Self Reliance NY Credit Union Astoria NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Self Reliance Ny, your trusted credit union located at 3201 31St Ave, Astoria, NY 11106. Since our establishment in 1951, we have dedicated ourselves to serving our community with reliable financial solutions and personalized services. With a strong membership base of 14,928 members, we pride ourselves on being a cornerstone of support for individuals and families in Astoria and beyond. At Self Reliance Ny, we understand the importance of your hard-earned money. That's why we manage a robust portfolio with total assets reaching an impressive $1,423,681,902. Our commitment to helping you achieve your financial goals is reflected in our diverse offerings, including personal banking options, auto loans, mortgage solutions, and business banking services. Under the leadership of our CEO, Bohdan Kurczak, and Board President Catherine Popovech, our team of 45 dedicated employees works tirelessly to ensure that your experience with us is both rewarding and enriching. We maintain a strong financial position with total deposits of $192,329,091 and a net worth of $256,251,218, providing you with peace of mind knowing that your finances are in good hands. While members can visit us at 3201 31St Ave, official correspondence should be sent to our mailing address: 3201 31st Ave, Astoria, NY 11106-2406. For any inquiries or assistance, please feel free to reach out at 718-626-0506. Join us today and discover how Self Reliance Ny can empower you on your financial journey. We invite you to explore our website at selfrelianceny.org for more information about our services or stop by during our lobby hours Wednesday and Friday from noon to 6:00 p.m., or Saturday from 8:30 a.m. to 1:00 p.m. Your financial future starts here!

Branch History & Mission

Welcome to Self Reliance Ny, a proud fixture in the Astoria community since 1951. Over the decades, we have transformed from a small credit union into a thriving institution that serves over 14,900 members and manages total assets of approximately $1.42 billion. Our journey reflects our commitment to providing exceptional financial services while staying deeply rooted in our community. Located at 3201 31st Ave, Astoria, NY 11106, our branch is conveniently situated near local landmarks, making it easy for members to visit us. While our members can come to this address for all their banking needs, official correspondence should be directed to the same mailing address: 3201 31st Ave, Astoria, NY 11106-2406. At Self Reliance Ny, our mission is clear: we are dedicated to empowering our members by offering a wide range of financial products and services tailored to their unique needs. We believe that financial well-being is essential for building strong communities. Whether it's personal banking, auto loans, mortgage refinancing, or business banking solutions, we strive to support both your financial goals and the growth of Astoria. As we've grown over the years, we've embraced digital advancements while ensuring ADA compliance and enhancing customer experience. Our commitment to innovation means that you can manage your finances with ease through online banking and mobile applications. We also prioritize community outreach initiatives and partnerships that uplift those around us. Our operating hours reflect our dedication to accessibility: we welcome you on Wednesday and Friday from noon until 6:00 p.m., and Saturday from 8:30 a.m. until 1:00 p.m. While we currently do not have ATM or drive-thru services available, our friendly staff is always ready to assist you inside the branch. Join us at Self Reliance Ny as we continue to serve our community with passion and integrity. Experience firsthand how we can help you achieve your financial aspirations while contributing positively to the vibrant Astoria area. For more information or to open an account today, please visit Self Reliance Ny or call us at (718) 626-0506. Together, let's build a brighter financial future!

Branch Location & Accessibility

Comprehensive Services Just Around the Corner

While you're here, take advantage of a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Although we currently do not have ATM or drive-thru services, our team is always ready to help you with transactions directly inside the branch.

Convenient Access and Parking

Our location is designed for your convenience. Whether you're coming from nearby Astoria Park or just passing through the area, you'll find parking options readily available. We prioritize accessibility, ensuring that everyone can visit us with ease. Our facilities are compliant with ADA standards, featuring ramps and other accommodations to assist all members.

Get in Touch

Ready to explore what Self Reliance Ny can offer? We invite you to visit us at our Astoria branch or give us a call at 718-626-0506 for more information. If you're looking to send official correspondence, please note that our mailing address is also 3201 31st Ave, Astoria, NY 11106-2406. We look forward to welcoming you into our community!

Operating Hours Tailored for You

At Self Reliance Ny, we understand that life can be busy. That's why we offer flexible operating hours: join us on Wednesdays and Fridays from noon until 6:00 p.m., or stop by on Saturdays between 8:30 a.m. and 1:00 p.m. Whether you need help with personal banking or have inquiries about loans and services, our friendly staff is here to assist you during these times.

Member Eligibility

Welcome to the community at Self Reliance Ny! We're excited to have you consider joining our supportive family here in Astoria, NY. Membership is open to anyone who lives, works, worships, or attends school in the local area. We believe that everyone deserves access to quality financial services, and by becoming a member, you'll enjoy personalized banking experiences, competitive rates, and a range of services tailored just for you. Getting started is simple! You can learn more about the eligibility requirements by visiting our website at . Once you're ready to take the next step towards membership, check out our easy account opening process at http://www.selfrelianceny.org/enroll. If you have any questions or need assistance, don't hesitate to reach out to us at (718) 626-0506. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $284 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $321,976,816, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to effortlessly process payments, manage transactions, and keep your cash flow healthy. Our merchant services provide just that. By offering secure payment processing solutions, we help you focus on what matters most running your business smoothly. Located at 3201 31St Ave Astoria Ny 11106, Astoria, NY 11106, our team is ready to assist you in navigating the financial landscape. Connect with us at (718) 626-0506 to explore how we can support your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While our branch does not have ATM facilities, we ensure easy access to cash through our partnered networks. This way, you can withdraw cash conveniently whenever necessary. At Self Reliance Ny, located at 3201 31St Ave Astoria Ny 11106, we are dedicated to serving our members with care and attention. If you have any questions about our services or want to learn more about how we can assist you financially, feel free to call us at 7186260506 or visit our website at selfrelianceny.org. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Are you planning to purchase a new car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we aim to support you in getting the vehicle you need without stretching your budget too thin.

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. Whether you're launching a startup or expanding an existing venture, we're here to support your journey.

Credit Cards with Rewards

Our credit cards come with rewards programs designed to give back while you spend. Whether it's earning points for travel or cashback on everyday purchases, our cards offer benefits that enhance your spending experience.

Mortgage Loans & Refinancing

For those considering homeownership or refinancing an existing mortgage, our mortgage loans are tailored for various situations. Picture yourself settling into your dream home with a loan that fits just right this is what we strive for at Self Reliance Ny.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. You can manage your accounts from anywhere, pay bills, transfer funds, and even deposit checks all from the comfort of your home or on-the-go.

Personal Banking

Whether you're looking to open a checking or savings account, Self Reliance Ny has you covered. Our personal banking options are designed for everyday needs. Imagine having a checking account that helps you manage your daily expenses effortlessly or a savings account that encourages you to reach your financial goals faster.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We understand life can throw curveballs, and having access to funds when needed is crucial.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make banking easier for you. For those who prefer going paperless, we provide e-statements, allowing you to view your financial documents securely online without the clutter of physical paperwork. You can also enjoy person-to-person transfers, which let you send money directly to friends or family without needing cash or checks perfect for splitting bills or sending gifts. If you're always on the go, our mobile application offers the convenience of banking right from your smartphone. Although mobile payments aren't available just yet, our app lets you manage your accounts, deposit checks remotely, and keep track of your spending wherever life takes you.

Security and Accessibility

Your security is our top priority. Our online banking system incorporates robust security measures to protect your personal information while ensuring a smooth experience. Plus, with no need for electronic signature authorization, accessing your accounts is straightforward and hassle-free. Whether you're checking your balance or making a quick transfer, everything is designed for ease of use. We believe that managing your money shouldn't be complicated; it should be as easy as a tap on your screen. Join us at Self Reliance Ny today to explore all the ways our digital banking solutions can simplify your financial life!

Financial Strength

At Self Reliance Ny, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $256,251,218, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,800 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $692,631,520 in share certificates and $98,009,220 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $256,238,415 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $3 in used auto loans and $822,346,551 in total loans and leases, which support our members' financial goals across various sectors. Despite facing challenges reflected in our net income of $-62,351, we remain dedicated to improving our offerings for you. Our team is vital to this effort; we have 34 full-time employees and 11 part-time employees ready to assist you every day. Our net shares amount to $5,735,896, demonstrating the funds available for lending and investments. We also proudly serve a growing member base with a total of 35,525 share and deposit accounts each account represents trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Self Reliance Ny is your trusted partner. Visit us at 3201 31St Ave Astoria Ny 11106 or call (718) 626-0506 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing options or need assistance determining eligibility for our various loan products, our team is here to help. We take pride in providing personalized service and support throughout your borrowing journey. At Self Reliance Ny, we're committed to making lending accessible and affordable for all our members. For more information about our loan offerings or to apply today, visit us online at https://www.selfrelianceny.org/ or call us directly at (718) 626-0506. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,330 in used vehicle loans and $861,905 in new vehicle loans already helping members get on the road. We aim to make your auto financing experience smooth and straightforward, ensuring you find the right loan for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $157,672, make buying or refinancing simple. We provide flexible terms that fit your budget while helping you secure the home of your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,239,877 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to benefit you as a valued member.

Loan Aggregator

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Self Reliance Ny