Self-Help Credit Union Rocky Mount NC | Low Mortgage Rates & Business Banking

Introduction

Welcome to Self-help in Rocky Mount, NC, where we believe in empowering our members through community-focused financial solutions. Established in 1983, our credit union has grown to serve 89,275 members, offering a range of services that cater to both individual and business needs. With total assets exceeding $1.85 billion, we are committed to providing reliable banking options that help you achieve your financial goals. Located at 3631 Sunset Ave, Rocky Mount, NC 27804, our branch is more than just a place to manage your money it's a hub for community engagement and support. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location. At Self-help, we take pride in our strong financial foundation, highlighted by a net worth of $500,822,745 and total deposits of $147,717,428. Our team of 306 dedicated employees, led by CEO Martin Eakes and Board President Deborah McKetty, is here to ensure you receive personalized service tailored to your unique circumstances. We offer a variety of services including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is not only to provide excellent financial products but also to contribute positively to the community we serve. Feel free to reach out to us at (252) 997-7722 or visit our website at self-help.org for more information about how we can assist you on your financial journey. Whether you're looking for loans or simply need some advice on managing your finances better, we are here for you!

Branch History & Mission

At Self-help, we take pride in our rich legacy of service and commitment to the community. Founded in 1983, our branch located at 3631 Sunset Ave, Rocky Mount, NC 27804 has been a steadfast partner for individuals and families striving for financial well-being. With a total membership of 89,275 and assets exceeding $1.85 billion, we have grown significantly while maintaining our core mission: to provide accessible financial services that empower our members. Over the years, we have evolved from a small credit union into a trusted institution serving the Rocky Mount area. Our achievements reflect our dedication to fostering financial literacy, supporting local businesses, and enhancing the quality of life in our community. We believe that everyone deserves access to the tools they need to succeed financially. Our mission is simple yet profound: to help our members achieve their financial goals while also giving back to the communities we serve. We strive to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. We are committed to not only meeting your financial needs but also supporting initiatives that uplift our community. While members can visit us at 3631 Sunset Ave, official correspondence should be sent to the same address as our mailing address remains unchanged. We understand the importance of convenience; that's why we offer ATM availability and online banking options for easy access to your accounts anytime, anywhere. As technology advances, so do we. Our commitment extends beyond traditional banking methods; we are proud to offer mobile applications and online banking services designed with your needs in mind. Our focus on customer satisfaction drives us to implement ADA compliance measures ensuring accessibility for all. At Self-help, partnerships with local organizations amplify our outreach efforts, helping us extend support where it's needed most. Whether through workshops on financial literacy or collaborative community projects, we aim to make a lasting impact. Join us today and discover how being part of Self-help can enhance your financial journey. Experience firsthand the benefits of membership and become part of a community dedicated not just to finance but also to collective growth and empowerment. Together, let's build a brighter future! For inquiries or more information about our services, feel free to call us at 252-997-7722 during our operating hours from Monday to Friday, 9 AM - 5 PM.

Branch Location & Accessibility

Welcome to Self-help, your friendly neighborhood credit union located at 3631 Sunset Ave, Rocky Mount, NC 27804. We pride ourselves on being conveniently situated to serve you better. Whether you're coming from nearby landmarks like the Rocky Mount Sports Complex or just passing through the area, finding us is easy! At Self-help, we understand that accessibility is key for our members. Our branch features ADA-compliant facilities and ample parking, ensuring everyone can visit us without hassle. While members can come to our physical location for a variety of banking needs, official correspondence should be sent to the same address: 3631 Sunset Ave, Rocky Mount, NC 27804. Our lobby hours are designed with your busy schedule in mind. We are open Monday through Friday from 9 AM to 5 PM, making it easy for you to stop by before or after work. Need cash? You'll find our ATM available right outside, ready to assist you with withdrawals and balance checks whenever you need it. Although we don't currently offer drive-thru banking services, our dedicated team is always ready inside the branch to help you with personal banking options like checking and savings accounts, auto loans, mortgages, and even credit cards with rewards. So why wait? Come visit us at Self-help today or give us a call at 252-997-7722. We look forward to welcoming you into our community!

Member Eligibility

At Self-help, we believe that everyone deserves a chance to be part of a welcoming community where your financial needs come first. Becoming a member is easy and open to those who live, work, or worship in the area. Whether you're looking to save for a dream vacation, buy your first car, or secure a loan for your business, joining us gives you access to competitive rates and personalized service tailored just for you. To find out more about the specific eligibility requirements, feel free to check out our detailed informati. If you're ready to take the next step toward membership, you can learn how to open an account or give us a call at (252) 997-7722. We're located at 3631 Sunset Ave Rocky Mount Nc 27804, and we can't wait to welcome you into the Self-help family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your day-to-day operations smoothly with reliable payment processing. Our merchant services are designed to make transactions easy for both you and your customers. From point-of-sale systems to online payment solutions, we provide the tools that help streamline your sales process, making it easier for you to focus on what matters most growing your business. Located at 3631 Sunset Ave Rocky Mount Nc 27804 in Rocky Mount, NC, our team is ready to assist you. Call us at (252) 997-7722 during our lobby hours from Monday to Friday, 9 AM to 5 PM, and let's discuss how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking services provide essential tools to help you thrive. From merchant services that make transactions easy for your customers to tailored business loans that support your growth, we are here to help you navigate the financial landscape of running a business.

Connect with Us

Our team at Self-help is here to assist you with any questions or concerns about our services. You can reach us at (252) 997-7722, or better yet, visit us at our branch during lobby hours from 9 AM to 5 PM Monday through Friday. We look forward to helping you achieve your financial goals! Explore all the possibilities with us today! For more information about our offerings and how we can assist you further, please visit our website at https://www.self-help.org/.

Credit Cards and Rewards

At Self-help, we believe in rewarding our members. That's why we offer credit cards with rewards that give back every time you use them. Whether it's cash back on everyday purchases or points toward exciting rewards, we've designed these cards with your lifestyle in mind.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like easy fund transfers, bill payments, and account monitoring right at your fingertips, staying on top of your finances has never been simpler. For quick access to cash, our ATM services ensure you can withdraw funds when you need them most. Basic ATM access lets you check balances or make withdrawals without hassle.

Personal Banking Solutions

Whether you are just starting out or looking to manage your wealth, our personal banking options have got you covered. We offer checking and savings accounts that cater to your day-to-day needs, helping you save for the future while managing your daily expenses. If you're considering a new vehicle, our auto loans and vehicle financing options provide flexible terms and competitive rates, making it easier for you to get behind the wheel. For those thinking about homeownership, our mortgage loans and refinancing services guide you through the process with ease, ensuring you find a loan that fits your budget. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options can help simplify your finances.

Digital & Online Banking

Accessibility and Support

Whether you're using a computer or a smartphone, our digital banking tools are designed to be intuitive and accessible for everyone. If you ever need assistance, our team is just a call away at (252) 997-7722, ready to help you navigate any questions or concerns. At Self-help, we believe in making banking straightforward and secure so that you can focus on what truly matters your financial goals. Join us today and explore the convenience of modern banking!

Key Features of Our Digital Banking Services

We provide a range of user-friendly features that make banking simpler for our members. With our electronic signature authorization, you can sign documents securely without the hassle of printing or mailing. Plus, e-statements are available, allowing you to view and manage your financial statements easily and environmentally friendly. Our mobile application offers a seamless experience for those who prefer managing their accounts on the go. You can check balances, transfer funds, and even send money to friends or family with our person-to-person transfer feature. While mobile payments are not currently available, we ensure that all our online services prioritize security so you can feel confident while banking online. From setting up alerts for account activity to real-time transaction tracking, we've got you covered.

Financial Strength

Efficient Operations

Our operational efficiency is highlighted by a robust $4,200,525, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share Accounts stand at 116,979, showing a strong and growing member base that trusts us with their finances. This trust reflects the commitment we have toward providing exceptional service and reliable products tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 3631 Sunset Ave Rocky Mount Nc 27804 or call (252) 997-7722 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,167 in used auto loans and $1,637,133,842 in total loans and leases.

Secured Savings Opportunities

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their payments or reduce their interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are here to support you every step of the way. Whether you're interested in auto financing or looking for credit solutions that fit your lifestyle, Self-help has a loan product for you. Feel free to reach out to us at (252) 997-7722 for more information or visit us during our lobby hours from Monday through Friday between 9 AM and 5 PM. Join our community today and let us help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, making buying or refinancing simple. We aim to make the process as straightforward as possible so you can focus on creating memories in your new home.

Unsecured Credit Card Loans

For those who need flexibility in managing expenses, we offer unsecured credit card loans with a total of $5,711,942 helping members effectively manage their finances. These loans come with competitive terms that can fit various budgets and financial situations.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.

SELF HELP CREDIT UNION - Rocky Mount, NC

Type of Loan Offerings

Personal Loans

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Loan rates in Rocky Mount, NC (27804)