Self-Help Credit Union Fresno CA | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Self-help, your trusted financial partner in Fresno, California. Located at 5261 E Kings Canyon Rd, Fresno, CA 93727, we have proudly served our community since 2008. Our commitment to putting members first has helped us grow to a thriving membership of 129,107 individuals who rely on us for their financial needs. At Self-help, we believe in empowering our members through accessible financial solutions. With total assets exceeding $2.12 billion, our strength lies in the trust placed in us by our community. We offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions tailored to meet your unique needs. Our dedicated team of 397 employees is here to ensure you receive the best service possible. Led by our CEO, Martin Eakes, and Board President, Jose Caballero, we strive to maintain a friendly atmosphere where your financial wellness is our priority. While you can visit us at our branch for all your banking needs, please note that official correspondence can be directed to the same address: 5261 E Kings Canyon Rd, Fresno, CA 93727. With total deposits of $437,357,613 and a net worth of $600,496,069, we are well-equipped to support your financial journey. Whether you're looking for loans totaling over 34,718 or seeking a secure place for your savings with more than $1.49 billion in total shares deposited, we've got you covered. Join us at Self-help today! For any inquiries or assistance, feel free to call us at 877-369-2828. Discover how we can help you achieve your financial goals while being a part of a community-focused credit union.

Branch History & Mission

At Self-help, we take pride in our rich history and commitment to the community. Established in 2008, our branch located at 5261 E Kings Canyon Rd, Fresno, CA 93727, has been a cornerstone of support for local residents. Over the years, we have grown to serve a total membership of 129,107 individuals, providing them with a range of financial services designed to empower their lives. From our humble beginnings, Self-help has evolved significantly. We began with a simple mission: to provide accessible financial services while fostering community development. Today, we have achieved remarkable milestones with total assets reaching $2,126,239,636. This growth reflects our dedication to not only meeting the financial needs of our members but also enhancing their quality of life through various initiatives. Our mission is clear: we aim to offer more than just banking services. We strive to build stronger communities by providing personal banking options such as checking and savings accounts, auto loans, mortgages, and business loans. With online and mobile banking capabilities, we ensure that our members can manage their finances conveniently and securely. While members can visit us at our branch location in Fresno, official correspondence should be sent to the same address for your convenience. Our operating hours are structured to accommodate busy schedules: Monday through Thursday from 9 a.m. to 5 p.m., Tuesday and Wednesday from 10 a.m. to 5 p.m., and Friday from 10 a.m. to 6 p.m. At Self-help, we believe that financial education is key. We actively engage in community outreach programs aimed at improving financial literacy among our members. Our partnerships with local organizations allow us to extend support beyond traditional banking services. As part of our commitment to accessibility, we are proud to offer ATM services at our branch. However, please note that drive-thru banking is not available at this location. Join us at Self-help and discover how we can help you achieve your financial goals while contributing positively to the community around us. Experience firsthand the benefits of being part of a credit union that truly cares about its members' well-being! For more information or assistance, feel free to call us at 877-369-2828 or visit our website at Self-help.

Branch Location & Accessibility

Call to Action

If you have questions or need assistance before your visit, feel free to call us at 877-369-2828. We're here to help! So come on down to the Self-help branch today your financial goals are just a visit away!

Nearby Landmarks

You'll find us close to popular spots like the Sierra Vista Mall and just off Highway 99. This central position ensures our members can visit with ease, whether you're coming from nearby neighborhoods or further afield.

Operating Hours

At Self-help, we value your time. Our lobby hours are designed to fit your schedule: we're open Monday and Thursday from 9 a.m. to 6 p.m., and on Tuesday, Wednesday, and Friday from 10 a.m. to 5 p.m. We understand that life gets busy, so we invite you to come in during these times when it's most convenient for you.

Parking and Accessibility

We offer ample parking right outside our branch, making it simple for you to stop by anytime during business hours. Our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances so that everyone can enjoy our services comfortably.

Services Offered

When you visit us, you'll discover a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, we provide online and mobile banking for those who prefer managing their finances on-the-go.

Member Eligibility

At Self-help, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to be part of a community that truly cares about its members, you've come to the right place. To become a member at Self-help, you simply need to meet a few friendly eligibility criteria. We welcome individuals who live, work, or worship in the area, along with their immediate family members. It's all about creating connections and supporting each other! For detailed information on eligibility requirements, feel free to visit our website at https://www.self-help.org/personal/join-us/join-shcu. Joining us is straightforward! Once you've confirmed your eligibility, opening an account is just a few clicks away. You can find all the details you need for account opening at https://www.self-help.org/personal/join-us/join-shcu. If you have any questions or need assistance, don't hesitate to reach out to us at (877) 369-2828. Our team is here to help you every step of the way! We look forward to welcoming you into our Self-help family located at 5261 E Kings Canyon Rd Fresno Ca 93727.

Business Banking & Commercial Services

Business Loans that Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In today's fast-paced world, having reliable merchant services is essential. Imagine being able to accept payments easily while providing your customers with options they love. Our services help streamline transactions, ensuring you have more time to focus on what matters most growing your business. With accessible merchant tools at your fingertips, managing finances becomes simpler and more efficient. Whether you're based in Fresno or beyond, Self-help at 5261 E Kings Canyon Rd Fresno Ca 93727 is here to partner with you on your business journey. Call us at (877) 369-2828 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options make it simple. We provide competitive rates tailored to fit your budget. Picture driving off in your dream car without the stress of complicated financing!

Business Banking

If you're a business owner, our Business Banking services, which include Merchant Services and Business Loans, are designed to support your growth. We know how important it is for businesses to have reliable banking solutions, so we work hard to meet those needs. At Self-help, we strive to make banking accessible and convenient for all our members. With services like Basic ATM Access, you can easily perform withdrawals and balance checks at any time. We invite you to experience all that we have to offer by visiting us at 5261 E Kings Canyon Rd Fresno Ca 93727, calling us at (877) 369-2828, or checking out our website at https://www.self-help.org/. Let us help you take control of your financial future today!

Credit Cards

Our Credit Cards with Rewards program provides an excellent way to earn rewards while making everyday purchases. Enjoy benefits that can enhance your lifestyle while managing your expenses effectively.

Home Loans

Thinking about buying a house? Our Mortgage Loans & Refinancing services can guide you through the process smoothly. We understand that purchasing a home is a significant milestone, and we're here to help every step of the way.

Personal Banking

For those managing their day-to-day finances, we offer Personal Banking services, including checking and savings accounts. Imagine having easy access to your funds through our Online & Mobile Banking features. You can check balances, transfer money, and pay bills from the comfort of your home or on the go. Plus, our ATM & Cash Withdrawal Services ensure that you can get cash when you need it.

Personal Loans

For those unexpected expenses or when you want to consolidate debt, we offer Personal Loans & Debt Consolidation options. This service can help simplify your financial obligations and lower your monthly payments.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.self-help.org/, you can check your account balances, pay bills, and transfer funds at any time. Our user-friendly interface makes navigation a breeze, allowing you to access all your banking information with just a few clicks.

E-Statements and Transfers

Keeping track of your finances is simple with our e-statements, which provide easy access to your account statements without the clutter of paper. Additionally, our person-to-person transfer feature allows you to send money easily to friends or family members in just a few taps. In summary, whether it's checking balances or making quick transfers, Self-help offers everything you need for effective financial management right from the comfort of your home or on the go. Explore more about these services today!

Mobile App and Payments

For those who prefer banking on the move, our mobile application is available to help you manage your accounts wherever you are. You can also take advantage of mobile payments to make purchases quickly and securely right from your phone. This feature adds another layer of convenience to your daily life.

Secure Transactions

Safety is a top priority at Self-help. Even though we do not offer electronic signature authorization, we ensure that all transactions are secure and protected by advanced encryption technologies. You can bank with confidence knowing that your information is safe with us.

Financial Strength

At Self-help, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to build trust through transparency and our strong financial foundation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have provided $4,687 in used auto loans and support a total of $1,511,536,317 in loans and leases to help meet various member needs. Our operational efficiency is evident with a net income of $16,629,095, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at an impressive 173,015, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 5261 E Kings Canyon Rd Fresno Ca 93727 or call 877-369-2828 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and preferences. Whether you're eyeing a brand-new model or a reliable used vehicle, our team can help you navigate financing options.

Business Loans

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to provide the support you need to thrive.

Credit Lines

In addition to these options, we have credit lines available totaling $623,381,147. These lines give you access to funds when you need them most without the hassle of applying for a new loan every time. If you're considering refinancing or exploring eligibility options for any of our products, our knowledgeable staff at Self-help, located at 5261 E Kings Canyon Rd Fresno Ca 93727, Fresno, CA, is ready to assist you. Feel free to reach out at (877) 369-2828 during our operating hours: Monday through Thursday from 9 a.m. - 5 p.m., and Friday from 10 a.m. - 6 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Self-help, we're committed to providing transparent and effective financial solutions tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, make buying or refinancing simple. We offer competitive rates and personalized service, making it easier for you to take this significant step toward owning your own home.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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SELF HELP FEDERAL CREDIT UNION - Fresno, CA

Type of Loan Offerings

Personal Loans

Compare Loan Rates Near You

Loan rates in Fresno, CA (93727)

Introduction

Branch History & Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks

Operating Hours

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans that Propel Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards

Home Loans

Personal Banking

Personal Loans

Digital & Online Banking

Convenient Online Banking

E-Statements and Transfers

Mobile App and Payments

Secure Transactions

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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