Select Seven Credit Union Johnson City TN | Affordable Auto Loans & Quick Personal Banking

Introduction

Welcome to Select Seven, your trusted financial partner located at 181 Marketplace Blvd, Johnson City, TN 37604. Since our establishment in 1949, we have been dedicated to serving our community, providing a range of banking solutions tailored to meet the diverse needs of our 5,682 members. With total assets of $60,489,645 and deposits amounting to $8,727,962, we pride ourselves on being a stable and reliable institution. At Select Seven, we understand that every member's financial journey is unique. That's why we offer various services including personal banking accounts, auto loans, mortgage financing, and credit cards with rewards. Our commitment to you goes beyond just numbers; it's about building relationships that foster trust and support. With a dedicated team of 19 employees, led by our CEO Kevin Jones and Board President Lester Lattany, we strive to create an inviting environment where you can feel confident in your financial decisions. Whether you're looking for help with a personal loan or need guidance on business banking options, we're here for you every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 181 Marketplace Blvd, Johnson City, TN 37604. We invite you to explore our website at www.selectsevencu.org for more information about our services or call us directly at 423-282-0671. At Select Seven Credit Union, your financial well-being is our priority!

Branch History & Mission

Join Us

If you're looking for a credit union that prioritizes its members and invests in the community's future, look no further than Select Seven. We invite you to experience the difference firsthand by becoming a member today! Whether you're seeking a new loan or just want to learn more about what we offer, we're here for you. Call us at 423-282-0671 or visit our website for more information. Join us on this journey towards financial empowerment!

Our Journey

Our branch is located at 181 Marketplace Blvd, right in the heart of Johnson City. This location not only makes it convenient for our members but also places us near many community landmarks that highlight the vibrant spirit of our city. From humble beginnings, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking options. As we grew in membership and assets, so did our commitment to innovation and accessibility. We embrace technology with features like online banking and mobile applications to ensure that our services meet the needs of today's consumers. Our branch also provides ATM access and drive-thru banking for added convenience.

Our Mission

At Select Seven, our mission is clear: we strive to provide exceptional financial services while actively supporting our local community. We believe in empowering individuals with the tools they need for financial success. Our team is dedicated to offering personalized service and guidance tailored to each member's unique circumstances. We understand that financial literacy plays a critical role in building strong communities. Therefore, we engage in various outreach programs aimed at educating our members about managing their finances effectively. By fostering partnerships within Johnson City and beyond, we aim to uplift those around us while ensuring that every member feels valued and supported. While you can visit us at our branch address above for all your banking needs, please note that official correspondence should be sent to 181 Marketplace Blvd, Johnson City, TN 37604 if it differs from your visit.

Branch Location & Accessibility

Welcome to Select Seven, your trusted financial partner located at 181 Marketplace Blvd in the heart of Johnson City, TN. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're running errands or heading home, our welcoming location is designed for your convenience. At Select Seven, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and spacious parking areas to ensure that everyone can visit us with ease. If you're in a hurry, enjoy our drive-thru banking services where you can quickly make deposits or withdrawals without leaving your car. Plus, we offer ATM access for those who prefer to handle transactions on-the-go. Our dedicated team is here to serve you during our operating hours: Monday through Thursday from 8:00 a.m. to 5:00 p.m., Wednesday from 9:00 a.m. to 5:00 p.m., and Friday from 8:30 a.m. to 5:30 p.m. You can reach us at 423-282-0671 if you have any questions or need assistance before your visit. While members can visit us at our main address, official correspondence should be sent to the same location at 181 Marketplace Blvd, Johnson City, TN 37604. We invite you to experience our range of services designed just for you everything from personal banking and auto loans to mortgage refinancing and credit cards with rewards. Come see how Select Seven makes banking easy and accessible for everyone in the community! Don't hesitate stop by today or give us a call! We look forward to serving you!

Member Eligibility

Becoming a member of Select Seven feels like joining a welcoming family that truly cares about your financial well-being. To qualify for membership, you just need to meet a few friendly criteria. If you live, work, or worship in the Johnson City area, or are related to someone who does, you're already on your way! This means that many people in our community can easily become part of our supportive network. Membership at Select Seven opens the door to a variety of financial services designed to help you thrive, whether it's personal banking, loans, or even credit cards with rewards. Ready to take the next step? Opening an account is straightforward and can be done online or in person at our branch located at 181 Marketplace Blvd Johnson City Tn 37604. For more detailed eligibility information, feel free to check out our website at http://www.selectsevencu.org/membership-1. If you have any questions or would like assistance, don't hesitate to call us at (423) 282-0671. We're excited to welcome you into the Select Seven community!

Business Banking & Commercial Services

Merchant Services that Empower

Imagine having the tools you need to process payments easily and manage transactions seamlessly. Our merchant services allow you to accept payments from customers effortlessly, whether they pay with credit cards, debit cards, or mobile wallets. This means more convenience for your customers and quicker access to your funds. Located at 181 Marketplace Blvd Johnson City Tn 37604 in Johnson City, TN, we're here to help you take your business to the next level. Reach out at (423) 282-0671 for personalized assistance and discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible In-Person Services

For those who prefer face-to-face interaction, we have basic drive-thru banking available for deposits, withdrawals, and simple transactions. Our drive-thru service complements our ATM access for quick cash withdrawals and balance checks without needing to leave your vehicle. As part of our commitment to providing excellent service, our branch hours are convenient too! You can visit us Monday through Thursday from 8:00 a.m. to 5:00 p.m., Wednesday from 9:00 a.m. to 5:00 p.m., and Friday from 8:30 a.m. to 5:30 p.m. We invite you to experience all that Select Seven has to offer by visiting us or calling us at (423) 282-0671. Let us help you achieve your financial goals today!

Business Banking Services

If you're a business owner, our dedicated business banking services include merchant services and business loans tailored to meet your operational needs. We support local businesses by providing financial solutions that foster growth and stability.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services so you can manage your accounts anytime, anywhere. With features like person-to-person payments and easy access to account balances through ATMs, staying connected to your finances has never been easier.

Home Financing Options

For those dreaming of homeownership, we offer comprehensive mortgage loans and refinancing solutions. Our knowledgeable team will guide you through the process and help you find the right option that suits your budget. If you're looking to consolidate debt or need extra cash for personal projects, our personal loans are designed with flexibility in mind.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we provide a variety of personal banking options, including checking and savings accounts tailored to fit your lifestyle. If you're thinking about buying a car, our auto loans and vehicle financing programs make it easier than ever to drive off in the vehicle you want without breaking the bank.

Rewarding Credit Card Choices

At Select Seven, we believe that credit should reward you. That's why we provide credit cards with rewards, allowing you to earn points on everyday purchases. Enjoy benefits that can enhance your spending power while keeping your finances in check.

Digital & Online Banking

At Select Seven, we understand that managing your finances should be as easy as possible. That's why we offer a range of digital and online banking services designed to provide you with convenience and security, right at your fingertips. With our user-friendly platform, you can access your accounts anytime, anywhere. One of the highlights of our offerings is our comprehensive online banking service, available 24/7 at https://www.selectsevencu.org/. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with our electronic signature authorization feature, you can sign documents securely without the hassle of printing and mailing them. For those who prefer to manage their finances on the go, our mobile application allows you to do just that! You can download it easily and stay connected with your account whenever you need. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. We also prioritize keeping your information safe. Rest assured that every transaction is secure, letting you bank with peace of mind. And if you're looking for an eco-friendly option, you can sign up for e-statements to receive your monthly statements electronically no paper clutter involved! At Select Seven, we aim to make your banking experience smooth and accessible. Join us today and take advantage of these innovative tools that put control back in your hands!

Financial Strength

At Select Seven, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with reliability and trust. With a net worth of $7,527,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,788,543 in share certificates and $1,843,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,338,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,456,702 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $965 in used auto loans and $47,181,926 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $127,234, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 9,509, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Select Seven is your trusted partner. Visit us at 181 Marketplace Blvd Johnson City Tn 37604 or call (423) 282-0671 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,945,027 in used vehicle loans and $9,382,902 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we can guide you through the process smoothly.

Credit Lines

For those who need additional financial flexibility, our total credit lines available are $5,500,000. This option allows you to borrow only what you need when you need it while managing your cash flow more effectively. At Select Seven, we prioritize making the borrowing process straightforward and transparent. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to ask our team for guidance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,148,226, make buying or refinancing simple. We provide flexible terms and competitive rates tailored to fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $899,084 in loans helping members manage their finances effectively. These cards can be an excellent way to handle unexpected expenses or make purchases without dipping into savings.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers when comparing loans.

SELECT SEVEN FEDERAL CREDIT UNION - Johnson City, TN

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