Self-Help Credit Union Deland FL | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Self-help, your trusted financial partner located at 1104 S Woodland Blvd, Deland, FL 32720. Since our establishment in 1983, we've been committed to serving the needs of our members with integrity and transparency. With a proud membership of 89,275, we offer a range of personal and business banking services tailored to empower our community. At Self-help, we believe in the importance of community support and financial well-being. Our total assets stand impressively at $1,859,358,597, showcasing our strength and stability in the financial landscape. We take pride in providing our members with competitive offerings that include auto loans, mortgages, and credit cards designed with rewards that matter. In total, we have facilitated 25,433 loans and leases, reflecting our commitment to helping you achieve your financial goals. Your deposits are safe with us; we hold $147,717,428 in total deposits and have a net worth of $500,822,745. With cash reserves exceeding $9,727,022, we ensure that we are prepared to meet your needs today and tomorrow. Under the leadership of our CEO Martin Eakes and Board President Deborah McKetty, we strive to create a welcoming environment where you feel valued and understood. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1104 S Woodland Blvd, DeLand, FL 32720. Our friendly team is here for you from Monday to Friday between 10:00 AM and 6:00 PM. If you're looking for a reliable credit union that prioritizes its members' interests while actively contributing to the local community's growth, look no further than Self-help. Call us at 386-749-1718 or explore more about us on our website self-help.org. Join us today and experience the difference!

Branch History & Mission

Welcome to Self-help, a beacon of financial support and community service in Deland, FL. Since opening our doors in 1983, we have been dedicated to serving our members and fostering growth within our community. With a current membership of over 89,275, we have evolved into a trusted partner for individuals and families looking to achieve their financial goals. Located at 1104 S Woodland Blvd, Deland, FL 32720, our branch is easy to find, nestled near local landmarks that make us a familiar part of the neighborhood. For any official correspondence, please use the same address as your mailing address: 1104 S Woodland Blvd, DeLand, FL 32720. Our mission is straightforward yet impactful: to empower our members through accessible financial services while actively supporting community initiatives. We believe that everyone deserves the chance to thrive financially, which is why we offer a range of services from personal banking and auto loans to mortgage refinancing and credit cards with rewards. At Self-help, we understand that the world is changing fast. That's why we've embraced digital advancements like online banking and mobile applications, making it easier for you to manage your finances on your terms. We also prioritize accessibility by ensuring ADA compliance in all our services. Our commitment extends beyond just banking; we pride ourselves on being an active member of the community. Through partnerships and outreach programs, we strive to uplift those around us and provide support where it's needed most. As of now, our total assets stand at an impressive $1,859,358,597. This growth reflects not only our dedication to sound financial practices but also the trust our members place in us every day. We invite you to visit us during our operating hours from 10:00 AM to 6:00 PM, Monday through Friday. If you need assistance, don't hesitate to reach out at 386-749-1718. Experience the benefits of becoming a member at Self-help where your financial success is our mission! Join us today and take the first step toward achieving your dreams.

Branch Location & Accessibility

Convenient Access and Surroundings

Our location is just a stone's throw away from local landmarks, ensuring that you can stop by easily while running errands or enjoying a day out in Deland. You'll find plenty of parking available right outside our doors, allowing for a hassle-free visit. Plus, we are committed to being accessible for everyone, so our branch features ADA-compliant entrances and ramps.

Operating Hours and Services

At Self-help, we understand that life can be busy. That's why our lobby hours are designed to fit your schedule open Monday through Friday from 10:00 AM to 6:00 PM. Whether you need to set up a checking account, apply for an auto loan, or inquire about our credit card rewards program, our friendly staff is ready to assist you. For added convenience, we also offer ATM services right on-site! While we do not currently have drive-thru banking, our dedicated team is here to ensure your experience is smooth and efficient. While members can visit us at 1104 S Woodland Blvd, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to give us a call at 386-749-1718. We invite you to come by and see how Self-help can help you achieve your financial goals. We look forward to welcoming you soon!

Member Eligibility

At Self-help, we believe that everyone deserves a chance to thrive in their financial journey. Becoming a member is easy and welcoming, designed to include individuals who live, work, or worship in our community. If you're looking for a supportive financial partner, you're in the right place! To get started, simply visit us at our branch located at 1104 S Woodland Blvd Deland Fl 32720. There, our friendly team can guide you through the membership process and explain the benefits of joining our cooperative. We encourage you to reach out for more information by calling us at (386) 749-1718. You can also check out our eligibility criteria online for the most current details at . Joining Self-help means not just opening an account, but becoming part of a caring community dedicated to helping each other succeed. Whether you're interested in personal banking, loans, or other financial services, we're excited to have you on board!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $201 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $261,180,593, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner that simplifies your payment processes. Our merchant services make transactions smooth for your customers while ensuring you have access to the funds when you need them. From credit card processing to online payment solutions, we help keep your business moving forward. Located at 1104 S Woodland Blvd Deland Fl 32720 in Deland, FL, we invite you to explore how our tailored banking solutions can empower your business. For inquiries, call us at (386) 749-1718 and let's start a conversation about your financial future!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a new vehicle, our Auto Loans & Vehicle Financing services can help make that dream a reality. We understand that buying a car is an important investment, so we offer competitive rates and flexible terms to suit your budget. Picture yourself driving off in that new car with peace of mind knowing you have the best financing options available.

Business Banking

For our business members, we provide comprehensive Business Banking services including merchant services and business loans tailored specifically for small businesses. We understand the challenges entrepreneurs face and aim to support local businesses in achieving their goals.

Convenient Access

In addition to these services, ATM & Cash Withdrawal Services are readily available for quick access to cash when needed. Basic ATM access allows for withdrawals and balance checks without hassle. At Self-help, we're not just about transactions; we aim to build lasting relationships with our members by offering accessible banking solutions that fit into daily life. If you have any questions or would like more information about any of our services, don't hesitate to reach out! Call us at (386) 749-1718 or visit us today at 1104 S Woodland Blvd Deland Fl 32720 in Deland, FL. Let's take this journey together!

Credit Cards with Rewards

To further enhance your spending power, we offer Credit Cards with Rewards that allow you to earn points on purchases which can be redeemed for various perks. It's a great way to benefit from everyday spending while enjoying additional rewards!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our Mortgage Loans & Refinancing solutions provide personalized assistance throughout the process. We work closely with you to find the best loan options for your situation, making homeownership more attainable than ever. Imagine turning keys in your very own front door!

Personal Banking

For those looking to manage their day-to-day finances, we offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. With easy access through our Online & Mobile Banking services, you can check balances, transfer funds, and pay bills from anywhere. Imagine having the convenience of managing your money right from your smartphone!

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether you need funds for a major purchase or want to consolidate existing debts into one manageable payment, we're here to help ease your financial burden.

Digital & Online Banking

Key Services

With our user-friendly online banking platform, accessible at https://www.self-help.org/ , you can take control of your finances 24/7. Need to view your statements? We offer convenient e-statements, making it easy to track your spending without the clutter of paper. Plus, if you ever need to sign documents, our electronic signature authorization lets you do so safely and efficiently from home. Managing money between friends is just as simple. With our person-to-person transfers, sending money is quick and hassle-free no cash or checks needed! For those moments when you're on the go, our mobile application ensures that banking is always at your fingertips. You can check balances, pay bills, and even make payments directly through your phone.

Security First

Your security is our top priority. We use advanced technology to keep your information safe while providing you with easy access to your accounts. You can bank confidently knowing that your transactions are protected. At Self-help, we believe in making banking accessible for everyone. Our services are designed with you in mind whether it's managing accounts from home or using our mobile app while out and about. Experience the convenience of modern banking today!

Financial Strength

Commitment to Growth

With $146,751,833 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $1,167 in used auto loans and a total of $1,637,133,842 in loans and leases available.

Member Trust

Total Share Accounts: 116,979 showcase a strong and growing member base that trusts us with their finances. This trust drives our dedication to maintaining the highest standards of service while focusing on your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 1104 S Woodland Blvd Deland Fl 32720 or call (386) 749-1718 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $13,407,221 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 300 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $232,069,390 in share certificates and $714,444,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $17,860,582, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $500,822,745, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,039,297 in used vehicle loans and $3,713,994 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your ideal vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $261,180,593 provide the capital needed to grow and expand. We recognize that running a business comes with its challenges; thus, we offer tailored solutions that align with your financial strategy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,213,728, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through each step of the process.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines for better rates or terms, our team can assist you in exploring eligibility options that may be available. We're dedicated to ensuring our members receive the best possible outcomes for their financial situations. You can reach us at 1104 S Woodland Blvd Deland FL 32720 or call us at 386-749-1718 for more information about any of our loan offerings. Our branch hours are Monday through Friday from 10:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Self-help can support your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,711,942 in loans helping members manage their finances effectively. These cards come with rewards and are designed to give you the purchasing power you need without tying up your assets.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means you can trust that the rates you see are accurate and represent genuine options available to you.

SELF HELP CREDIT UNION - Deland, FL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans