Select Seven Credit Union Johnson City TN | Best Auto Loans & Personal Banking

Introduction

Welcome to Select Seven, your trusted credit union located at 716 W Market St, Johnson City, TN 37604. Since our establishment in 1949, we have been dedicated to serving our community and providing financial solutions tailored to meet your needs. With a total membership of 5,682 and assets exceeding $60 million, we are proud to offer a range of services from personal banking to business loans. At Select Seven, we understand that financial decisions can be daunting. That's why our team, led by CEO Kevin Jones and Board President Lester Lattany, is committed to guiding you every step of the way. Whether you're looking for an auto loan or want to open a savings account, our knowledgeable staff is here to help. Our branch holds a robust financial standing with total deposits of $8,727,962 and net worth amounting to $7,527,889. We also have cash readily available at $1,369,324, ensuring that we can support our members' needs effectively. While you can visit us at our main location for all your banking needs, please note that official correspondence should be sent to the same address: 716 W Market St, Johnson City, TN 37604. Explore our website at Select Seven Credit Union for more information about our services or give us a call at 423-282-0671. We're excited to help you achieve your financial goals!

Branch History & Mission

At Select Seven, our story is one of commitment, growth, and community. Established in 1949, we have proudly served the residents of Johnson City, TN, for over seven decades. Our branch is located at 716 W Market St, a central spot that allows us to connect easily with our members and neighbors. Over the years, we have expanded our services while maintaining our core mission: to empower individuals and families through accessible financial solutions. Since opening our doors, Select Seven has focused on fostering a sense of belonging among our members. With a total membership now exceeding 5,682, we have grown into a trusted financial partner within the community. Our asset base stands strong at $60,489,645, reflecting not just our stability but also the trust placed in us by those we serve. Our mission is clear: to provide comprehensive financial services while supporting the well-being of our community. We believe in making banking personal and accessible. Whether it's helping you secure an auto loan or providing resources for home buying, we are here to guide you every step of the way. We offer a range of products including personal banking accounts, auto loans, mortgage options, and credit cards that come with rewards. While members can visit us at 716 W Market St, official correspondence should be sent to 716 W Market St, Johnson City, TN 37604 if necessary. In addition to traditional banking services, we have embraced digital advancements to enhance your experience. Our online banking platform allows for easy account management from anywhere at any time. Plus, we ensure accessibility for all by adhering to ADA compliance standards. Community involvement is another pillar of our mission. We actively seek partnerships that benefit local organizations and support initiatives aimed at improving the quality of life in Johnson City. This includes everything from sponsoring local events to offering financial literacy programs for all ages. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8:00 a.m. to 5:00 p.m., Wednesday from 9:00 a.m. to 5:00 p.m., and Friday from 8:30 a.m. to 5:30 p.m. We also provide ATM access and drive-thru banking services for your ease. We invite you to join the Select Seven family! Experience firsthand how we prioritize your financial needs while making a positive impact in our community. Visit us today or explore more about what we offer at Select Seven. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Select Seven, your friendly neighborhood credit union located at 716 W Market St in the heart of Johnson City, TN! Our branch is conveniently situated near popular local spots, making it easy for you to drop by while running errands or enjoying a day out. Whether you're heading to the nearby parks or visiting local shops, we're just a short drive away. At Select Seven, we prioritize accessibility for all our members. Our location features ample parking and is ADA compliant, ensuring everyone can easily access our services. Plus, we offer a convenient drive-thru banking option for quick transactions without leaving your car. We understand that your time is valuable, which is why we strive to make banking as easy as possible. Our lobby hours are designed with your schedule in mind: we're open from 8:00 a.m. to 5:00 p.m. on Monday, Tuesday, and Thursday; from 9:00 a.m. to 5:00 p.m. on Wednesday; and from 8:30 a.m. to 5:30 p.m. on Friday. Feel free to stop by during these times or give us a call at 423-282-0671 if you have any questions or need assistance. For added convenience, we also provide ATM services right here at our branch so you can access cash whenever you need it. Whether it's for deposits or withdrawals, we've got you covered with straightforward banking options. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to the same address: 716 W Market St, Johnson City, TN 37604. We invite you to come by and discover how Select Seven can support your financial journey. Our dedicated team is excited to assist you!

Member Eligibility

Becoming a member of Select Seven means joining a warm and welcoming community that puts your financial needs first. If you live, work, or worship in the area, you're likely eligible to join us! We believe that everyone deserves access to quality financial services, so whether you're looking for a checking account, an auto loan, or simply a place to save, we've got you covered. To see the full details on eligibility and ensure you meet the requirements, feel free to check out our dedicated page at http://www.selectsevencu.org/membership-1. Opening an account is simple and straightforward just give us a call at (423) 282-0671, and our friendly team will guide you through the process. You can also find more information about opening an account by visiting https://www.financial-net.com/selectsevencu/lending/internetloans. We're excited to welcome you to Select Seven, located at 716 W Market St Johnson City Tn 37604, where your financial journey can truly begin!

Business Banking & Commercial Services

Business Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services simplify how you handle transactions. Whether you're a small retail shop or a bustling service provider, having reliable payment processing can enhance customer satisfaction and streamline your operations. From credit card processing to point-of-sale systems, we offer tools that fit your needs. Located at 716 W Market St Johnson City Tn 37604 in Johnson City, TN, our team is here to discuss how we can help your business reach its full potential. Call us today at (423) 282-0671 to learn more!

Comprehensive List Of Services

Business Banking Solutions

At Select Seven, we also cater to small business owners with our robust Business Banking offerings. From merchant services that help you accept payments easily to business loans designed to fuel your growth, we are committed to supporting local businesses in our community.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking services, allowing you to manage your accounts from anywhere at any time. Our platform makes it simple to check balances, transfer funds, and even pay bills without stepping foot in the branch. Need cash quickly? Our convenient ATM & Cash Withdrawal Services ensure that access is just around the corner. Plus, with basic drive-thru banking available for deposits and withdrawals, we make transactions quick and hassle-free.

Get Started Today!

With all these services designed with you in mind, there's no better time than now to take advantage of what Select Seven has to offer. For more information or assistance, don't hesitate to reach out by calling us at (423) 282-0671 or visit us at our branch located at 716 W Market St Johnson City Tn 37604. Join us today and discover how easy banking can be!

Personal Banking Services

We understand that managing your finances can be overwhelming at times. That's why we offer Personal Banking services including checking and savings accounts that make it easy to manage your money. Imagine having a checking account that helps you keep track of your spending while earning interest on your savings this is what we strive to deliver. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options are tailored for you. With competitive rates and flexible terms, you'll find a plan that fits your budget. Additionally, if you're looking to buy a home or refinance your existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. For those moments when unexpected expenses arise, our Personal Loans & Debt Consolidation products provide the financial relief you need. And don't forget about our Credit Cards with Rewards, which offer great benefits for everyday purchases.

Digital & Online Banking

At Select Seven, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to make your banking experience simple, straightforward, and accessible whenever you need it. With our 24/7 online banking services available at https://www.selectsevencu.org/, you can check your account balances, transfer funds, and pay bills anytime whether you're at home or on the go. Our user-friendly mobile application adds another layer of convenience, allowing you to manage your accounts right from your smartphone. Plus, if you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy. Security is a top priority for us. With electronic signature authorization available, you can complete transactions safely without the hassle of paper forms. Want to keep track of your account statements? We offer e-statements that are not only environmentally friendly but also allow for easy access and organization. While mobile payments are currently not offered, our robust mobile application ensures you're well-equipped for all other banking needs. The combination of these features helps you stay in control of your finances in real-time, giving you peace of mind wherever life takes you. Join us at Select Seven today to discover how our digital and online banking services can simplify your financial life!

Financial Strength

At Select Seven, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you and your financial needs. With a net worth of $7,527,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $14,788,543 in share certificates and $1,843,700 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,338,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,456,702 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $965 in used auto loans and $47,181,926 in total loans and leases. Our operational efficiency is reflected in our $127,234, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 9,509, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Select Seven is your trusted partner. Visit us at 716 W Market St Johnson City Tn 37604 or call (423) 282-0671 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,945,027 in used vehicle loans and $9,382,902 in new vehicle loans already helping members get on the road. We make it simple for you to drive away in your dream vehicle with flexible terms and quick approvals.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,148,226, making it easier than ever to invest in your future. Our team is here to guide you through the process and answer any questions you may have about eligibility or refinancing options.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $899,084 in loans helping members manage their finances effectively. Enjoy the freedom of having access to credit when you need it most without the hassle of collateral. We are committed to providing transparent lending practices backed by performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions or would like to learn more about our loan offerings, feel free to reach out at 423-282-0671. We're here to assist you Monday through Thursday from 8:00 a.m. to 5:00 p.m., Wednesday from 9:00 a.m. to 5:00 p.m., and Friday from 8:30 a.m. to 5:30 p.m. Let us help you take the next step towards achieving your financial dreams!

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. Each listing is verified to maintain a high standard of reliability, giving users confidence in their choices.

SELECT SEVEN FEDERAL CREDIT UNION - Johnson City, TN

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