Self-Help Credit Union E Wenatchee WA | Top Auto Loans & Personal Banking

Introduction

Welcome to Self-help in E Wenatchee, where we believe in building a brighter financial future together. Located at 478 2Nd St Se, E Wenatchee, WA 98802, our branch has been a trusted partner for the community since 2008. With a strong commitment to our members, we proudly serve over 129,000 individuals, helping them achieve their financial goals and dreams. At Self-help, we understand the importance of sound financial services. Our total assets stand at an impressive $2,126,239,636, which reflects our stability and dedication to providing exceptional services. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. With a robust total deposit base of $437,357,613 and cash in hand amounting to $38,879,204, your money is secure with us. Our CEO, Martin Eakes, along with Board President Jose Caballero, leads a team of 397 dedicated employees who are always ready to assist you. We aim to provide not just financial products but also support and guidance tailored to your unique needs. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 478 2nd St SE, E Wenatchee, WA 98802. We invite you to connect with us today! Call us at 877-406-5828 or explore our website at self-help.org to discover how we can help you achieve your financial aspirations. Join us on this journey toward financial well-being your future starts here!

Branch History & Mission

Community Focus

We understand that being a part of the community means more than just offering financial products; it's about building relationships and supporting local initiatives. Our partnerships with various organizations help us contribute positively to E Wenatchee. We actively engage in community outreach efforts aimed at improving the lives of those we serve. For added convenience, we offer ATM availability and mobile banking options so you can manage your finances anytime and anywhere. While we don't currently have drive-thru service or shared service centers at this location, we ensure that every visit is met with friendly service from our dedicated team.

Join Us

As we continue on this journey together, we invite you to become part of the Self-help family. Experience firsthand the benefits of membership from competitive rates on loans to personalized service designed just for you. If you're ready to take the next step toward financial wellness or want more information about what we offer, please reach out at 877-406-5828 or visit us online at self-help.org. Join us today and let's build a brighter financial future together!

Our Journey

Self-help began with a clear vision: to empower individuals and strengthen communities through accessible financial services. Over the years, we have grown significantly, now boasting total assets of approximately $2.1 billion. This growth is a testament to our commitment to serving our members with integrity and dedication. Located at 478 2nd St SE, E Wenatchee, WA 98802, our branch is easily accessible and surrounded by familiar landmarks that reflect the warmth of our community. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to the same mailing address: 478 2nd St SE, E Wenatchee, WA 98802.

Our Mission

At Self-help, our mission goes beyond traditional banking. We aim to provide personal banking services such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. We are dedicated not only to helping you achieve your financial goals but also to giving back to our community through various outreach programs. Our operating hours reflect our commitment to being available for you when you need us most: - Monday, Tuesday, Thursday: 9 AM - 5 PM - Wednesday: 10 AM - 5 PM - Friday: 10 AM - 6 PM

Branch Location & Accessibility

Convenient Access

Parking is available right outside our doors, so you can hop in and out with ease. Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps. Whether you're visiting us for personal banking or business services, we aim to provide a welcoming environment for all.

Operating Hours That Fit Your Schedule

Our lobby hours are designed with your busy life in mind. We are open Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 10 AM to 6 PM. This gives you plenty of options to stop by after work or during your lunch break. If you're in need of quick banking solutions after hours, we also offer ATM services right on-site for easy cash withdrawals and balance checks.

Services Tailored Just for You

At Self-help, we pride ourselves on offering a range of services to meet your financial needs. Whether you're interested in checking and savings accounts, auto loans, mortgage loans, or credit cards with rewards, our knowledgeable staff is ready to assist you. While we don't have drive-thru service at this location, our team is committed to providing efficient service within our lobby. If you have any questions or need assistance before your visit, feel free to give us a call at 877-406-5828. We look forward to welcoming you soon!

Member Eligibility

Joining the Self-help community is more than just opening an account; it's about becoming part of a supportive family that truly cares about your financial well-being. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to become a member! We welcome individuals who share our values and are looking for a financial partner that prioritizes their needs. The benefits of membership at Self-help are numerous, including access to personalized services and competitive rates on loans and savings accounts that can help you achieve your goals. Getting started is simple! Just visit us at 478 2Nd St Se E Wenatchee Wa 98802, or give us a call at (877) 406-5828 to learn more about how easy it is to join. For detailed eligibility criteria, check out our website at https://www.self-help.org/personal/join-us/join-shcu . We're excited to help you take this important step toward better banking with us!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine processing payments effortlessly while focusing on what you do best running your business. Our merchant services provide reliable payment processing solutions, ensuring your customers can pay easily and securely. This not only enhances customer satisfaction but also helps streamline your operations, allowing you more time to grow your business. Located at 478 2Nd St Se E Wenatchee Wa 98802, E Wenatchee, WA, our team is here to assist you with personalized service and expert advice. Reach out to us at (877) 406-5828 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access at Your Fingertips

With an ATM available at our branch location and cash withdrawal services integrated into our offerings, accessing your money is straightforward and hassle-free. Whether it's late-night grocery shopping or an emergency expense, rest assured that your funds are always within reach. At Self-help, we prioritize your experience by offering these essential financial services all under one roof. Located conveniently at 478 2Nd St Se E Wenatchee Wa 98802, feel free to reach out at (877) 406-5828 for any inquiries regarding your banking needs. Join us today and discover how we can support your financial journey! Visit us online at https://www.self-help.org/ for more information or start your membership process through this link. We look forward to serving you!

Financing Your Dreams

If you're considering a new vehicle or home, our Auto Loans & Vehicle Financing options provide competitive rates that fit your budget. Picture yourself driving off in that new car with minimal stress about payments. Additionally, we offer Mortgage Loans & Refinancing for those ready to invest in their dream home or lower their current mortgage rates. With us by your side, purchasing property becomes a reality.

Personal Banking Made Easy

We understand that managing finances can be overwhelming, which is why our Personal Banking services include checking and savings accounts that cater to various lifestyles. Imagine having easy access to your funds whenever you need them, thanks to our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills from the comfort of your home or on-the-go.

Simplifying Borrowing

For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services are here for you. We believe that everyone deserves a second chance at financial stability, and our loans can help ease the burden of high-interest debts. Plus, if you love rewards, our Credit Cards with Rewards allow you to earn points on everyday purchases because who doesn't like a little extra benefit while spending?

Supporting Businesses

We also recognize the importance of local businesses in our community. Our Business Banking solutions include merchant services and business loans designed to help entrepreneurs thrive. Whether you're starting from scratch or looking to expand, we've got the tools you need to succeed.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those who prefer managing their finances on the go, our mobile application offers a user-friendly experience that includes mobile payments and person-to-person transfers. Whether you're splitting a dinner bill with friends or making a quick purchase, our mobile payments feature makes transactions effortless. You can download our app and take advantage of these features right from your smartphone. In today's digital age, having real-time access to your accounts is crucial. Our services at Self-help ensure that managing your finances is as straightforward as possible. Enjoy the peace of mind that comes with knowing you have everything you need at your fingertips whenever you need it!

Secure Transactions Made Easy

We prioritize your security with features that help keep your information safe while making it easy for you to transact. While we currently do not offer electronic signature authorization, rest assured that our systems are built with robust security measures to protect your personal data.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 173,015, show a strong and growing member base that trusts us with their finances. This reflects not just numbers but the relationships we've built within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 478 2Nd St Se E Wenatchee Wa 98802 or call (877) 406-5828 to learn more about how we can help you achieve your financial goals.

Investing Back into the Community

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $4,687 in used auto loans and $1,511,536,317 in total loans and leases supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our robust operations reflect our dedication to serving you effectively. Our $16,629,095 shows our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms make it easy to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. We understand how important it is to have access to funds when you need them most. We also offer a variety of refinancing options and eligibility programs designed to help you secure the best rates available. If you're unsure about which product fits your needs best, our knowledgeable team is just a phone call away at (877) 406-5828. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at 478 2Nd St Se E Wenatchee Wa 98802 in E Wenatchee, WA, and let's talk about how we can assist you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We are here to guide you through the process and ensure you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our unsecured credit card loans. With a total of $6,428,365 in loans helping members manage their finances effectively, our credit cards come with flexible terms that fit your budget while providing the convenience you need.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that the loan offers you see are fair and transparent.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily find the best options tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh can lead to significant savings and a better understanding of available options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SELF HELP FEDERAL CREDIT UNION - E Wenatchee, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans