Self-Help Credit Union Miami Springs FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Self-help, your trusted credit union located at 101 Curtiss Pkwy, Miami Springs, FL 33166. Established in 1983, we take pride in serving our community with dedication and care. With a vibrant membership base of 89,275 members, we are committed to providing financial solutions that empower individuals and families alike. At Self-help, we understand that financial needs can vary widely. That's why we offer a comprehensive range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total assets have reached an impressive $1,859,358,597, reflecting our stability and reliability as a financial partner. We are not just about numbers; we are about people. Under the leadership of our CEO Martin Eakes and Board President Deborah McKetty, our team of 306 employees works tirelessly to ensure you receive personalized service every time you visit us or reach out via phone at 305-887-5881. For those looking for peace of mind in their finances, we proudly hold a net worth of $500,822,745 and maintain a healthy balance of total deposits amounting to $147,717,428. With cash in hand totaling $9,727,022, we're well-positioned to meet your needs effectively. While members can visit us at our branch for assistance with over 25,433 loans and leases issued to date, official correspondence should be sent to the same address: 101 Curtiss Pkwy, Miami Springs, FL 33166-5220. Join us on this journey towards financial empowerment! Whether you're looking to open a new account or need guidance on managing your finances better, we invite you to stop by or call us today. Explore what Self-help can do for you visit our website at self-help.org for more information!

Branch History & Mission

A Step Towards Digital Innovation

As part of our commitment to serving you better, we have embraced digital advancements while ensuring ADA compliance across all platforms. Our online banking services allow members to manage their accounts conveniently from anywhere. Whether you're checking your balance or applying for a loan through our mobile application, we prioritize customer-centric initiatives that make banking easier. With ATM availability at our branch and operating hours designed for your convenience Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, and Wednesday from 10 AM to 5 PM we strive to meet the diverse needs of our members. We invite you to join the Self-help family today! Experience firsthand how we can assist you in achieving your financial goals while making a positive impact on the community around us. For more information or assistance, feel free to reach out at 305-887-5881 or visit us online at self-help.org. Together, let's build a brighter future!

Community Commitment

Self-help believes that financial success goes beyond transactions; it's about uplifting the community we serve. We actively participate in outreach programs and partnerships that aim to enhance local resources and support initiatives that benefit everyone. By focusing on community needs, we help foster an environment where all can thrive.

Our Mission

Our mission is simple yet powerful: to improve the lives of our members and strengthen communities through responsible banking practices. We offer a variety of services ranging from personal checking and savings accounts to auto loans and mortgages. Each service is designed with our members' needs in mind, ensuring that everyone can find the right financial solutions for their unique situations. While members can visit us at 101 Curtiss Pkwy, official correspondence should be sent to 101 Curtiss Pkwy, Miami Springs, FL 33166-5220. This dual approach reflects our commitment to accessibility and transparency.

Branch Location & Accessibility

Convenient Location

Nestled in Miami-Dade County, our branch is just a stone's throw away from the scenic Miami Springs Golf Course and the vibrant shops along Le Jeune Road. With ample parking available right outside our doors, visiting us is hassle-free. Plus, we are committed to accessibility; our facilities are ADA compliant, ensuring everyone can bank with us comfortably.

Get in Touch

We'd love for you to visit us soon! If you have any questions or need assistance before stopping by, feel free to give us a call at 305-887-5881. At Self-help in Miami Springs, we're more than just a credit union; we're your partners in achieving financial success. Come see how we can help today!

Operating Hours

We understand that life gets busy! That's why we're open Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, with extended hours on Wednesday starting at 10 AM. Our dedicated team is ready to assist you during these hours with a smile.

Services Offered

At Self-help, we pride ourselves on offering a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our ATM for cash withdrawals and balance checks anytime you need. While we don't currently offer drive-thru banking or shared service centers at this location, our friendly staff is always here to help you inside the branch.

Member Eligibility

At Self-help, becoming a member means joining a caring community that prioritizes your financial well-being. If you're looking to connect with us, you'll find that eligibility is pretty straightforward. Generally, anyone who lives, works, or attends school in the Miami Springs area can become a member. This inclusivity ensures that we can support as many people as possible in achieving their financial goals. Plus, being part of our credit union comes with fantastic benefits like competitive rates on loans and savings, personalized service, and access to various financial products tailored just for you. Ready to take the next step? Opening an account at Self-help is simple! Just visit us at 101 Curtiss Pkwy Miami Springs Fl 33166, give us a call at (305) 887-5881, or check out more details on our website. For the most current information about eligibility criteria, feel free to explore our resource page here. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide essential merchant services designed for today's business needs. Whether you're accepting payments online or managing transactions in person, our services simplify your operations, allowing you to focus on what matters most growing your business. If you're looking for a reliable partner to help navigate your business finance needs, stop by Self-help or give us a call at (305) 887-5881. Together, we can build a brighter future for your business!

Comprehensive List Of Services

ATM Services

Need cash? Our convenient ATM & Cash Withdrawal Services ensure you have access to your funds when you need them. Located at various points in the community, our ATMs allow for quick withdrawals and balance checks without hassle.

Accessibility and Convenience

At Self-help, we prioritize accessibility and convenience through features like basic ATM access and online banking options that empower you to take control of your finances from the comfort of home. Our friendly team is just a phone call away at (305) 887-5881, ready to assist with any questions or concerns. We invite you to visit us at 101 Curtiss Pkwy Miami Springs Fl 33166, where our knowledgeable staff will be happy to help you navigate all of our services. Whether you're opening an account or exploring loan options, we're here for you! Join us today at Miami Springs, where financial empowerment meets community support!

Business Banking

For entrepreneurs and small business owners, Self-help offers comprehensive Business Banking services. From merchant services that simplify transactions to tailored business loans that help you grow your venture, we understand what it takes to run a successful business. We stand by you every step of the way with personalized support and resources designed for your unique needs.

Loans and Financing

If you're in the market for a new car or need funds for other personal endeavors, our Auto Loans & Vehicle Financing options make it easy for you to hit the road without breaking the bank. With competitive rates and flexible terms, financing your dream vehicle has never been more attainable. Additionally, our Mortgage Loans & Refinancing services can assist you in purchasing a home or refinancing your current mortgage to better fit your budget. If debt consolidation is on your mind, our Personal Loans provide a straightforward solution to combine multiple debts into one manageable payment. Plus, with our Credit Cards with Rewards, every purchase brings you closer to earning points that can be redeemed for exciting rewards.

Personal Banking

For individuals seeking reliable banking solutions, we offer Personal Banking services including checking and savings accounts that help you manage your day-to-day expenses while saving for future goals. Imagine easily accessing your funds through our user-friendly Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills anytime, anywhere.

Digital & Online Banking

Key Features

Our commitment to security is paramount. You can trust that your information is safe with us as we offer electronic signature authorization for transactions, making processes quick while keeping your data protected. Plus, with e-statements available, you'll receive important updates about your accounts without the clutter of paper statements. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family in just a few taps. And if you're looking for an easy way to make purchases, our mobile application has everything you need though please note that mobile payments are not currently offered. At Self-help, we're dedicated to providing you with modern banking solutions that fit seamlessly into your lifestyle. Experience the ease of managing your finances with us today!

Financial Strength

Commitment to Growth

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $1,167 in used auto loans and $1,637,133,842 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $4,200,525, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Focused Savings

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Team Support

We also take pride in having 300 full-time employees and 6 part-time employees who are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 116,979, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 101 Curtiss Pkwy Miami Springs Fl 33166 or call (305) 887-5881 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road, we're committed to making vehicle ownership accessible for everyone. Whether you're financing a new or used vehicle, our competitive rates and flexible terms can help you drive away with confidence.

Business Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $261,180,593 provide the capital needed for growth and development. We aim to empower local businesses by offering tailored financing solutions that meet their unique needs. At Self-help in Miami Springs, we pride ourselves on offering personalized service and clear information about our loan products. Our team is dedicated to helping you find the right solution that fits your lifestyle and budget. For more information or to discuss your options further, please contact us at 305-887-5881 during our lobby hours: Monday through Tuesday and Thursday through Friday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

Managing finances effectively is important for everyone. We also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members navigate their expenses and build credit responsibly. These cards provide convenience and security for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728. If you're considering refinancing your existing mortgage, we can guide you through the eligibility options available to ensure you find the right fit for your financial situation.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process guarantees fair and transparent offers. By working exclusively with verified lenders, LendMesh provides users with peace of mind knowing they are comparing legitimate loan options.

SELF HELP CREDIT UNION - Miami Springs, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans

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