Select Seven Credit Union Kingsport TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Select Seven, your trusted financial partner in Kingsport, TN! Established in 1949, our credit union has been dedicated to serving the community for over seven decades. Located at 1708 E Stone Dr, we are proud to support our growing family of 5,682 members with personalized banking solutions tailored to meet their unique needs. At Select Seven, we understand that financial well-being is essential for our members and their families. That's why we offer a range of services, from checking and savings accounts to auto loans and mortgages. With total assets of $60,489,645 and total deposits reaching $8,727,962, we stand strong as a reliable institution ready to help you achieve your financial goals. Our leadership team is committed to fostering a welcoming environment. Under the guidance of CEO Kevin Jones and Board President Lester Lattany, our dedicated staff of 19 employees works tirelessly to ensure you receive the best service possible. We encourage you to reach out; whether you're looking for advice or need assistance with your account, feel free to call us at (423) 343-4480. While members can visit us at our branch location, official correspondence should be sent to 1708 E Stone Dr, Suite 130, Kingsport, TN 37660. We invite you to explore our website at Select Seven for more information about our services or to apply for membership. Join us today and experience the difference of being part of a community-focused credit union that truly cares about its members!

Branch History & Mission

Community Focus

Our branch is more than just a place for transactions; it's a hub for connection and support. We prioritize partnerships with local organizations and participate in community events that promote financial literacy and economic growth. By working closely with schools and nonprofits, we aim to make a positive impact on the lives of those around us. As technology advances, we remain committed to enhancing accessibility for all our members. Our digital banking options allow you to manage your accounts from anywhere while ensuring ADA compliance so everyone can benefit from our services. We invite you to experience the unique advantages of being part of Select Seven. Whether you're looking for personal banking services or seeking guidance on loans or investments, we're here for you. Join us today and discover how we can help you achieve your financial goals while building a stronger community together. For any inquiries or assistance, feel free to reach out at (423) 343-4480 during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM, Wednesday from 9:00 AM to 5:00 PM, and Friday from 8:30 AM to 5:30 PM. Together, let's pave the way for a brighter financial future!

Our Mission

At Select Seven, our mission is clear: we strive to enhance the financial well-being of our members while actively supporting the growth of our community. We believe in providing not just financial products but also valuable resources that help individuals make informed decisions about their finances. Our commitment extends beyond traditional banking; we engage in various outreach efforts to uplift local initiatives and foster community spirit. While members can visit us at 1708 E Stone Dr, official correspondence should be sent to the same address as our mailing address: 1708 E Stone Dr, Suite 130, Kingsport, TN 37660.

Branch Location & Accessibility

Welcome to Select Seven, your friendly neighborhood credit union located at 1708 E Stone Dr in Kingsport, TN. We're easy to find, nestled near local favorites and just a short drive from the heart of Sullivan County. Whether you're heading to the nearby Kingsport Pavilion or passing through on your way to explore the beautiful parks in the area, we're here to serve your banking needs with convenience and care. At Select Seven, we pride ourselves on making banking accessible for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and facilities so that all members can enjoy a smooth experience when visiting us. Plus, parking is ample and hassle-free, ensuring that you can park easily as you come in for personal banking services. We invite you to visit us during our inviting operating hours: Monday, Tuesday, and Thursday from 8:00 a.m. to 5:00 p.m., Wednesday from 9:00 a.m. to 5:00 p.m., and Friday from 8:30 a.m. to 5:30 p.m. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our knowledgeable staff is ready to assist you. While members can visit us at 1708 E Stone Dr, official correspondence should be sent to the same address for convenience. You can also reach us by phone at 423-343-4480 if you have any questions or need assistance before your visit. For those on the go, we offer ATM access right here at our branch! Although we don't have drive-thru services currently available, our ATM allows for quick cash withdrawals and balance checks anytime. Come see why Select Seven is more than just a credit union; we are part of your community. We look forward to welcoming you through our doors!

Member Eligibility

At Select Seven, we believe that everyone deserves a supportive financial community, and joining us is simple! If you're a resident of Sullivan County or work for a company that partners with us, you can become a member. We welcome individuals who are passionate about taking control of their finances and making meaningful connections. Not only will you gain access to an array of financial services tailored to your needs, but you'll also enjoy the benefits of being part of a close-knit group dedicated to your financial well-being. To learn more about our eligibility requirements, feel free to visit our detailed resource at http://www.selectsevencu.org/membership-1 . When you're ready to take the next step, opening an account is easy just check out the information at https://www.financial-net.com/selectsevencu/lending/internetloans or give us a call at (423) 343-4480. We're excited to help you start your journey with us at our convenient location: 1708 E Stone Dr Kingsport Tn 37660!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions can make all the difference. Our merchant services help you accept payments easily, whether in-store or online. This means you can focus on what you do best running your business while we handle the details that keep your cash flow smooth. Located at 1708 E Stone Dr, Kingsport, TN 37660, we're here to partner with you on your journey toward success. For more information or to discuss how our services can benefit you, give us a call at 423-343-4480. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure easy access whenever you need it. You can withdraw cash or check your balance without stepping inside the branch. At Select Seven, we pride ourselves on offering comprehensive financial solutions that cater to our members' diverse needs. Whether you're a first-time homebuyer or looking for ways to enhance your savings strategy, we're here for you every step of the way. If you're ready to explore all that we have to offer or have any questions about our services, don't hesitate to reach out! Call us at (423) 343-4480 or visit us online at Kingsport today!

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options make it simple to drive away in the vehicle of your choice. We understand how important reliable transportation is, so we offer competitive rates and terms designed to fit your budget.

Business Banking

For entrepreneurs and business owners, we offer tailored solutions through our business banking services. This includes everything from merchant services that help streamline transactions to flexible business loans designed to grow your enterprise.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase you make earns points that can be redeemed for travel, merchandise, or cash back. It's like getting paid just for using your card!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans come with various options to help you find the right fit. With our knowledgeable team by your side, navigating the home-buying process becomes less daunting.

Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime and anywhere is crucial. That's why we provide robust online and mobile banking services. You can check balances, transfer funds, and even deposit checks right from your smartphone or computer all with just a few taps.

Personal Banking

For those looking to manage their finances with ease, our personal banking services include checking and savings accounts that offer flexibility and convenience. Imagine having a checking account that allows you to easily pay bills online or a savings account that helps you set aside money for that dream vacation.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our personal loans are here to help when you need it most. Additionally, if managing debt has become overwhelming, consider our debt consolidation services to simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features

We make banking not only accessible but also user-friendly. With our electronic signature authorization feature, signing documents has never been simpler just sign electronically from the comfort of your home! Plus, e-statements are available so you can go paperless while keeping track of your account statements easily and securely. If you're always on the go, our mobile application provides a seamless experience for managing your finances directly from your smartphone. While mobile payments are currently not offered, you can still enjoy person-to-person transfers with ease; sending money to friends or family is just a few taps away.

Security and Support

Your security is our top priority. We ensure that all transactions are protected with advanced security measures, giving you peace of mind as you manage your accounts online. If you ever have questions or need assistance, our friendly staff is just a phone call away at (423) 343-4480. In summary, Select Seven combines modern technology with personal service to help you manage your finances effortlessly. Experience the convenience of digital banking today!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 9,509, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further exemplify our commitment to responsible management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Select Seven is your trusted partner. Visit us at 1708 E Stone Dr Kingsport Tn 37660 or call (423) 343-4480 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Approach

Members' savings are secured through $14,788,543 in share certificates and $1,843,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,338,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $7,456,702 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $965 in used auto loans and $47,181,926 in total loans and leases.

Strong Financial Health

With a net worth of $7,527,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,243 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,945,027 in used vehicle loans and $9,382,902 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Credit Lines

For those who need extra flexibility, we provide credit lines totaling $5,500,000. This option allows you to access funds when you need them most without having to apply for a new loan each time. At Select Seven, we prioritize transparency and member satisfaction. If you're ready to explore our loan offerings or have questions about eligibility and refinancing options, feel free to contact us at (423) 343-4480 or visit us at 1708 E Stone Dr Kingsport TN 37660. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,148,226, make buying or refinancing simple. We offer competitive rates and flexible terms to meet your needs. If you're considering refinancing your current mortgage, be sure to ask about our eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $899,084 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to support your everyday spending while keeping your financial health in check.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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SELECT SEVEN FEDERAL CREDIT UNION - Kingsport, TN