Self-Help Credit Union Pasco WA | Affordable Auto Loans & Business Banking

Introduction

At Self-help, we believe in the power of community and the strength of relationships. Located at 2735 W Court St, Pasco, WA 99301, our branch is dedicated to providing personalized financial solutions that truly meet the needs of our members. Established in 2008, we've grown to serve over 129,000 members, all while managing assets totaling an impressive $2,126,239,636. Our commitment to you goes beyond numbers. With a net worth of $600,496,069 and total deposits reaching $437,357,613, we focus on ensuring your financial security and prosperity. Our experienced team of 397 employees is here to support you every step of the way whether you're looking for personal banking options like checking and savings accounts or seeking assistance with auto loans or mortgages. Under the leadership of CEO Martin Eakes and Board President Jose Caballero, we strive to make a positive impact in Pasco and its surrounding areas. Our services are designed with you in mind: from online banking that offers convenience to business loans that help local entrepreneurs thrive. While members can visit us at our branch location, official correspondence should be sent to the same address: 2735 W Court St, Pasco, WA 99301. We invite you to reach out by calling us at 877-406-5828 during our lobby hours Monday, Tuesday, Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 10 AM to 6 PM. Join us today at Self-help, where your financial goals are our priority! Visit our website at Self-help for more information about how we can assist you in achieving your dreams.

Branch History & Mission

Community Commitment

Self-help is not just a credit union; it's a community cornerstone. We actively engage in various outreach programs aimed at improving the lives of those around us. Our partnership with local schools and nonprofits demonstrates our dedication to making a lasting impact in Pasco. We also prioritize accessibility by ensuring that our services are ADA compliant so that everyone can benefit from what we offer. Whether you need assistance or guidance on managing your finances or seeking advice on loans, our knowledgeable staff is here to help. As we continue this journey together, we invite you to join Self-help and experience the benefits of being part of a community-focused credit union. Together, we can build a brighter future for ourselves and those around us. Reach out today at 877-406-5828 or visit our website at Self-help to learn more about how you can become part of our family!

Our Mission

At the heart of Self-help is our mission to uplift individuals and families through financial education and support. We believe that everyone deserves the opportunity for financial stability and growth. Our focus goes beyond just providing loans and accounts; we strive to foster an environment where members can thrive. This is reflected in our community outreach initiatives, where we partner with local organizations to help those in need. While members can visit us at 2735 W Court St, official correspondence should be sent to the same address. We are committed to making banking as convenient as possible with features like ATM availability and online banking options that allow you to manage your finances anywhere, anytime.

Branch Location & Accessibility

A Friendly Call-to-Action

We invite you to stop by our branch in Pasco or give us a call at 877-406-5828. Our dedicated team is eager to assist you with all your banking needs. Experience the difference at Self-help today!

Convenient Access and Parking

Parking is ample and hassle-free, making it easy for you to visit us anytime during our operating hours. We are proud to offer a welcoming environment with ADA-compliant features, ensuring everyone can access our services comfortably. While members can visit us at this location, official correspondence should be sent to the same address: 2735 W Court St, Pasco, WA 99301.

Operating Hours That Fit Your Schedule

Our lobby hours are designed with your convenience in mind. Join us Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday from 10 AM to 6 PM. This flexible schedule allows you to come in when it suits you best.

Services Offered

At Self-help, we provide a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it.

Member Eligibility

Joining Self-help is like stepping into a welcoming community where everyone looks out for one another. To become a member, you simply need to meet a few friendly eligibility requirements. If you live, work, worship, or attend school in the Pasco area, you're already on the right track! Additionally, if you're a family member of an existing member or part of certain organizations, you can also join us. This means that whether you're new to the area or just looking for a supportive financial partner, there's a place for you here. For more detailed information on the eligibility criteria, feel free to check out this page. Once you've confirmed your eligibility, opening an account at Self-help is straightforward and hassle-free. Our dedicated team is here to guide you through every step of the process. You can reach us at (877) 406-5828 if you have any questions or need assistance. We're excited to help you take this important step towards better financial health while enjoying all the benefits our credit union has to offer! Visit us at 2735 W Court St Pasco Wa 99301 and let's get started on this journey together!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments anytime and anywhere, making transactions smoother for both you and your customers. This means happier clients and increased sales potential. Located at 2735 W Court St Pasco Wa 99301 in Pasco, WA, we are here to partner with you on your journey. Reach out today at (877) 406-5828 to discover how our services can elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we offer robust Business Banking services including Merchant Services and Business Loans designed to help your business thrive. We know that managing cash flow can be challenging, so we're here to assist you in making sound financial decisions.

Connect with Us

At Self-help, we aim to be more than just a financial institution; we want to be your trusted partner in managing money effectively. If you're curious about any of our services or ready to get started on your financial journey, don't hesitate to reach out! You can contact us at 877-406-5828 or visit us at our branch in Pasco. Explore all the ways we can assist you by visiting our website here. Your financial well-being is our priority!

Credit Card Options

Don't forget about our Credit Cards with Rewards, which allow you to earn points on purchases while enjoying the flexibility that comes with credit. It's like getting rewarded for spending on things you already buy!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide Online & Mobile Banking services that give you the freedom to manage your finances anytime, anywhere. From checking balances to transferring money between accounts, everything is just a few taps away. Our ATM & Cash Withdrawal Services ensure easy access to your funds with basic ATM access for withdrawals and balance checks.

Personal Banking Services

Our personal banking offerings include Checking and Savings Accounts that help you manage your day-to-day finances effectively. Imagine having access to your funds whenever you need them, whether it's for everyday purchases or saving for a special occasion. For those considering buying a new car or refinancing their existing vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. We understand that purchasing a vehicle is a significant investment, so we offer competitive rates and flexible terms. If homeownership is on your mind, explore our Mortgage Loans & Refinancing services. We can guide you through the process of securing a mortgage that fits your budget and lifestyle. And if you're facing unexpected expenses or seeking to consolidate debt, our Personal Loans & Debt Consolidation solutions provide the support you need.

Digital & Online Banking

Accessibility and Ease-of-Use

With 24/7 online banking services, you're never out of touch with your finances. Need to send money to a friend? Our person-to-person transfer feature makes it effortless. Want to make payments while waiting in line? With mobile payments enabled, handling transactions has never been more convenient. Even if you're not tech-savvy, our user-friendly interface ensures that everyone can navigate their accounts without stress. And for those who appreciate a bit of formality in their transactions, we provide electronic signature authorization for certain processes making it easier than ever to complete paperwork without stepping foot in the branch. At Self-help, we're committed to providing you with accessible tools that empower you to take control of your financial journey. Explore all these features and more by visiting us online today!

Key Features

Our online banking services let you check your balance, pay bills, and transfer funds with ease. You can enjoy the convenience of e-statements, which are available for those who prefer a paperless experience. This not only helps you stay organized but also contributes to environmental sustainability. If you're on the go, our mobile application allows you to manage your accounts right from your smartphone. Whether you're making person-to-person transfers or utilizing mobile payment options, everything is designed to keep your transactions quick and straightforward. Plus, you can rest assured knowing that all these features come with top-notch security protocols.

Financial Strength

Growing Member Base

We currently have 173,015 total share accounts, showing a strong and growing member base that trusts us with their finances. This growth reinforces our commitment to creating lasting relationships with our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 2735 W Court St Pasco Wa 99301 or call 877-406-5828 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial results reflect our operational efficiency. The impressive net income of $16,629,095 enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is substantial; with $1,511,536,317 in total loans and leases and $46,687 in used auto loans, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates tailored to fit your budget. Whether you're purchasing a brand-new model or a reliable used vehicle, we have the right solution for you.

Business Financing

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. We understand that every business has unique needs, and our dedicated team is here to help you navigate through financing options tailored specifically for your entrepreneurial journey. At Self-help, we believe that everyone deserves access to fair lending solutions. Our knowledgeable staff is always ready to discuss refinancing options or eligibility criteria if you're considering one of our products. To learn more about how we can assist you with your financial journey, please reach out at (877) 406-5828 or visit us at 2735 W Court St Pasco Wa 99301 in Pasco, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We provide personalized assistance throughout the process, ensuring you find the best terms for your situation. Our mortgage professionals are here to guide you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses or unexpected bills can be daunting. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. With no collateral required, these loans provide an excellent option for those needing financial flexibility.

Loan Aggregator

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Get Started Today

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SELF HELP FEDERAL CREDIT UNION - Pasco, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans