Self-Help Credit Union Windsor NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Self-help, your trusted partner in financial wellness, located at 302 W Granville St, Windsor, NC 27983. Since our establishment in 1983, we have proudly served our community with a commitment to providing personalized banking solutions. With over 89,275 members and 306 dedicated employees, we work hard every day to ensure that you achieve your financial goals. At Self-help, we understand that financial stability is important to you and your family. That's why we offer a variety of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets amount to an impressive $1,859,358,597, reflecting our strong foundation and dedication to serving our members. Our CEO, Martin Eakes, along with Board President Deborah McKetty, lead our team with a vision focused on community impact and member satisfaction. We're proud to maintain a net worth of $500,822,745 and total deposits of $147,717,428, which allows us to support our lending initiatives effectively. While our branch address is where you can visit us for all your banking needs, please note that we do not have a separate mailing address for official correspondence at this time. We invite you to reach out or drop by! Feel free to call us at (252) 794-3242 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Explore how Self-help can assist you in making the most of your financial journey today! For more information about our services and offerings, visit us online at self-help.org.

Branch History & Mission

Community Impact

Our role extends beyond traditional banking; we actively engage with our community through outreach programs and partnerships aimed at improving local living standards. Whether it's supporting local businesses or participating in community events, we aim to make a lasting impact on the lives of those around us. As you explore your financial options, consider becoming a member of Self-help in Windsor. Join us today and discover how we can support you on your path to financial success! For any inquiries or assistance, feel free to reach out at (252) 794-3242 during our operating hours from Monday to Friday, 9 AM to 5 PM. Together, let's build a stronger future for our community!

Our Evolution

Over the years, Self-help has witnessed significant growth and development. With total assets reaching an impressive $1,859,358,597, our financial strength enables us to offer a wide range of services tailored to meet the needs of our members. We pride ourselves on being more than just a credit union; we are a part of your journey towards achieving your financial goals. Our commitment to innovation is reflected in our digital offerings such as online banking and mobile applications, making banking more accessible for everyone.

Our Mission

At Self-help, our mission is straightforward: to provide quality financial services while fostering community well-being. We believe that when individuals thrive, communities flourish. We offer personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards all designed to enhance your financial health. Additionally, we strive to make banking accessible through initiatives like ATM availability and user-friendly online platforms. While members can visit us at 302 W Granville St, official correspondence should be sent to our mailing address if it differs from the branch address. We also emphasize inclusivity by ensuring ADA compliance and offering essential services without barriers.

Branch Location & Accessibility

Contact Us

Got questions? Don't hesitate to reach out! You can call us at 252-794-3242 for any inquiries or assistance. We look forward to serving you at the Self-help branch in Windsor your trusted partner in financial success!

Operating Hours

We know your time is valuable, which is why we keep our doors open during convenient hours. Visit us Monday through Friday from 9 AM to 5 PM for all your banking needs. Whether you're stopping by before work or during your lunch break, we're here when you need us.

Parking and Accessibility

Parking at our Windsor branch is hassle-free, with ample space available for members. We ensure that everyone can access our services comfortably, so you'll find features like ramps and ADA compliance throughout the facility. Your comfort and accessibility are our top priorities!

Services Offered

At Self-help, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. While we don't have drive-thru service at this location, our welcoming lobby invites you to come in and chat with our knowledgeable staff.

Member Eligibility

At Self-help, we believe that becoming a member means joining a caring community focused on your financial well-being. If you live, work, or worship in the area around 302 W Granville St Windsor Nc 27983, you may be eligible to join us! We welcome individuals from various backgrounds and situations, so whether you're looking for a personal savings account, an auto loan, or just want to benefit from our member-focused services, there's a place for you here. For more detailed information about eligibility criteria. Joining is easy! Simply give us a call at (252) 794-3242, and our friendly team will guide you through the process of opening an account. We're excited to help you take the first step toward better banking with Self-help!

Business Banking & Commercial Services

Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for businesses. Imagine being able to process payments quickly and securely while focusing on what you do best running your business. Our solutions help streamline operations, so you can spend more time serving your customers. Located at 302 W Granville St Windsor Nc 27983 in Windsor, NC, our team is ready to partner with you on your journey. For inquiries or to learn more about how we can assist your business, call us at (252) 794-3242. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, our business banking services include merchant services and business loans designed to help your venture thrive. We understand the unique challenges of running a business and aim to provide support every step of the way.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust online and mobile banking features. You can manage accounts, transfer funds, and pay bills from anywhere whether you're at home in Windsor or on the go. For cash needs, our ATM services allow easy withdrawals and balance checks whenever you need them.

Get Started Today!

We invite you to explore all that Self-help has to offer. For more information about any of these services or assistance in choosing what's right for you, feel free to reach out at (252) 794-3242 or visit us at our branch location in Windsor. Your financial wellbeing is our priority!

Home Financing Options

Buying a home is a significant milestone, and our mortgage loans and refinancing services ensure you're well-supported throughout this journey. We guide you through various options to find the best fit for your financial situation. Imagine settling into your dream home with a mortgage that works for you!

Loans for Every Need

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide quick access to funds when you need them most. Whether it's medical bills or consolidating debt into one manageable payment, we're here to help you regain control of your finances. Additionally, if you're looking for a credit card that rewards your spending, consider our credit cards with rewards program. You earn points while making everyday purchases, which can lead to exciting perks down the line.

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer personal banking options like checking and savings accounts that help simplify your budgeting. Our accounts come with features that make tracking your spending easy, so you can focus on what matters most. For those looking to buy a new car or refinance an existing vehicle, our auto loans and vehicle financing are here to help. With competitive rates and flexible terms, we make it simple to get behind the wheel without breaking the bank.

Digital & Online Banking

Key Features for Your Convenience

We offer electronic signature authorization to make signing documents easier than ever. This means you can complete transactions without the hassle of printing or mailing forms. For those who prefer paperless options, e-statements are available, allowing you to view your account statements online rather than waiting for them to arrive in the mail. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and quick. Just enter the recipient's details, and you'll have money sent in no time!

Mobile Banking On-the-Go

If you're always on the move, our mobile application puts banking right at your fingertips. With the app, you can check balances, deposit checks, and even pay bills all from your smartphone. While mobile payments are not currently available at Self-help, our app still provides a comprehensive suite of features for easy account management. In a world where convenience and security go hand-in-hand, Self-help ensures that your online banking experience is both reliable and straightforward. Experience the ease of digital banking today!

Financial Strength

Committed to Growth

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,167 in used auto loans and $1,637,133,842 in total loans and leases.

Growing Member Base

We believe in transparency and accountability. Total Share and Deposit Accounts stand at 116,979, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 302 W Granville St Windsor Nc 27983 or call (252) 794-3242 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $4,200,525 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Safe Savings Options

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans, helping members get on the road with confidence. Whether you are interested in financing a new vehicle or need assistance with a reliable used one, we're here to help.

Business Financing

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand your business. We understand the challenges businesses face and are committed to providing solutions that work for you. At Self-help, we're dedicated to helping you find the right loan product that fits your needs and lifestyle. You can reach us at (252) 794-3242 or visit us at 302 W Granville St Windsor Nc 27983, Windsor, NC for personalized service and expert guidance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you on your journey toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With total Junior Lien 1-4 Family Residential Properties loans amounting to $11,213,728, we aim to provide you with the resources needed for this significant step. If you're considering refinancing, our team can guide you through eligibility options that may be available.

Unsecured Credit Card Loans

Managing your finances effectively is crucial, and that's why we also offer flexible terms on unsecured credit card loans. With a total of $5,711,942 in these loans already helping our members maintain their financial health, you can benefit from convenient credit options without collateral requirements.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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SELF HELP CREDIT UNION - Windsor, NC

Type of Loan Offerings

Personal Loans

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Loan rates in Windsor, NC (27983)