Self Reliance NY Credit Union New York NY | Low Mortgage Rates & Business Loans

Introduction

Welcome to Self Reliance Ny, your trusted financial partner located at 108 2Nd Ave, New York, NY 10003. Established in 1951, we have proudly served our community for over seven decades, fostering a spirit of collaboration and support among our 14,928 members. With total assets of over $1.4 billion, we are committed to providing a wide range of services tailored to meet your financial needs. At Self Reliance Ny, we understand that banking is more than just transactions; it's about building relationships. Our dedicated team of 45 employees, led by CEO Bohdan Kurczak and Board President Catherine Popovech, works tirelessly to create a welcoming environment where your financial goals can thrive. We offer various services, including personal banking, auto loans, mortgage refinancing, and business banking solutions. While members can visit us at our main office, any official correspondence should be directed to the same address: 108 2nd Ave, New York, NY 10003-8302. Whether you're looking to save for the future or secure a loan for your next big purchase, our commitment is to provide you with reliable service backed by solid financial strength. With total deposits amounting to $192,329,091 and cash reserves of $1,179,595, your money is safe with us. We also take pride in our robust lending capabilities with more than 4,273 loans and leases currently in service. We invite you to reach out at 212-473-7310 or visit our website at selfrelianceny.org for more information. Discover how Self Reliance Ny can help you achieve your financial dreams today!

Branch History & Mission

At Self Reliance NY, we take pride in our rich history and commitment to serving the community of New York City since 1951. Established to empower individuals and families with reliable financial services, our branch has grown alongside our members, evolving to meet their needs while maintaining a strong sense of community. Located at 108 2nd Ave, New York, NY 10003, we are at the heart of a vibrant neighborhood, easily accessible for all our members. Over the years, Self Reliance NY has achieved remarkable milestones. With a total membership of 14,928 and assets totaling an impressive $1,423,681,902, we have become a trusted partner for many seeking financial stability and growth. Our mission is simple yet profound: to provide exceptional financial services that enhance the quality of life for our members while fostering community support and development. Our branch operates with a customer-first mindset. While you can visit us at 108 2nd Ave, official correspondence should be sent to 108 2nd Ave, New York, NY 10003-8302 if necessary. We are open from Tuesday to Friday from 9:00 a.m. to 3:00 p.m. and Saturdays from 8:30 a.m. to 1:00 p.m., ensuring that we are available when you need us most. Self Reliance NY is dedicated to not just banking but also building relationships within the community. We offer a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. In addition to these services, we embrace technology with online banking capabilities that make managing your finances easy and convenient. Our commitment extends beyond financial transactions; we believe in giving back. Through various partnerships and outreach programs, Self Reliance NY strives to uplift those in need within our community. We recognize that every member's success contributes to the overall well-being of everyone around us. As we look towards the future, we invite you to join us on this journey of growth and empowerment. Experience firsthand the benefits of being part of Self Reliance NY where your financial health is our priority. For more information or to become a member today, please call us at 212-473-7310 or visit our website at Self Reliance NY. Together, let's build a stronger community!

Branch Location & Accessibility

Operating Hours

We invite you to stop by during our welcoming lobby hours: Tuesday through Friday from 9:00 a.m. to 3:00 p.m., and Saturday mornings from 8:30 a.m. to 1:00 p.m. Unfortunately, we currently do not offer ATM services or drive-thru banking; however, we are committed to providing exceptional service inside our branch.

Services Offered

At Self Reliance Ny, we offer a comprehensive range of personal banking services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. For businesses, we provide merchant services and business loans tailored to meet your unique needs. Plus, managing your finances is easy with our online and mobile banking options. If you have any questions or need assistance, don't hesitate to reach out! You can call us at (212) 473-7310 for more information or simply come visit us at the branch. We look forward to helping you achieve your financial goals!

Member Eligibility

At Self Reliance Ny, we believe that becoming a member is like joining a caring community where your financial well-being is our top priority. If you're looking to join us at our branch located at 108 2Nd Ave New York Ny 10003, you'll be pleased to know that membership is open to individuals who meet certain criteria. While specifics may vary, typically, we welcome anyone who lives, works, or attends school in the area, along with their family members. This means you could easily become part of our supportive network, enjoying benefits tailored just for you. Getting started is simple! Just reach out to us by calling (212) 473-7310 or visit our website to learn more about how you can open an account with ease at http://www.selfrelianceny.org/enroll. For those interested in detailed eligibility requirements, we recommend checking out our resource page here. Joining Self Reliance Ny not only gives you access to excellent financial products but also connects you with a team dedicated to helping you succeed. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $284 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Loans Portfolio

With an outstanding commercial loan portfolio of $321,976,816, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that help streamline your transactions. From payment processing to cash management solutions, we ensure your business runs smoothly, allowing you to focus on what matters most growing your business. Visit us at 108 2Nd Ave New York Ny 10003, New York, NY, or call us at (212) 473-7310 to discover how we can partner in your success!

Comprehensive List Of Services

Business Solutions

For our business members, we provide comprehensive business banking solutions including merchant services and business loans. We know that running a business comes with its own set of challenges, and we're here to support your growth and success.

Credit Cards & Rewards

To add even more value to your everyday spending, we offer credit cards with rewards programs. Whether you're using it for groceries or travel expenses, earn points on purchases that can be redeemed for exciting rewards.

Digital Banking Convenience

In today's fast-paced world, accessibility is key. That's why Self Reliance Ny prioritizes digital banking features like online banking and mobile applications. You can easily check balances, transfer funds, or pay bills right from your phone. Plus, our ATM services allow quick cash withdrawals when you need them.

Get in Touch

Our team at Self Reliance Ny is ready to assist you with all your financial needs. If you're in the New York area and have questions about any of our services or want assistance opening an account, don't hesitate to reach out! Call us at 212-473-7310 during our operating hours: Tuesday through Friday from 9:00 AM to 3:00 PM and Saturday from 8:30 AM to 1:00 PM. Visit us at selfrelianceny.org or stop by our branch today! Let us help you take control of your financial future with confidence.

Home Financing

Looking to buy a house or refinance your existing mortgage? Our mortgage loans come with flexible terms and personalized service. We'll guide you through the process, ensuring you understand each step so you can make informed decisions about your home investment.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation, planning for a new home, or just want a reliable place to keep your money, we have options for you. Our accounts come with easy online and mobile banking features so you can manage your funds anytime, anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates tailored to help you get on the road without stress. Need help consolidating debt? Our personal loans can simplify your financial situation by combining multiple payments into one manageable loan.

Digital & Online Banking

Convenient Online Services

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds anytime, anywhere. You can get started by visiting us at https://www.selfrelianceny.org/. Say goodbye to long lines and hello to instant access! Plus, with our person-to-person transfer feature, sending money to friends or family is as simple as a few clicks.

E-Statements for Easy Tracking

Keeping track of your finances has never been easier thanks to e-statements. Opt for electronic statements instead of paper ones and enjoy quick access to your account history without the clutter. It's an eco-friendly choice that helps you stay organized. At Self Reliance Ny, we believe in making banking accessible for everyone. Whether it's through online banking or our mobile app, managing your finances is now easier than ever before. Join us today and discover how simple banking can be!

Secure Transactions

Security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with advanced security measures. You can feel confident when using our services whether you're logging in from home or using our mobile app.

User-Friendly Mobile App

For those who prefer managing their accounts via mobile devices, our user-friendly mobile application is here for you. Easily download it today and experience seamless banking on your smartphone. Stay connected to your finances with real-time updates and notifications so you always know what's happening with your money.

Financial Strength

At Self Reliance Ny, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we're proud to share our financial strength with you. With a net worth of $256,251,218, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,800 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $692,631,520 in share certificates and $98,009,220 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is reflected in our impressive $256,238,415 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3 in used auto loans and $822,346,551 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While the past year has posed challenges reflected in our $-62,351 we remain committed to operational efficiency and member service excellence. We also take pride in having 34 full-time employees and 11 part-time employees who are always ready to assist you with knowledgeable support. Net Shares (Funds available for lending and investments): $5,735,896 demonstrate our dedication to sound financial practices. Total Share Accounts: 35,525, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self Reliance Ny is your trusted partner. Visit us at 108 2Nd Ave New York Ny 10003 or call (212) 473-7310 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,330 in used vehicle loans and $861,905 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options tailored to fit your budget.

Credit Lines and Unsecured Loans

For those needing more flexibility, we provide credit lines with a total available amount of $15,000,000. This can be ideal for managing unexpected expenses or funding larger purchases without having to apply for multiple loans. Additionally, our unsecured credit card loans help you manage your finances effectively with a total of $1,239,877 in available funds.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,672, make buying or refinancing simple. We understand that purchasing a home is one of the most significant decisions you'll make, and we're here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing an existing loan or mortgage, we can assist you in exploring eligibility options that might save you money on interest rates and monthly payments. Our knowledgeable staff is ready to help navigate the refinancing process and determine what works best for you. We pride ourselves on our transparent approach and are committed to helping you find the right loan product. Contact us at 212-473-7310 for any inquiries or visit us at 108 2Nd Ave New York Ny 10003 during our operating hours: Tuesday through Friday from 9:00 AM - 3:00 PM and Saturday from 8:30 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our website at selfrelianceny.org for more information on our services and how we can assist you in achieving your financial dreams!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. One of the standout features of LendMesh is its commitment to providing verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This means users can trust that they are receiving unbiased results tailored to their needs. Another key benefit is real-time rate comparisons. The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Self Reliance Ny