Self-Help Credit Union Riverbank CA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Self-help, your trusted financial partner located at 2256 Patterson Rd, Riverbank, CA 95367. Since our establishment in 2008, we have been dedicated to serving our community with a member-focused approach that prioritizes your needs. As part of the Self-help family, we are proud to support over 129,000 members with a commitment to building financial stability and empowerment. At Self-help, we understand that every member's journey is unique. That's why we offer a variety of services tailored to fit your financial goals from personal banking options like checking and savings accounts, to auto loans and mortgage refinancing. Our total assets of $2,126,239,636 reflect our strong position in the industry, while our $437,357,613 in total deposits signifies the trust our members place in us. Our leadership team, including CEO Martin Eakes and Board President Jose Caballero, works tirelessly to ensure that you receive the best possible service. With a dedicated team of 397 employees, we are here to assist you every step of the way. While members can visit us at 2256 Patterson Rd, official correspondence should be sent to the same address for consistency. If you ever need assistance or have questions about your accounts, feel free to reach out at (209) 342-3797 during our convenient operating hours: Monday through Friday from 9 AM to 5 PM (with Wednesday opening at 10 AM), and Saturdays from 9 AM to 1 PM. Join us as we continue to create positive change within our community. Visit our website at self-help.org today for more information or to open an account. Together, let's work towards achieving your financial dreams!

Branch History & Mission

Our Mission

The mission of Self-help is clear: to empower our members through accessible financial services that promote economic stability and opportunity. We believe that everyone deserves the chance to achieve their financial goals, whether it's buying a home, starting a business, or simply managing day-to-day expenses. Our focus goes beyond just transactions; we aim to build lasting relationships with our members by providing personalized support tailored to individual needs. We are not just a credit union; we are a part of the Riverbank community. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving financial literacy among residents. By actively participating in community events and offering educational workshops, we strive to make a positive impact on the lives of those we serve. While you can visit us at our branch location on Patterson Road, official correspondence should be directed to our mailing address: 2256 Patterson Road, Riverbank, CA 95367. We are here for you Monday through Friday from 9 AM to 5 PM (10 AM to 5 PM on Wednesdays), and Saturday from 9 AM to 1 PM. As technology advances, so do we. Our commitment to digital banking allows members to manage their finances conveniently through online and mobile banking options. We're proud to offer ATM access for quick withdrawals and balance checks as well. Join us at Self-help and experience how we can help you reach your financial goals while being an integral part of your community's growth. Together, let's make your dreams a reality! For more information or to become a member today, please call us at 209-342-3797 or visit our website.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 209-342-3797. We look forward to welcoming you into our branch soon! Come visit us today and discover how we can help you achieve your financial goals!

Operating Hours

We know your time is valuable. That's why we're open at convenient hours throughout the week. You can drop by on Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM; on Wednesday, we open a bit later at 10 AM and close at 5 PM; and on Saturday, we're here from 9 AM to 1 PM.

Parking and Accessibility

We offer ample parking space right outside our entrance, ensuring a hassle-free visit. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can enjoy easy access to our services.

Services Offered

At Self-help, we provide a variety of banking services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. While we don't have a drive-thru service available at this location, we do offer an ATM for quick cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Self-help means joining a welcoming community that values your financial well-being. At our branch located at 2256 Patterson Rd Riverbank Ca 95367, we pride ourselves on providing access to essential financial services tailored just for you. If you live, work, or worship in our area, you're likely eligible to join us! We also welcome members from specific groups and organizations making it easier for you to benefit from our supportive environment. Joining is simple! You can learn more about the eligibility criteria by visiting this resource: https://www.self-help.org/personal/join-us/join-shcu. Once you're ready, opening an account is just as straightforward; detailed steps can be found here: https://www.self-help.org/personal/join-us/join-shcu. If you have any questions or need assistance, feel free to call us at (209) 342-3797. We can't wait to welcome you into the Self-help family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services designed to simplify everyday operations. Imagine having a reliable partner that helps you process payments quickly and securely, allowing you to focus on what matters most growing your business. From card processing to online payment solutions, our services are crafted to meet the demands of today's marketplace. Visit us at 2256 Patterson Rd Riverbank Ca 95367, Riverbank, CA, or call us at (209) 342-3797 to learn more about how our business banking and commercial services can propel your business forward!

Comprehensive List Of Services

Accessibility and Convenience

We know life can get busy, which is why we offer essential features like ATM & Cash Withdrawal Services for easy access to your money when you're on the go. With basic ATM access for withdrawals and balance checks, managing your finances has never been easier. At Self-help, we pride ourselves on being more than just a credit union; we are a community partner committed to helping you achieve financial wellness. If you're ready to explore how we can support your financial journey, give us a call at (209) 342-3797 or visit us at our branch in Riverbank today! Your financial future awaits at Riverbank!

Business Solutions

If you're a business owner, you'll appreciate our Business Banking services that include merchant services and tailored business loans. We understand that running a business comes with its own set of challenges, and we're here to help you navigate them smoothly.

Loans Made Easy

Need a new vehicle? Our Auto Loans & Vehicle Financing options are designed to help you drive away in the car of your dreams without breaking the bank. If you're thinking about buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process with ease. For those unexpected expenses or personal projects, our Personal Loans & Debt Consolidation products provide you with quick access to cash when you need it most. Plus, don't forget about our attractive Credit Cards with Rewards, perfect for everyday purchases while earning back some benefits.

Personal Banking

Whether you're looking to open a new checking or savings account, we have options that fit your lifestyle. Our Personal Banking services allow you to manage your finances easily and effectively. Imagine having the flexibility to access your accounts anytime through our Online & Mobile Banking platforms. You can check balances, transfer funds, and even make person-to-person payments right from your smartphone.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform offers a user-friendly interface that allows you to check balances, transfer funds, and pay bills effortlessly. Plus, with the availability of e-statements, you can keep track of your financial activity without the clutter of paper statements. Say goodbye to waiting for the mail and hello to instant access! For those who prefer banking on-the-go, our mobile application makes it simple to manage your accounts right from your smartphone. You can also enjoy mobile payments, making it easier than ever to pay for purchases directly from your device.

Security You Can Trust

We prioritize your security with features like person-to-person transfers, ensuring that sending money to friends and family is safe and straightforward. While we don't offer electronic signature authorization just yet, our systems are designed with your protection in mind. With every feature aimed at enhancing accessibility and ease-of-use, Self-help is committed to providing you with real-time account management that fits into your busy lifestyle. Whether you're at home or out and about, we've got you covered with all the tools you need for effective financial management. Explore all these features and more by visiting us at https://www.self-help.org/ today!

Financial Strength

At Self-help, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health with you, assuring that your money is in safe hands. With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 28.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,687 in used auto loans and $1,511,536,317 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $4,200,525, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 173,015, shows a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 2256 Patterson Rd Riverbank Ca 95367 or call (209) 342-3797 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or increase your inventory, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We offer competitive rates and easy eligibility requirements to help you take that important step toward owning your home.

Refinancing Options

If you're considering refinancing existing loans, we can help guide you through the process and find options that could save you money or reduce your monthly payments. At Self-help, we believe in empowering our members with financial solutions tailored just for them. For more information about our loan products or if you have questions about eligibility, please don't hesitate to reach out at (209) 342-3797 or visit us at 2256 Patterson Rd Riverbank Ca 95367 in Riverbank, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. Our credit cards come with rewarding benefits and are designed to provide you with the purchasing power you need without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers on LendMesh are sourced from legitimate financial institutions, ensuring users can trust the information they receive. No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. This means that all results are unbiased, helping users make informed choices without any hidden influences. Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions, allowing users to compare options and find the best fit for their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SELF HELP FEDERAL CREDIT UNION - Riverbank, CA

Type of Loan Offerings

Personal Loans

Compare Loan Rates Near You

Loan rates in Riverbank, CA (95367)