Self-Help Credit Union Greenville SC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Self-help at our Greenville-woodruff branch, located at 1620 Woodruff Rd, Greenville, SC 29607. Established in 1983, we have been dedicated to serving our community for over four decades. With a commitment to providing quality financial services, we are proud to support 89,275 members and manage total assets exceeding $1.85 billion. At Self-help, we believe in the power of community and financial empowerment. Our total deposits amount to $147,717,428, reflecting the trust our members place in us. Our experienced team of 306 employees, led by CEO Martin Eakes and Board President Deborah McKetty, works tirelessly to offer a range of products from personal banking accounts to business loans. We understand that every member's financial journey is unique. That's why we offer tailored solutions, including auto loans where we've financed over 25,433 loans and mortgage options designed to help you achieve your dreams. We pride ourselves on maintaining a solid net worth of $500,822,745, ensuring your investments with us are secure. While our branch address is where you can find us for your banking needs, feel free to reach out via phone at 864-203-1354 if you have questions or need assistance. To learn more about our services and how we can assist you further, visit our website at self-help.org. Join us as we continue to make a positive impact in the lives of our members and the community we cherish!

Branch History & Mission

Join Us

While members can visit us at 1620 Woodruff Rd for all their banking needs, official correspondence should be directed to the same address as there's no separate mailing address provided. We invite you to experience firsthand the benefits of being part of Self-help a place where your financial dreams can become reality. If you're looking for a credit union that values your aspirations and supports your journey toward financial success, look no further than Self-help. Join us today and become part of a community that cares deeply about your future! For more information or inquiries, please call us at 864-203-1354.

Our Journey

Since our inception, we have remained committed to providing accessible financial services that cater to the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgage financing, our offerings reflect our mission to promote economic opportunity and social equity. The journey has been marked by key milestones, including the introduction of online banking and mobile applications that empower members to manage their finances conveniently. In addition to our core services, we have built strong partnerships within the Greenville community. These collaborations enable us to extend our outreach efforts and support local initiatives aimed at enhancing the quality of life for residents. Whether through educational workshops or sponsorships of community events, we strive to give back and uplift those around us.

Our Mission

At Self-help, our mission is clear: we aim to provide exceptional financial services while fostering a spirit of community involvement. We believe that everyone deserves access to the tools they need to thrive financially. Our team is dedicated not only to helping members achieve their financial goals but also to promoting overall community well-being. We understand that financial health goes beyond just numbers; it's about building relationships based on trust and support. Our commitment is evident in everything we do from personalized customer service during operating hours (Monday through Friday from 9 AM to 5 PM) to ensuring accessibility with ATM availability at our branch.

Branch Location & Accessibility

Welcome to Self-help at our convenient location on 1620 Woodruff Rd, Greenville, SC 29607. We're proud to serve the vibrant community of Greenville County with accessible banking solutions tailored to your needs. Nestled near popular spots like the bustling Haywood Mall and just a short drive from downtown Greenville, our branch is easy to reach whether you're running errands or heading home. At Self-help, we understand that convenience is key. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can comfortably visit us. If you ever need assistance, our friendly staff is always ready to help. We invite you to stop by during our lobby hours from Monday through Friday, 9 AM to 5 PM. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgage refinancing, we offer a wide range of services to meet your financial goals. Plus, with an ATM available on-site, accessing cash is quick and hassle-free. While you can visit us at 1620 Woodruff Rd, please note that official correspondence should be sent to our mailing address if it differs from this location. For any inquiries or assistance, feel free to give us a call at 864-203-1354. We look forward to welcoming you in person soon!

Member Eligibility

At Self-help, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or go to school in the Greenville area, you're likely eligible to join us. We cater to individuals who share our values of building better financial futures together. By becoming a member at Self-help, you gain access to a variety of benefits designed to help you manage your money more effectively, from personal checking accounts and auto loans to credit cards with rewards. To learn more about the specific eligibility requirements, feel free to visit our website at . If you're ready to open an account or have any questions, don't hesitate to give us a call at (864) 203-1354 or stop by our branch located at 1620 Woodruff Rd Greenville Sc 29607. We're here to support you every step of the way!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, our merchant services provide practical tools that make transactions smooth. Imagine accepting payments effortlessly while managing your cash flow better this is what we aim to achieve for you. Our services are designed to simplify your payment processes, allowing you to focus on what truly matters: running your business. Visit us at 1620 Woodruff Rd Greenville Sc 29607 in Greenville, SC, or give us a call at (864) 203-1354 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM and cash withdrawal services ensure that you're never far from your funds. With basic ATM access available for withdrawals and balance checks, managing your money is easier than ever.

Business Banking

If you're a business owner, you'll be pleased to know we also provide comprehensive business banking solutions. From merchant services to assist with transactions to business loans for expansion or equipment purchases, we have what you need to keep your business thriving.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why our digital banking features include both online and mobile banking, allowing you to manage your accounts anytime, anywhere. With just a few clicks or taps, you can pay bills, transfer funds, and check balances without stepping foot in the branch.

Credit Options

We understand that credit plays an important role in your financial health. That's why we offer credit cards with rewards perfect for earning points on everyday purchases while managing your expenses efficiently. Our credit cards are designed with benefits that suit various lifestyles.

Get Started Today!

With so many options available at Self-help, we invite you to come visit us at 1620 Woodruff Rd Greenville Sc 29607, or give us a call at (864) 203-1354. Our team is ready to assist you with all your financial needs and help you find the right solutions tailored just for you! Explore all the ways we can support your financial goals today!

Personal Banking Solutions

Our personal banking options include checking and savings accounts that are perfect for managing your day-to-day finances. You can easily set up automatic transfers to grow your savings, ensuring that you're always prepared for life's unexpected moments. Additionally, if you're considering buying a new vehicle, our auto loans and vehicle financing make it simple to drive away with the car you want. For those planning to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing options offer competitive rates and terms that fit your budget. And if you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation services can provide the flexibility you need.

Digital & Online Banking

Key Services

Our online banking platform is accessible 24/7, allowing you to check balances, pay bills, and transfer money anytime you need. You can explore all our digital offerings at https://www.self-help.org/ . With features like electronic signature authorization, signing important documents has never been easier or more secure. Plus, opting for e-statements means you can reduce paper clutter while still keeping track of your financial history easily. If you're looking to send money to friends or family quickly, our person-to-person transfer service is here to help. It's simple and fast perfect for those moments when you need to share expenses or send a little extra cash.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application is available for download. It brings all the functionalities of online banking right to your fingertips. Whether you're making payments or checking your account balance while waiting in line, it's designed for ease of use. While we currently don't offer mobile payments, we're focused on ensuring that all other aspects of your digital banking experience are top-notch. With every feature we provide, security remains a priority so you can have peace of mind knowing your information is protected. In summary, Self-help offers a comprehensive suite of digital banking services that make managing your money straightforward and secure. Dive into a world of convenience with us today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 116,979, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain a healthy balance sheet while continuing to invest in the services that matter most to you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 1620 Woodruff Rd Greenville Sc 29607 or call (864) 203-1354 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,167 in used auto loans and $1,637,133,842 in total loans and leases.

Operational Efficiency

Our $13,407,221 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our team can guide you through the process to find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, allowing you to take the next step towards owning your dream home. Our experienced staff will help explain eligibility options and guide you through refinancing if you're looking to lower your monthly payments.

Other Options

In addition to these products, we provide various personal loan options for debt consolidation and other needs. For business owners looking for growth opportunities, our outstanding commercial loans totaling $261,180,593 provide essential capital for expansion. Feel free to reach out to us at (864) 203-1354 or visit us at 1620 Woodruff Rd Greenville SC 29607. We're here Monday through Friday from 9 AM to 5 PM to assist you with any inquiries about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $5,711,942 in loans helping members manage their finances effectively, these cards provide an easy way to handle unexpected expenses or everyday purchases without having to tap into your savings.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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SELF HELP CREDIT UNION