Selco Community Credit Union Springfield OR | Low Mortgage Rates & Business Banking

Introduction

Welcome to Selco Community, your trusted partner in financial growth and community support, located at 925 Harlow Rd, Springfield, OR 97477. Since our establishment in 1936, we have proudly served 151,949 members, providing a wide range of banking services tailored to meet your needs. With total assets exceeding $2.8 billion and deposits amounting to $249,663,260, we are committed to helping you achieve your financial goals. At Selco Community, we understand that every member's journey is unique. Our dedicated team of 461 employees, led by CEO Bob Newcomb and Board President Carol Beckley, is here to guide you through every step of the way. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant solutions and business loans, we've got you covered. While members can visit us at our branch for face-to-face assistance and transactions, official correspondence should be sent to our mailing address: PO Box 7487, Springfield, OR 97475. We also offer convenient online and mobile banking options, making it easier than ever to manage your finances on the go. Your financial well-being is our top priority, which is why we focus on building strong relationships within our community. With a net worth of $317,004,342 and cash reserves of $22,758,959, we're not just a credit union; we're a cornerstone of support for families and businesses alike. Join us in making a difference in Springfield and beyond! Feel free to reach out at 541-744-7575 or explore our offerings at selco.org. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

Selco Community takes pride in being more than just a financial institution; we are an active part of the Springfield community. Through various partnerships and outreach efforts, we strive to make a positive impact in the lives of those around us. Whether it's supporting local events or providing financial education programs, we believe in giving back and helping our neighbors thrive. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Selco Community can help you achieve your financial dreams while being part of a supportive community. Visit us today at Selco Community, where your aspirations become our mission!

Our Mission

At the heart of Selco Community is a clear mission: to empower our members through accessible financial services while fostering a sense of belonging within the community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it be through personal banking services like checking and savings accounts or more specialized offerings such as auto loans, mortgages, and business banking solutions. Our branch is equipped with modern conveniences for your ease of use. With ATM availability and drive-thru banking, we ensure that you can manage your finances conveniently. We also embrace digital advancements with services like online banking and mobile payments, making it easier than ever for you to stay connected with your finances. While members can visit us at 925 Harlow Rd, official correspondence should be sent to PO Box 7487, Springfield, OR 97475. Our dedicated staff is available during operating hours from 8:30 am to 5:30 pm Monday through Thursday and 8:30 am to 6:00 pm on Fridays. If you need assistance or have any questions, feel free to reach out at 541-744-7575.

Branch Location & Accessibility

Convenient Access and Features

At our Gateway location, you'll enjoy ample parking and ADA-compliant accessibility features, including ramps for easy entry. If you prefer a bit more convenience, we also offer drive-thru banking services for quick transactions without leaving your car.

Get in Touch!

Have questions or want to learn more about how we can help you? Don't hesitate to give us a call at 541-744-7575. We look forward to welcoming you into our branch soon!

Operating Hours and Services

We are open Monday through Thursday from 8:30 am to 5:30 pm, and on Fridays until 6:00 pm, making it easy for you to stop by after work or during lunch breaks. Our dedicated staff is ready to assist you with a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. You can also take advantage of our ATM services for cash withdrawals and balance checks whenever you need them. While members can visit us at 925 Harlow Rd for all their banking needs, official correspondence should be sent to PO Box 7487 in Springfield.

Member Eligibility

Becoming a member of Selco Community is like joining a warm, welcoming community where your financial well-being is the top priority. If you live, work, or worship in the area around our branch at 925 Harlow Rd Springfield Or 97477, you're already eligible to join! We believe in making banking accessible for everyone, so even if you're not sure about eligibility details, don't hesitate to reach out. You can give us a call at (541) 744-7575 for more information or check out our detailed eligibility criteria online at . Joining Selco Community opens up a world of benefits tailored just for you from personal banking solutions to loans that fit your needs. The process to become a member is simple and straightforward, ensuring that you feel included from the very start. Ready to take the next step? You can learn how to open an account by visiting http://www.selco.org/loans/home-loans/apply-for-a-home-loan/. Join us today and experience the supportive environment that makes Selco Community truly special!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,942,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is key. Our merchant services help you accept payments seamlessly, whether it's in-store or online. Imagine being able to process credit card transactions easily while keeping track of sales all from one platform. This not only saves you time but also enhances customer satisfaction. If you're ready to take your business to the next level, visit us at 925 Harlow Rd Springfield Or 97477 in Springfield, OR, or give us a call at (541) 744-7575. Let's discuss how we can help fuel your success!

Comprehensive List Of Services

Business Banking

For our business members, we have comprehensive services including merchant services and business loans. We understand that running a business requires support and resources, which is why our team is dedicated to providing solutions that help you grow and thrive.

Convenient Access

We know convenience matters. That's why we offer several ways to access your funds with ease. Our ATM and cash withdrawal services are available at locations throughout the area, so you can get cash whenever you need it. If you prefer face-to-face service but are short on time, take advantage of our basic drive-thru banking for quick deposits or withdrawals without leaving your car.

Financial Flexibility

Life can be unpredictable, which is why having a reliable source for personal loans and debt consolidation is essential. Whether you need extra cash for an unexpected expense or want to simplify your monthly payments, we've got solutions ready for you. Don't forget about rewards! Our credit cards with rewards give you the chance to earn points on everyday purchases perfect for those who love to shop or travel.

Get Started Today!

Ready to take control of your financial future? Visit us at 925 Harlow Rd Springfield Or 97477, give us a call at (541) 744-7575, or explore more about our offerings at Gateway. We're here Monday through Thursday from 8:30 AM to 5:30 PM and Friday until 6:00 PM. Join the community today and experience how easy banking can be!

Personal Banking Solutions

Starting with personal banking, we provide checking and savings accounts that help you manage your everyday finances efficiently. Need to make purchases or save for something special? Our accounts come with features that allow easy access and management through online and mobile banking. You can quickly check your balance, transfer funds, or pay bills right from your phone! When it comes to bigger purchases, our auto loans and vehicle financing options make it easier than ever to drive away in the car of your dreams. Plus, we offer competitive rates that help keep your payments manageable. For those looking to buy a home or refinance their existing mortgage, our mortgage loans provide flexible terms tailored just for you.

Digital & Online Banking

Key Features

Our online banking platform allows you to access your accounts anytime, anywhere. You can easily check balances, transfer funds, and view transaction history all from the comfort of your own home or on the go. We also offer e-statements, which means you can say goodbye to paper clutter while keeping your financial documents organized and accessible at all times. Plus, with electronic signature authorization, signing documents is quick and hassle-free. If you're always on the move, don't miss out on our mobile application. It provides all the functionalities of our online banking service right at your fingertips. You can even make mobile payments directly from your phone, making transactions as easy as sending a text message. Want to split a dinner bill or send money to a friend? Our person-to-person transfer feature allows you to do just that in seconds!

Security and Ease of Use

We prioritize your security while ensuring that our services remain user-friendly. Our platform is built with advanced security measures so you can bank confidently without worrying about the safety of your personal information. You'll appreciate how intuitive our interface is, making it simple for anyone to navigate. In today's fast-paced world, having real-time access to your accounts is essential. Whether you're looking to pay bills or manage savings goals, Selco Community's digital banking tools are here to empower you every step of the way. Explore more about our digital banking offerings by visiting https://www.selco.org/ today!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 314,844, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,247,071 further exemplifies our commitment to providing excellent financial solutions for our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selco Community is your trusted partner. Visit us at 925 Harlow Rd Springfield Or 97477 or call (541) 744-7575 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $690,765,865 in share certificates and $668,373,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $17,674,444 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 449 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $297,690,079 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $22,884 in used auto loans and $1,940,244,169 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $317,004,342, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $321,879,870 in used vehicle loans and $551,353,076 in new vehicle loans, helping our members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it simple to find an option that fits your budget.

Business Loans

For business owners looking to expand their operations or invest in new opportunities, our outstanding commercial loans totaling $304,942,049 provide the capital needed for growth. We understand how crucial it is to have access to funds when running a business.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $153,131,018, making buying or refinancing straightforward. Our experienced staff can help you navigate the different mortgage types available and find the best fit for your financial situation.

Refinancing Options

If you're considering refinancing any existing loans or need assistance with eligibility options for any of our products, please don't hesitate to ask us during your visit or call. Our goal is to make financing as accessible as possible for all members. At Selco Community, we believe in empowering our members with the right financial tools and resources. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our range of loan offerings today and take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $39,523,951 in loans helping members manage their finances effectively, our credit cards provide convenience and rewards tailored to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you won't encounter hidden fees or misleading terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. You can compare loans without worrying about which lender has paid for visibility. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. This feature allows you to quickly see how different lenders stack up against each other. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value of using a reliable tool like LendMesh. If you're ready to explore your options and find the best rates for your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers you see are fair and transparent. You can trust that the information you receive is not only accurate but also current.

Selco Community