Selco Community Credit Union Eugene OR | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Selco Community, your trusted financial partner located at 299 E 11Th Ave, Eugene, OR 97401. Since our establishment in 1936, we have been dedicated to serving our members with a range of financial solutions tailored to meet their needs. With over 151,949 members and assets totaling an impressive $2,802,454,807, we pride ourselves on being a cornerstone of the Eugene community. At Selco Community, we understand that financial health is key to achieving your goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help. We currently manage a total loan portfolio of 82,486 loans and leases, ensuring that we can support you every step of the way. Our commitment goes beyond just numbers; it's about people. Under the leadership of our CEO Bob Newcomb and Board President Carol Beckley, we strive to create a welcoming environment where every member feels valued and heard. Our dedicated staff of 461 employees works tirelessly to provide exceptional service and guidance tailored to your unique circumstances. For official correspondence, please note that while you can visit us at our branch address, any mail should be sent to PO Box 7487, Springfield, OR 97475. We invite you to explore all that Selco Community has to offer. Visit our website at selco.org or call us at 541-338-3877 for more information about how we can assist you in reaching your financial aspirations. Join us today and become part of a community that cares!

Branch History & Mission

At Selco Community in Eugene, Oregon, we take pride in our rich history and the vital role we play in the community. Since our doors opened in 1936, we have been committed to providing exceptional financial services while supporting the needs of our members and neighbors. Our branch, located at 299 E 11th Ave, is more than just a financial institution; it's a hub for community engagement and support. Over the decades, we have grown from a small cooperative into a robust credit union with over 151,000 members and total assets exceeding $2.8 billion. This growth reflects our unwavering dedication to our mission: to serve our members with integrity and provide them with financial solutions that foster personal and communal success. Whether it's through personal banking services, auto loans, or business financing options, our goal remains the same empowering individuals to achieve their financial dreams. Our branch address places us in the heart of Eugene, close to local landmarks that are familiar to many residents. While members can visit us at this location, official correspondence should be sent to PO Box 7487 in Springfield if it differs from our physical address. At Selco Community, we're also proud of our commitment to innovation. We offer a variety of digital banking solutions including online banking, mobile payments, and e-statements to ensure that accessing your finances is as convenient as possible. Our facilities are ADA compliant so that all members of the community can access our services without barriers. We believe that being part of the community means giving back. That's why we actively participate in various outreach programs and partnerships designed to strengthen local initiatives and support those in need. From sponsoring educational workshops to contributing to local charities, we strive to make a positive impact every day. As we look towards the future, we invite you to join us on this journey. Experience firsthand what it means to be part of Selco Community. With operating hours from 9:00 am to 5:30 pm Monday through Thursday and extended hours until 6:00 pm on Friday, we're here when you need us most. If you're ready to take control of your financial future and enjoy personalized service from people who care about your success, reach out today! Call us at 541-338-3877 or visit us online at Selco Community. Together, let's build a brighter tomorrow for you and for Eugene!

Branch Location & Accessibility

Accessibility Features

Our branch has been designed with accessibility in mind. We offer ADA-compliant features including ramps and ample parking spaces to make your visit as smooth as possible. With drive-thru banking available, you can handle simple transactions like deposits and withdrawals without leaving your vehicle. Plus, we have an ATM on-site for quick cash access whenever you need it.

Call-to-Action

We invite you to come by Selco Community today! Whether you're looking for financial advice or just want to learn more about our offerings, our friendly staff is eager to help. Feel free to give us a call at 541-338-3877 if you have any questions before your visit. We look forward to welcoming you!

Operating Hours

We understand that life can get busy, which is why our operating hours are tailored to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. Our team is here to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and much more.

Member Eligibility

At Selco Community, we believe that becoming a member is about joining a community that cares and supports each other. If you're looking to join us at our branch located at 299 E 11Th Ave Eugene Or 97401, you'll find it's easier than you think! To become a member, you typically need to meet certain criteria, which often include living, working, or worshipping in the communities we serve. It's all about making sure our members are connected to one another. If you're curious about the specific eligibility details, feel free to check out our resource at for the most up-to-date information. Once you're ready to take the next step, opening an account with us is straightforward. You can get started by visiting http://www.selco.org/loans/home-loans/apply-for-a-home-loan/. Our friendly team is here to help you through the process, so if you have any questions or need assistance, don't hesitate to give us a call at (541) 338-3877. We can't wait to welcome you into our Selco Community family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly without worrying about payment processing hassles. Our merchant services are here to help you accept payments easily, allowing you to focus on what matters most serving your customers. From card transactions to online payments, we provide tools that fit your operational style, making everyday tasks simpler. Located at 299 E 11Th Ave Eugene Or 97401 in Eugene, OR, our dedicated team is ready to assist you with personalized service tailored for your business needs. Reach out to us today at (541) 338-3877 to learn how we can support your financial goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $304,942,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Selco Community, we also cater to local businesses with our comprehensive business banking services. From merchant services that simplify transactions to tailored business loans that fuel growth, we're here to support your entrepreneurial journey.

Convenient Access Anytime

We know convenience is key, which is why we provide ATM & cash withdrawal services alongside basic drive-thru banking for quick deposits and withdrawals. You can count on us for essential services like balance checks and simple transactions without the hassle. Our digital features enhance your banking experience further. With options like mobile payments and person-to-person transfers, managing finances has never been easier. Plus, you'll appreciate the peace of mind that comes with e-statements for easy record-keeping.

Get Started Today!

If you're ready to explore what Selco Community has to offer or have questions about our services, don't hesitate to reach out! Call us at (541) 338-3877 or visit us at 299 E 11Th Ave Eugene Or 97401 in Eugene, OR. We're excited to be part of your financial journey!

Home Financing Made Easy

Looking to buy a home? Our mortgage loans and refinancing services can guide you through the process smoothly. With competitive rates and personalized support, you'll feel confident in making one of life's biggest investments. For those unexpected expenses or consolidating debt, consider our personal loans. We offer straightforward terms that help alleviate financial pressure while keeping your best interests in mind.

Personal Banking Solutions

We understand that everyone's financial journey is different, which is why our personal banking options are flexible and tailored just for you. Our checking and savings accounts are user-friendly and come with features that help you manage your funds effortlessly. Imagine easily accessing your accounts through our online and mobile banking platforms, allowing you to check balances or transfer money from anywhere at any time. When it comes to financing your dreams, our auto loans and vehicle financing options are designed to get you on the road quickly and affordably. Whether you're purchasing a new car or refinancing an existing loan, we have solutions that fit your budget.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our online banking is the ability to sign documents electronically. Our electronic signature authorization makes it simple and secure to complete transactions without the hassle of paperwork. Plus, with e-statements available, you can keep track of your finances while reducing clutter your statements are just a click away! If you're always on the go, our mobile application lets you manage your accounts from the palm of your hand. You can easily make mobile payments, send money to friends or family with person-to-person transfers, and even deposit checks right from your smartphone. These features ensure that your banking experience is as flexible as your lifestyle.

Security You Can Trust

Security is paramount in digital banking. At Selco Community, we use advanced technology to protect your personal information and transactions. Our systems are designed with user-friendly security measures so you can bank confidently, knowing that your data is safeguarded against fraud. Whether you're at home or on the move, Selco Community offers accessible tools for real-time account management. With just a few taps or clicks, you can take control of your finances without any stress. Explore all that our digital banking services have to offer by visiting us at https://www.selco.org/ today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 314,844, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,247,071. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Selco Community is your trusted partner. Visit us at 299 E 11Th Ave Eugene Or 97401 or call (541) 338-3877 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $297,690,079 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $22,884 in used auto loans and $1,940,244,169 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Members’ Savings Are Secure

Members' savings are secured through $690,765,865 in share certificates and $668,373,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $17,674,444 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 449 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $317,004,342, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners looking for growth opportunities, we provide outstanding commercial loans totaling $304,942,049. These loans are tailored to meet the unique needs of small businesses and entrepreneurs. At Selco Community, we're committed to making financial services accessible and straightforward for everyone. Whether you're looking for an auto loan or need assistance with home financing or personal credit options, our knowledgeable staff is here to guide you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at selco.org or call us today at 541-338-3877 to learn more about how we can support your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $321,879,870 in used vehicle loans and $551,353,076 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or need assistance with a pre-owned one, our flexible terms make it easy for you to drive off with your next car.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $153,131,018, making it easier than ever to invest in your future. If you're considering refinancing your existing mortgage, our competitive rates and personalized service can help you find the best plan suited for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $39,523,951 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to provide convenience and support for your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers.

Selco Community