Self Reliance NY Credit Union Kerhonkson NY | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Self Reliance NY in Kerhonkson, where community and financial empowerment go hand in hand. Since our establishment in 1951, we have been committed to serving our members with trust and reliability. Nestled at 6329 Route 209, Kerhonkson, NY 12446, our branch is more than just a place for transactions; it's a hub of support for nearly 15,000 members who depend on us for their financial needs. At Self Reliance NY, we pride ourselves on our impressive financial strength, boasting total assets of over $1.4 billion. With a robust net worth of $256,251,218, you can trust that your finances are in safe hands. Our commitment extends beyond numbers; we have made over 4,273 loans to help our members achieve their dreams and aspirations. Our dedicated team of 45 employees, led by CEO Bohdan Kurczak and Board President Catherine Popovech, is here to provide personalized service tailored to your individual needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we offer a comprehensive range of services to suit everyone. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: PO Box 231, Kerhonkson, NY 12446. We invite you to explore the many ways we can support you on your financial journey. Don't hesitate to reach out at 845-626-2938 or visit our website at www.selfrelianceny.org for more information. Join us today and experience the difference that comes with being part of the Self Reliance family!

Branch History & Mission

Community Focus

Self Reliance NY takes pride in actively engaging with our community through various outreach programs and partnerships that aim to uplift local initiatives. By supporting education and economic development efforts, we strive to make a positive impact beyond financial services. We invite you to join us on this journey of growth and empowerment. Explore the benefits of membership at Self Reliance NY today! Whether you're looking for personal banking solutions or business financing options, we're here to support you every step of the way. For more information or to become a member, please call us at 845-626-2938 or visit our website at selfrelianceny.org. Your future starts here!

Mission Statement

Our mission is clear: to deliver personalized financial solutions that enhance lives and foster community development. We believe in more than just transactions; we focus on building lasting relationships with those we serve. This dedication drives us to offer a variety of services including checking and savings accounts, auto loans, mortgages, and business banking options tailored to meet diverse needs. We are also committed to embracing modern technology while ensuring accessibility for all. Although we currently do not offer ATM or drive-thru services, we provide robust online and mobile banking options for your convenience. Our lobby hours are designed to accommodate busy schedules open Tuesday and Thursday from 10 AM to 1 PM.

Branch Location & Accessibility

Operating Hours

We invite you to visit during our welcoming hours on Tuesdays and Thursdays from 10 AM to 1 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our friendly staff is ready to help!

Parking and Accessibility

At Self Reliance Ny, we understand the importance of accessibility. Our branch features convenient parking options right by the entrance. We are also proud to offer ADA-compliant facilities, ensuring everyone can easily navigate their banking experience with us.

Services Offered

Though we don't have an ATM or drive-thru service at this location, we provide a wide range of services that cater to both personal and business banking needs. From checking and savings accounts to credit cards with rewards and online banking options, we strive to make your financial journey smooth and enjoyable. Feel free to reach out to us at 845-626-2938 if you have any questions or need further assistance. We look forward to welcoming you into our branch soon!

Member Eligibility

At Self Reliance Ny, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you can join us and enjoy all the benefits we have to offer. Our eligibility requirements are designed to be inclusive, so whether you're looking for personal banking options or business services, there's a place for you here. To learn more about specific eligibility details, feel free to visit our website at . Once you're ready to take the next step, opening an account is just as straightforward. You can find all the information you need to get started by visiting http://www.selfrelianceny.org/enroll. If you have any questions or need assistance, don't hesitate to call us at (845) 626-2938. Join us at our branch located at 6329 Route 209 Kerhonkson Ny 12446, and experience the supportive environment that makes Self Reliance Ny more than just a credit union it's your financial home!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $284 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $321,976,816, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café that dreams of doubling its seating capacity. With the right financing, they can renovate their space and increase foot traffic, leading to greater profits. That's just one example of how our loans empower local entrepreneurs.

Merchant Services

Additionally, we offer robust merchant services that make daily transactions easier. Picture a small retail shop using our payment processing solutions to accept credit cards seamlessly. This not only enhances customer experience but also helps streamline operations. By choosing Self Reliance Ny, you're investing in tools that simplify your financial management, allowing you to focus on what you do best running your business. For more information about how we can assist your business, visit us at 6329 Route 209 Kerhonkson Ny 12446 in Kerhonkson, NY or call us at (845) 626-2938. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Accessibility

While we currently do not have ATMs or drive-thru services available at our location on 6329 Route 209, Kerhonkson NY 12446, our dedicated staff is always ready to assist you during lobby hours every Tuesday, Thursday, and Saturday from 10 AM to 1 PM. If you have any questions or need assistance with any of our services, feel free to reach out at 845-626-2938. At Self Reliance Ny in Kerhonkson, we're proud to be more than just a credit union; we're part of your financial journey. Explore all our services today by visiting us online at Self Reliance Ny. We look forward to helping you achieve your financial goals!

Business Banking Services

Running a business comes with its challenges, and at Self Reliance Ny, we aim to lighten that load. Our business banking services, including merchant services and business loans, are specifically crafted to help local businesses thrive. Whether you're just starting out or looking to expand, we're here to support your vision.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With tools for easy bill payments, fund transfers, and even person-to-person payments, staying on top of your finances has never been easier.

Credit Options for Everyone

In addition to traditional banking products, we understand that life sometimes requires extra support. That's why we provide personal loans and debt consolidation options, making it easier for you to manage expenses without breaking the bank. For everyday purchases or emergencies, our credit cards with rewards give you the flexibility you need while earning benefits along the way.

Personal Banking Solutions

We offer various personal banking services designed to help you manage your finances effectively. Open a checking or savings account with us and enjoy easy access to your money while earning interest. If you're thinking about purchasing a car, our auto loans and vehicle financing options can get you on the road quickly with competitive rates. For those looking to buy a home, our mortgage loans and refinancing solutions make the process straightforward and accessible.

Digital & Online Banking

Key Features

We offer e-statements to help you go paperless and keep track of your financial activities effortlessly. You can also take advantage of person-to-person transfers, allowing you to send money to friends and family quickly and securely. While we currently do not offer mobile payments, our user-friendly mobile application provides a convenient way to manage your finances right from your smartphone.

Security and Ease-of-Use

Security is a top priority for us. Although we do not support electronic signature authorization at this time, our systems are equipped with advanced security measures to protect your information. We strive to create a safe online environment where you can feel confident in managing your money. Overall, our digital banking services at Self Reliance Ny provide accessible and real-time account management tailored for your busy lifestyle. Whether you're checking balances or sending money, we're here to support you every step of the way.

Financial Strength

At Self Reliance Ny, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to maintaining a robust financial foundation, we ensure that you can trust us with your hard-earned money. With a net worth of $256,251,218, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1800 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $692,631,520 in share certificates and $98,009,220 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,238,415 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $822,346,551 in total loans and leases available to support your financial goals across various sectors. While our net income currently reflects a slight loss of -$62,351, it highlights our commitment to investing in future growth and member services rather than short-term profits. We also take pride in having 34 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $5,735,896, supporting our ability to meet the needs of all our members effectively. The strength of our institution is further demonstrated by our total share accounts of 35,525, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self Reliance Ny is your trusted partner. Visit us at 6329 Route 209 Kerhonkson Ny 12446 or call 845-626-2938 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,330 in used vehicle loans and $861,905 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $321,976,816 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we are here to support your journey. At Self Reliance Ny, we also have refinancing options available to help you lower your payments or consolidate debt. If you're not sure if you're eligible for any of our products, don't hesitate to reach out to us at (845) 626-2938. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today! Visit us at 6329 Route 209 Kerhonkson Ny 12446, located in Kerhonkson, NY, or check out more information on our website: https://www.selfrelianceny.org/. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,672, make buying or refinancing simple. We provide guidance through the entire process to ensure that you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,239,877 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending while providing a safety net when unexpected expenses arise.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan comparison reflects real-time rates, allowing you to see the most current options available.

Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Self Reliance Ny