Self-Help Credit Union Manteca CA | Best Auto Loans & Personal Banking

Introduction

Welcome to Self-help, your trusted credit union located at 2275 W Louise Ave, Manteca, CA 95337. Since our establishment in 2008, we have been dedicated to serving our community with a personal touch and robust financial solutions. With a total membership of over 129,107, we pride ourselves on being a member-focused organization that listens to your needs and helps you achieve your financial goals. At Self-help, our commitment goes beyond just banking. We manage assets totaling an impressive $2,126,239,636, ensuring stability and growth for our members. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions all designed to empower you financially. Under the leadership of CEO Martin Eakes and Board President Jose Caballero, we strive to provide top-notch services with integrity and transparency. Our team of 397 employees is here to support you every step of the way. Whether you're looking for advice on loans where we currently manage over 34,718 loans and leases or simply need assistance with deposits totaling $437,357,613, we're ready to help. While members can visit us at 2275 W Louise Ave, official correspondence should be sent to the same address. With a net worth of $600,496,069 and cash readily available at $38,879,204, you can trust that your finances are in safe hands. We invite you to explore all that Self-help has to offer by visiting our website at Self-help or calling us at 209-235-1100. Your journey toward financial success begins here!

Branch History & Mission

Community Commitment

At Self-help, we take pride in being more than just a financial institution; we are a part of the Manteca community. We actively engage in various outreach programs aimed at supporting local initiatives. Whether it's through partnerships with local schools or participating in community events, our goal is to uplift those around us. Our mission extends beyond providing loans and accounts; it includes fostering an environment where financial literacy thrives. We offer resources and workshops designed to educate our members on budgeting, saving, and investing wisely.

Join Us

While you can visit us at 2275 W Louise Ave, official correspondence should be sent to the same address as our mailing address: 2275 W Louise Ave, Manteca, CA 95337. Our friendly team is here during lobby hours Monday through Thursday from 9:30 AM to 5 PM and Friday until 6 PM to assist you with any questions or services you need. We invite you to become part of the Self-help family! Experience firsthand how we can support your financial journey while making a positive impact in our community. Call us today at 209-235-1100 or explore more about membership opportunities here. Together, let's build a brighter future!

Our Story

From the very start, our mission has been clear: to provide meaningful financial services that empower individuals and strengthen communities. We believe that everyone deserves access to affordable financial products and services that can help them achieve their goals. As we evolved over the years, we have remained committed to this core principle. Our growth reflects not just numbers but milestones that speak to our dedication. We have embraced modern technology while maintaining a personal touch, ensuring that every member feels valued and supported. With features like online and mobile banking, along with ATM availability, we make banking convenient without sacrificing the quality of service our members expect.

Branch Location & Accessibility

Convenient Access and Amenities

Our location is designed with your comfort in mind. You can find ample parking right outside the branch, and we're proud to be accessible for everyone, including those who may need ADA-compliant features like ramps. Whether you're coming in for personal banking or exploring loan options, we want you to feel at home. If you prefer digital banking on the go, our ATM service is available for quick cash withdrawals and balance checks. Although we do not have drive-thru banking at this location, our team is ready to assist you inside during our operating hours: Monday through Thursday from 9:30 AM to 5:00 PM and Friday from 9:30 AM to 6:00 PM.

Get In Touch

Should you need any assistance or have questions about our services like checking and savings accounts, auto loans, or even business banking don't hesitate to give us a call at 209-235-1100. We are always happy to help! While members can visit us at 2275 W Louise Ave, official correspondence should be sent to the same address for ease of processing. Stop by today and discover how Self-help can support your financial journey!

Member Eligibility

At Self-help, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the Manteca area, or if you have a family member who is already part of our credit union, you can join us. We're here to help you achieve your financial goals with a range of services tailored just for you, including checking and savings accounts, auto loans, mortgages, and more. To get started on your membership journey at Self-help, all you need to do is visit us at 2275 W Louise Ave Manteca Ca 95337 or give us a call at (209) 235-1100. We encourage you to check out the detailed eligibility criteria on our website at https://www.self-help.org/personal/join-us/join-shcu. It's easy to see how being part of our community can open doors to better financial opportunities! For account opening details, feel free to explore more at https://www.self-help.org/personal/join-us/join-shcu. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to funds that can transform your business dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services tailored for your operational needs. Picture your customers checking out quickly and easily, enhancing their shopping experience while boosting your sales. From payment processing to online invoicing, our services ensure you can focus on what matters most growing your business. Located at 2275 W Louise Ave Manteca Ca 95337 in Manteca, CA, we're here to empower your success. Contact us at (209) 235-1100 or visit us during our lobby hours from 9:30 AM to 6:00 PM on Fridays and until 5:00 PM on weekdays. Let's take your business further together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, look no further than our Auto Loans & Vehicle Financing. We provide competitive rates that can help make your dream car a reality. Picture driving off in a new car with an affordable monthly payment tailored just for you.

Business Banking Services

For entrepreneurs and small business owners, we provide essential support through our Business Banking services, including merchant services and business loans. You can focus on growing your business while we handle the banking side of things.

Connect With Us!

Located at 2275 W Louise Ave Manteca Ca 95337, our doors are open during convenient hours: Monday through Thursday from 9:30 AM to 5:00 PM and Friday until 6:00 PM. You can reach us at (209) 235-1100 if you have any questions about our services or want assistance opening an account. Join the community at Self-help today! With so many personalized services tailored for you, there's never been a better time to take control of your financial future. Visit us online at https://www.self-help.org/ to learn more!

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why at Self-help, we prioritize digital solutions such as Online & Mobile Banking. Manage your accounts anytime, anywhere whether it's checking balances on the go or transferring funds from your couch. Our branch also features ATM & Cash Withdrawal Services, ensuring easy access to your funds whenever needed. Basic ATM access allows for quick withdrawals and balance checks without hassle.

Home Ownership Made Easy

For those ready to invest in their future, our Mortgage Loans & Refinancing options are here to guide you home. Whether you're buying your first house or refinancing an existing mortgage, we'll work closely with you to find a plan that fits your lifestyle and goals.

Personal Banking Solutions

Whether you're just starting out or planning for the future, our Personal Banking options have got you covered. We offer Checking & Savings Accounts that help you manage your day-to-day expenses while also encouraging savings for those special moments in life. Imagine having a reliable account where your money works for you, making it easier to budget for family outings or unexpected expenses.

Personal Loans for Life's Needs

Life sometimes throws us curveballs, and that's where our Personal Loans & Debt Consolidation come into play. From unexpected medical bills to consolidating debt, we offer flexible personal loans designed to relieve financial stress. With us by your side, you can feel more secure knowing there's help available when you need it most.

Rewarding Credit Options

We believe in rewarding our members, which is why we offer Credit Cards with Rewards. Earn points on everyday purchases that can be redeemed for exciting rewards or cashback making every dollar spent feel worthwhile!

Digital & Online Banking

Key Features

For those who love using their smartphones, we offer a mobile application that puts banking right at your fingertips. With features like mobile payments, you can make purchases quickly and securely without fumbling for cash or cards. If you need to send money to friends or family, our person-to-person transfers make it hassle-free. Security is a top priority at Self-help. While we currently do not support electronic signature authorization, rest assured that all your transactions are protected with industry-standard security measures. We strive to create a user-friendly experience that allows you to focus on what matters most your financial goals. In today's fast-paced world, having immediate access to your accounts is essential. Our online banking services provide real-time updates so you can track your spending and manage your budget effectively. With everything available at your fingertips, taking charge of your finances has never been easier. Join us at Self-help and experience the freedom of digital banking that prioritizes both convenience and security!

Financial Strength

Commitment to Reinvestment

With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,687 in used auto loans and $1,511,536,317 in total loans and leases.

Growing Member Base

With a total of 173,015 share and deposit accounts, our growing member base trusts us with their finances. This trust empowers us to remain resilient while providing you with excellent services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 2275 W Louise Ave Manteca Ca 95337 or call (209) 235-1100 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive $4,200,525 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 28.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or finding the perfect pre-owned ride, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. We understand how crucial it is for businesses to have access to funding when opportunities arise. Our dedicated team can guide you through the application process and help find the best solution for your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We provide personalized service to help you navigate through the process of securing a home loan that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out for information on eligibility options that could save you money over time. Our knowledgeable staff is ready to discuss how refinancing might benefit you. To learn more about our loan offerings or if you have any questions, feel free to contact us at (209) 235-1100. You can also visit us at our branch located at 2275 W Louise Ave Manteca Ca 95337, Manteca, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or simply want a convenient way to pay for everyday purchases, our credit cards are designed with your needs in mind.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers on LendMesh come from legitimate financial institutions, ensuring transparency in the information you receive. No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This commitment to impartiality means you get a true view of available options. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed about the best deals in the market. This feature allows you to make timely decisions that could save you money. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights how effective and reliable LendMesh is for consumers seeking better loan terms. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SELF HELP FEDERAL CREDIT UNION - Manteca, CA

Type of Loan Offerings

Personal Loans

Compare Loan Rates Near You

Loan rates in Manteca, CA (95337)