Self-Help Credit Union Durham NC | Reliable ATM Access & Services

Introduction

Welcome to Self-help, your trusted partner in financial wellness, located at 301 W Main St, Durham, NC 27701. Since our establishment in 2008, we have dedicated ourselves to serving our community with integrity and commitment. With a robust membership of over 129,000 individuals, we're proud to support our members with a variety of financial solutions tailored to their unique needs. At Self-help, we believe that everyone deserves access to affordable banking services. Our total assets amount to an impressive $2,126,239,636, allowing us to offer competitive loans and deposits. Currently, our total loans reach 34,718, while our deposits stand strong at $437,357,613. With a net worth of $600,496,069, we ensure that your savings are not just secure but also help us grow the services we provide. Our team is led by CEO Martin Eakes and Board President Jose Caballero, who are deeply committed to fostering a supportive environment for all members. With a staff of 397 employees, we are here to assist you in achieving your financial goals whether it's securing a loan or managing your accounts. While members can visit us at our branch location for personalized service during regular hours from Monday through Friday (9 AM - 5 PM), official correspondence should be sent to the same address for your convenience. Explore how Self-help can empower you on your financial journey by visiting us online at self-help.org. We invite you to reach out at 919-956-4600 with any questions or to learn more about how we can assist you today!

Branch History & Mission

Welcome to Self-help, a beacon of hope and support in the heart of Durham, NC. Since opening our doors in 2008 at 301 W Main St, we have been dedicated to building a legacy of service and empowerment for our community. Today, with over 129,000 members and total assets exceeding $2.1 billion, we proudly stand as a trusted partner in achieving financial well-being. Our journey began with a simple yet powerful mission: to provide accessible financial services while promoting economic opportunity for all. Over the years, we have expanded our offerings and enhanced our community outreach efforts, ensuring that everyone has access to the resources they need to succeed. From affordable loans to savings programs, we are committed to meeting the diverse needs of our members. At Self-help, our mission goes beyond traditional banking. We believe in investing in people and communities. Our programs focus on financial education and support, helping individuals make informed decisions about their finances. We actively seek partnerships with local organizations to further enrich our community engagement efforts. While members can visit us at 301 W Main St Durham Nc 27701, official correspondence should be sent to 301 W Main Street, Durham, NC 27701. We are here for you Monday through Friday from 9 AM to 5 PM, offering personalized service that makes every member feel valued. In addition to our core services, we embrace digital advancements to better serve you. Our online banking platform allows for easy account management from anywhere. Though we currently do not offer ATM or drive-thru services, we are always looking for ways to enhance accessibility for our members. Join us as we continue this inspiring journey together! Whether you're looking for a loan, savings account, or simply want more information on how we can help you thrive financially, reach out today at (919) 956-4600 or visit our website at Self-help. Experience firsthand the difference of being part of a credit union that truly cares about your success and well-being!

Branch Location & Accessibility

Welcome to Self-help, your friendly credit union located right in the heart of Durham at 301 W Main St, NC 27701. Our branch is designed with convenience in mind, making it easy for you to access the services you need. Whether you're popping in for a quick question or to take care of your banking needs, we're here to help! Located near popular landmarks like the Durham County Courthouse and just a stone's throw from local shops and eateries, our branch is perfectly situated for both residents and visitors. Ample parking is available nearby, ensuring that your visit is hassle-free. We also strive to be accessible to everyone; our facilities comply with ADA standards, including ramps for those who may need assistance. At Self-help, we offer lobby hours from Monday through Friday, starting at 9 AM and closing at 5 PM. Our team is ready to assist you during these hours with a range of services tailored to meet your financial needs. While we do not have ATM services or drive-thru banking at this location, our dedicated staff is always on hand to provide personal service. For official correspondence, please send mail to our mailing address: 301 W Main Street, Durham, NC 27701. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 919-956-4600. We invite you to stop by Self-help today! Discover how we can help you achieve your financial goals while enjoying a warm and welcoming atmosphere. Your journey towards better financial health starts here!

Member Eligibility

At Self-help, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Durham area, you're likely eligible to join us. We're committed to providing valuable financial services tailored just for you. By becoming a member of Self-help, you gain access to our friendly atmosphere and a range of benefits designed to help you thrive financially. To check if you meet the eligibility requirements, feel free to visit our detailed resource at https://www.self-help.org/personal/join-us/join-shcu. It's straightforward, and our team is always ready to assist you if you have any questions! Ready to take the next step? You can easily open your account by visiting https://www.self-help.org/personal/join-us/join-shcu or by calling us at (919) 956-4600. We look forward to welcoming you at our branch located at 301 W Main St Durham Nc 27701!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner to manage your transactions effortlessly. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From point-of-sale solutions to online payment options, we ensure you can serve your customers without hassle. Visit us at 301 W Main St Durham Nc 27701 in Durham, NC, or call us at (919) 956-4600 to learn how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

One of the key services available at Self-help is our ATM Services Only. While we understand that some members may need more comprehensive banking options, we ensure that access to cash is straightforward and convenient through our ATM network. Imagine heading out on a busy day, needing quick cash for lunch or an unexpected expense. With our ATMs, you can withdraw funds easily without any hassle.

Digital Banking Features

In today's fast-paced world, convenience is vital. That's why we offer digital banking features that allow you to manage your finances from the comfort of your home or on the go. Members can enjoy online banking, mobile applications, and mobile payments all designed with user-friendliness in mind. Picture yourself checking your account balance during your lunch break or transferring money between accounts while waiting in line. This flexibility empowers you to take control of your finances whenever it suits you.

Final Thoughts

At Self-help, we strive to be more than just a credit union; we aim to be a trusted partner in your financial life. Our commitment to providing essential services like ATM access and innovative digital banking solutions reflects our dedication to making banking easier for all members in Durham, NC. Ready to take the next step? Visit us at 301 W Main St, Durham, NC 27701 or check out our website at self-help.org for more information about joining us and exploring all the ways we can assist you on your financial journey!

Support When You Need It

If you ever have questions or need assistance, our team is just a phone call away at 919-956-4600. We are here to support you and ensure that you feel confident in managing your financial journey. Our friendly staff is ready to assist with any inquiries about our ATM services or digital banking features.

Digital & Online Banking

Key Features

One of the standout features at Self-help is our mobile application. This user-friendly app allows you to manage your finances right from your smartphone. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. Plus, with e-statements available for easy viewing, you'll always have a clear picture of your financial activity without the clutter of paper statements. We prioritize your security. While we do not currently offer electronic signature authorization, our systems are designed to protect your personal information and transactions. Your peace of mind is important to us. In addition to these services, our mobile app supports real-time updates so that you can stay on top of any changes to your accounts instantly. You'll appreciate how easy it is to track spending and manage budgets with our digital tools. Whether you're at home or out running errands, managing your finances has never been easier with the digital banking services available at Self-help. Embrace the future of banking visit us online today!

Financial Strength

At Self-help, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing the strength of your credit union is vital to your peace of mind. That's why we want to share some key insights into our financial health, demonstrating our commitment to serving you. With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation and service is backed by $146,011,928 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,687 in used auto loans and $1,511,536,317 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident through our impressive $16,629,095, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, we have a strong member base with a total of 173,015 accounts reflecting the trust you place in us. This trust fuels our dedication to helping you reach your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 301 W Main St Durham Nc 27701 or call (919) 956-4600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that financing your next vehicle is easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to providing financial solutions that can help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We aim to help you navigate the path to owning your own home with confidence and support throughout the process.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options, our team is here to assist you. We can help you find better rates or terms that suit your changing financial situation. At Self-help, we prioritize transparency and support. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take control of your financial future or have questions about any of our loan offerings, feel free to reach out! Call us at (919) 956-4600 or visit us at 301 W Main St Durham Nc 27701 in Durham, NC.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. This option provides you with the freedom to spend while maintaining control over your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy allows users to trust that they are getting genuine comparisons without hidden agendas.

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