As times change, so do we. Our branch embraces digital advancements to enhance your banking experience. With online banking and mobile applications available, managing your finances is easier than ever. We are also proud to be ADA compliant to ensure that all members can access our services comfortably. While visiting us at our physical location is encouraged during our lobby hours from 9 AM to 5 PM on weekdays, we prioritize your convenience through modern technology. Although we currently do not offer ATM or drive-thru services, our focus remains on delivering personalized support and guidance every step of the way.
At Self-help in Lexington, NC, you're not just a member; you're part of a community dedicated to mutual growth and support. We invite you to join us on this journey towards financial empowerment. Explore the various services we offer and see how we can help you thrive. For inquiries or assistance, feel free to reach out at 336-249-5642. Together, let's build a brighter future!
Our mission at Self-help is simple yet profound: to empower individuals and families by providing accessible financial services while supporting community development. We understand that everyone's journey is unique; therefore, we offer a range of products including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. We believe in not just meeting financial needs but also making a positive impact on the community. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us.
Imagine having the tools you need to accept payments easily and efficiently. Our merchant services are designed to fit your business's unique needs, allowing you to focus on what you do best serving your customers. Whether you're running a small shop or a bustling restaurant, we offer solutions that simplify transactions and enhance customer experiences. Join us at Self-help and discover how our Business Banking & Commercial Services can empower your business dreams! For inquiries, reach us at 336-249-5642.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.
If you're in the market for a new car or need financing for your vehicle, look no further! Our auto loans and vehicle financing options are designed to help you drive away with confidence. We understand that purchasing a vehicle is a significant investment, which is why we offer competitive rates and flexible terms that suit your budget.
For small business owners, our business banking services, including merchant services and business loans, are designed to empower your entrepreneurial journey. We recognize the hard work that goes into running a business, so we offer tools and resources that can help streamline operations and fuel growth.
Enjoy shopping rewards with our credit cards with rewards program. It's more than just a card; it's an opportunity to earn benefits as you make everyday purchases. You'll appreciate how easy it is to earn points toward things you love while managing your spending responsibly.
For those dreaming of homeownership or looking to refinance their current mortgage, our mortgage loans and refinancing services provide solutions that fit your lifestyle. Picture yourself settling into a new home or lowering your monthly payments our team is here to guide you through every step of the process.
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. From checking balances to transferring funds, managing your money has never been easier. You can access your accounts anytime, anywhere making banking fit into your lifestyle seamlessly. With all these services available at Self-help, we invite you to connect with us at (336) 249-5642 or visit us at our location in Lexington, NC. Let us be part of your financial journey today! For more information about all that we offer, visit our website at Lexington. Your financial well-being is just a call or click away!
Whether you are looking to open a checking account or save for the future, our personal banking services have got you covered. With options for checking and savings accounts, you can manage your day-to-day finances effectively. Imagine having easy access to your funds, allowing you to make purchases or pay bills effortlessly.
Life can throw unexpected expenses your way, but our personal loans and debt consolidation options can help alleviate some financial stress. Whether it's consolidating debt or funding a special project, we're here to provide support and resources tailored to your specific needs.
Our online banking platform offers a range of features that make managing your money simple. You can access your accounts 24/7, allowing you to check balances, view transactions, and pay bills at any time. Plus, with electronic statements available, you can say goodbye to paper clutter while still keeping track of your finances easily. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send funds without hassle. And if you're on the move, don't forget about our mobile application! It brings all the power of online banking right to your fingertips.
Security is a top priority for us. We use advanced encryption technology to protect your information, ensuring peace of mind as you manage your accounts online. Our user-friendly interface makes it easy for everyone, whether you're tech-savvy or not. Additionally, if you ever need to sign documents electronically, our electronic signature authorization feature allows you to do that securely without needing to print anything out. This saves time and keeps things efficient. At Self-help, we believe that banking should fit into your lifestyle, not the other way around. Join us today and experience how our digital banking services can simplify your financial management!
Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Total Share and Deposit Accounts stand at 116,979, showing a strong and growing member base that trusts us with their finances. This growth further strengthens our ability to provide you with the best possible services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 1891 Brown St Lexington Nc 27292 or call (336) 249-5642 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,167 in used auto loans and $1,637,133,842 in total loans and leases.
Our $4,200,525 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your vehicle purchase as affordable as possible.
For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and provide tailored financing options. At Self-help, we believe in making banking accessible and straightforward. If you're considering refinancing or want to explore eligibility options for any of our products, don't hesitate to ask our team for guidance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you in navigating your financial journey with confidence!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade, our knowledgeable staff can guide you through the process and help you find the right solution for your situation.
We also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to fit your lifestyle.
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