Self-Help Credit Union Laurinburg NC | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Self-help, your trusted financial partner in Laurinburg, NC. Located at 701 S Main St, our branch has proudly served the community since 1983, establishing strong ties with our members and fostering a sense of belonging. With a total membership of over 89,275, we are dedicated to providing personalized service and innovative financial solutions tailored to meet your needs. At Self-help, we believe in empowering our members. With total assets exceeding $1.85 billion and deposits totaling $147,717,428, we are well-equipped to support your financial journey. Our commitment goes beyond numbers; it's about building relationships and making a positive impact in our community. Under the leadership of CEO Martin Eakes and Board President Deborah McKetty, we strive to ensure that every member feels valued and supported. Whether you're looking for personal banking options like checking accounts, auto loans, or mortgage refinancing, or you need business banking services such as merchant services and business loans, we've got you covered. We also offer convenient online and mobile banking options for easy access to your finances anytime. While members can visit us at our Laurinburg location, official correspondence should be sent to the same address: 701 S Main St, Laurinburg, NC 28352. If you have any questions or need assistance, feel free to reach out at 910-276-4995 or explore more on our website Self-help. Join us today and experience how Self-help can make a difference in your financial life!

Branch History & Mission

Welcome to Self-help in Laurinburg, NC! Since opening our doors in 1983, we have proudly served our community with a mission to provide exceptional financial services while fostering a spirit of cooperation and support. With a total membership of 89,275 and assets reaching an impressive $1,859,358,597, we are dedicated to empowering individuals and families through accessible banking solutions. Located at 701 S Main St, our branch is conveniently situated near local landmarks that reflect the heart of Laurinburg. Whether you're visiting us for personal banking needs or seeking assistance with auto loans and mortgage financing, you'll find a welcoming atmosphere and knowledgeable staff ready to help you achieve your financial goals. At Self-help, our mission goes beyond just banking. We believe in building stronger communities by providing resources that enhance the lives of our members. Our services include checking and savings accounts, credit cards with rewards, personal loans, business banking solutions, and much more. We strive to make banking easy and accessible through online platforms and mobile applications, ensuring that you can manage your finances anytime, anywhere. While members can visit us at 701 S Main St, official correspondence should be sent to the same address as there is no difference between our branch and mailing addresses. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it convenient for you to stop by or reach us at 910-276-4995. As part of our commitment to accessibility, we offer ATM services and drive-thru banking options for added convenience. We also engage in community outreach initiatives that aim to uplift those in need and foster partnerships that create positive change. Join us at Self-help today! Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a brighter financial future!

Branch Location & Accessibility

ATM Availability

For those on the go, we offer convenient ATM availability right at our branch. You can easily access cash or check your balance without stepping inside. While members can visit us at 701 S Main St, official correspondence should be sent to the same address as there is no separate mailing address. Don't hesitate to reach out! You can call us at 910-276-4995 if you have any questions or need assistance before stopping by. We look forward to welcoming you into our branch soon!

Accessibility and Features

At Self-help, we prioritize making banking accessible for everyone. Our location is designed with accessibility in mind, featuring ADA-compliant ramps and spacious parking to ensure that every member can visit comfortably. Plus, if you prefer not to come inside, our drive-thru service allows you to handle transactions quickly from your vehicle.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, providing ample time for you to drop by during your day. Our dedicated team is ready to assist you with a variety of services, including personal banking accounts, auto loans, mortgage options, and credit cards with rewards. If you're looking for business banking solutions or just need help with simple transactions like deposits and withdrawals, we've got you covered!

Member Eligibility

At Self-help, we believe that everyone deserves a chance to be part of a supportive and thriving community. Becoming a member is easy and welcoming! You can join us if you live, work, worship, or attend school in the areas we serve. We also welcome those who are family members of current members. This means that whether you're just starting your financial journey or looking to expand your options, there's a place for you here. To get started, simply visit us at our branch located at 701 S Main St Laurinburg Nc 28352 or give us a call at (910) 276-4995. Our friendly staff is always ready to help guide you through the membership process. For more detailed eligibility criteria. Joining Self-help not only opens the door to a range of banking services tailored to your needs but also connects you with a community focused on helping each other thrive financially.

Business Banking & Commercial Services

Merchant Services that Matter

Alongside our loan offerings, we provide essential merchant services that make everyday transactions easier for your business. Imagine having the ability to accept payments seamlessly from customers both in-store and online this not only enhances customer satisfaction but also boosts your sales potential. Located at 701 S Main St Laurinburg Nc 28352 in Laurinburg, NC, our experienced team is ready to assist you in navigating the financial landscape for your business. Contact us at (910) 276-4995 during our convenient hours from Monday to Friday, 9 AM to 5 PM, and discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners in Laurinburg, Self-help provides essential services like merchant services and business loans. We understand that every business has unique needs; that's why we work closely with our members to develop customized solutions that foster growth.

Convenient Access

We know convenience matters in today's fast-paced world. That's why we offer ATM services for quick cash withdrawals and balance checks. Our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. In addition, digital banking features such as e-statements ensure you stay informed about your finances without needing paper statements cluttering up your mailbox.

Credit Cards

Looking for rewards while you spend? Our credit cards with rewards offer benefits that can enhance your purchasing power while earning points toward future rewards.

Debt Management

Sometimes life throws unexpected expenses your way. That's why our personal loans and debt consolidation services are here to help you regain control over your finances. You can consolidate multiple debts into one manageable payment, making it easier to stay on top of your budget.

Get Started Today!

Whether you're an individual seeking personal banking solutions or a business owner looking for support, Self-help is here for you. With convenient access through our branch or online platforms, managing your money has never been easier. Reach out to us at 910-276-4995 or visit us at our branch location in Laurinburg. Let's work together to achieve your financial goals!

Personal Banking

Navigating personal banking can be overwhelming, but at Self-help, we simplify it for you. Our checking and savings accounts are designed to help you manage your day-to-day expenses while also saving for the future. Imagine easily accessing your funds through our online and mobile banking platforms, which allow you to check balances and make transactions from anywhere. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. We offer competitive rates that suit various budgets. Similarly, if homeownership is on your mind, explore our mortgage loans and refinancing solutions tailored to help you find the perfect fit for your lifestyle.

Digital & Online Banking

Key Features

One standout feature is the ability to send money quickly and easily through person-to-person transfers. Whether you're splitting a dinner bill with friends or paying back a family member, our platform makes it hassle-free. For those who prefer mobile banking, our mobile application is available for download, giving you all the features of online banking right in the palm of your hand. You can manage your accounts on-the-go, ensuring you have access whenever you need it. We also prioritize security. With electronic signature authorization available, signing documents digitally is not only simple but safe. Plus, if you choose e-statements over paper ones, you'll enjoy added security while helping the environment it's a win-win! At Self-help, we're committed to providing an accessible banking experience that fits your lifestyle. Our goal is to ensure that banking with us is both easy and secure so you can focus on what matters most to you.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 116,979, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the confidence our members place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 701 S Main St Laurinburg Nc 28352 or call (910) 276-4995 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,200,525 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; with $1,167 in used auto loans and $1,637,133,842 in total loans and leases, our lending capacity supports various sectors important to our community.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. We understand how important it is to have reliable transportation, and our straightforward application process makes financing your next vehicle easy and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing one, we have resources available to support your business journey. At Self-help, we believe that everyone deserves access to fair financing options. If you're interested in learning more about our loan products or eligibility requirements, please reach out at 910-276-4995. Our knowledgeable staff is ready to assist you during our lobby hours from Monday to Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can help you save while you spend.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, making buying or refinancing simple. We also offer competitive rates for those interested in refinancing their existing mortgages. Our team is here to guide you through the process and help you find the best solution for your needs.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers on LendMesh are sourced from legitimate financial institutions, which ensures a high level of transparency in the loan comparison process. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The platform's goal is to provide unbiased results, allowing users to make choices based purely on their needs. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SELF HELP CREDIT UNION - Laurinburg, NC

Type of Loan Offerings

Personal Loans

Compare Loan Rates Near You

Loan rates in Laurinburg, NC (28352)