Self-Help Credit Union Durham NC | Convenient ATM Services

Introduction

Welcome to Self-help, your trusted financial partner located at 301 W Main St, Durham, NC 27701. Established in 1983, our credit union has grown to support a vibrant community of over 89,275 members. With total assets exceeding $1.85 billion, we pride ourselves on providing personalized financial solutions that help our members achieve their dreams. At Self-help, we believe in making banking accessible and beneficial for everyone. Our commitment is reflected in our robust offerings, including a diverse range of loans over 25,000 loans and leases currently serving our members' needs. Whether you're looking for a new vehicle or planning to consolidate debt, we're here to guide you every step of the way. Under the leadership of CEO Martin Eakes and Board President Deborah McKetty, we maintain a strong focus on community engagement and member satisfaction. Our dedicated team of 306 employees works tirelessly to ensure that every member receives the attention and service they deserve. While members can visit us at our main branch for assistance, official correspondence should be sent to 301 W. Main St, Durham, NC 27701-3227. You can reach us at (919) 956-4400 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us at Self-help as we continue to make a positive impact in Durham and beyond. Visit our website at self-help.org for more information or give us a call today! Your financial success is just around the corner with Self-help by your side.

Branch History & Mission

Community Commitment

Self-help is not just a place to bank; it's a partner in your journey toward financial well-being. We take pride in our community outreach efforts and continuously seek partnerships that enhance local initiatives. By participating in local events and supporting various causes, we aim to give back to the community that has supported us throughout our history.

Modern Services

In today's fast-paced world, we understand that convenience is key. That's why we've embraced technology while ensuring compliance with ADA standards so all members can access our services easily. Whether you prefer online banking or need assistance in person during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM, we are here for you. While members can visit us at 301 W Main St, official correspondence should be sent to 301 W. Main St, Durham, NC 27701-3227 if needed. Although we currently do not offer ATM or drive-thru services, we are committed to providing exceptional service within our lobby. Join us at Self-help today! Experience firsthand how we can assist you in achieving your financial dreams while being part of a caring community dedicated to making a difference. For any inquiries or assistance, feel free to contact us at 919-956-4400. Your journey toward financial empowerment starts here!

Our Evolution

From our inception, Self-help has always been about more than just banking; it's about uplifting individuals and families in our community. We have achieved significant milestones along the way, including reaching total assets of $1,859,358,597, which allows us to offer a variety of financial products tailored to meet your needs. As we've expanded our services, we've maintained a strong focus on community support and engagement.

Our Mission

At the core of Self-help is our mission: to provide accessible financial services while promoting economic empowerment and improving lives. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's purchasing a home, starting a business, or simply saving for the future. This commitment drives us to offer personalized support and guidance every step of the way.

Branch Location & Accessibility

Accessibility Features

We take pride in being a welcoming place for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities and ramps that ensure ease of access for all members. Plus, parking is available nearby, allowing you to visit us hassle-free.

Operating Hours

We understand your busy schedule, which is why we're open Monday through Friday from 9:00 AM to 5:00 PM. Feel free to stop by during these hours; our friendly staff is eager to assist you with any inquiries or services you may need.

Services Offered

While we currently do not offer ATM services or drive-thru banking at this location, we provide essential banking services tailored to meet your needs. For those looking for shared service options, please note that we do not have a shared service center available at this branch. Have questions? Don't hesitate to reach out! You can give us a call at 919-956-4400. We look forward to welcoming you at Self-help and helping you achieve your financial goals!

Member Eligibility

At Self-help, we believe that joining our community is like stepping into a family where everyone supports one another. Becoming a member is open to individuals who live, work, worship, or attend school in the area surrounding our branch at 301 W Main St Durham Nc 27701. It's our way of ensuring that we serve those who are part of our local community. By choosing to join us, you gain access to a variety of financial products and services designed with your needs in mind, including competitive rates on loans and savings options that truly benefit you. Getting started is simple! You can find all the detailed eligibility criteria by visiting this link. If you're ready to take the next step, feel free to reach out to us at (919) 956-4400 for more information or assistance with opening your account. We're here to help make your journey with us as smooth as possible!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer merchant services that simplify transactions and enhance customer experience. Imagine a local café using our payment processing solutions to serve customers quickly and efficiently. Our tools help businesses like yours accept payments easily, manage cash flow effectively, and focus on what they do best serving their customers. Visit us at 301 W Main St Durham Nc 27701 in Durham, NC or call us at (919) 956-4400 to learn how we can assist you in achieving your business goals. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Financial Solutions

Understanding that convenience is key, we offer a variety of services designed for easy access and use. For instance, our ATM Services Only allow you to withdraw cash or check your balance anytime without stepping into the branch. This is particularly useful for those busy days when you're on the go but still need to manage your finances effectively.

Community-Centric Approach

We understand that each member's financial situation is unique. That's why we strive to create solutions that fit individual needs. From young professionals saving for their first car to families looking for ways to invest in their future, our team is equipped to guide you through various options available within our services. If you want to learn more about how Self-help can assist you in achieving your financial goals, don't hesitate to reach out! Give us a call at (919) 956-4400 or visit us at 301 W Main St Durham Nc 27701 during our lobby hours from Monday through Friday, 9:00 AM to 5:00 PM. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, digital banking has become essential. Our online banking platform allows you to manage your accounts from the comfort of your home or while out and about. You can easily transfer funds, view statements, and keep track of your spending all with just a few clicks. We also provide features like electronic signatures and e-statements, which make managing paperwork simpler and more efficient.

Personal Touch in Every Interaction

While our digital services enhance convenience, we also believe in the importance of personal connections. Our friendly staff at Self-help are always ready to assist you with any questions or concerns you might have regarding your accounts or loans. Whether you're thinking about applying for a loan or need advice on saving strategies, we're here to help.

Digital & Online Banking

Accessibility and Ease-of-Use

With 24/7 online banking services, you're never far from your financial information. No more waiting for business hours; manage your accounts whenever it suits you best. Whether you're checking transactions or setting up automatic payments, our platform is designed to be intuitive and straightforward. At Self-help, we believe that banking should fit into your life seamlessly. Our commitment to providing accessible and secure digital banking options ensures that you can focus on what matters most while having peace of mind about your finances. Explore all these features today!

Key Services Offered

With our online banking platform, available at https://www.self-help.org/ , you can check your balances, pay bills, and transfer funds with just a few clicks. Our services include person-to-person transfers, so sending money to friends or family is as simple as a text message. Plus, you'll enjoy the convenience of e-statements, allowing you to view your statements online without the clutter of paper. Security is a top priority for us. We offer electronic signature authorization, making it safe and easy for you to approve transactions from anywhere. Our mobile application also enhances your banking experience by providing real-time access to your accounts right from your smartphone.

Financial Strength

A Trusted Partner

Total Share and Deposit Accounts: 116,979, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 301 W Main St Durham Nc 27701 or call (919) 956-4400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Commitment to Growth

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $1,167 in used auto loans and $1,637,133,842 in total loans and leases supporting members' financial goals across various sectors.

Efficient Operations

Our $13,407,221 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Protecting Your Savings

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring you find a plan that suits your budget.

Credit Lines and Commercial Loans

For those needing additional flexibility, our credit lines total $597,685,652, allowing members to access funds as needed. For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. At Self-help, we're here to support you through every step of your financial journey. Explore our loan products today and see how we can help you reach your financial goals! For more information or to get started with a loan application, please contact us at (919) 956-4400 or visit us at our branch located at 301 W Main St Durham Nc 27701 in Durham, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, make buying or refinancing simple. We can help guide you through the process, making it easier to secure the home of your dreams.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. These cards provide an easy way to handle unforeseen costs while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to quality ensures that you receive fair and transparent offers tailored to your needs.

SELF HELP CREDIT UNION - Durham, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans