Self-Help Credit Union Crestwood IL | Affordable Auto Loans & ATM Access

Introduction

Welcome to Self-help, located at 5601 127Th St, Crestwood, IL 60418. Since opening our doors in 2008, we've been dedicated to serving our community with trust and reliability. As a proud member of the financial landscape, we currently support over 129,000 members with a robust asset base of $2,126,239,636. At Self-help, we believe in empowering our members through comprehensive financial services. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards that offer rewards, we've got you covered. Our commitment is reflected not only in our diverse offerings but also in our impressive total deposits of $437,357,613 and a net worth of $600,496,069. Our friendly team is led by CEO Martin Eakes and Board President Jose Caballero, who are dedicated to ensuring that your experience with us is both positive and beneficial. With 397 employees ready to assist you and an ATM conveniently available for your cash withdrawal needs, we're here to make banking easy and accessible. While members can visit us at 5601 127Th St, official correspondence should be sent to our mailing address at 5601 W 127th St, Crestwood, IL 60418-1001. If you have any questions or need assistance, don't hesitate to reach out at (708) 385-6900. Join us today as we continue to build a brighter financial future together! Visit our website at Self-help for more information or stop by and see how we can help you achieve your financial goals.

Branch History & Mission

Welcome to Self-help, a cornerstone of the Crestwood community in Illinois. Since our doors opened in 2008, we have proudly served our members, growing from a humble beginning to a thriving credit union with over 129,107 members. Our journey has been marked by a commitment to providing exceptional financial services while supporting the needs of our local community. Nestled at 5601 127Th St, Crestwood, IL 60418, our branch is conveniently located near local landmarks that make it easy for members to access our services. Whether you're stopping by for personal banking or looking for assistance with loans and credit cards, you can count on us to be there every step of the way. For official correspondence, please send your mail to 5601 W 127th St, Crestwood, IL 60418-1001. Our mission at Self-help goes beyond just banking; it's about making a positive impact in the lives of our members and the community at large. We aim to provide personalized financial solutions tailored to individual needs. Our services include checking and savings accounts, auto loans, mortgage refinancing, and business banking options. We believe that everyone deserves access to quality financial resources, which is why we work tirelessly to ensure our offerings are both accessible and beneficial. Over the years, we've built strong partnerships within the community and actively engage in outreach initiatives designed to uplift those around us. We're committed not only to your financial health but also to fostering an inclusive environment where everyone feels valued. In addition to our traditional services, we've embraced modern technology with features like online banking and mobile payments. This ensures that our members have convenient access to their accounts anytime they need it. Plus, with an ATM available on-site, cash withdrawals and balance checks are quick and easy. As we continue to grow now boasting total assets of over $2.12 billion we remain steadfast in our dedication to serving you better. Your trust drives us forward as we strive for excellence in all that we do. We invite you to join Self-help today! Experience firsthand how we can help you achieve your financial goals while also making a difference in your community. For more information or assistance, feel free to call us at 708-385-6900 or visit us during our operating hours: Monday through Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 12:00 PM. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Self-help located at 5601 127Th St Crestwood Il 60418 in the heart of beautiful Crestwood, IL! Our branch is designed with your convenience in mind, making it easy for you to access all the financial services you need. Situated near local landmarks, our location is not just a bank; it's a community hub where you can feel at home. At Self-help, we prioritize accessibility. Our branch complies with ADA standards and features ramps for easy entry, ensuring that everyone can visit us comfortably. You'll find ample parking available, making your trip even more hassle-free. Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you're looking for personal banking services, auto loans, or business banking solutions, we are ready to help you achieve your financial goals. We also have an ATM on-site for quick cash withdrawals and balance checks. While we don't currently offer drive-thru banking or shared services, our team is dedicated to providing excellent customer service inside the branch. If you have any questions or would like to learn more about our services, don't hesitate to give us a call at (708) 385-6900. We can't wait to welcome you in person at Self-help!

Member Eligibility

At Self-help, we believe that becoming a member means joining a caring and supportive community that puts you first. If you're looking to join us, the good news is that eligibility is quite simple and accessible! Generally, anyone who lives, works, or worships in our local area can become a member. We also welcome family members of current members, making it easy for your loved ones to enjoy the same benefits. For more specific details on eligibility criteria, feel free to visit our website at https://www.self-help.org/personal/join-us/join-shcu. Opening an account at Self-help is designed to be straightforward and welcoming. You can easily start the process by checking out our account opening information online at https://www.self-help.org/personal/join-us/join-shcu. Should you have any questions or need assistance along the way, don't hesitate to give us a call at (708) 385-6900. We're here to help you every step of the way as you embark on this journey with us!

Business Banking & Commercial Services

Business Loans for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner who simplifies payment processing, allowing you to focus on what matters most growing your business. Our merchant services offer easy payment solutions tailored to your needs, whether you're a small local shop or a larger enterprise. This means faster transactions and happier customers, ultimately leading to increased sales. At Self-help, we're more than just a financial institution; we're your partner in success. Connect with us today at [(708) 385-6900](tel:(708) 385-6900) or visit us to explore how we can help elevate your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM & Cash Withdrawal Services allow for easy access to your funds whenever necessary. Plus, basic ATM access provides simple functions such as balance checks and withdrawals right at your fingertips. At Self-help, we're committed to making banking simple and accessible for everyone. If you're ready to explore how we can assist with your financial journey or if you have questions about any of our offerings, feel free to give us a call at (708) 385-6900 or visit us during our operating hours: - Monday - Thursday: 9:00 am - 5:00 pm - Friday: 9:00 am - 6:00 pm - Saturday: 9:00 am - 12:00 pm Join us today at Crestwood, where your financial well-being is our priority!

Auto Loans & Vehicle Financing

For those looking to hit the road, our Auto Loans and Vehicle Financing options are designed to help you drive off in the car of your dreams without breaking the bank. Picture yourself cruising in a new vehicle, knowing you secured an affordable loan with manageable payments.

Business Banking

If you're a business owner, our Business Banking services including merchant services and business loans can help grow your enterprise. Whether you need financing for expansion or want an easier way to handle transactions, we're here to assist.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards! Use them for everyday purchases and watch as points accumulate towards exciting rewards. It's like getting paid back for spending on things you already buy!

Digital Banking Features

We know convenience matters. That's why at Self-help, we provide robust Online & Mobile Banking solutions. You can access your accounts anytime through our app or website, pay bills effortlessly, transfer funds, or even send money to friends directly using person-to-person payment features.

Mortgage Loans & Refinancing

If owning a home is part of your dream, check out our Mortgage Loans and Refinancing services. We understand that buying a home is one of the biggest decisions you'll make. Our team is ready to guide you through the mortgage process and help you find a plan that fits within your budget.

Personal Banking

Starting with Personal Banking, we offer various options including checking and savings accounts that make managing your money easy and accessible. Imagine easily tracking your spending through our online banking platform while earning interest on your savings. Our personal loans and debt consolidation services can also provide relief if you're feeling overwhelmed by debt.

Digital & Online Banking

At Self-help, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a comprehensive suite of digital and online banking services designed to help you manage your finances effortlessly, anytime and anywhere. With our 24/7 online banking services available at https://www.self-help.org/, accessing your accounts has never been easier. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, for those who prefer the convenience of their smartphones, our user-friendly mobile application ensures that all your banking needs are at your fingertips. Managing your money can be stress-free with features like e-statements, which allow you to receive account statements electronically. This not only helps you stay organized but also contributes to a more sustainable future by reducing paper waste. And if you're looking to make quick payments or send money to friends and family, our person-to-person transfer feature allows you to do so easily and securely. For added convenience, our platform supports mobile payments, letting you make purchases directly from your phone without the hassle of carrying cash or cards. While we currently do not support electronic signature authorization, we prioritize keeping your information safe and secure throughout all transactions. At Self-help, we strive to make banking simple and accessible for everyone. Our digital banking tools empower you to take control of your finances in real-time while providing peace of mind knowing that you're protected by top-notch security measures. Explore the benefits of digital banking with us today!

Financial Strength

Community Trust

Total Share and Deposit Accounts: 173,015, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 5601 127Th St Crestwood Il 60418 or call (708) 385-6900 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,200,525 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 28.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $4,687 in used auto loans and $1,511,536,317 in total loans and leases to support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got options that suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance your existing operations, we're here to assist you with financial solutions tailored to your needs.

Credit Lines

Additionally, we provide access to credit lines totaling $623,381,147, giving you flexibility when it comes to managing your cash flow. This option is perfect for those who want easy access to funds without taking out a traditional loan. If you're interested in exploring these options further or have questions about eligibility or refinancing opportunities, feel free to reach out. You can contact us at (708) 385-6900 or visit us at 5601 127Th St Crestwood Il 60418 in Crestwood, IL. We're committed to helping you find the best financial solution for your unique situation!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our competitive rates can help make that dream a reality.

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members effectively manage their finances. Our credit cards come with rewards and benefits designed to give you more value for your spending.

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SELF HELP FEDERAL CREDIT UNION - Crestwood, IL

Type of Loan Offerings

Personal Loans

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