Self-Help Credit Union Pasco WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Self-help, your trusted financial partner located at 2735 W Court St, Pasco, WA 99301. Since opening our doors in 2008, we have proudly served a growing community of 129,107 members. At Self-help, we're dedicated to providing personalized banking solutions that empower you to achieve your financial goals. With total assets exceeding $2.12 billion, we offer a range of services tailored to meet the needs of individuals and businesses alike. Whether you're looking for a new auto loan or need assistance with mortgage refinancing, our experienced team is here to guide you every step of the way. We currently manage over $437 million in deposits and have facilitated 34,718 loans, ensuring that we can support your financial journey. Our leadership team, headed by CEO Martin Eakes and Board President Jose Caballero, believes in putting our members first. We aim to foster a welcoming environment where you feel valued and understood. With a commitment to community impact, we continually strive to enhance the lives of those around us. While members can visit us at our branch address, official correspondence should be sent to the same location: 2735 W Court St, Pasco, WA 99301. For any inquiries or assistance, don't hesitate to reach out at 877-406-5828. Experience the difference with Self-help today! Visit our website at self-help.org or stop by our branch for more information on how we can help you thrive financially.

Branch History & Mission

Call to Action

As we continue to grow and adapt to the changing needs of our members, we invite you to join us at Self-help. Experience firsthand how we can help you achieve your financial goals while making a difference in our community. Whether you're looking for personal banking options or business services, we're here for you every step of the way. For more information or to become a member today, please call us at 877-406-5828 or visit our website at self-help.org. Join us in building a brighter future together!

Our Journey

Our journey began with a simple mission: to empower our members through affordable financial services and support. Over the years, we've achieved significant milestones, including amassing total assets of over $2.1 billion. This growth has allowed us to expand our offerings and improve the lives of our members by providing essential banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We understand that financial wellness is crucial for our community's success. That's why we focus not only on providing excellent banking services but also on being a pillar of support in Pasco. Our team actively participates in local initiatives and partnerships aimed at uplifting those in need. We believe that by investing in our community, we can create lasting positive change.

Our Mission

At Self-help, our mission is clear: we aim to provide accessible and inclusive financial solutions while fostering a supportive environment for everyone. We strive to make banking easy and convenient through various services like online and mobile banking, ensuring that our members can manage their finances anytime and anywhere. While you can visit us at 2735 W Court St for your banking needs, official correspondence should be directed to the same address. We offer ATM access for quick withdrawals and balance checks; however, we currently do not have drive-thru service or shared service centers available.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled near local favorites like the Pasco Farmers Market and just a short drive from Franklin Park, our branch is in a vibrant area that's easy to reach. We have ample parking available right outside, ensuring you won't have any trouble finding a spot. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate all visitors comfortably.

Operating Hours

At Self-help, we understand that life can be busy. That's why we offer flexible operating hours tailored to fit your schedule. Visit us on Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday from 10 AM to 6 PM. These hours make it easy for you to stop by when it's most convenient for you!

Services Offered

From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got everything you need under one roof. Plus, our ATM services are available around the clock for quick cash withdrawals and balance checks. While we do not offer drive-thru service at this location, our friendly staff is always ready to assist you inside. If you need any further information or want to discuss how we can help meet your financial goals, don't hesitate to give us a call at 877-406-5828. We look forward to welcoming you at Self-help in Pasco!

Member Eligibility

At Self-help, we believe that becoming a member is like joining a caring community where your financial well-being matters. Anyone who lives, works, or worships in our local area can qualify for membership, making it easy to join our supportive family. We welcome individuals from all walks of life, and if you have any questions about eligibility or the application process, our friendly team is just a phone call away at (877) 406-5828. To get started on your journey with us, simply visit our website at https://www.self-help.org/personal/join-us/join-shcu for detailed information about the criteria and benefits of being a part of Self-help. Once you're ready to open an account, check out the straightforward steps at https://www.self-help.org/personal/join-us/join-shcu. We're excited to help you achieve your financial goals right here at our Pasco branch located at 2735 W Court St Pasco Wa 99301!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services make daily transactions easier for local businesses. Imagine being able to accept payments seamlessly, manage cash flow effectively, and provide top-notch customer service all while focusing on what you do best: running your business. Located at 2735 W Court St Pasco Wa 99301, Pasco, WA, we invite you to visit us or call (877) 406-5828 to learn more about how Self-help can empower your business today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners in need of reliable banking solutions, we offer business banking services including merchant services and business loans. We understand that running a business requires flexibility and support; that's why we're here to assist you with tailored financial solutions.

Convenient Access

In today's fast-paced world, convenience is key. That's why we've made sure that our members have access to ATM and cash withdrawal services right when they need them. With basic ATM access available for withdrawals and balance checks, managing your finances has never been easier.

Credit Cards

Our credit cards come with rewards that allow you to earn points on purchases that matter most to you. Whether it's everyday spending or special occasions, using a Self-help credit card can help you maximize your rewards while enjoying great benefits.

Get Started Today!

With all these services designed with our members in mind, Self-help is here for you every step of the way. If you're ready to take control of your financial future or if you have any questions about our offerings, don't hesitate to reach out! Give us a call at (877) 406-5828 or visit us at 2735 W Court St Pasco Wa 99301 in Pasco, WA. Let's work together towards achieving your financial goals!

Loans and Financing

When it comes to financing your dreams, we know how important it is to have flexible options. Our auto loans and vehicle financing services make it simple for you to drive away in the car you want without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options can help you secure the best rates available. Additionally, if you need cash for personal projects or debt consolidation, our personal loans can provide the support you need.

Personal Banking

For those seeking personal banking solutions, Self-help offers various options including checking and savings accounts that help you manage your day-to-day finances efficiently. Imagine having a checking account that not only keeps your money safe but also offers easy access through our user-friendly online and mobile banking platforms. You can check your balance, transfer funds, or pay bills anytime from the comfort of your home.

Digital & Online Banking

Key Features

Managing your finances has never been more straightforward. Our e-statements feature allows you to receive your statements electronically, saving you time and paper. If you're on the move, you'll appreciate our mobile payments feature that lets you pay for goods and services directly from your phone. You can also easily send money to friends or family with our person-to-person transfer option. No more waiting for checks to clear or trips to the bank; transfers are quick and secure.

Security and Ease of Use

Security is a top priority for us at Self-help. While we currently do not offer electronic signature authorization, we use robust security measures to protect your information during online transactions. Our user-friendly interface ensures that whether you're tech-savvy or just getting started with online banking, you'll find it easy to navigate. In summary, Self-help combines the latest technology with a commitment to service, making it simple for you to manage your finances securely. Explore all these features today by visiting us at https://www.self-help.org/!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $146,011,928 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,687 in used auto loans and $1,511,536,317 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,629,095 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 354 full-time employees and 43 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth ratio of $2,804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 173,015, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 2735 W Court St Pasco Wa 99301 or call (877) 406-5828 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your dream vehicle.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $95,154,985 provide the funding needed to take your business to the next level. We understand the challenges businesses face and are committed to supporting your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of these loans, we can help! Our refinancing options are designed to lower your interest rates or reduce monthly payments based on your current financial situation. We invite you to visit us or call us at 877-406-5828 for more information about our loan products and how they can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Self-help, we're dedicated to providing personalized service and financial solutions that fit your life. Whether you're looking for an auto loan, mortgage assistance, or credit options, we're here to help every step of the way!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. These cards can be a great way to build credit while enjoying rewards on your everyday purchases.

Loan Aggregator

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