Selco Community Credit Union Springfield OR | Top Checking & Mortgage Loans

Introduction

Welcome to Selco Community, your trusted financial partner located at 5251 Main St, Springfield, OR 97478. Since our establishment in 1936, we have been dedicated to serving our community and building lasting relationships with our 151,949 members. At Selco Community, we pride ourselves on being more than just a credit union; we are a pillar of support for individuals and families striving for financial well-being. Our commitment to you is reflected in our impressive financial standing. With total assets exceeding $2.8 billion, and total deposits of $249,663,260, we ensure that your money is secure while providing a range of products tailored to meet your needs. From auto loans and mortgages to personal banking solutions, we offer services designed to empower you financially. Under the guidance of our dedicated leadership team, including CEO Bob Newcomb and Board President Carol Beckley, we strive to foster a culture of community support. Our staff of 461 employees is here to assist you every step of the way, whether you're looking to open an account or seeking advice on loans. While members can visit us at our branch location, official correspondence should be sent to PO Box 7487, Springfield, OR 97475. We invite you to explore all that Selco Community has to offer by visiting our website at selco.org or giving us a call at 541-736-7615. Together, let's navigate your financial journey with confidence!

Branch History & Mission

Community Focus

Our commitment extends beyond banking. We actively engage in community outreach efforts and partnerships that help foster growth and development in Springfield. We are proud supporters of local events and initiatives that bring people together, enhancing the vibrancy of our hometown. While you can visit us at 5251 Main St for all your banking needs including drive-thru service and ATM access official correspondence should be sent to PO Box 7487, Springfield, OR 97475 if needed.

Join Us

As we look toward the future, we invite you to become part of the Selco Community family. Experience firsthand how we prioritize your financial well-being while contributing positively to our shared community. Let's grow together! For more information on becoming a member or exploring our services further, please call us at 541-736-7615 or visit our website.

Mission Statement

At Selco Community, our mission is simple yet profound: to enhance the quality of life for our members by providing exceptional financial services and support. We believe in more than just transactions; we are committed to being an active partner in our members' financial journeys. Whether it's assisting with saving for a new home or providing business loans to local entrepreneurs, we aim to make a positive impact on every member's life.

Our Journey

Selco Community was founded with a mission to provide accessible financial services to everyone in our community. Over the decades, we've adapted to meet the needs of our members through various milestones expanding services and embracing technology while maintaining our core values. We understand that times change, but our dedication to serving you remains steadfast. From offering personal banking solutions like checking and savings accounts to providing auto loans, mortgages, and credit cards with rewards, we strive to empower our members financially. Today, we also offer online and mobile banking options for your convenience because we know life can be busy.

Branch Location & Accessibility

Accessibility and Features

At Selco Community, we believe in making banking easy for everyone. Our branch features ADA-compliant access points and ramps, ensuring that all members can visit us comfortably. Parking is available nearby, making it simple to pop in for your banking needs. We offer both ATM services and drive-thru banking options for those on the go. You can quickly withdraw cash or make deposits without stepping inside if that's what you prefer. Our drive-thru service allows you to handle basic transactions like deposits and withdrawals with ease.

Call to Action

If you're looking for reliable banking services wrapped in a friendly atmosphere, come visit us at Selco Community's Thurston branch! You can also reach us at 541-736-7615 if you have any questions before your visit. We can't wait to welcome you into our community!

Operating Hours

We know your time is valuable, so we aim to be as accommodating as possible. Our lobby hours are Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 10:00 AM to 2:00 PM. Whether you're coming in early or planning a weekend visit, we're here when you need us.

Member Eligibility

At Selco Community, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is easy and welcoming, so let's talk about how you can join us at our branch located at 5251 Main St Springfield Or 97478. If you're a resident of the area or work here, you're likely eligible! We also welcome family members of existing members, making it even easier for your loved ones to benefit from our services. For more detailed eligibility criteria, feel free to check out our website at . Joining Selco Community opens up a world of financial opportunities tailored just for you. Our friendly team is here to help you with everything from opening an account to finding the right loans for your needs. To get started on your membership journey or if you have any questions, don't hesitate to give us a call at (541) 736-7615. We're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services can simplify your payment processing. Imagine running your business smoothly with quick transactions and reliable support. From card readers to online payment options, we provide the tools necessary for you to focus on what you do best growing your business. Located at 5251 Main St Springfield Or 97478 in Springfield, OR, our team is ready to help you explore how we can assist your business today. Connect with us at (541) 736-7615 or visit our website at https://www.selco.org/ for more information!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,942,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At Selco Community, we also prioritize accessibility through our basic Drive-Thru Banking for deposits, withdrawals, and simple transactions perfect for those on the go. Additionally, our ATM services enable quick access for withdrawals and balance checks without the need to enter the branch. Whether you're visiting us at our Springfield location or utilizing our digital platforms from home, we're here to make banking easy and efficient. Ready to explore what we can do for you? Contact us today at (541) 736-7615, or visit us online at Thurston. Let's take the next step towards achieving your financial goals together!

Business Banking Solutions

For our business members, we provide comprehensive support through our Business Banking services. From Merchant Services that simplify payment processing to various types of Business Loans, we are committed to helping local businesses thrive.

Credit Options that Reward You

When it comes to credit cards, we believe in rewarding our members. Our Credit Cards with Rewards program allows you to earn points on everyday purchases, giving you more value for your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make payments right from your smartphone or computer. Our ATMs and cash withdrawal services ensure that accessing your money is quick and straightforward.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking solutions designed with you in mind. Our Checking & Savings Accounts provide flexible options to help you save and manage your money effectively. For those considering a new vehicle, our Auto Loans & Vehicle Financing make it easy to get behind the wheel without breaking the bank. If you're thinking about purchasing a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services are tailored to fit your unique situation. Need extra cash for a project or to consolidate debt? Our Personal Loans & Debt Consolidation options can help ease your financial burdens.

Digital & Online Banking

Key Services

By visiting https://www.selco.org/, you can explore all the features our online banking offers. You'll find user-friendly options like electronic signature authorization, which allows you to complete transactions securely without needing to visit a branch. Plus, with e-statements available, keeping track of your financial activity is straightforward and eco-friendly. Our mobile application makes banking on the go a breeze. Whether you're paying bills or transferring money between accounts, everything is just a few taps away. If you're looking to send money directly to friends or family, our person-to-person transfer feature simplifies that process too.

Security and Ease-of-Use

Your security is our priority. All online transactions are protected with advanced security measures, giving you peace of mind as you manage your finances from anywhere. Our system is designed for everyone, so whether you're tech-savvy or just getting started with online banking, you'll find it easy to navigate. With features like mobile payments, paying for goods and services directly from your phone has never been simpler. No more fumbling for cash or cards; just tap and go! At Selco Community, we believe that banking should fit into your lifestyle not the other way around. Join us today and experience how our digital and online banking services can empower you to take control of your financial journey!

Financial Strength

At Selco Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel secure in your financial institution, especially in today's ever-changing economic landscape. That's why we're proud to share insights into our strong financial foundation. With a net worth of $317,004,342, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $690,765,865 in share certificates and $668,373,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $297,690,079 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $22,884 in used auto loans and $1,940,244,169 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $17,674,444, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 449 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $10,247,071, while our total share accounts have reached an impressive 314,844, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selco Community is your trusted partner. Visit us at 5251 Main St Springfield Or 97478 or call (541) 736-7615 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $321,879,870 in used vehicle loans and $551,353,076 in new vehicle loans already helping members get on the road. We aim to simplify the car buying process for you, ensuring that you find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $304,942,049 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; that's why our commercial loan options are tailored to meet the unique needs of your business.

Credit Lines

If you're considering extra flexibility for your finances, explore our credit lines totaling $416,340,045. This product allows you to access funds as needed while only paying interest on what you use. At Selco Community, we believe everyone deserves access to quality financial products tailored to their needs. If you're interested in learning more about refinancing options or eligibility requirements for any of our loans, don't hesitate to contact us at (541) 736-7615. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 5251 Main St Springfield Or 97478, Springfield, OR, or check out our website for more information: https://www.selco.org/. Let us assist you in making informed decisions about your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,131,018, make buying or refinancing simple. We offer various mortgage solutions to meet different needs, whether you're a first-time homebuyer or looking to refinance an existing loan.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be a challenge. That's why we also offer flexible terms on unsecured credit card loans, with a total of $39,523,951 in loans helping members manage their finances effectively. These credit cards come with benefits that can help you earn rewards while keeping your spending under control.

Loan Aggregator

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Selco Community