Self-Help Credit Union Chicago IL | Quick Personal Loans & ATM Access

Introduction

Welcome to Self-help, your trusted partner in financial well-being located at 3501 S King Dr, Chicago, IL 60653. Since opening our doors in 2008, we have proudly served over 129,000 members with a commitment to fostering community growth and providing exceptional financial services. With total assets exceeding $2.12 billion and deposits around $437 million, we are dedicated to helping you achieve your financial goals. At Self-help, we understand that banking is about more than just numbers; it's about building relationships and trust within our community. Led by our CEO, Martin Eakes, and Board President, Jose Caballero, our team of 397 employees is here to support you with personalized banking solutions tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. We also offer business banking services, ensuring that both individuals and businesses can find the right financial products. While members can visit us at our branch address, official correspondence should be sent to the same location: 3501 S King Dr, Chicago, IL 60653. If you have any questions or need assistance, don't hesitate to call us at 773-624-1350. Join us today and experience a credit union that truly cares about its members! Visit our website at self-help.org for more information on how we can assist you on your financial journey.

Branch History & Mission

At Self-help, we take pride in our rich history and commitment to the community. Opened in 2008, our branch located at 3501 S King Dr, Chicago, IL 60653, has been a beacon of hope and support for over 129,000 members. As part of the larger Self-help family headquartered in Durham, NC, we have grown alongside our community, offering financial services that empower individuals and families to achieve their goals. From our humble beginnings, we have steadily evolved into a trusted financial partner for many. With total assets exceeding $2.1 billion, we stand strong as a resource for those seeking personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our mission is simple yet profound: to provide accessible financial services while fostering economic opportunities for all. Our commitment extends beyond just banking. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we work tirelessly to uplift those around us. Whether it's providing financial education or supporting local initiatives, Self-help aims to make a lasting impact. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to the same address: 3501 S King Dr, Chicago, IL 60653. We are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. For added convenience, we offer ATM services so you can access your funds when you need them. At Self-help, we are dedicated to ensuring everyone has access to the financial resources they need. Our digital advancements allow members to manage their accounts online or via mobile apps easily. We also prioritize accessibility by adhering to ADA standards in our facilities. Join us today and experience the difference that comes with being part of a community-focused credit union. At Self-help in Chicago, IL, we're not just about banking; we're about building a brighter future together. For more information on membership or services offered, feel free to call us at 773-624-1350 or visit our website here. Together, let's create opportunities and foster growth within our community!

Branch Location & Accessibility

Call-to-Action

Ready to experience banking that puts you first? We invite you to drop by Self-help at 3501 S King Dr or give us a call at 773-624-1350. Let us help you achieve your financial goals today!

Nearby Landmarks and Accessibility Features

Our location is conveniently situated near local landmarks that make finding us a breeze. Just a short distance from the historic Bronzeville neighborhood, you'll find plenty of parking available to ensure your visit is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and easy access points for all members.

Operating Hours

At Self-help, we understand that life can get busy! That's why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 12:00 PM. Our friendly staff is always ready to assist you during these hours.

Services Available

We pride ourselves on offering a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is here to support you every step of the way. Plus, with ATM availability right on-site, accessing your funds has never been easier.

Member Eligibility

Joining the Self-help community is an exciting step toward better financial health and support. At Self-help, located at 3501 S King Dr Chicago Il 60653, we welcome individuals who share our values and mission. To become a member, you simply need to meet certain eligibility criteria, which primarily include living, working, or attending school in the areas we serve, as well as being committed to improving your financial well-being. We believe in making banking accessible and inclusive, so if you're ready to join us, you can find all the details about eligibility at https://www.self-help.org/personal/join-us/join-shcu. Opening an account with us is a breeze! Whether you're looking for a checking account, savings options, or loans tailored to your needs, our friendly team is here to help you every step of the way. For more information on how to get started with your membership and open an account, please visit https://www.self-help.org/personal/join-us/join-shcu. If you have any questions or need assistance, feel free to reach out at (773) 624-1350. We can't wait to welcome you into our growing family at Self-help!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Alongside loans, we provide essential merchant services that simplify payment processing for your business. Imagine having the ability to accept payments easily from your customers, whether they prefer credit cards or mobile payments. Our merchant services help you streamline transactions, allowing you to focus on what really matters growing your business. Visit us at 3501 S King Dr Chicago Il 60653 in Chicago, IL, or call us at (773) 624-1350 to discover how Self-help can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we offer specialized services tailored just for you. Our business banking solutions include essential features like merchant services and various types of business loans that can help fuel your growth. We understand that running a business comes with unique challenges, and our team is ready to support you in achieving your financial goals.

Connect With Us

We invite you to explore all the ways Self-help can assist you in reaching your financial dreams. Feel free to give us a call at 773-624-1350 or visit us online at self-help.org for more information about opening an account or applying for a loan. Join us today and experience how easy managing your finances can be!

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we provide easy access through our ATMs for cash withdrawals and balance checks right when you need it. Whether it's during regular hours or late at night, you can count on us to be there for your banking needs.

Personal Banking Services

Navigating your finances can sometimes feel overwhelming, but at Self-help, we're here to simplify that process. Our checking and savings accounts are tailored to help you manage your everyday expenses and save for future goals. Imagine being able to access your money anytime through our convenient online and mobile banking platforms. With just a few taps on your phone, you can check balances, transfer funds, and even pay bills. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel. Picture yourself driving away in your dream car with a financing plan that fits your budget. For those considering home ownership or refinancing, our mortgage loans provide competitive rates and personalized service to guide you every step of the way. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans can offer the flexibility you need. And don't forget about our credit cards with rewards, which allow you to earn while you spend.

Digital & Online Banking

Key Services Available

Our online banking system at https://www.self-help.org/ provides 24/7 access to your accounts. You can check balances, review transactions, and transfer funds with just a few clicks. No more waiting in line or rushing to the bank before closing hours your bank is right at your fingertips. For those who prefer using mobile devices, our mobile application makes banking even simpler. Whether you want to make payments or deposit checks on the go, our app has got you covered. Plus, with mobile payments available, you can easily pay for goods and services without needing cash or cards.

Security and Convenience

Security is a top priority for us at Self-help. Our systems are built to protect your information while making sure that you have a smooth experience. You can enjoy the peace of mind knowing that your financial data is safe. We also offer electronic statements for those who prefer going paperless keeping your financial records organized and accessible from anywhere. Although we don't currently support electronic signature authorization, our person-to-person transfer feature lets you send money quickly and securely to friends or family without any hassle. In summary, whether you're managing daily expenses or planning for future goals, our digital banking tools provide the accessibility and ease-of-use you need to stay connected with your finances. Visit us today at https://www.self-help.org/ to discover how we can help simplify your banking experience!

Financial Strength

Commitment to Growth

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,511,536,317 in total loans and leases and $46,687 in used auto loans.

Member Savings and Investments

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $16,629,095 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Member Base

We have a strong community of trust with 173,015 total share accounts, showcasing our growing member base that believes in our vision. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 3501 S King Dr Chicago Il 60653 or call 773-624-1350 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible terms are designed to fit your budget.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $95,154,985. We are committed to supporting local businesses by offering tailored lending solutions that meet their unique needs. At Self-help, we believe everyone should have access to fair and affordable financial services. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out to us at 773-624-1350. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can work for you today! Visit us online at Self-help or stop by our branch for personalized assistance.

Credit Options

For those looking for flexible financing solutions, we also provide unsecured credit card loans with a total of $6,428,365 available. These loans can help you manage your finances effectively while providing the convenience of easy access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873. With competitive rates and straightforward application processes, owning your dream home might be closer than you think.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented reflects current market conditions. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see a true representation of available loans without hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options side by side. This feature empowers you to find the best deal quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals navigate their borrowing options. To start comparing real-time loan offers today, visit LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs. By utilizing verified data, LendMesh helps ensure that every loan comparison is accurate and up-to-date.

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