Selfreliance Credit Union Warren MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Selfreliance, your trusted financial partner located at 26495 Ryan Rd, Warren, MI 48091. Since our establishment in 1951, we've dedicated ourselves to serving our community and empowering our members with the tools they need to achieve their financial goals. With over 46,762 members and total assets of an impressive $1,019,513,746, we are committed to providing personalized service and innovative banking solutions. At Selfreliance, we understand that every member's journey is unique. That's why we offer a wide range of services from personal checking and savings accounts to auto loans and business banking options. Our focus is not only on helping you save and borrow but also on ensuring you feel supported every step of the way. Under the leadership of our CEO, Vitaliy Kutnyy, and Board President Victor Wojtychiw, our team of 152 dedicated employees works tirelessly to foster a welcoming environment where you can thrive financially. We're proud to maintain a strong net worth of $134,732,850 and have made significant strides in supporting our members with total loans reaching up to 23,434. While you can visit us at our branch for any inquiries or assistance, please note that all official correspondence should be directed to our mailing address: 26495 Ryan Rd, Warren, MI 48091. Ready to take the next step? Give us a call at 586-757-1980 or explore our website at selfreliance.com to discover how we can help you navigate your financial future with confidence. Your journey starts here!

Branch History & Mission

Community Connection

While members can visit us at 26495 Ryan Rd for face-to-face assistance or use our drive-thru service for quick transactions, official correspondence should be sent to the same address. We invite you to experience the warmth and dedication of our team firsthand during our operating hours: Monday through Friday from 9:00 AM - 5:00 PM (with extended hours on Tuesday until 7:00 PM), and Saturday and Sunday from 9:00 AM - 1:00 PM. With an ATM available for your convenience and a focus on customer-centric initiatives such as electronic signatures and e-statements, Selfreliance is committed to making banking easier for everyone.

Join Us

As we look ahead to the future, we invite you to become part of the Selfreliance family. Join us today and discover how we can help you achieve your financial goals while being an integral part of a community-focused organization. Together, let's build a brighter tomorrow! For more information or to open an account online, please visit Selfreliance. Your journey begins here!

Our Journey

From humble beginnings, Selfreliance has expanded its offerings and membership base significantly over the decades. We began as a small credit union focused on helping individuals achieve their financial goals. Today, we provide a wide range of services including personal banking, auto loans, mortgages, and business financing options. Our commitment to innovation is evident through advancements in digital banking, allowing members to manage their finances conveniently via online and mobile platforms. As we progressed, we established a strong reputation not just for our financial products but also for our dedication to community outreach. Our partnerships with local organizations have enabled us to participate in initiatives that uplift and support those in need. Whether it's sponsoring local events or providing educational resources, we strive to make a positive impact in Warren and beyond.

Our Mission

Selfreliance's mission is clear: to empower our members through personalized financial solutions while supporting the growth of our community. We understand that every member's journey is unique; therefore, we are dedicated to offering tailored services that align with individual needs. From basic checking accounts to specialized loans, every product is designed with your success in mind. We prioritize transparency and inclusivity, ensuring all members can access the financial tools they need without barriers. Our commitment to ADA compliance means that everyone can enjoy a welcoming environment at our branch.

Branch Location & Accessibility

Convenient Access

At our Warren location, you'll find ample parking available right outside our doors, ensuring a hassle-free visit. We've made sure our branch is ADA compliant, featuring ramps and accessible entrances to accommodate all members of the community. If you prefer to do your banking from the comfort of your vehicle, we also offer a drive-thru service that makes quick transactions a breeze.

Get in Touch!

Ready to experience personalized service? Feel free to call us at 586-757-1980 if you have any questions or need assistance. We invite you to visit us at the Selfreliance Warren Branch your financial journey starts here!

Operating Hours

Our doors are open during flexible hours to fit your busy schedule! Visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Tuesdays until 7:00 PM for those who need extra time. On Wednesdays, we operate as Drive-Thru Only from 11:00 AM to 5:00 PM. Don't forget that we're here for you on weekends too stop by Saturday or Sunday from 9:00 AM to 1:00 PM.

Services Offered

As part of Selfreliance Credit Union, we offer a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, vehicle financing through auto loans, or even mortgage loans and refinancing options, we've got you covered. Our team is ready to assist with credit cards that come with rewards, as well as business banking solutions including merchant services and business loans. Plus, enjoy the ease of online and mobile banking right at your fingertips!

Member Eligibility

Joining the Selfreliance community means stepping into a welcoming environment where your financial needs are prioritized and supported. If you're looking to become a member, you'll find that eligibility is quite inclusive! Individuals who live, work, worship, or attend school in the area surrounding 26495 Ryan Rd Warren Mi 48091 can easily qualify for membership. This opens up a world of benefits including competitive loan rates, personalized services, and access to various financial products tailored just for you. For more detailed information about the specific criteria, feel free to explore our eligibility page at http://www.selfreliance.com/join-about-us/membership/. Ready to get started? Opening an account with us is a breeze! Just visit our account opening page at http://www.selfreliance.com/digital-banking/get-started/, and if you have any questions along the way, don't hesitate to reach out at (586) 757-1980. We're excited to welcome you into our community at Selfreliance!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $561 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $211,270,392, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Seamless Transactions

Imagine being able to accept payments quickly and easily, giving your customers a smooth shopping experience. Our merchant services allow you to do just that. From credit card processing to mobile payment options, we provide the tools you need to handle transactions efficiently. This means you can focus on what matters most growing your business. Located at 26495 Ryan Rd Warren Mi 48091 in Warren, MI, we're here to help you take your business to new heights. Reach out to us at (586) 757-1980 or visit our website at https://www.selfreliance.com:443/ for more information on how we can assist you today!

Comprehensive List Of Services

Banking at Your Fingertips

We know convenience is key in today's fast-paced world. With our robust online and mobile banking platforms, managing your finances has never been easier. Check balances, transfer funds, or pay bills right from your smartphone or computer whenever it suits you! Additionally, we provide access to ATMs for cash withdrawals and balance checks whenever you need them.

Business Solutions That Work for You

For local business owners, Selfreliance offers comprehensive business banking solutions. From essential merchant services that facilitate transactions to business loans that help you expand your operations, we're committed to helping your business thrive.

Financial Support When You Need It

Life can throw unexpected challenges your way, but with our personal loans and debt consolidation services, you can find relief from financial stress. Plus, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Hassle-Free Transactions

At Selfreliance, we aim to make your banking experience as smooth as possible. Our drive-thru service allows you to handle deposits and withdrawals quickly without leaving your vehicle. Whether it's a quick deposit before work or picking up cash on the go, we're here to accommodate your busy lifestyle. In summary, Selfreliance is more than just a credit union; we're a partner in your financial journey. Whether you're looking for personal banking services, business solutions, or digital banking ease, we have everything covered under one roof. We invite you to visit us at our Warren branch or explore more about our services online at Selfreliance. Don't hesitate take the first step towards achieving your financial goals today!

Personal Banking Made Simple

When it comes to personal banking, we understand that everyone has different goals. That's why we offer a variety of checking and savings accounts tailored to suit your lifestyle. For those looking to make a significant purchase, our auto loans and vehicle financing options make it easy to drive off in the car you want without breaking the bank. Need help with homeownership? Our mortgage loans and refinancing solutions are here to help you secure that dream home or lower your monthly payments.

Digital & Online Banking

Key Services

You can explore our comprehensive online banking platform at https://www.selfreliance.com:443/. Here, you'll find features designed to simplify your banking experience. Need to check your account balance? Make a transfer? Or pay a bill? It's all available at your fingertips with 24/7 online banking services. For added convenience, we offer a mobile application that lets you carry out banking tasks directly from your smartphone. Whether you want to make person-to-person transfers or utilize mobile payments, managing your finances has never been easier. Plus, our electronic signature authorization allows you to sign documents securely without the hassle of printing or mailing.

Security and Accessibility

Your security is our top priority. We implement robust measures to protect your information while ensuring that our services are user-friendly. Enjoy peace of mind knowing that when you log into your account, you're in a safe environment. Additionally, we provide e-statements so you can keep track of your financial activities without the clutter of paper statements. This not only helps the environment but also gives you quick access to important documents whenever you need them. At Selfreliance, we're committed to making banking simple and accessible for everyone. Join us today and take advantage of these digital tools that put you in control of your money!

Financial Strength

At Selfreliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which allows us to provide the best services for you. With a net worth of $134,732,850, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.21% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $338,018,008 in share certificates and $90,201,078 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $119,439,128 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total used auto loans stand at $1,223, with a total of $597,246,512 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $2,133, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments amount to $6,628,840, while the total share accounts stand at 96,157, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selfreliance is your trusted partner. Visit us at 26495 Ryan Rd Warren Mi 48091 or call 586-757-1980 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,030,517 in used vehicle loans and $7,248,560 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the right fit for your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $211,270,392 provide the capital needed to grow and expand. We understand that every business has unique needs, so we offer customized solutions that can help take your venture to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,864,705, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to your situation. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced team is here to guide you through the process.

Refinancing Options

If you already have a loan but are looking for better terms or lower rates, ask us about our refinancing options. We may be able to help you save money and improve your financial situation. We invite you to visit us at 26495 Ryan Rd Warren Mi 48091 in Warren, MI, or give us a call at (586) 757-1980 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your dreams today!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,035,439 in loans helping members manage their finances effectively. These cards come with features designed to suit your lifestyle while providing an easy way to access funds when needed.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, allowing users to trust the information they receive.

Selfreliance