Self-Help Credit Union Old Fort NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Self-help, your trusted partner in financial wellness, located at 217 Catawba Ave, Old Fort, NC 28762. Since our establishment in 1983, we've dedicated ourselves to serving the community with a focus on personal banking and member support. With a strong membership base of 89,275 members, we pride ourselves on being more than just a credit union; we are a community resource committed to improving the financial lives of our members. At Self-help, our assets have grown to an impressive $1,859,358,597, showcasing our stability and trustworthiness. We offer a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total deposits stand at $147,717,428, reflecting the confidence our members place in us. Under the leadership of CEO Martin Eakes and Board President Deborah McKetty, our team of 306 employees is dedicated to ensuring you receive exceptional service every time you visit. Whether you're looking to secure a loan or simply need guidance on managing your finances, we're here to help. While you can always reach us at our branch location in Old Fort for any inquiries or transactions, please note that official correspondence should be sent to the same address: 217 Catawba Ave, Old Fort, NC 28762-9675. Explore our website at self-help.org for more information about our services and how we can assist you. We invite you to call us at 828-668-7561 or stop by during our lobby hours from Monday through Friday between 9 AM and 5 PM. Join us today and experience the difference with Self-help!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services; it encompasses community engagement as well. We regularly participate in local events and initiatives aimed at uplifting our neighbors. By fostering relationships with local organizations and charities, we create opportunities for growth and assistance where it is needed most. For those wishing to visit us in person or reach out for inquiries, you can find us at 217 Catawba Ave in Old Fort or call us at 828-668-7561 during our operating hours from Monday through Friday between 9 AM and 5 PM. While members can visit us at this address for their banking needs, official correspondence should be sent to our mailing address: 217 Catawba Ave, Old Fort, NC 28762-9675.

Join Us

At Self-help in Old Fort, we invite you to become part of our family. Experience the benefits of being a member of a credit union that truly cares about your financial well-being and the strength of our community. Whether you're looking for personal banking options or seeking assistance with loans and credit cards, we're here for you every step of the way. Join us today and let's build a brighter future together!

Mission Statement

Our mission is clear: to provide accessible financial services that empower individuals and strengthen communities. We believe that everyone deserves the chance to thrive financially, regardless of their background. This belief drives us to offer a variety of services including personal banking accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. We strive not only to assist our members financially but also to support community initiatives through partnerships and outreach programs. In addition to traditional banking services, we have embraced digital advancements to enhance member experience. From online banking options to electronic statements and mobile applications, we are committed to making banking convenient and accessible for everyone.

Branch Location & Accessibility

Accessibility and Convenience

At Self-help, we prioritize making banking accessible for everyone. Our branch features ADA-compliant facilities, ensuring that all members can easily navigate our space. We also offer drive-thru banking services for quick and convenient transactions without leaving your vehicle. Parking is readily available, making your visit hassle-free.

Operating Hours

We know your time is valuable, which is why our lobby hours are designed to fit your busy schedule. We are open Monday through Friday from 9 AM to 5 PM. Feel free to stop by during these hours for all your banking needs or give us a call at 828-668-7561 if you have any questions!

Services Offered

Self-help provides a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to help you achieve your financial goals. While we currently do not have ATM services on-site, our drive-thru allows you to handle deposits and withdrawals efficiently. While members can visit us at 217 Catawba Ave, official correspondence should be sent to the same address: 217 Catawba Ave, Old Fort, NC 28762-9675. We invite you to come in and experience the friendly service that sets Self-help apart from other financial institutions. Your community credit union is here for you stop by today!

Member Eligibility

Becoming a member of Self-help feels like joining a close-knit family where everyone looks out for one another. To qualify, you simply need to meet certain criteria that are designed to keep our community strong and connected. Whether you live or work in the area, or have family ties here, there's a good chance you can join us! We welcome individuals from various backgrounds, ensuring that everyone has access to our supportive services. Plus, by being part of Self-help, you'll enjoy benefits like competitive rates on loans and personalized banking solutions tailored just for you. If you're curious about the specific eligibility requirements, feel free to check out more details at . And when you're ready to take the next step, opening an account is a breeze! You can reach us at (828) 668-7561 for any questions or visit us at our branch located at 217 Catawba Ave Old Fort Nc 28762. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can enhance customer experience and boost sales. Our merchant services equip you with the tools you need to accept payments seamlessly, whether in-store or online. Imagine serving more customers without the hassle of complicated transactions this is what we aim to provide at Self-help, located conveniently at 217 Catawba Ave Old Fort Nc 28762, Old Fort, NC. Let us help you navigate your business's financial needs so you can focus on what you do best growing your business! For more information, give us a call at (828) 668-7561 or visit us today.

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, Self-help is here to help your business thrive. Our business banking services include merchant services and business loans designed to support your operations and growth plans. We understand the challenges businesses face, and we strive to provide solutions that empower entrepreneurs like you.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that let you manage your accounts anytime, anywhere. With features like electronic statements and person-to-person payment options, staying on top of your finances has never been easier.

Credit Solutions

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. These tools can help you regain control of your finances by simplifying payments or funding important purchases. Plus, our credit cards come with rewards that make every purchase count so you can earn while you spend!

Drive-Thru Service

For those who prefer face-to-face interactions but want quick service, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. We want to ensure that accessing your funds is as hassle-free as possible.

Get Started Today!

We invite you to visit us at 217 Catawba Ave Old Fort Nc 28762 in Old Fort or give us a call at (828) 668-7561 to learn more about how we can assist you with all your financial needs. At Self-help, we're committed to being more than just a bank we're your partner in achieving financial success! Visit us today or explore our website at https://www.self-help.org/ for more information on our full range of services.

Personal Banking Solutions

Managing your finances is easier with our personal banking services. We offer checking and savings accounts that can help you save for that dream vacation or manage everyday expenses. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those considering home ownership, our mortgage loans and refinancing options provide flexible terms to fit your situation.

Digital & Online Banking

Convenience and Accessibility

Whether you're at home or out running errands, accessing your account has never been easier. Our online banking services let you manage your money in real-time without any hassle. And if you need assistance or have questions, our dedicated support team is just a phone call away at (828) 668-7561. At Self-help, we believe that managing your finances should be straightforward and efficient. Join us today and experience the freedom of modern banking!

Key Services

Our online banking platform allows you to check balances, pay bills, and transfer funds quickly and easily. You can also enjoy the convenience of electronic statements, making it simple to keep track of your finances while reducing paper clutter. Plus, with our electronic signature authorization feature, signing documents is as easy as a click away. If you're always on the go, our mobile application puts your bank in your pocket. You can monitor your accounts, make payments, and perform person-to-person transfers right from your smartphone. We know how important security is, which is why we've built our app with user-friendly features to ensure that your information stays safe.

Financial Strength

Growing Together

We're thrilled to have built a strong community of trust with 116,979 total share accounts, showing that many members rely on us for their financial needs. With net shares available for lending and investments totaling $0, we can adapt to the changing needs of our members while ensuring a robust banking experience. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 217 Catawba Ave Old Fort Nc 28762 or call (828) 668-7561 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,167 in used auto loans and $1,637,133,842 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $13,407,221, showcasing our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees who are always ready to assist you with knowledgeable support.

Solid Financial Foundation

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible terms that make ownership achievable.

Business Financing

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. We understand the importance of having access to funds when opportunities arise, and our team is here to help navigate your financing needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to make purchases while keeping your budget intact.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, make buying or refinancing simple. We believe that owning a home should be within everyone's reach, and our competitive rates can support you in making this significant investment.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, talk to us about eligibility options available for all our loan products. We're dedicated to finding solutions that work best for you. Our team at Self-help, located at 217 Catawba Ave Old Fort Nc 28762, Old Fort, NC, is ready to assist you with any questions or concerns. You can reach us at (828) 668-7561 during our operating hours from Monday to Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take the next step together toward achieving your financial goals!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers. Each comparison reflects current market conditions and includes essential details about each loan option.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower you to make informed choices. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options that suit their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the practical benefits of using LendMesh as your go-to resource for loans. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SELF HELP CREDIT UNION - Old Fort, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans