Self-Help Credit Union Biggs CA | Affordable Auto Loans & Top Checking

Introduction

At Self-help, we believe that financial empowerment begins at the community level. Since our establishment in 2008, we've been dedicated to serving the residents of Biggs, CA and surrounding areas from our conveniently located branch at 482 B St, Biggs, CA 95917. With a solid foundation built on trust and reliability, we are proud to support over 129,000 members with a total asset base exceeding $2.12 billion. Our commitment to you goes beyond just numbers. We offer a range of services designed to meet your needs from personal banking solutions like checking and savings accounts to auto loans and business banking services. With a total deposit amount reaching $437,357,613, our members can rest assured that their funds are secure and working for them. While members can visit us at our branch for all their banking needs, official correspondence should be directed to P.O. Box 475, Biggs, CA 95917. Our dedicated team of 397 employees, led by CEO Martin Eakes and Board President Jose Caballero, is here to ensure you receive personalized service every step of the way. With a focus on community impact, we've disbursed a significant number of loans over 34,718 loans and leases to help our members achieve their financial goals. Whether you're looking for mortgage refinancing or exploring options for debt consolidation, we are here to guide you. We invite you to join our growing family at Self-help Credit Union. For more information about our services or to become a member today, visit us online at self-help.org or call us at 530-868-5405. Your journey towards financial wellness starts here!

Branch History & Mission

Community Commitment

Self-help is not just about banking; it's about building relationships within our community. We actively engage in various outreach programs and partnerships that support local initiatives aimed at improving the quality of life for residents in Biggs and beyond. Our ATM availability ensures easy access to funds, while our dedication to customer service means you'll always find a friendly face ready to assist you. As we continue to advance technologically with online and mobile banking options, we remain focused on ensuring that all our facilities are accessible and user-friendly for everyone in our community. Join us at Self-help today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive network dedicated to making a positive impact in Biggs. Together, let's build a stronger future for everyone!

Our Mission

At Self-help, our mission is clear: to provide quality financial services while enhancing the lives of our members through community support and outreach. We believe that everyone deserves access to fair financial products that help build a brighter future. Our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services tailored to meet the needs of local entrepreneurs. While members can visit us at 482 B St, official correspondence should be sent to P.O. Box 475, Biggs, CA 95917 if needed. Our operating hours are Monday through Friday from 9:00 AM to 4:30 PM, making it convenient for you to stop by or give us a call at 530-868-5405.

Branch Location & Accessibility

Banking Made Easy

For those on the go, we offer ATM services right here at our branch. You can easily withdraw cash or check your balance without stepping inside if you're in a hurry. Although we currently do not have drive-thru banking available, our team is dedicated to providing quick service inside the branch. If you have any questions or need assistance before visiting us, feel free to call us at 530-868-5405. We're excited to assist you with your financial journey and look forward to welcoming you soon!

Convenient Hours and Services

We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, opening at 9:00 AM and closing at 4:30 PM. Whether you need assistance with personal banking services like checking and savings accounts or are looking for auto loans, mortgage options, or business banking solutions, our friendly staff is ready to help. While you can visit us at 482 B St for all your financial needs, please note that any official correspondence should be sent to our mailing address: P.O. Box 475, Biggs, CA 95917.

Easy Access for Everyone

At Self-help, we pride ourselves on being accessible to all members of our community. Our branch features ADA-compliant facilities, ensuring that everyone can easily navigate our space. Parking is available right outside the entrance, providing a hassle-free experience when you visit us.

Member Eligibility

At Self-help, we believe that everyone deserves a place in our community, and becoming a member is as simple as reaching out! If you're looking to join us at our branch located at 482 B St Biggs Ca 95917, you'll find that eligibility is quite welcoming. Generally, anyone who lives, works, or worships in the area can become a member. We also extend membership to family members of existing members, ensuring that you can share the benefits of being part of our supportive network. For the most accurate and detailed eligibility criteria, feel free to check out our resource at https://www.self-help.org/personal/join-us/join-shcu. Joining Self-help means gaining access to a range of financial products designed with your needs in mind, from checking accounts to loans and credit cards. Our goal is to help you thrive financially while being part of a friendly and inclusive environment. Ready to get started? Opening an account is easy! You can find all the information you need by visiting https://www.self-help.org/personal/join-us/join-shcu or simply give us a call at (530) 868-5405. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Additionally, our merchant services simplify transactions for you and your customers. Picture this: accepting payments easily through various channels, which not only enhances customer satisfaction but also streamlines your operations. Our tools are tailored to help you manage payments efficiently, allowing you to focus on what truly matters growing your business. Visit us at 482 B St Biggs Ca 95917 in Biggs, CA or call us at (530) 868-5405 to learn how we can partner with you on your journey to success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $95,154,985, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Self-help, we also cater to local businesses with our robust Business Banking services. From Merchant Services that simplify payment processing to flexible Business Loans that support your growth, we're here to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking, allowing you to manage your accounts anytime and anywhere. You can easily make transactions, check balances, and even pay bills from the comfort of your own home or while on the go. Our ATM services provide basic access for cash withdrawals and balance checks whenever you need it.

Member Support

Our friendly staff is always ready to assist you with any questions or concerns. If you're interested in learning more about how Self-help can help you achieve your financial goals, don't hesitate to reach out! You can call us at (530) 868-5405 during our lobby hours from Monday through Friday, 9:00 AM to 4:30 PM. We invite you to visit us at 482 B St Biggs Ca 95917 in Biggs, CA or explore more about our services online at Biggs. Join us today and experience personalized banking that's built around you!

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer various Personal Banking options including Checking & Savings Accounts. Whether you're saving for a special occasion or just need a reliable account for daily expenses, we have the right solution for you. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. Imagine driving off in your dream car without the stress of hefty payments! Additionally, if you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are tailored to help you navigate this important investment with ease. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation can give you the financial relief you need. And don't forget about our Credit Cards with Rewards, which allow you to earn points on purchases that matter most to you.

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.self-help.org/, offers everything you need to stay in control of your finances. You can easily check your account balances, review transactions, and transfer funds all from the comfort of your home or on the go. Our user-friendly interface ensures that even those who are not tech-savvy can navigate with ease. For added convenience, we provide mobile payments through our mobile application, allowing you to make purchases directly from your smartphone. Whether you're grabbing coffee or paying bills, this feature simplifies transactions so you can focus on what matters most.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with robust security measures to protect your sensitive information. We also offer e-statements, which not only help you keep track of your finances but also reduce paper waste making it an eco-friendly choice. If you need to send money quickly to a friend or family member, our person-to-person transfer feature has you covered. It's a quick and efficient way to share funds without needing cash. In summary, Self-help combines accessibility and user-friendly features in its digital banking services. Our mobile application and comprehensive online banking tools empower you to manage your finances effortlessly whenever and wherever you choose. Join us today and experience the convenience of modern banking!

Financial Strength

At Self-help, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that allows us to serve you better every day. With a net worth of $600,496,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2804 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $329,044,295 in share certificates and $461,585,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,224,599, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,011,928 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $56,478,627 in used auto loans and a total of $1,511,536,317 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $16,629,095, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 354 full-time employees and 43 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 173,015, showcasing a strong and growing member base that trusts us with their finances. Our commitment to stability means you can bank with confidence at Self-help. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self-help is your trusted partner. Visit us at 482 B St Biggs Ca 95917 or call 530-868-5405 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Additional Offerings

In addition to these primary products, we offer personal loans for debt consolidation and various credit lines totaling $623,381,147. If you're considering refinancing or would like more information on eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 530-868-5405 for any questions or visit us at our branch during operating hours from Monday to Friday between 9:00 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Self-help, we're committed to helping you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,478,627 in used vehicle loans and $21,273,128 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms make it easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $95,154,985 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $21,415,873, making buying or refinancing simple. We also provide guidance throughout the process to ensure you understand all your choices.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $6,428,365 in loans helping members manage their finances effectively. These cards are designed to give you access to funds when you need them most.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees fair and transparent offers, allowing users to trust the information they receive.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to find the best options available. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is for individuals seeking better financing options.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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