Self-Help Credit Union Stockton CA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Self-help, your trusted financial partner right here in Stockton, California. Located at 3255 W Benjamin Holt Dr, Stockton, CA 95219, we have been serving our community since 2008 with a commitment to enhancing the financial well-being of our 129,107 members. Our team, led by CEO Martin Eakes and Board President Jose Caballero, is dedicated to providing personalized banking solutions that fit your unique needs. At Self-help, we believe in the power of community. With total assets of $2,126,239,636 and total deposits reaching $437,357,613, we are well-equipped to support you through various financial journeys whether it's securing an auto loan among our 34,718 loans and leases or finding the right savings account for your family. We are proud to maintain a strong net worth of $600,496,069, ensuring our stability and reliability as your financial institution. While you can visit us at our branch for all your banking needs from personal banking services like checking accounts and credit cards to business loans and online banking options official correspondence should be directed to the same address: 3255 W Benjamin Holt Dr, Stockton, CA 95219. We invite you to explore how we can help you achieve your financial goals. Feel free to reach out at 209-235-1100 or visit us online at self-help.org for more information. Join us in making a difference in our community today!

Branch History & Mission

At Self-help, we are proud of our rich legacy that dates back to our establishment in 2008. Located at 3255 W Benjamin Holt Dr in the vibrant city of Stockton, CA, we have grown from a small credit union into a trusted financial partner for over 129,000 members. With total assets exceeding $2.1 billion, our journey reflects not only our growth but also our unwavering commitment to serving the community. Since our inception, Self-help has aimed to provide affordable financial services that empower individuals and families. Our mission is straightforward: to promote economic well-being and create opportunities for all members of the communities we serve. We believe in offering more than just banking services; we strive to build lasting relationships through support and guidance tailored to each member's unique needs. Our branch is conveniently situated near local landmarks, making it easy for members to visit us during our operating hours Monday through Thursday from 9:30 AM to 5:00 PM and Friday until 6:00 PM. While you can drop by at our Stockton address for personal assistance, official correspondence can be sent to the same location since our mailing address is identical. Self-help provides a range of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are also committed to enhancing accessibility for all members, ensuring ADA compliance within our facilities. In addition to traditional banking methods, we offer online and mobile banking options to meet the needs of today's busy lifestyles. Community outreach is a cornerstone of our mission. We actively seek partnerships with local organizations to support initiatives that uplift and empower those around us. Our focus extends beyond financial transactions; we aim to make a positive impact on the lives of our members and their families. We invite you to join Self-help and experience firsthand the difference we can make in your financial journey. Whether you're looking for guidance on loans or need help managing your finances, we are here for you every step of the way. Connect with us today at 209-235-1100 or visit our website at self-help.org to learn more about how we can assist you in achieving your financial goals.

Branch Location & Accessibility

Accessibility Features

At Self-help, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and other accommodations to ensure everyone can access our services comfortably. Plus, parking is readily available, making your visit hassle-free.

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours. You can visit us Monday through Thursday from 9:30 AM to 5:00 PM and on Friday from 9:30 AM to 6:00 PM. We're here when you need us!

Services Offered

Our Stockton branch provides a variety of services tailored to fit your banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. While we do not have drive-thru service, we do offer ATM access for quick cash withdrawals and balance checks. If you're looking for personalized assistance or have questions about our offerings, don't hesitate to give us a call at 209-235-1100. Our friendly staff is eager to assist you! We invite you to drop by and see how Self-help can support your financial journey today!

Member Eligibility

At Self-help, we believe that everyone deserves access to financial services that empower them. Becoming a member is easy and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join our community. We value diversity and strive to include everyone in our mission of providing exceptional financial services. For a full rundown of eligibility details, feel free to check out our website at https://www.self-help.org/personal/join-us/join-shcu. Joining is not just about opening an account; it's about becoming part of a supportive network that prioritizes your financial well-being. Once you're ready to take the next step, you can find information on how to open your account right here: https://www.self-help.org/personal/join-us/join-shcu. If you have any questions or need assistance, don't hesitate to give us a call at (209) 235-1100. We're excited to welcome you to Self-help, located at 3255 W Benjamin Holt Dr Stockton Ca 95219, where your journey towards better banking begins!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services tailored to meet your needs. Imagine being able to accept payments easily, whether in-store or online. Our solutions ensure you can focus on what matters most running your business. From simple payment processing to comprehensive reporting tools, our services help streamline your operations and enhance customer satisfaction. Located at 3255 W Benjamin Holt Dr Stockton Ca 95219, Stockton, CA, we invite you to visit us or call (209) 235-1100 to learn how our business banking solutions can support your goals. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM Services

With our ATM & Cash Withdrawal Services, accessing cash is hassle-free. You can easily withdraw funds or check your account balance at one of our ATMs located throughout the area. At Self-help, we pride ourselves on being more than just a financial institution; we're a community partner committed to helping you thrive financially. If you're interested in learning more about how we can assist you or want to open an account, please visit us at 3255 W Benjamin Holt Dr Stockton Ca 95219, call us at (209) 235-1100, or explore our website at Stockton. Your financial success is our priority let's take this journey together!

Business Solutions

For entrepreneurs and business owners, we provide robust Business Banking services that include merchant services and business loans. We are here to support local businesses in Stockton through customized banking solutions.

Credit Cards

Our Credit Cards with Rewards not only make purchases convenient but also offer rewards that can benefit you on everyday spending. Imagine earning points every time you shop, which can be redeemed for exciting rewards!

Loans and Financing

When it comes to financing, our Auto Loans & Vehicle Financing options can help you get behind the wheel of your dream car without breaking the bank. We also provide Mortgage Loans & Refinancing for those looking to buy a home or lower their monthly payments. Additionally, our Personal Loans & Debt Consolidation services can assist you in managing existing debts, giving you peace of mind as you take control of your financial journey.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. Whether you're checking balances, transferring funds, or paying bills, our secure platform makes banking simple and accessible.

Personal Banking

We understand that managing your finances is important. That's why we offer Personal Banking services that include checking and savings accounts tailored to help you achieve your financial goals. Our accounts come with no hidden fees and competitive interest rates, making it easy for you to save and grow your money.

Digital & Online Banking

Key Features

One of the standout features is our availability of e-statements, making it easier than ever to keep track of your transactions without the clutter of paper. You'll receive your statements directly to your email inbox, ensuring you have quick access whenever you need them. For those who love using their smartphones, our mobile application is perfect for on-the-go banking. With features like mobile payments and person-to-person transfers, sending money to friends or family is as easy as tapping a button. You can even authorize transactions electronically, adding another layer of convenience to your banking experience. Security is our top priority at Self-help. We use advanced technology to protect your information while giving you peace of mind when banking online or through our app. In today's fast-paced world, having access to reliable digital banking tools means you can manage your money efficiently and effectively. With the support of Self-help, you have everything needed for real-time account management right in the palm of your hand. Enjoy the freedom and flexibility that comes with modern banking!

Financial Strength

Growing Together

Total Share Accounts stand at 173,015, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending stand at $0, ensuring that we have the capacity to meet your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 3255 W Benjamin Holt Dr Stockton Ca 95219 or call (209) 235-1100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,200,525 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees ready to serve you with a knowledgeable team.

Reinvesting in You

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $4,687 in used auto loans and $1,511,536,317 in total loans and leases that support our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 28.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have flexible financing options to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or operational costs, we're here to support your entrepreneurial journey. At Self-help, we believe in making borrowing straightforward and accessible. If you're considering refinancing or exploring eligibility options for any of our loan products, our team is ready to assist you every step of the way. For more information about our loan offerings or to discuss how we can help you achieve your financial goals, please contact us at (209) 235-1100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 3255 W Benjamin Holt Dr Stockton Ca 95219, located in Stockton, CA, and take the first step towards securing your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We provide tailored solutions to meet your unique situation, ensuring you feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can be an excellent way to build or improve your credit score.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender listed on LendMesh has been thoroughly vetted, giving users peace of mind about the legitimacy of their options.

SELF HELP FEDERAL CREDIT UNION - Stockton, CA

Type of Loan Offerings

Personal Loans

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