Self-Help Credit Union Pittsburg CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Self-help at our branch located at 2110 Railroad Ave, Pittsburg, CA 94565! Since our establishment in 2008, we have been dedicated to providing personalized financial solutions tailored to meet the unique needs of our community. With over 129,000 members and assets totaling a remarkable $2.13 billion, we strive to create a welcoming environment where you can thrive financially. At Self-help, we believe in empowering our members with valuable resources and support. Our total deposits stand at an impressive $437,357,613, ensuring that your hard-earned money is safe and readily available when you need it. We also take pride in our lending capabilities, with 34,718 loans extended to help our members achieve their dreams, whether it's buying a new car or purchasing a home. Our leadership team is committed to fostering strong relationships within the community. Under the guidance of CEO Martin Eakes and Board President Jose Caballero, we continue to build trust through transparency and service excellence. Our dedicated staff of 397 employees is always ready to assist you with any inquiries or services you may need. While you can visit us at our Pittsburg branch for personal banking services including checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address if different from our physical location. For your convenience, we also offer online banking options and a drive-thru service for quick transactions. If you're looking for a credit union that truly cares about its members and their financial well-being, look no further than Self-help. Feel free to reach out by calling us at 925-778-7283 or explore more about us on our website at self-help.org. We are here to help you every step of the way!

Branch History & Mission

Commitment to Accessibility

We understand that accessibility is vital for our members. That's why we offer convenient operating hours Monday, Tuesday, Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; and Friday from 8:00 AM to 5:00 PM. Our branch features both ATM availability and drive-thru banking for quick transactions. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed here as well.

Join Us

As we continue to grow and adapt in an ever-changing world, we invite you to become part of the Self-help family. Experience firsthand how we can assist you in achieving your financial goals while also contributing towards building a stronger community. Reach out today at 925-778-7283 or explore more about us on our website at Self-help. Together, let's create lasting change!

Our Mission

At Self-help, our mission is clear: we aim to provide affordable financial solutions while fostering community development. We believe in building strong relationships with our members and supporting them through every stage of their financial journey. Our goal is not only to help individuals manage their finances but also to contribute positively to the local economy. In addition to traditional banking services, we are dedicated to engaging with our community. We host educational workshops and outreach programs designed to promote financial literacy and empower members with the knowledge they need to make informed decisions.

Branch Location & Accessibility

Convenient Access

Whether you're commuting or just running errands, you'll find ample parking available right outside our door. For those who may need assistance, rest assured that we have ADA-compliant features to ensure everyone can access our services with ease. Plus, if you're in a hurry, enjoy the convenience of our drive-thru banking service, which allows you to handle your transactions without leaving your car.

Operating Hours

We know that life gets busy, so we offer flexible hours to fit your schedule. Our lobby is open Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; on Wednesday, we open a bit later at 10:00 AM and close at 5:00 PM; and on Friday, we're here for you from 8:00 AM until 5:00 PM. If you have any questions or need assistance during these hours, don't hesitate to give us a call at 925-778-7283.

Services Offered

At Self-help, we're proud to provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, enjoy the benefits of online and mobile banking for managing your accounts from anywhere. And yes ATM access is available for quick cash withdrawals and balance checks. While members can visit us at 2110 Railroad Ave for all their banking needs, please note that there's no shared service center available at this location. We aim to create a friendly atmosphere where every visit feels personal. So why wait? We invite you to drop by our Pittsburg branch today! Our team is excited to help you with all your financial goals.

Member Eligibility

At Self-help, we believe that joining our community should feel warm and welcoming, like becoming part of a family that truly cares. If you live, work, worship, or attend school in the Pittsburg area or are a member of certain organizations, you're likely eligible to become a member with us. We're committed to making banking accessible and beneficial for everyone, so whether you're looking for personal loans, savings options, or just a friendly place to manage your finances, we have something for you. For the latest details on eligibility requirements, feel free to visit our website at https://www.self-help.org/personal/join-us/join-shcu. Becoming a member is simple! Just stop by our branch located at 2110 Railroad Ave Pittsburg Ca 94565 or give us a call at (925) 778-7283 for more information on how to open an account. We're here to help guide you through every step of the process. At Self-help, we're not just about banking; we're about building lasting relationships with our members and helping them achieve their financial goals.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine running a busy café where customers can pay easily with their cards or mobile wallets. Our services ensure that you can focus on what you do best while we handle the transactions smoothly. Visit us at 2110 Railroad Ave Pittsburg Ca 94565 in Pittsburg, CA, or call us at (925) 778-7283 to learn how our tailored business banking solutions can help you thrive!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to help you grow your venture. We are here to support your aspirations with the right financial tools.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills without ever stepping foot in the branch. Plus, with our ATM and cash withdrawal services available around the clock, accessing your money has never been easier.

Drive-Thru & ATM Services

If you prefer face-to-face interactions but want to save time, our basic drive-thru banking offers quick access for deposits, withdrawals, and simple transactions. And when it comes to quick cash access, our ATMs provide essential services like withdrawals and balance checks without hassle. At Self-help in Pittsburg, we believe that everyone deserves reliable financial support tailored to their unique situation. Our team is ready to assist you with personalized service that fits into your busy life. For more information about any of these services or to speak with one of our representatives, please call us at 925-778-7283. We look forward to helping you achieve all your financial goals!

Loans Made Easy

We understand that life can sometimes throw unexpected expenses your way. That's why we also provide personal loans and debt consolidation options to help you navigate through financial challenges. With our credit cards featuring rewards, you can earn points on every purchase while enjoying benefits that enhance your spending power.

Personal Banking

For those seeking to take control of their personal finances, we offer a variety of checking and savings accounts. These accounts help you manage your day-to-day expenses while saving for future goals. If you're considering a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. Additionally, our mortgage loans and refinancing services can help you achieve your dream home or lower your current payments.

Digital & Online Banking

At Self-help, we understand that life can get busy, and managing your finances shouldn't add to your stress. That's why we offer a range of digital and online banking services designed to provide you with convenience, security, and control over your money, anytime and anywhere. With our 24/7 online banking services available at https://www.self-help.org/, you can easily access your accounts, check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Whether you're using a computer or our user-friendly mobile application, managing your finances has never been easier. Plus, with features like person-to-person transfers, sending money to friends or family is just a few clicks away. Security is our top priority. While we don't currently offer electronic signature authorization for transactions, rest assured that all your data is protected with the latest security measures. You can confidently manage your accounts knowing that your personal information is safe. For those who prefer going paperless, we provide e-statements that allow you to view your account statements online rather than receiving them by mail. This not only helps you stay organized but also contributes to saving the environment. If you're always on the move, take advantage of our mobile payments feature. It's simple and fast perfect for those quick purchases when you're out and about. With our mobile application available for download, you can enjoy all these features right at your fingertips. With Self-help, banking is not just about numbers; it's about making life easier for our members. Explore all that we have to offer by visiting us online at https://www.self-help.org/ today!

Financial Strength

At Self-help, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to serving your needs effectively. With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,687 in used auto loans and $1,511,536,317 in total loans and leases. Our operational efficiency is reflected in our net income of $16,629,095, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 173,015, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 2110 Railroad Ave Pittsburg Ca 94565 or call 925-778-7283 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. Our team is here to guide you through the process, ensuring you find the right loan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. We know that every business has unique challenges, and we're here to provide the financial tools necessary for success.

Eligibility and Refinancing Options

We invite you to explore our eligibility options for all loan products. If you're considering refinancing an existing loan, our team can help determine if this is a beneficial move for you based on current market conditions and your financial situation. For more information or to start your application, please contact us at (925) 778-7283, or visit us at our branch located at 2110 Railroad Ave Pittsburg Ca 94565 in Pittsburg, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in making informed decisions about your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We offer competitive rates and terms tailored to meet your needs. Our knowledgeable staff can help you navigate the mortgage process seamlessly.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. Whether you're planning a large purchase or need some extra cash flow, our credit card options are designed to provide support.

Loan Aggregator

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SELF HELP FEDERAL CREDIT UNION - Pittsburg, CA

Type of Loan Offerings

Personal Loans

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