Self-Help Credit Union E Wenatchee WA | Top Auto Loans & Personal Banking

Introduction

Welcome to Self-help, your trusted community credit union located at 478 2Nd St SE, E Wenatchee, WA 98802. Since our establishment in 2008, we have proudly served over 129,000 members, helping them achieve their financial goals through personalized service and a commitment to community well-being. With total assets exceeding $2.1 billion, we are dedicated to providing you with reliable banking solutions that fit your unique needs. At Self-help, we understand that every member has distinct financial aspirations. Whether you're looking for a new auto loan or need assistance with personal banking, we offer a variety of services designed to empower you on your financial journey. Our total deposits amount to an impressive $437,357,613, demonstrating the trust and confidence our members place in us. Our leadership team, headed by CEO Martin Eakes and Board President Jose Caballero, is passionate about fostering a supportive environment where members can thrive. We are proud of our robust staff of 397 employees, who work diligently to ensure you receive top-notch service each time you visit us or contact us at 877-406-5828. We invite you to explore our wide range of offerings, including personal loans, mortgages, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to the same address: 478 2Nd St SE, E Wenatchee, WA 98802. Join us today and discover how Self-help can help you build a brighter financial future! For more information about membership or to open an account online, please visit our website at self-help.org. We look forward to being part of your financial success story!

Branch History & Mission

At Self-help, we are proud of our roots in E Wenatchee, WA, where we opened our doors in 2008. Our branch has been a cornerstone of the community for over a decade, serving as a trusted financial partner for our members. Located at 478 2Nd St Se, E Wenatchee, WA 98802, we are easily accessible to all residents and businesses in the area. Since our inception, we have grown to welcome over 129,000 members who rely on us for their personal and business banking needs. With total assets reaching an impressive $2,126,239,636, we are committed to providing reliable financial services that help individuals and families achieve their goals. Our mission is clear: to empower our members through accessible financial products and exceptional service while actively supporting our local communities. At Self-help, we believe in more than just banking; we believe in building relationships. Our dedicated team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also offer modern conveniences like online and mobile banking to make managing your finances easier than ever. We recognize the importance of community support. That's why we invest time and resources into outreach initiatives that strengthen the neighborhoods we serve. From financial education programs to partnerships with local organizations, our goal is to uplift and empower everyone in E Wenatchee. While you can visit us at our main branch address mentioned above for all your banking needs, please note that official correspondence should be sent to the same address as it serves both as our physical location and mailing address. Our operating hours are designed to fit your schedule: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 10 AM to 6 PM. Plus, with ATM availability right at our location, accessing your funds has never been easier. Join us today at Self-help! Experience firsthand how we're different not just as a credit union but as a committed partner in your financial journey. Together, let's build a brighter future for you and our community. For more information or assistance, feel free to call us at 877-406-5828 or visit us online at Self-help.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on being accessible to everyone. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking spaces for all our members. Whether you're visiting us for personal banking needs or exploring our various financial services, you'll find our location welcoming and accommodating.

Operating Hours and Services

At Self-help, we understand that flexibility matters. That's why we offer lobby hours tailored to fit your schedule: - Monday, Tuesday, Thursday: 9 AM - 5 PM - Wednesday: 10 AM - 5 PM - Friday: 10 AM - 6 PM You can always reach us at (877) 406-5828 if you have questions or need assistance. While you're here, take advantage of our ATM availability for quick cash withdrawals and balance checks. Please note that we do not have drive-thru service; however, our friendly staff is ready to assist you inside during business hours.

Visit Us Today!

Whether you're looking for checking accounts, auto loans, or mortgage options, Self-help offers a variety of services designed to meet your financial needs. While members can visit us at 478 2Nd St Se E Wenatchee Wa 98802, official correspondence should be sent to the same address. We invite you to come by and experience personalized banking that truly puts you first. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Self-help is like joining a close-knit community that truly cares about your financial well-being. To qualify, you simply need to meet some friendly criteria, which include living, working, or attending school in the areas we serve. This means if you're part of our vibrant local community or connected through employment or education, you're likely eligible! The benefits of membership are plenty, from personalized service to a range of financial products designed to help you thrive. If you're interested in joining us at our branch located at 478 2Nd St Se E Wenatchee Wa 98802, don't hesitate to reach out at (877) 406-5828 for more information. For detailed eligibility requirements and to ensure you have the latest updates, please check out our website at https://www.self-help.org/personal/join-us/join-shcu. It's easy and straightforward to become a member, so why wait? Join us today and take advantage of everything we have to offer!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine being able to accept payments from customers seamlessly whether they prefer cash, cards, or mobile payments. Our merchant services empower local businesses like yours to handle transactions efficiently and securely. This means more time for you to focus on what truly matters: growing your business and serving your customers. Located at 478 2Nd St Se E Wenatchee Wa 98802 in E Wenatchee, WA, our team is ready to help you navigate the financial landscape. Call us today at (877) 406-5828 to learn how we can assist your business in achieving its goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms that make driving away in your dream vehicle easier than ever. We believe in helping our members get on the road without breaking the bank, so you can focus on what matters enjoying your new ride.

Business Banking

Entrepreneurs and small business owners will find our Business Banking services particularly valuable. From merchant services that help facilitate transactions smoothly to business loans designed for growth, we're committed to supporting local businesses in our community.

Credit Cards with Rewards

For those who love to earn while they spend, our Credit Cards with Rewards program allows members to gain benefits from their purchases. It's an excellent way to earn points or cash back on everyday expenses, helping you get more out of your budget.

Mortgage Loans & Refinancing

When it comes to finding a place to call home, we offer Mortgage Loans & Refinancing options that suit various budgets and situations. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our team is here to guide you through the process.

Online & Mobile Banking

With today's busy lifestyle in mind, we emphasize the importance of convenient banking solutions. Our Online & Mobile Banking platforms enable members to manage their accounts anytime, anywhere whether it's paying bills or transferring funds between accounts. We invite you to explore all these offerings and more at Self-help! If you're ready to take the next step toward achieving your financial goals or just have questions about how we can assist you, please don't hesitate to reach out at (877) 406-5828. Your journey toward financial wellness starts here!

Personal Banking

For those seeking everyday banking solutions, our Personal Banking options include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your funds with features like online and mobile banking, which allow you to check balances and transfer money right from your smartphone. You can also enjoy the convenience of basic ATM access for withdrawals and balance checks at numerous locations.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can provide the financial relief you need. With straightforward application processes and transparent terms, we aim to make borrowing simple and stress-free.

Digital & Online Banking

Key Features

Our online banking platform also includes e-statements, making it simple to keep track of your financial history without the clutter of paper statements. Enjoy the peace of mind knowing that your information is accessible and environmentally friendly! Want to send money to friends or family? Our person-to-person transfer feature allows you to quickly and securely transfer funds directly from your account. It's perfect for splitting bills or sending gifts. For those on the go, our mobile application offers all these features right in the palm of your hand. Plus, with mobile payments, you can make purchases using just your smartphone, giving you even more convenience in today's fast-paced world.

Security and Accessibility

Your security is our priority. While we don't currently offer electronic signature authorization, rest assured that our online systems are equipped with advanced security measures to protect your personal information. With easy navigation and real-time account management, you'll find our digital banking services not only user-friendly but also empowering. Stay connected with your finances like never before at Self-help!

Financial Strength

Member Savings

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $16,629,095 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees who are dedicated to serving you with expertise and care.

Our Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for You

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $4,687 in used auto loans and $1,511,536,317 in total loans and leases, supporting your financial goals across various sectors.

Trust Built on Growth

Total Share Accounts: 173,015, show a strong and growing member base that trusts us with their finances. We believe that our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 478 2Nd St Se E Wenatchee Wa 98802 or call (877) 406-5828 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. We make it simple to secure financing for both new and used vehicles, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand your enterprise. Whether you're looking for equipment financing or working capital, we have solutions tailored for small businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our knowledgeable team is here to guide you through every step of the process.

Refinancing Options

If you're interested in lowering your current payments or accessing cash from your equity, we offer refinancing options across many of our loan products. Our team will work closely with you to explore eligibility options and find the best solution for your needs. At Self-help, we are committed to transparency and service excellence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to get started on your application, feel free to reach out at (877) 406-5828 or visit us at 478 2Nd St Se E Wenatchee Wa 98802 in E Wenatchee, WA. Your financial journey starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. This option allows you to cover everyday purchases while building your credit score at the same time.

Loan Aggregator

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