Selfreliance Credit Union Westfield MA | Affordable Vehicle Loans & Business Banking

Introduction

At Selfreliance, we believe in building a stronger community through financial empowerment. Since our establishment in 1951, we have been dedicated to providing top-notch financial services to our members at our Westfield Branch, located at 103 N Elm St, Westfield, MA 01085. With a proud membership of over 46,762 individuals, we are more than just a credit union; we are a trusted partner in your financial journey. Our commitment to excellence is reflected in our robust financial standing. We manage total assets of $1,019,513,746, with total deposits reaching $76,991,995. This strong foundation allows us to offer diverse loan options totaling 23,434, ensuring that whether you're looking for an auto loan, mortgage financing, or personal loans, we have you covered. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address at 2332 W Chicago Ave, Chicago, IL 60622. Our branch operates with a dedicated team of 152 employees, led by CEO Vitaliy Kutnyy and Board President Victor Wojtychiw. Together, they foster an environment where every member feels valued and understood. We take pride in not only serving your banking needs but also contributing positively to the community around us. With total cash in hand amounting to $4,767,476, we are well-equipped to support local initiatives and ensure that our members' interests come first. Ready to experience the Selfreliance difference? Contact us today at 413-568-4948 or visit our website at selfreliance.com to explore how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Selfreliance, your trusted financial partner in Westfield, MA. Since our founding in 1951, we have been dedicated to serving our community with a deep commitment to financial empowerment and support. Over the years, we have grown significantly, now boasting a membership of over 46,762 individuals who rely on us for their financial needs. Our branch is conveniently located at 103 N Elm St, Westfield, MA 01085, a spot that has become a familiar landmark for many in the area. We are proud to be part of this vibrant community and strive to create lasting relationships with our members. At Selfreliance, our mission is simple yet profound: to provide accessible financial services while uplifting our community. We believe that everyone deserves a chance to achieve their financial goals, whether it's through personal banking, auto loans, mortgages, or credit cards. Our total assets stand at an impressive $1,019,513,746, reflecting our stability and commitment to serving you well. While members can visit us at 103 N Elm St, official correspondence should be sent to our mailing address: 2332 W Chicago Ave, Chicago, IL 60622. We are dedicated not only to helping individuals but also to enhancing the community as a whole. Our outreach efforts include partnerships with local organizations aimed at promoting financial literacy and providing assistance where it's needed most. We recognize that true success lies in fostering a thriving community around us. As we embrace modern advancements in technology, we ensure that our services remain user-friendly and accessible. Our offerings include online banking, mobile payments, and e-statements all designed with you in mind. Additionally, we prioritize accessibility for all members by maintaining ADA compliance across our services. We invite you to experience what makes Selfreliance unique. Visit us during our operating hours Tuesday through Friday from 1:00 PM to 7:00 PM and Saturday from 9:00 AM to 1:00 PM to learn how we can assist you on your financial journey. Whether you need guidance on loans or want to open an account, we're here for you every step of the way. Join us today and become part of a community-focused credit union that genuinely cares about your success! For more information or inquiries, feel free to call us at 413-568-4948 or visit our website at www.selfreliance.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 413-568-4948! We're excited to welcome you into our community and help you with all your banking needs. Come by soon!

Nearby Landmarks and Accessibility

Located near the bustling town center, our branch is just a short stroll from local shops and eateries. If you're driving, you'll find ample parking available to make your visit hassle-free. Our facility is designed with accessibility in mind, ensuring that everyone can navigate easily with features like ADA-compliant ramps.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. Our lobby is open from Tuesday through Friday from 1:00 PM to 7:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. While we're closed on Mondays and Sundays, we're eager to serve you during the week when it's convenient for you.

Services Offered

At Selfreliance, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards our team is ready to help you achieve your financial goals. Although we currently do not have ATM services or drive-thru banking available at this branch, our friendly staff is always on hand to assist you with any transactions you may need. While members can visit us at 103 N Elm St, official correspondence should be sent to our mailing address at 2332 W Chicago Ave, Chicago, IL 60622.

Member Eligibility

At Selfreliance, we believe that everyone deserves a supportive financial community, and becoming a member is simple and welcoming. If you live, work, worship, or attend school in the area around 103 N Elm St Westfield Ma 01085, you're likely eligible to join us! We're all about inclusivity, so whether you're looking for personal banking solutions or business services, we're here for you. Membership comes with fantastic benefits like personalized service and access to various financial products tailored just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.selfreliance.com/join-about-us/membership/. Ready to take the next step? Opening an account is straightforward and designed with your convenience in mind. You can start the process by visiting our website at http://www.selfreliance.com/digital-banking/get-started/, or if you have any questions, don't hesitate to give us a call at (413) 568-4948. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's competitive market, effective payment solutions are essential. Our merchant services help you process transactions smoothly, enabling you to focus on what truly matters growing your business. From credit card processing to online payment solutions, we provide tools that enhance customer experiences while streamlining your operations. Visit us at 103 N Elm St Westfield Ma 01085 in Westfield, MA, or call us at (413) 568-4948 to explore how we can assist you in achieving your business goals. Together, let's build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $561 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $211,270,392, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to purchase a new vehicle, we offer competitive Auto Loans & Vehicle Financing. Picture yourself driving off in that car you've always wanted, all while enjoying flexible terms that fit your budget. Our team is here to help you navigate the process smoothly, ensuring that financing doesn't add stress to your car-buying experience.

Business Banking

Entrepreneurs and business owners will find valuable support in our Business Banking services, including merchant services and business loans. We are committed to helping your business thrive by offering tailored solutions that cater specifically to small businesses like yours.

Credit Cards with Rewards

For those who enjoy earning rewards on everyday purchases, our Credit Cards with Rewards offer great benefits. Imagine earning points on groceries, gas, or even dining out that can be redeemed for exciting perks! It's a great way to make your spending work harder for you.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and with our Mortgage Loans & Refinancing options, making that dream a reality is within reach. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we provide personalized guidance every step of the way. You can trust us to help make the home buying or refinancing process as straightforward as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts right from your phone or computer. Whether it's making transfers or checking account statements, everything is just a click away. At Selfreliance, we pride ourselves on making banking easy and accessible for all our members. If you have any questions or want to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out! You can contact us at 413-568-4948 or visit us at 103 N Elm St Westfield MA 01085. We invite you to explore these services further by visiting our website here. Your financial journey starts with us!

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why our Personal Banking options include checking and savings accounts designed for convenience and accessibility. Imagine easily depositing your paycheck and watching your savings grow without any hassle. With our user-friendly online and mobile banking platforms, you can check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need assistance managing debt, our Personal Loans & Debt Consolidation services can provide the relief you need. Think about simplifying your finances by consolidating high-interest debts into one manageable payment. We work with you to find a solution that fits your specific situation.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This means you can sign documents securely from the comfort of your home without needing to visit a branch. Plus, with e-statements available, you'll receive your account statements electronically, making it easier than ever to keep track of your financial activities without the clutter of paper. For those who enjoy using their smartphones, our mobile application is a game-changer. It's designed for ease of use so you can access all our services right at your fingertips. You can also take advantage of mobile payments for quick and easy transactions wherever you go.

Staying Connected

Need to send money to friends or family? Our person-to-person transfer feature lets you do just that with just a few taps on your phone. It's fast and simple, ensuring that sharing expenses or sending gifts is hassle-free. At Selfreliance, we prioritize your experience. Our online banking services not only provide convenience but also ensure security so that you can manage your accounts confidently. Whether you're at home or on the go, we've made banking as straightforward as possible for our valued members. Join us today and experience the ease of managing your finances digitally!

Financial Strength

At Selfreliance, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want to reassure you that our financial foundation is robust and reliable, allowing us to serve your needs effectively. With a net worth of $134,732,850, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1321 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $338,018,008 in share certificates and $90,201,078 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $119,439,128 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $597,246,512 in total loans and leases and $1,223 in used auto loans. Our net income of $2,133 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 96,157, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selfreliance is your trusted partner. Visit us at 103 N Elm St Westfield Ma 01085 or call 413-568-4948 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,030,517 in used vehicle loans and $7,248,560 in new vehicle loans already helping members get on the road. We make it easy to apply and can guide you through the financing process, ensuring you find the perfect loan for your situation.

Business Financing

For business owners, our outstanding commercial loans totaling $211,270,392 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for operational expenses, we have financing options that can cater to your business needs. If you're considering refinancing any of these loans or would like to explore eligibility options, our team is here to assist you every step of the way. Feel free to reach out to us at (413) 568-4948 or visit us at 103 N Elm St Westfield Ma 01085 for more information. We're committed to providing personalized service and support as you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you unlock the financial opportunities available at Selfreliance, where your goals matter!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,035,439 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit you each time you use them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,864,705, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your needs, whether you're a first-time homebuyer or looking to refinance an existing loan.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers are fair and transparent. By partnering exclusively with reputable financial institutions, LendMesh guarantees that users receive only legitimate offers.

Selfreliance