Selco Community Credit Union Eugene OR | Best Auto Loans & Checking

Introduction

Welcome to Selco Community, your trusted financial partner located at 221 Division Ave, Eugene, OR 97404. Established in 1936, we have proudly served our community for over eight decades, helping our 151,949 members achieve their financial goals. With total assets exceeding $2.8 billion, we are dedicated to providing exceptional banking services that meet the needs of individuals and businesses alike. At Selco Community, we understand that every member has unique financial needs. That's why we offer a variety of products including personal checking accounts, auto loans, mortgage options, and business banking services. Our commitment to you is reflected in our impressive total deposits of $249,663,260 and a net worth of $317,004,342. Under the leadership of our CEO, Bob Newcomb, and Board President Carol Beckley, our team of 461 employees is here to support you with personalized service and expert advice. Whether you're seeking a loan or looking to save for your future, we're here to help every step of the way. While members can visit us at our branch for all banking needs, official correspondence should be sent to our mailing address: PO Box 7487, Springfield, OR 97475. We invite you to explore how Selco Community can enhance your financial journey. Call us today at 541-684-6202 or visit our website at selco.org for more information. Let us partner with you on your path to financial success!

Branch History & Mission

Commitment to Innovation and Accessibility

We understand that the world is changing rapidly; therefore, we have embraced digital advancements to better serve you. From online banking and mobile payments to person-to-person transfers, we prioritize convenience while ensuring ADA compliance for all members. Our commitment extends beyond technology; it encompasses creating an inclusive environment where everyone feels welcome. For those who prefer in-person service, our branch features drive-thru banking for quick transactions and ATM access for easy withdrawals or balance checks. We are here for you during convenient hours: Monday through Thursday from 8:30 am to 5:30 pm, Friday from 8:30 am to 6:00 pm, and Saturday from 10:00 am to 2:00 pm.

Join Us Today!

As we look toward the future, Selco Community remains focused on serving you with integrity and care. Whether you're looking for a place to save for your dreams or need guidance on loans and investments, we're here every step of the way. Experience firsthand what it means to be part of a community-focused credit union that truly cares about your success. Join us today at Selco Community together, let's build a brighter financial future! For more information or assistance, feel free to call us at 541-684-6202 or visit our website at selco.org.

Our Mission

At the heart of Selco Community lies our mission: to enhance the financial well-being of our members while actively supporting the communities we serve. We believe that everyone deserves access to quality financial services tailored to their unique needs. Whether it's personal banking, auto loans, or business banking solutions, our goal is to provide resources that help you achieve your financial aspirations. In addition to our core offerings like checking and savings accounts, mortgage loans, and credit cards with rewards, we are dedicated to community outreach initiatives. We collaborate with local organizations and participate in events that uplift our neighborhoods and foster a sense of belonging.

Branch Location & Accessibility

Accessibility Features

Our Eugene branch is designed with accessibility in mind. We offer ADA-compliant features including ramps and designated parking spaces, ensuring that everyone can enjoy our services comfortably. With a dedicated drive-thru banking option available, you can complete simple transactions like deposits and withdrawals without leaving your vehicle.

Call to Action

We invite you to visit us at our Eugene branch or give us a call at 541-684-6202. Our dedicated team is ready to assist you with any questions or services you might need. Experience the community-focused banking that sets Selco Community apart!

Operating Hours

We're here for you! Our lobby hours are convenient: open from 8:30 AM to 5:30 PM Monday through Thursday, until 6:00 PM on Friday, and from 10:00 AM to 2:00 PM on Saturday. Whether you're stopping by before work or during the weekend, we aim to accommodate your schedule.

Services Offered

At Selco Community, we provide a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Additionally, our ATM availability allows for easy cash withdrawals and balance checks whenever you need them.

Member Eligibility

Becoming a member of Selco Community feels like joining a friendly neighborhood where everyone looks out for each other. If you're interested in being part of our community, it's quite simple! We welcome individuals who live, work, worship, or attend school in the areas we serve. This means that whether you're a student at a local college or someone who just moved to the area, you could qualify to join us. The benefits of membership are plentiful, including access to personalized financial services and competitive rates on loans and savings. To learn more about the eligibility criteria and ensure you meet all the requirements, feel free to check out this resource. Once you're ready to take the next step, opening an account is easy! You can start your journey by visiting our account opening page here. If you have any questions or need assistance, don't hesitate to reach out at (541) 684-6202. We look forward to welcoming you into the Selco Community family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,942,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions simple and efficient. Imagine being able to accept payments seamlessly from your customers, whether they pay with cards, mobile wallets, or online. Our merchant services not only enhance customer satisfaction but also streamline your operations, allowing you to focus on what matters most growing your business. Visit us at 221 Division Ave Eugene Or 97404 in Eugene, OR, or give us a call at (541) 684-6202 to explore how we can support your business journey today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services are available around the clock for easy withdrawals and balance checks. Plus, if you're in need of basic transactions like deposits or withdrawals without stepping inside the branch, our drive-thru service has got you covered. At Selco Community, we pride ourselves on being more than just a financial institution; we are part of the community. We invite you to visit us at 221 Division Ave Eugene Or 97404 or call us at (541) 684-6202 to learn more about how we can support your financial journey. Explore all these services and more by checking out our website at Santa Clara. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

If you're considering buying a new car, our Auto Loans & Vehicle Financing options can help you hit the road sooner than you think. We offer competitive rates and flexible terms that cater to different budgets. Whether it's a new ride or a reliable used vehicle, we'll help you drive away with confidence.

Business Banking

For entrepreneurs, our Business Banking services include merchant services and business loans tailored for local businesses. We understand the hustle of running a business and are here to support your growth with solutions designed just for you.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Whether you're planning a trip or simply shopping for groceries, why not get rewarded for spending? It's an easy way to enjoy perks while managing your finances.

Mortgage Loans & Refinancing

Thinking about purchasing a home? Our Mortgage Loans & Refinancing services are here to assist you every step of the way. From first-time homebuyers to those looking to refinance their existing loans, we provide personalized support and guidance throughout the mortgage process, ensuring you find the right solution for your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features let you access your accounts anytime from anywhere. You can check balances, transfer funds, pay bills, and even make deposits right from your smartphone or computer making banking easier than ever.

Personal Banking

For those managing day-to-day finances, our Personal Banking services include checking and savings accounts designed with your needs in mind. Imagine having a secure place for your money that also helps you grow your savings. Our accounts come with benefits that make it easier to budget and manage expenses.

Personal Loans & Debt Consolidation

Managing debt can be challenging, but with our Personal Loans & Debt Consolidation options, we can help lighten the load. Picture consolidating multiple debts into one manageable payment each month our team is ready to assist you in finding an option that fits your financial goals.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our digital banking service is the ability to conduct person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, this service makes it effortless. Plus, our mobile payments feature allows you to make transactions on the go, ensuring you never miss a beat. For those who prefer accessing their accounts through their smartphones, our mobile application is available for download. This app provides all the functionalities you need right at your fingertips. You can view e-statements securely no more waiting for paper statements in the mail! Enjoy peace of mind knowing that your financial documents are just a tap away.

Security You Can Trust

Security is paramount when it comes to online banking, and at Selco Community, we take it seriously. We utilize electronic signature authorization for added protection on transactions and agreements. This means you can sign important documents electronically without worrying about safety. With all these features working together, managing your money has never been easier or safer. Whether you're at home or on the move, Selco Community ensures you have full control over your finances every step of the way. Dive into digital banking today at https://www.selco.org/ and experience convenience like never before!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 314,844, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,247,071. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selco Community is your trusted partner. Visit us at 221 Division Ave Eugene Or 97404 or call (541) 684-6202 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Growth

With $297,690,079 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $17,674,444 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Resources

Members' savings are secured through $690,765,865 in share certificates and $668,373,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $317,004,342, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $22,884 in used auto loans and $1,940,244,169 in total loans and leases. We also take pride in having 449 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $321,879,870 in used vehicle loans and $551,353,076 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have financing options tailored just for you.

Commercial Loans

For business owners in the community, our outstanding commercial loans totaling $304,942,049 provide the capital needed to grow and expand your business operations. At Selco Community, we prioritize understanding your unique financial situation so we can recommend the best loan products for you. Our knowledgeable staff is here to guide you through each step of the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals or want more information on our loan offerings, don't hesitate to visit us or give us a call today!

Credit Lines

If you need ongoing access to funds for various expenses, consider our credit lines totaling $416,340,045. This product offers flexibility and convenience as you can borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $153,131,018, making buying or refinancing simple. We provide competitive rates and flexible terms that can help you secure the home of your dreams. If you're interested in refinancing your current mortgage, ask about our eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $39,523,951 in loans helping members manage their finances effectively. This option can provide quick access to cash for emergencies or everyday purchases without the need for collateral.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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Selco Community