Selfreliance Credit Union West Bloomfield MI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Selfreliance, your trusted partner in financial well-being, located at 7345 Orchard Lake Rd, West Bloomfield, MI 48322. Since our establishment in 1951, we have dedicated ourselves to serving our community with integrity and commitment. With a proud membership of 46,762 and total assets exceeding $1 billion, we are here to help you achieve your financial goals. At Selfreliance, we understand the importance of personalized service and community engagement. Our team is led by Vitaliy Kutnyy, our CEO, and guided by the vision of Board President Victor Wojtychiw. Together, they ensure that we remain focused on what matters most our members. We offer a wide range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. With total loans amounting to 23,434 and deposits reaching $76,991,995, we're not just about numbers; we're about making a positive impact on your life. While members can visit us at our branch for face-to-face assistance during our convenient hours Tuesday from 9 AM to 5 PM, Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM official correspondence should be sent to the same address as our branch. Join us today at Selfreliance or give us a call at 248-487-0330. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the Selfreliance branch in West Bloomfield, MI! Since our doors opened in 1951, we have been dedicated to serving our community with integrity and compassion. With a rich history spanning over seven decades, Selfreliance has grown into a trusted financial partner for more than 46,000 members. Our journey began with a simple mission: to provide accessible financial services that empower individuals and families to achieve their dreams. Located at 7345 Orchard Lake Rd, West Bloomfield, MI 48322, our branch is not just a place for transactions; it's a hub of support and resources. We encourage you to visit us and experience firsthand our commitment to helping you navigate your financial journey. While members can visit us at this address, official correspondence should be sent to the same location. At Selfreliance, we believe in community strength. Our mission statement reflects this core value: we aim to deliver exceptional financial services while fostering community support through outreach programs and partnerships. Whether it's providing personal banking solutions like checking and savings accounts or assisting with auto loans and mortgages, our focus remains on enhancing the well-being of our members. In addition to traditional banking services, we are proud to offer modern conveniences such as online banking and mobile payments, ensuring that our members have access to their finances anytime, anywhere. We also prioritize accessibility for all members by adhering to ADA compliance standards. Throughout the years, we have made significant strides in expanding our offerings and improving member experience. Today, with total assets exceeding $1 billion, we continue to innovate while staying true to our roots. Our dedicated team works tirelessly each day, ensuring that every member feels valued and supported. As we look ahead, we invite you to join the Selfreliance family. Experience not just banking but a partnership rooted in trust and community spirit. Together, let's build a brighter future for ourselves and those around us. For any inquiries or assistance, feel free to contact us at 248-487-0330 during our operating hours: Tuesday from 9 AM to 5 PM; Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. We are here for you!

Branch Location & Accessibility

Convenient Operating Hours

Selfreliance is dedicated to serving our community with flexible hours designed to fit your busy schedule. Visit us during lobby hours: Tuesday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Please note that we are closed on Mondays and Sundays. Our friendly staff is eager to assist you during these times.

Easy Access and Parking

We understand how important accessibility is for our members. Our branch features ample parking spaces and is fully compliant with ADA standards, ensuring that everyone can visit us comfortably. Whether you prefer to walk in or drive, we've got you covered!

Let's Connect!

Have questions or want to learn more about what we offer? Don't hesitate to reach out! You can give us a call at (248) 487-0330. We look forward to welcoming you into the Selfreliance family come visit us today!

Services Tailored for You

While you're here, take advantage of our wide range of services designed to meet your financial needs from personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards, to business banking solutions including merchant services and business loans. Unfortunately, we do not currently offer ATM services or drive-thru banking at this location. If you need to send official correspondence, please use our mailing address at 7345 Orchard Lake Road, West Bloomfield, MI 48322.

Member Eligibility

At Selfreliance, we're excited to welcome you into our community of members who support each other in achieving their financial goals. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the area around 7345 Orchard Lake Rd West Bloomfield Mi 48322, you're likely eligible to join us. We believe that everyone deserves access to the best financial services tailored for their unique needs. By becoming a member, you'll enjoy benefits like lower loan rates, higher savings returns, and personalized service that makes banking feel more like a partnership. Ready to take the next step? You can find all the detailed eligibility criteria at this link. If you meet the requirements, opening an account is simple! Just visit our website at this link or give us a call at (248) 487-0330. We're here to help you every step of the way as you join Selfreliance and start enjoying all the perks that come with being a valued member!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $561 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $211,270,392, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

To complement our loan offerings, we provide essential merchant services that simplify payment processing for your business. Imagine running your daily operations smoothly while offering customers multiple ways to pay. From credit card processing to online payment options, we help you manage transactions efficiently, giving you more time to focus on what truly matters growing your business. Visit us at 7345 Orchard Lake Rd West Bloomfield Mi 48322 in West Bloomfield, MI, or give us a call at (248) 487-0330 to learn how we can support your business journey!

Comprehensive List Of Services

Additional Services

While these are some highlights of what we provide at Selfreliance, our offerings also include ATM and cash withdrawal services, ensuring that access to cash is never far away. We invite you to visit us at 7345 Orchard Lake Rd, West Bloomfield MI 48322, or give us a call at 248-487-0330 for any inquiries. Join us today and experience how Selfreliance can empower your financial journey! For more information on opening an account or becoming a member, check out our website.

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are crafted to support local entrepreneurs. Whether you're just starting or looking to expand, we're committed to helping your business thrive.

Credit Solutions

Managing debt can be challenging, but our personal loans and debt consolidation services aim to lighten your load. With easy repayment plans, you can consolidate various debts into one manageable monthly payment. Plus, our credit cards with rewards give you benefits while making everyday purchases imagine earning points on groceries or gas!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances and transferring funds to paying bills effortlessly through our app, banking has never been easier.

Home Financing

For those looking to buy or refinance a home, our mortgage loans are designed to make the process as smooth as possible. We know that finding the right home is more than just a transaction; it's about building memories. Our team will work with you to ensure you find the best mortgage solution that fits your financial goals.

Personal Banking

Navigating personal finances can feel overwhelming at times, but our personal banking services make it easier. We offer checking and savings accounts that fit your lifestyle, allowing you to manage your money effortlessly. Imagine having instant access to your funds while enjoying competitive interest rates this is what we strive for at Selfreliance. If you're in the market for a new vehicle, our auto loans and vehicle financing options can get you on the road quickly and affordably. We understand that purchasing a car is a big decision, which is why we provide flexible terms tailored to your budget.

Digital & Online Banking

Key Features

One standout feature is the ability to sign documents electronically. Our electronic signature authorization makes it simple and secure to complete transactions without needing to visit a branch. Plus, for those who prefer paperless options, e-statements are available so you can keep track of your finances without the clutter. For members on the go, our mobile application offers even more convenience. You can make mobile payments with ease and send money directly to friends or family with our person-to-person transfer feature. This means you can handle your transactions quickly, whether you're at home or out and about.

Security and Accessibility

Security is essential when it comes to online banking, and we take it seriously. Rest assured that your personal information is protected as you enjoy the benefits of easy account management. Overall, the digital banking services at Selfreliance are designed with you in mind offering accessibility, ease-of-use, and real-time management of your finances. Embrace the future of banking today with us!

Financial Strength

At Selfreliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial position that enables us to serve our community effectively. With a net worth of $134,732,850, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1321 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $338,018,008 in share certificates and $90,201,078 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $119,439,128 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $12,223 in used auto loans and a total of $597,246,512 in loans and leases. Our operational efficiency is reflected in our net income of $2,133, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $6,628,840, while the total number of share accounts has reached 96,157, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selfreliance is your trusted partner. Visit us at 7345 Orchard Lake Rd West Bloomfield Mi 48322 or call 248-487-0330 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $18,030,517 in used vehicle loans and $7,248,560 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, we can assist you in finding the right loan for your needs.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $211,270,392 provide the capital needed to expand your operations. Whether you're starting a new venture or looking to grow an existing one, our business loan options are tailored to meet your needs. If you have questions about eligibility or want to explore refinancing options for any of our products, feel free to reach out at (248) 487-0330. Our knowledgeable staff is here to assist you during regular hours: Tuesday from 9 AM to 5 PM; Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Selfreliance, we strive to provide solutions that fit your unique financial situation. Come visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With $4,864,705 in Junior Lien 1-4 Family Residential Properties loans available, we can guide you through every step of the home-buying process. We also provide refinancing options to help you secure better terms on your current mortgage.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. We currently have $9,035,439 in these loans available to help members manage their finances effectively. Enjoy features like low-interest rates and no annual fees that make it convenient for you to keep track of your spending.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust the information they see on the platform.

Selfreliance