, ensuring everyone can access our services comfortably. Parking is available nearby, making your visit hassle-free.

Connect With Us

If you have any questions or would like more information about what we offer, feel free to call us at 716-532-8179. We look forward to welcoming you into the Seneca Nation Of Indians family! Visit us today and discover how we can support your financial journey.

Operating Hours

We're open Monday through Friday from 9:00 AM to 4:00 PM, providing ample time for you to come in and discuss your financial goals or apply for one of our many services. Whether you're looking for checking and savings accounts or need assistance with loans and credit cards, our knowledgeable staff is ready to help.

Services Offered

Seneca Nation Of Indians offers a wide range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with online and mobile banking capabilities, managing your finances has never been easier.

Member Eligibility

Becoming a member of Seneca Nation Of Indians feels like joining a warm, supportive family that genuinely cares about your financial well-being. To qualify for membership, you'll need to meet some friendly criteria, which generally involve being affiliated with the Seneca Nation or living within our service area. We welcome individuals who share our community values and are eager to enjoy the benefits of credit union membership. For specific details on eligibility, feel free to explore more at . Joining us is straightforward! Once you confirm your eligibility, opening an account is just a few easy steps away. You can visit us at our branch located at 12837 Route 438 Irving Ny 14081, or simply give us a call at (716) 532-8179 if you have any questions. Our team is here to guide you through the process and help you become part of something special at Seneca Nation Of Indians. Don't hesitate check out all the details today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various industries. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine simplifying your payment processing while enhancing customer satisfaction this is where our merchant services come into play. By offering reliable payment solutions, we help you focus on what matters most: running your business. Our services provide the tools you need to accept payments seamlessly, allowing you to serve your customers better and grow your revenue. Visit us at 12837 Route 438 Irving Ny 14081, Irving, NY, or give us a call at (716) 532-8179 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? With our Auto Loans & Vehicle Financing, we provide competitive rates to help you drive away in your dream vehicle. Imagine cruising down the road without worrying about high monthly payments we're here to make that happen!

Business Banking Services

For our business members, we offer tailored Business Banking services including Merchant Services and Business Loans. We know running a business comes with its own challenges, so we are here to support your entrepreneurial journey.

Credit Cards with Rewards

Enjoy shopping and earning rewards at the same time with our Credit Cards with Rewards program. This service allows you to earn points on every purchase, which can be redeemed for exciting rewards. It's an easy way to make your spending work for you!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we are proud to assist our members with Mortgage Loans & Refinancing. Whether you're purchasing your first home or looking to refinance an existing mortgage for better terms, our knowledgeable staff will guide you through the process step by step.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, and check balances all from the comfort of your home or on the go. At Seneca Nation Of Indians, we're committed to making banking easier for our members while providing personalized service every step of the way. Explore all these services and more by visiting us at Seneca Nation Of Indians Fcu or giving us a call at (716) 532-8179. Join us today and experience financial services designed just for you!

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times, which is why we offer Personal Banking services designed with you in mind. Whether you're looking to open a checking or savings account, we have options that fit your lifestyle and help you save for the future. Our accounts come with features that make banking easy and accessible, allowing you to manage your money from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options offer flexible solutions for those moments when you need a little extra cash or want to simplify your finances by consolidating debt into one manageable payment.

Digital & Online Banking

Key Features

Experience the ease of banking with our robust online services available at http://wwwsnifcu.org . You can access your account anytime with our 24/7 online banking feature. Whether you're checking your balance or transferring funds, everything is just a few clicks away. Want to go paperless? We offer e-statements, making it simple for you to keep track of your finances while being environmentally friendly. You can easily review past statements from the comfort of your home. Our mobile application adds another layer of convenience, allowing you to manage your accounts right from your smartphone. While mobile payments are not currently supported, our app still offers various functionalities that make banking easier than ever.

Safe and User-Friendly

Security is a top priority at Seneca Nation Of Indians. Although we do not provide electronic signature authorization, rest assured that all transactions are safeguarded with the latest encryption technologies. This means you can bank with confidence, knowing that your personal information is protected. With our person-to-person transfer feature not available yet, we're focused on enhancing existing services to better serve you in the future. We value accessibility and strive to create an intuitive experience for all members. In summary, our digital and online banking services reflect our dedication to providing members with accessible, user-friendly options for managing their finances efficiently. Visit us at http://wwwsnifcu.org today to learn more about how we can support your banking needs!

Financial Strength

A Solid Foundation

With a net worth of $984,536, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,234 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand at 4,538, showing a strong and growing member base that trusts us with their finances. This growth reflects our dedication to fostering long-term relationships with our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seneca Nation Of Indians is your trusted partner. Visit us at 12837 Route 438 Irving Ny 14081 or call (716) 532-8179 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $751,954 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $94 in used auto loans and $5,013,505 in total loans and leases, we support members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $1,113,611 in share certificates and $561,867 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $229,517, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,728,842 in used vehicle loans and $1,681,342 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience smooth and affordable, whether you're purchasing a brand-new model or a reliable used option.

Credit Lines

For those who need flexibility in their borrowing options, our credit lines are designed with your needs in mind. With available credit lines totaling $100,000, you can cover unexpected expenses or take advantage of opportunities as they arise without the hassle of applying for multiple loans. At Seneca Nation Of Indians, we are committed to helping you find the right loan solution for your situation. We also provide refinancing options for many of our products to help you save even more over time. If you're interested in learning more about eligibility or how to apply, don't hesitate to reach out. For any inquiries or assistance, feel free to contact us at (716) 532-8179, or visit us at our branch located at 12837 Route 438 Irving Ny 14081 in Irving, NY. Our team is here from Monday through Friday from 9:00 AM to 4:00 PM ready to assist you. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we provide Junior Lien 1-4 Family Residential Properties loans totaling $0. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our experienced team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with various rewards and features that can enhance your spending power while keeping your budget intact.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers, reflecting accurate information about available loans.

The Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that focus solely on the best available rates for users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make decisions based on the most current data. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh is at delivering value to its users. To explore your options and find the best rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SENECA NATION OF INDIANS FEDERAL CREDIT UNION - Irving, NY