Self-Help Credit Union Cicero IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Self-help, your trusted financial partner located at 4811 W Cermak Rd, Cicero, IL 60804. Since opening our doors in 2008, we have been dedicated to empowering our community through strong financial services and a commitment to member success. With over 129,107 members and assets totaling an impressive $2,126,239,636, we strive to offer a wide range of banking solutions tailored to meet your needs. At Self-help, we understand that financial stability is essential for personal and business growth. That's why we proudly provide various services, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. Our total deposits amount to $437,357,613, showcasing the trust our members place in us. Our leadership team is here to support you every step of the way. Under the guidance of our CEO, Martin Eakes, and Board President Jose Caballero, our dedicated staff of 397 employees works tirelessly to ensure you receive the best service possible. Whether you visit us in person or utilize our online banking features at self-help.org, we're always ready to assist you. While members can visit us at our branch location in Cicero, official correspondence should be sent to the same address. We also offer convenient drive-thru service and ATM access for easy transactions. We invite you to become part of our growing family! Call us at 708-222-0400 or stop by today to learn more about how Self-help can help you achieve your financial goals. Your journey towards better financial health starts here!

Branch History & Mission

Commitment to Accessibility

We understand that convenience is key for our members. That's why we offer features such as ATM access and drive-thru banking services. Our operating hours are tailored to fit your schedule; we're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. You can reach us at 708-222-0400 for any inquiries.

Join Us Today!

As we continue to grow and evolve, we invite you to be part of our journey. At Self-help, you're not just a member; you're part of a community committed to helping each other succeed financially. Explore the benefits of membership today by visiting Self-help's website or stop by the branch. Together, let's build a brighter financial future!

Our Evolution

From the beginning, Self-help has focused on helping people achieve their financial goals. As we started in 2008, our mission was clear: to provide personal banking services that are not just about transactions but about building relationships and supporting the community. Over the years, we've expanded our offerings to include auto loans, mortgage options, credit cards with rewards, and various business banking services. Today, with total assets exceeding $2.1 billion, we have become a trusted partner for many families and businesses in Cicero and beyond.

Our Mission

Our mission is simple yet impactful: to promote financial empowerment for all our members. We strive to offer affordable financial services while also engaging in community outreach programs that support local initiatives. At Self-help, we believe that everyone deserves access to quality financial resources that can lead to improved livelihoods. Whether it's through educational workshops or partnerships with local organizations, we are dedicated to making a difference. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to 4811 W Cermak Rd, Cicero, IL 60804.

Branch Location & Accessibility

Accessibility Features

At Self-help, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. With both ATM availability and drive-thru banking options, you can choose how you want to bank whether it's from your car or inside the branch.

Convenient Services

Self-help offers a range of services tailored for personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we have options that suit everyone. Additionally, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle perfect for when you're short on time. While members can visit us at 4811 W Cermak Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to call us at 708-222-0400. We invite you to stop by Self-help today! Experience how easy and friendly banking can be.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, on Fridays until 7:00 PM, and Saturdays from 9:00 AM to 2:00 PM. Whether you need to open an account, apply for a loan, or simply ask a question, our friendly staff is here to help during these times.

Member Eligibility

At Self-help, we believe that everyone deserves a place in our supportive community, and becoming a member is as easy as reaching out to us! If you live, work, worship, or attend school in the Cicero area, you're likely eligible to join our family. We welcome individuals who share our values and commitment to community growth. The benefits of membership go beyond just banking; you'll gain access to personalized services, competitive rates on loans, and opportunities for financial education. To learn more about specific eligibility requirements, feel free to check out the details at https://www.self-help.org/personal/join-us/join-shcu . When you're ready to open an account, simply visit us at https://www.self-help.org/personal/join-us/join-shcu , or give us a call at (708) 222-0400. Our friendly team is here to help you every step of the way!

Business Banking & Commercial Services

Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for you and your customers. Imagine being able to accept payments quickly and securely, whether in-store or online. Our tools help streamline your payment processes, so you can focus on what matters most growing your business. Located at 4811 W Cermak Rd Cicero Il 60804, Cicero, IL, our friendly team is here to discuss how we can meet your unique needs. Reach out at (708) 222-0400 or visit us during our operating hours: Mon - Thurs 9:00 AM - 5:00 PM, Fri 9:00 AM - 7:00 PM, and Sat 9:00 AM - 2:00 PM. Let's build something great together!

Comprehensive List Of Services

Accessible ATM and Drive-Thru Services

Need cash or want to make a quick deposit? Our branch features an accessible ATM for easy withdrawals and balance checks. Additionally, our Drive-Thru Banking allows you to conduct simple transactions without leaving your car perfect for busy days when time is of the essence. At Self-help in Cicero, IL, we're here to support all aspects of your financial journey with services that are both comprehensive and convenient. If you're ready to take control of your finances or learn more about what we offer, give us a call at 708-222-0400 or visit us today! Let us help you achieve your financial goals with ease and confidence.

Business Banking Services

For our business members, we understand that managing finances can be complex. That's why we offer comprehensive Business Banking solutions including Merchant Services for hassle-free transactions and tailored Business Loans to support your growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms let you access your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, managing your money has never been easier. You can quickly check balances, transfer funds, and pay bills right from your smartphone.

Personal Banking Solutions

Our personal banking services are tailored to meet the diverse needs of our members. We offer Checking & Savings Accounts that help you manage your day-to-day finances while earning interest on your savings. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to drive away in the car you want. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. These loans can help you cover unforeseen costs or simplify your finances by consolidating existing debts into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn points on every purchase, making spending more rewarding.

Digital & Online Banking

Mobile Banking Convenience

For those who prefer banking on their smartphones, our mobile application is here to help. Easily download the app to manage your finances right from the palm of your hand. You can make mobile payments, send money directly to friends or family with our person-to-person transfer feature, and even view your e-statements whenever you want. Plus, there's no need for electronic signatures; everything is streamlined for your convenience!

Online Banking Features

With our robust online banking platform, available at https://www.self-help.org/ , you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever you need to. Our user-friendly interface makes it simple for everyone, whether you're tech-savvy or just starting out with online banking.

Security You Can Trust

At Self-help, security is a top priority. We ensure that all your transactions are safe and protected with advanced encryption technologies. You can feel confident knowing that your personal information is secure while enjoying all the benefits of modern banking. In summary, our digital and online banking services provide accessibility and real-time account management tailored to fit your lifestyle. With features like 24/7 access, mobile payments, and person-to-person transfers, managing your money has never been easier or more convenient. Experience hassle-free banking today with Self-help!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $16,629,095, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 354 full-time employees and 43 part-time employees ready to serve you with knowledgeable support.

Growing Membership Base

We currently have a strong community with 173,015 total share accounts, showcasing the trust our growing member base places in us. Our net shares available for lending stand at $0, further indicating our readiness to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 4811 W Cermak Rd Cicero Il 60804 or call (708) 222-0400 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity supports your financial goals across various sectors with $4,687 in used auto loans and $1,511,536,317 in total loans and leases.

Member-Centric Savings

Your savings are our priority. Members' funds are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $43,224,599, we ensure that our resources are directed toward better loan rates and exclusive perks for you.

Solid Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your working capital, we are ready to assist you. If you're interested in refinancing any of your current loans or want to know more about eligibility options, please don't hesitate to reach out. Our friendly staff at 4811 W Cermak Rd Cicero Il 60804, Cicero, IL is ready to help you navigate through our offerings and find what suits you best. Feel free to contact us at (708) 222-0400 for more information or visit us during our operating hours: Monday - Thursday from 9:00 AM - 5:00 PM, Friday from 9:00 AM - 7:00 PM, and Saturday from 9:00 AM - 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together toward achieving your financial dreams!

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. If you're looking for additional funds for personal needs, our personal loan options can provide the support you need without adding unnecessary stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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SELF HELP FEDERAL CREDIT UNION