Self-Help Credit Union Jacksonville FL | Top Mortgage Loans & Auto Financing

Introduction

Welcome to Self-help, your trusted financial partner located at 3033 Lenox Ave, Jacksonville, FL 32254. Since our establishment in 1983, we have been dedicated to empowering our community through accessible banking solutions. With a proud membership base of 89,275 members and total assets exceeding $1.85 billion, we are committed to supporting your financial journey. At Self-help, we believe that everyone deserves a chance to thrive financially. That's why we offer a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our business banking services also provide essential support for local entrepreneurs through merchant services and business loans. Our leadership team, led by CEO Martin Eakes and Board President Deborah McKetty, is passionate about fostering a welcoming environment for all members. With a total cash reserve of $9,727,022 and net worth of $500,822,745, you can trust that your finances are in safe hands. For any official correspondence or inquiries, please note that while you can visit us at our branch address, you may also reach us at our mailing address: P.O. Box 40843, Jacksonville, FL 32203-0843. Whether you're looking to open an account or need assistance with a loan, our friendly staff is here to help! Feel free to call us at 904-360-5100 or visit our website at self-help.org for more information. Join us today and experience the difference of being part of the Self-help family!

Branch History & Mission

Community Engagement

Community is at the heart of everything we do at Self-help. Our partnerships with local nonprofits and schools reflect our ongoing commitment to making Jacksonville a better place for all its residents. Whether through volunteering efforts or sponsoring community events, we take pride in being more than just a bank; we are an integral part of the fabric of this city. We invite you to join us at Self-help and experience firsthand how we're dedicated to your financial well-being while positively impacting the community around us. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach out at 904-360-5100 during our operating hours: Monday, Tuesday, Thursday, Friday from 9 AM - 5 PM and Wednesday from 10 AM - 5 PM. Join us today and be part of something greater!

Innovation and Accessibility

In today's fast-paced world, we understand the importance of keeping up with technological advancements while ensuring that all members can access our services conveniently. While we currently do not offer ATMs or drive-thru banking options at this location, we provide robust online banking features that include mobile applications and person-to-person payment services. This allows you to manage your finances easily from anywhere. Additionally, we prioritize accessibility by complying with ADA standards to ensure that all members can navigate our services without barriers. Your comfort and ease when engaging with us is paramount.

Our Mission

At Self-help, our mission is simple yet profound: we strive to empower our members through accessible financial services while actively participating in community development. We believe in creating opportunities for everyone whether it's helping families secure affordable auto loans or providing personalized advice for debt consolidation. Our commitment extends beyond banking; we aim to uplift and support the local community in every way possible. As we look back on our journey, several milestones stand out. From our humble beginnings in the early '80s to becoming a trusted financial partner today, we've consistently adapted to meet the evolving needs of our members. We are proud of our efforts in promoting financial literacy and working closely with local organizations to create impactful outreach programs.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

At Self-help, we understand that life can be busy. That's why we offer flexible operating hours: you can drop by from 9 AM to 5 PM on Monday, Tuesday, Thursday, and Friday, or join us later on Wednesday when we open at 10 AM. Whether you need help with personal banking, auto loans, or anything in between, our team is ready to assist you during these hours.

Convenient Access

While you can visit us at 3033 Lenox Ave Jacksonville Fl 32254, please note that any official correspondence should be sent to our mailing address at P.O. Box 40843, Jacksonville, FL 32203-0843. Our location is easily accessible, with parking available nearby and features that comply with ADA standards, ensuring everyone can visit us comfortably.

Services Tailored for You

Our branch provides a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options for everyone. Although we currently do not have ATM facilities or drive-thru banking available, our friendly staff is always ready to help you directly inside the branch.

We’re Here for You!

If you have any questions or need assistance, don't hesitate to give us a call at (904) 360-5100. We look forward to seeing you soon at Self-help, where we're committed to providing excellent service and support for all your banking needs!

Member Eligibility

At Self-help, we believe that becoming a member is like joining a close-knit community where everyone supports one another. If you're looking to enjoy the perks of membership, it's easy! Generally, anyone who lives, works, or worships in the local area can become a member. This means you're not just gaining access to a range of financial services; you're also joining a family that prioritizes your needs and goals. Plus, being part of Self-help opens doors to various benefits like competitive loan rates and personalized service. To learn more about the specific eligibility requirements and ensure you meet them, feel free to check out our detailed guidelines at . If you're ready to take the next step toward membership, opening an account is straightforward! You can reach out to us at (904) 360-5100, and our friendly team will guide you through the process. We look forward to welcoming you to Self-help at 3033 Lenox Ave Jacksonville Fl 32254!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner to help streamline your payment processes. Our merchant services provide tools that simplify transactions, making it easier for your customers to pay. This can enhance customer satisfaction and lead to repeat business key ingredients for any thriving enterprise. Located at 3033 Lenox Ave Jacksonville Fl 32254 in Jacksonville, FL, we're here to empower your business with the financial resources it needs to flourish. Ready to take the next step? Contact us at (904) 360-5100 today!

Comprehensive List Of Services

Access When You Need It

At Self-help, we understand that convenience is key. That's why we offer various services like ATM & Cash Withdrawal Services to ensure you have access to cash when you need it most though please note that currently we do not have ATMs on-site. We invite you to reach out with any questions about our services or how we can assist you further. Call us at (904) 360-5100 or visit us at 3033 Lenox Ave Jacksonville Fl 32254 in Jacksonville today! Let us partner with you on your financial journey and help you achieve your goals.

Business Solutions Tailored for You

For our business members, we offer comprehensive Business Banking services that include Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have the resources and expertise to help your business thrive.

Financing Your Dreams

If you're in the market for a new vehicle or home, our Auto Loans & Vehicle Financing options can help turn your dreams into reality. With competitive rates and personalized service, we aim to make the car-buying experience smooth and affordable. Similarly, our Mortgage Loans & Refinancing services offer solutions that fit your life. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Personal Banking Made Easy

One of the cornerstones of our offerings is Personal Banking. We provide various checking and savings accounts tailored to help you manage your money effectively. Whether you're saving for a special occasion or just want easy access to your funds, our accounts are designed with flexibility and convenience in mind. Plus, with Online & Mobile Banking, you can check your balances, transfer funds, and pay bills right from your smartphone or computer making banking easier than ever.

Supporting Your Financial Goals

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options. These loans can help you manage debt more effectively and provide peace of mind during challenging times. Additionally, our Credit Cards with Rewards not only give you purchasing power but also reward you for everyday spending an excellent way to earn benefits while managing your finances.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts whenever you need to. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. For more details, visit us at https://www.self-help.org/ .

Mobile Banking at Your Fingertips

On the go? Our mobile application provides all the features you love about online banking right in your pocket. You can manage your accounts from your smartphone or tablet. And while mobile payments aren't available just yet, we do provide person-to-person transfers, making it easy to send money to friends and family instantly. At Self-help, we're committed to providing a safe and user-friendly banking experience that fits into your lifestyle. Join us today and discover how our digital banking services can make managing your money easier than ever!

User-Friendly Features

Our online platform makes banking straightforward. Need to sign a document? No problem! We offer electronic signature authorization, so you can complete transactions without the hassle of printing and mailing papers. Plus, with e-statements available, you can say goodbye to paper clutter and easily view your account statements online.

Financial Strength

Commitment to Growth

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,167 in used auto loans and $1,637,133,842 in total loans and leases.

Efficient Operations

Our $13,407,221 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share and Deposit Accounts: 116,979, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 3033 Lenox Ave Jacksonville Fl 32254 or call (904) 360-5100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have flexible financing options tailored to fit your budget.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. Whether you want to consolidate debt or cover unexpected expenses, our personal loan options are designed to give you peace of mind. For business owners seeking growth opportunities, our outstanding commercial loans totaling $261,180,593 provide the capital needed to expand your ventures. At Self-help, we prioritize making borrowing straightforward and accessible. If you're considering refinancing or looking for eligibility options for any of our products, please don't hesitate to contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how our loan offerings can help you reach your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, make buying or refinancing simple. We provide various terms and competitive rates to make your journey toward owning a home as smooth as possible.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By relying on reputable institutions, LendMesh guarantees that users receive accurate information tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and credibility. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions are available at your fingertips, helping you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the impact this tool has had on individuals looking for the best financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SELF HELP CREDIT UNION