Sei Credit Union Pocatello ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Sei, your trusted partner in financial success, located at 555 N 5Th Ave, Pocatello, ID 83201. Since our establishment in 1935, we've been dedicated to serving our community and empowering our members through personalized banking solutions. With a strong membership base of 3,208 individuals, we pride ourselves on being more than just a financial institution; we're a part of your journey. At Sei, we understand that financial needs can vary greatly from person to person. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even business banking solutions. Our total assets stand at an impressive $31,767,821, reflecting our commitment to sound financial practices and member satisfaction. Your deposits are safe with us currently totaling $881,480 and our net worth is a robust $2,868,878. We maintain a healthy cash position with $364,487 readily available for our operations and lending activities. As of now, we have issued a total of 1,899 loans and leases, helping many achieve their dreams. Under the leadership of our CEO, Rob North, and Board President Dan Baird, we strive for excellence in all we do. With a dedicated team of 11 employees, we're here to provide you with friendly service every time you visit us or contact us at 208-233-4395. While members can visit us at our branch address, official correspondence should be sent to PO BOX 1466, Pocatello, ID 83204 if needed. We invite you to explore what Sei can do for you by visiting our website at www.seius.org or giving us a call today! Join us as we continue to build a better financial future together.

Branch History & Mission

At Sei, located in the heart of Pocatello, ID, we have a proud history that dates back to our founding year of 1935. Over the decades, we have grown and evolved, establishing ourselves as a trusted financial partner for the community. With a commitment to serving our members and fostering community connections, we now proudly serve over 3,200 members with total assets amounting to $31,767,821. Our branch is situated at 555 N 5th Ave Pocatello, ID 83201, easily accessible for those in the area. We are dedicated to providing personal banking services that cater to your needs, whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. Our drive-thru service offers convenience for quick transactions like deposits and withdrawals. Sei's mission is clear: we strive to deliver exceptional financial services while uplifting the communities we serve. We believe in building strong relationships with our members by offering personalized support and innovative solutions. Our mission goes beyond just banking; we aim to empower individuals and families through financial education and responsible lending practices. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO BOX 1466, Pocatello, ID 83204 if different from our physical location. In recent years, we've embraced digital advancements to ensure accessibility for all members. Our online banking platform allows you to manage your finances anytime from anywhere. We prioritize ADA compliance so that everyone can benefit from our services without barriers. Additionally, Sei actively participates in community outreach efforts and partnerships aimed at enhancing local life. We understand the importance of giving back and making a positive impact on those around us. We invite you to join Sei and experience the benefits of being part of a credit union that truly cares about its members and their financial well-being. Visit us during our operating hours Monday through Thursday from 9:30 A.M. to 5:00 P.M., and Friday until 5:30 P.M. or reach out at (208) 233-4395 to learn more about how we can assist you on your financial journey!

Branch Location & Accessibility

Welcome to Sei, your friendly neighborhood credit union located at 555 N 5Th Ave in Pocatello, ID. Our branch is easily accessible and conveniently situated near local landmarks, making it simple for you to stop by and take care of your banking needs. Whether you're on your way home from work or running errands in the area, we're here to help. At Sei, we strive to create a welcoming environment for all our members. Our branch is equipped with ADA-compliant features, including ramps and accessible parking, ensuring everyone can visit us with ease. Plus, if you're in need of a quick transaction or deposit, our drive-thru banking service makes it even more convenient to get things done without leaving your vehicle. We understand that convenience is key. That's why we're open Monday through Thursday from 9:30 A.M. to 5:00 P.M., and Fridays until 5:30 P.M., giving you ample opportunity to stop in at a time that works for you. While you're here, our team is ready to assist you with a variety of services from personal banking accounts and auto loans to business banking solutions. If you need to reach us by phone, don't hesitate to call at 208-233-4395. And for official correspondence, please use our mailing address: PO BOX 1466, Pocatello, ID 83204. We invite you to visit Sei today! Let us help you achieve your financial goals with personalized service tailored just for you.

Member Eligibility

Becoming a member of Sei is like stepping into a supportive family that truly cares about your financial journey. If you're looking to join us, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the Pocatello area. This means we welcome individuals from all walks of life to experience the benefits of our community-focused financial services. By choosing Sei, you're not just opening an account; you're gaining access to personalized banking solutions designed to help you thrive. To see the full details on eligibility, feel free to check out this link. Once you're ready to take the next step, opening your account is straightforward and hassle-free. You can learn more about the account opening process by visiting this page. If you have any questions or need assistance, don't hesitate to call us at (208) 233-4395. We're here for you at our branch located at 555 N 5Th Ave Pocatello Id 83201, ready to welcome you into our community!

Business Banking & Commercial Services

At Sei, we understand that every business has its own unique journey. Whether you're just starting out or looking to expand, having the right financial support can make all the difference. Our commercial loan options are designed to meet your specific needs, empowering you to invest in equipment, hire staff, or enhance your operations. Imagine being able to purchase new machinery that boosts productivity or open another location in Pocatello, ID. Our loans are here to help you achieve those goals. While we currently don't have member commercial loans or non-member commercial loans available, our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We also offer merchant services that simplify your daily transactions. For instance, using our services could mean faster payments from customers, allowing you more time to focus on growing your business rather than worrying about cash flow issues. As we continue to develop our offerings, stay connected with us at 555 N 5Th Ave Pocatello Id 83201 or call us at (208) 233-4395 for updates on how we can support your business aspirations. Together, let's pave the way for a successful future!

Comprehensive List Of Services

Additional Services

Our branch also provides essential services like ATM access for quick cash withdrawals (please note that ATM services are currently unavailable), as well as basic drive-thru banking options for deposits and simple transactions. Our friendly staff is always ready to assist you with any questions or needs you may have during lobby hours from Monday through Friday. We invite you to visit us at Sei, where we prioritize your financial well-being. For more information about our services or if you'd like assistance setting up an account, give us a call at (208) 233-4395 or check out our website at Main. Let's work together towards achieving your financial goals!

Business Banking Services

For entrepreneurs and small business owners, Sei offers robust business banking services. You can take advantage of our merchant services to help streamline transactions or secure a business loan to fuel your growth ambitions. We understand that managing a business requires flexibility, and we're here to assist.

Digital Banking Convenience

In today's fast-paced world, we know how important it is to have access to your finances anytime and anywhere. That's why we offer comprehensive online and mobile banking features. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money directly to friends or family through our person-to-person payment service.

Personal Banking Solutions

Our personal banking services are crafted with you in mind. From convenient checking and savings accounts to help you manage your daily expenses and save for your goals, we've got you covered. If you're planning to buy a new vehicle, explore our auto loans and vehicle financing options that come with competitive rates. For those considering homeownership, our mortgage loans and refinancing plans are designed to make the process smooth and straightforward. Need a little extra cash? Our personal loans and debt consolidation options can provide the support you need during challenging times. Plus, don't forget about our credit cards with rewards, allowing you to earn benefits while making everyday purchases.

Digital & Online Banking

Enhanced Security

Security is our top priority. We offer electronic signature authorization for added peace of mind when signing important documents online. You can also rest easy knowing that your sensitive information is protected every time you log in.

Key Services

Our online banking services are available 24/7 at https://www.seius.org/, making it simple for you to check your balance, transfer funds, or pay bills without stepping foot in a branch. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it effortless and immediate.

Mobile Banking Convenience

Don't forget about our mobile application! Whether you're out running errands or relaxing at home, you can manage your finances right from your smartphone. Our mobile payments feature allows you to make purchases directly from your device, streamlining your transactions and keeping things convenient.

Stay Organized with E-Statements

With e-statements available, you can say goodbye to piles of paper statements cluttering up your space. Access your financial records with just a few clicks keeping everything organized and environmentally friendly. At Sei, we strive to provide accessible and efficient banking solutions that fit seamlessly into your life. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth and Stability

With $2,435,574 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our offerings: with $434 in used auto loans and $28,069,648 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 10 full-time employees and 1 part-time employees who are dedicated to serving you with expertise and commitment.

Growing Member Base

Our strong member base is evident with a total of 6,095 share accounts demonstrating the trust our community has placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sei is your trusted partner. Visit us at 555 N 5Th Ave Pocatello Id 83201 or call (208) 233-4395 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $10,592,032 in share certificates and $2,516,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,738,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $2,868,878, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,692,966 in used vehicle loans and $10,732,646 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle, whether it's brand new or pre-owned.

Credit Lines and Personal Loans

For those looking for flexibility, our credit lines totaling $2,700,000 are available to help manage unexpected expenses or consolidate debt. Additionally, we offer unsecured credit card loans as part of our commitment to helping members effectively manage their finances. Our aim is to provide you with the right tools and resources to make informed decisions. If you're interested in refinancing options or want to know more about eligibility criteria, feel free to contact us at (208) 233-4395 or visit us at 555 N 5Th Ave Pocatello Id 83201 in Pocatello, ID. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support you on your financial journey with our tailored loan offerings!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,755,084, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget, making it easier for you to secure a place you can truly call home.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers displayed are fair and transparent.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, helping users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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