Self-Help Credit Union Asheville NC | Top Auto Loans & Business Banking

Introduction

Welcome to Self-help, your trusted financial partner located at 1911 Hendersonville Rd, Asheville, NC 28803. Since our establishment in 1983, we have proudly served our community by offering a range of financial services tailored to meet the needs of our members. With a total membership of 89,275 and assets exceeding $1.85 billion, we are committed to fostering financial wellness for all. At Self-help, we understand that every member's journey is unique. That's why we provide personalized banking solutions, from checking and savings accounts to auto loans, mortgages, and business financing options. Our dedicated team, led by CEO Martin Eakes and Board President Deborah McKetty, works tirelessly to ensure you receive the support you need in your financial endeavors. Our branch is not just a place for transactions; it's a hub for community engagement and empowerment. We believe in making banking accessible and beneficial for everyone. With total deposits reaching $147,717,428 and a net worth of $500,822,745, we stand ready to help you achieve your financial goals. Whether you're looking to open a new account or seeking advice on loans our friendly staff is here to assist you. You can reach us at (828) 687-1066 or visit our website at self-help.org for more information. We invite you to experience the difference that comes with being part of the Self-help family where your success is our mission!

Branch History & Mission

Community Engagement

Self-help isn't just about numbers; it's about people. We believe in giving back to our community through volunteer work and supporting local initiatives. By collaborating with other organizations and nonprofits, we aim to create lasting change in Asheville and surrounding areas. We are also committed to staying current with technology. Our online banking services allow members easy access to their accounts anytime and anywhere. From e-statements to mobile applications, we prioritize user-friendly experiences while ensuring security and accessibility for all. As we look toward the future, we invite you to join us at Self-help. Experience firsthand how we can make a difference in your financial journey while positively impacting your community. Together, let's build a brighter future! For more information or assistance, feel free to call us at 828-687-1066 or visit our website at Self-help.

Our Mission

Our mission is simple yet profound: we strive to improve the lives of our members and strengthen the communities we serve. We believe that everyone deserves access to quality financial services and support. That's why we focus not only on providing great rates but also on making a positive impact in our local area. Through various partnerships and community outreach programs, we actively engage with local organizations to help those in need. While members can visit us at 1911 Hendersonville Rd for all their banking needs whether it's taking advantage of our drive-thru service or accessing our ATM we also ensure that official correspondence is sent to the same address. Our branch operates Monday through Friday from 9 AM to 5 PM, making it easy for you to reach us during convenient hours.

Branch Location & Accessibility

Welcome to the Self-help branch, located at 1911 Hendersonville Rd in beautiful Asheville, North Carolina! Nestled in Buncombe County, our branch is conveniently situated near popular landmarks and local attractions, making it easy for you to stop by and meet your banking needs. With accessible parking and ADA-compliant features, we ensure that everyone can visit us comfortably. While members can visit us at our physical location, official correspondence should be sent to the same address: 1911 Hendersonville Rd, Asheville, NC 28803. At our Self-help branch, we pride ourselves on providing a variety of services tailored to fit your lifestyle. Our friendly team is here to assist you with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're a business owner, we also offer merchant services and business loans to help you thrive. We understand that life can be busy. That's why our lobby hours are designed to fit your schedule open Monday through Friday from 9 AM to 5 PM. Need to make a quick transaction? Take advantage of our drive-thru banking service for deposits and withdrawals without leaving your car. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. Whether you're a longtime member or thinking about joining us, we invite you to come by or give us a call at 828-687-1066. Our team is ready to help you navigate your financial journey with care and expertise!

Member Eligibility

At Self-help, we believe that becoming a member is like joining a warm and welcoming family. If you're interested in joining us, you'll find that eligibility is designed to be inclusive and straightforward. We welcome individuals who live, work, or worship in our community, as well as their family members. This means that whether you're new to the area or have been here for years, there's a place for you at Self-help. Being a member opens doors to a range of financial services tailored just for you, from personal loans to rewarding credit cards. To get started on your membership journey, simply reach out to us at (828) 687-1066 or visit us at our branch located at 1911 Hendersonville Rd Asheville Nc 28803. We're here to help make the process easy and enjoyable. For more detailed information about eligibility requirements, don't hesitate to check out our website at . Join us today and experience the benefits of being part of the Self-help community!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your business knowing that you can accept payments easily and securely, allowing you to focus on what matters most serving your customers. Whether you're a coffee shop owner or a tech startup, our services adapt to your needs. Visit us at 1911 Hendersonville Rd Asheville Nc 28803 in Asheville, or give us a call at (828) 687-1066 to learn how we can help your business thrive!

Comprehensive List Of Services

Accessibility at Your Fingertips

We also offer basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. This service is perfect for busy days when you need to complete simple transactions quickly.

Business Banking Services

For small business owners, we understand how important it is to have the right support. Our business banking services, including merchant services and business loans, can give you the financial backing you need to grow your enterprise.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With just a few clicks or taps, you can check balances, transfer funds, and pay bills from anywhere at any time. Additionally, our ATM services allow for easy cash withdrawals and balance checks whenever needed.

Let’s Connect!

At Self-help, we strive to be more than just a bank; we want to be your trusted financial partner. For more information about any of our services or to discuss how we can assist you further, don't hesitate to reach out! Call us at (828) 687-1066 or visit us at our branch during lobby hours from Monday through Friday from 9 AM to 5 PM. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your money efficiently. If you're thinking about buying a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms that can fit your budget. For those considering homeownership or refinancing, our mortgage loans come with expert guidance every step of the way. If life throws unexpected expenses your way, don't worry! We have personal loans available for debt consolidation or other needs to help you regain control over your finances. Plus, with our credit cards that offer rewards, you can earn benefits on everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform lets you view your accounts in real-time, pay bills, and transfer money between accounts with just a few clicks. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. You can handle all these tasks without stepping foot in a branch! For those who prefer mobile banking, our user-friendly mobile application is available for download. It allows you to access your accounts directly from your smartphone, making banking even more convenient. Unfortunately, while we don't currently offer mobile payment options, the app has everything else you need to stay in control of your finances.

Security You Can Trust

When it comes to online banking, security is key. At Self-help, we prioritize the safety of your information. Our electronic signature authorization ensures that all your transactions are secure and protected. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. With our commitment to accessibility and ease-of-use, managing your money has never been easier or safer. Whether you're checking balances or setting up automatic payments, Self-help is here to support you every step of the way!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 300 full-time employees and 6 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team that is here for your needs.

Growing Member Base

Total Share and Deposit Accounts stand at 116,979, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, further demonstrating our ability to provide valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 1911 Hendersonville Rd Asheville Nc 28803 or call (828) 687-1066 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Health

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth helps us support our community by providing necessary financing.

Supporting Your Financial Goals

Our capacity to lend is reflected in our impressive figures: with $1,167 in used auto loans and $1,637,133,842 in total loans and leases, we're dedicated to helping you achieve your financial goals across various sectors. Our operational efficiency is further highlighted by our $13,407,221, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Options

In addition to these main offerings, we provide various other loan products and refinancing options. If you're unsure about your eligibility or want to explore refinancing opportunities for existing debts, our team is ready to assist you in finding the best solution. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Self-help, we're dedicated to ensuring that your borrowing experience is straightforward and beneficial. Visit us today to learn more about how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have flexible financing solutions tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are here to help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, make buying or refinancing simple. We guide you through every step of the process so you can focus on making your dream home a reality.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can enhance your spending power while giving you peace of mind.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This guarantees that you are looking at real options that meet your needs. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that serve your best interests. - Real-Time Rate Comparisons: The platform offers up-to-date loan rates from multiple institutions, helping you make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the reliability and effectiveness of the tool. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SELF HELP CREDIT UNION