Self-Help Credit Union Maiden NC | Quick Personal Loans & Auto Financing

Introduction

Welcome to Self-help, your trusted financial partner located at 528 E Main St, Maiden, NC 28650. Since our establishment in 1983, we have proudly served our community by providing a range of financial services designed to meet the diverse needs of our 89,275 members. With total assets exceeding $1.85 billion, we are committed to helping you achieve your financial goals. At Self-help, we believe in building strong relationships with our members. Our dedicated team of 306 employees, led by CEO Martin Eakes and Board President Deborah McKetty, works tirelessly to ensure you receive personalized service and support. We offer various products, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards all crafted to empower you financially. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same location: 528 E Main St, Maiden, NC 28650. If you have any questions or need assistance, feel free to call us at (828) 428-9928 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Our commitment goes beyond just numbers; it's about making a positive impact in the community. With a net worth of $500,822,745 and total deposits of $147,717,428, we continue to reinvest in initiatives that benefit our members and strengthen local economies. Join us today at Self-help! Explore how we can assist you on your financial journey by visiting our website at self-help.org. Let's work together towards a brighter financial future!

Branch History & Mission

Advancements and Accessibility

In line with our commitment to innovation, we have embraced digital advancements that make banking easier for you. Our online banking platform offers convenience right at your fingertips. Members can access their accounts anytime, anywhere whether through e-statements or mobile applications tailored for ease of use. Additionally, we prioritize accessibility by ensuring compliance with ADA standards so that every member feels welcomed and valued.

Join Us

As we continue to grow and adapt to meet the needs of our community, we invite you to be a part of our story. Experience the benefits of membership with Self-help where your financial well-being matters most. Together, let's build a brighter future for Maiden and beyond. For more information or to become a member today, please contact us at 828-428-9928 or visit our website at Self-help. Your journey towards financial empowerment begins here!

Our Mission

Our mission at Self-help is straightforward yet powerful: to provide accessible financial services while fostering strong community support. We believe in making banking simple and effective for everyone. By offering a range of services including personal banking, auto loans, mortgage refinancing, and business banking we aim to meet the diverse needs of our members. We are committed to enhancing the lives of those we serve. Our focus extends beyond traditional banking; we actively engage in community outreach programs that help uplift our neighbors. Whether it's through partnerships with local organizations or initiatives that promote financial literacy, Self-help is dedicated to making a positive impact in Maiden.

Branch Location & Accessibility

Call Us Anytime!

If you have questions or need assistance before visiting us, feel free to give us a call at 828-428-9928. We look forward to welcoming you to Self-help where your financial well-being is our priority!

Nearby Landmarks and Accessibility

Situated near local favorites, our branch is close to parks and community centers, offering a familiar backdrop for members. When you arrive, you'll find ample parking available for your convenience. We also ensure that our facilities are accessible to everyone, with ADA-compliant features like ramps and designated parking spots.

Operating Hours and Services

We're here to serve you Monday through Friday from 9 AM to 5 PM. During these hours, our friendly staff is ready to assist you with a range of services including personal banking, auto loans, mortgages, and business banking solutions. If you're ever in need of quick cash or account information outside of regular hours, we also have an ATM on-site for your convenience. While members can visit us at this branch location for their banking needs, official correspondence should be sent to the same address: 528 E Main St, Maiden, NC 28650.

Member Eligibility

Joining the Self-help family is more than just opening an account; it's about becoming part of a community that cares for its members. If you live, work, or worship in the Maiden area, you're likely eligible to join us at Self-help. We welcome individuals from all walks of life who are looking for a supportive financial partner. The benefits of membership include access to personalized banking services, competitive loan rates, and a variety of resources designed to help you achieve your financial goals. Getting started is simple! You can visit us at our location at 528 E Main St Maiden Nc 28650, or give us a call at (828) 428-9928 for more information. For detailed eligibility criteria, feel free to check out our website at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loans That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine having a payment processing solution that not only accepts payments but also helps you manage your cash flow effectively. Our merchant services are designed for real-world application enabling you to focus on what matters most: running your business. From easy payment acceptance to detailed reporting tools, we provide solutions that fit seamlessly into your daily operations. Located at 528 E Main St Maiden Nc 28650 in Maiden, NC, our team is here to help you every step of the way. Connect with us today at (828) 428-9928 to discover how we can assist your business in reaching its full potential!

Comprehensive List Of Services

Business Banking Services

For local businesses, Self-help provides essential support through our business banking services. From merchant services to business loans, we are committed to helping entrepreneurs thrive in their ventures.

Convenient Access and Support

Accessing your funds has never been easier with our ATM services, which allow for cash withdrawals and balance checks anytime you need them. Plus, if you ever have questions or need assistance, don't hesitate to call us at (828) 428-9928 during our lobby hours from Monday to Friday, 9 AM to 5 PM. At Self-help, we strive to make banking simple and accessible for everyone in the community. Our digital tools are designed to provide convenience right at your fingertips, so you can focus on what really matters your life. Ready to learn more about how we can assist you? Visit us today at 528 E Main St Maiden Nc 28650 or check out our website at https://www.self-help.org/ for additional information on all the services we offer. Your financial journey starts here!

Flexible Loan Options

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We work with you to create a manageable payment plan that fits seamlessly into your lifestyle. Additionally, our credit cards with rewards offer great perks for members who like to earn while they spend. It's an easy way to enjoy benefits while making everyday purchases.

Personal Banking Solutions

Whether you're looking for a safe place to keep your money or planning for the future, we have you covered. Our checking and savings accounts are tailored for everyday banking needs. You can easily monitor your balance and transactions through our online and mobile banking platforms, which make managing your finances a breeze. If you're considering buying a new car, our auto loans and vehicle financing options provide competitive rates to help you hit the road without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing solutions ensure that you find the right fit for your budget.

Digital & Online Banking

Key Features

We're proud to provide electronic statement options, ensuring that you can keep track of your finances without the hassle of paper clutter. With e-statements available, you'll have immediate access to your financial records while also doing your part for the environment. For those who prefer using their smartphones, our mobile application makes banking on-the-go a breeze. Whether you're looking to deposit checks or manage accounts, our app puts the power in your hands. Plus, with person-to-person transfers, sending money to friends or family has never been easier no cash or checks needed! Security is always a top priority at Self-help. Our electronic signature authorization feature allows you to sign documents safely and securely from the comfort of your home. This means no more trips to the branch just for paperwork; everything can be done electronically. If you're interested in making payments through your phone, our mobile payments feature will enhance your experience even further (although currently not available). With all these tools at your disposal, managing your money is simple and stress-free. Come explore how digital banking can empower you at Self-help!

Financial Strength

Committed Team

We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 116,979 total share accounts, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 528 E Main St Maiden NC 28650 or call 828-428-9928 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Your savings are secure with us through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is reflected in the $1,637,133,842 in total loans and leases. This includes 1,167 used auto loans, which support our members' financial goals across various sectors. Our net income of $13,407,221 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. Whether it's for equipment purchases or operational costs, we're here to support your business ambitions. If you're considering refinancing any of these loans or want to learn about eligibility options, please don't hesitate to ask us! Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are dedicated to providing you with transparent information so you can make informed decisions regarding your financial future. At Self-help in Maiden, NC, we're more than just a credit union; we're your partner in financial success!

Credit Card Loans

Managing finances can be tough at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. With these credit cards, you can handle unexpected expenses without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, make buying or refinancing simple. We can guide you through the process and help you find the best fit for your budget.

Loan Aggregator

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SELF HELP CREDIT UNION