Seg Credit Union Laurel MT | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Seg Federal Credit Union, your trusted financial partner located at 617 Se 4th St, Laurel, MT 59044. Established in 1951, we have proudly served our community for over seven decades, growing alongside our members and adapting to their needs. With a total membership of 1,939, we are committed to providing personalized banking solutions that empower you on your financial journey. At Seg Federal Credit Union, we understand that every member's needs are unique. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our assets total an impressive $24,398,801, ensuring we have the resources to support your financial goals. With total deposits of $3,803,183 and a net worth of $2,855,022, we prioritize your trust and security above all else. While members can visit us at our branch location, official correspondence should be directed to our mailing address: PO Box 69, Laurel, MT 59044-3307. Our dedicated team of five employees is led by CEO Danielle Kopp and Board President George Maas, who together foster a culture of excellence and community spirit. Our commitment to you goes beyond transactions; it's about building lasting relationships within the community. We invite you to explore how Seg Federal Credit Union can assist you in achieving your financial aspirations. For any inquiries or assistance, feel free to reach out to us at (406) 628-7711 during our operating hours from 9 am to 5 pm Monday through Friday. Join us today at Seg Federal Credit Union where your financial future is our priority! Visit our website at segfcu.org for more information or to start your application process online.

Branch History & Mission

Community Impact

Our impact goes beyond numbers. With partnerships and outreach efforts deeply rooted in our values, we strive to uplift our neighbors through various initiatives that foster growth and opportunity. Whether it's through educational programs or local sponsorships, we're here to make a difference. As you explore your financial options, consider joining our family at Seg. Experience firsthand the benefits of being a member of an organization that prioritizes its community. Visit us during our operating hours from 9 AM to 5 PM, Monday through Friday or call us at 406-628-7711 for more information. We invite you to take part in our legacy of service and support together, we can build a brighter financial future!

Our Mission

At Seg, we believe in making banking not only convenient but also supportive of the community's needs. Our mission is clear: to deliver personal banking solutions while actively engaging in community support. We offer various services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options like merchant services. As we navigate today's digital landscape, we ensure our services remain user-friendly and accessible. Our commitment extends beyond traditional banking; we embrace technology with features like online and mobile banking, electronic statements, and mobile payments. We're proud to provide ADA-compliant facilities and dedicated drive-thru service for your convenience.

Branch Location & Accessibility

Get In Touch!

Have questions or ready to learn more? Feel free to give us a call at 406-628-7711. Our friendly staff is eager to assist you with any inquiries or set up an appointment. We look forward to welcoming you at the Seg Federal Credit Union your trusted partner in financial success!

Operating Hours

Our doors are open from 9 AM to 5 PM, Monday through Friday. We are committed to providing you with exceptional service during these hours. If you prefer banking on the go, feel free to take advantage of our drive-thru services for quick deposits and withdrawals without leaving your vehicle.

Parking and Accessibility

We understand how important accessibility is for our members. That's why our branch offers convenient parking options right outside the entrance. The facility is ADA compliant and features ramps for easy access. Whether you're coming in for a quick transaction or a more detailed discussion about your financial needs, we've designed our space to be welcoming and accommodating for everyone.

Services Offered

At Seg Federal Credit Union, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our dedicated team is here to help you navigate your financial journey. We also provide online and mobile banking options so you can manage your accounts from anywhere.

Member Eligibility

Joining Seg is like becoming part of a friendly family that truly cares about your financial well-being. To become a member, you'll need to meet some simple eligibility criteria, which typically include residing or working in the local area or being connected through family ties to an existing member. It's all about building a community where everyone can thrive together. For the most accurate and updated information on eligibility, feel free to check out our detailed guide here. Once you see that you qualify, opening an account at Seg is a breeze! You can easily start the process online by visiting our account opening page here. If you have any questions or need assistance along the way, don't hesitate to reach out at (406) 628-7711 we're here to help! Our branch is located at 617 Se 4Th St Laurel Mt 59044, and we look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer merchant services designed to simplify payment processing for your business. Whether you're running a retail shop or a service-based company, our easy-to-use solutions help you accept payments seamlessly, allowing you to focus on what matters most growing your business. Located at 617 Se 4Th St Laurel Mt 59044 in Laurel, MT, we invite you to visit us or call us at (406) 628-7711 to learn more about how Seg can be a partner in your business journey. Together, let's make your vision a reality!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. Imagine having the resources needed to grow your business right at your fingertips!

Credit Cards

Our credit cards with rewards let you earn while you spend! Enjoy perks like cash back or travel points, making every purchase more rewarding. It's an excellent way to manage expenses while benefiting from added rewards along the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can easily manage your accounts from anywhere pay bills, transfer money, or check balances all with just a few clicks on your smartphone or computer.

Drive-Thru Banking

Need to make a quick deposit or withdrawal? Our basic drive-thru banking service allows for simple transactions without leaving your car. It's perfect for those busy days when you're on the go! At Seg, we pride ourselves on being more than just a financial institution; we're your partner in achieving financial wellness. If you're ready to explore how our services can benefit you, visit us at Seg Federal Credit Union or give us a call at (406) 628-7711 today!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services are designed to make the process as straightforward as possible. Our knowledgeable team will guide you through each step, helping you find the right mortgage solution that meets your needs.

Personal Banking Solutions

For those looking to manage their everyday finances, we offer personal banking options, including checking and savings accounts designed for your convenience. Whether you're saving for a special occasion or need easy access to your funds, our accounts come with features that make banking a breeze.

Personal Loans

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those challenges head-on. Whether it's for medical bills or home repairs, we're here to help you get back on track without unnecessary stress.

Vehicle Financing

If you're in the market for a new car or truck, consider our auto loans and vehicle financing options. We provide competitive rates and flexible terms that fit within your budget. Imagine driving off the lot in your dream vehicle, knowing you've made a smart financial choice with our support.

Digital & Online Banking

At Seg, we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to provide you with convenience at your fingertips. With our 24/7 online banking, you can check your account balances, pay bills, and transfer money any time you need to no more waiting in lines or rushing to the bank before closing time. Explore all the features available through our online banking portal at https://www.segfcu.org/. From e-statements to electronic signature authorization, we make it simple for you to stay organized and in control of your financial life. You can easily access your statements digitally, helping you save paper and keep track of your transactions without any hassle. If you're on the go, our mobile application allows you to manage your accounts right from your smartphone. You can send person-to-person payments with just a few taps or take advantage of our mobile payments feature for quick purchases. Whether you're out shopping or catching up on errands, managing your money has never been easier. We prioritize your security as much as we value convenience. Our services are designed with robust security measures to protect your information while ensuring a user-friendly experience. You can bank confidently knowing that your personal data is safeguarded. Join us today at Seg and experience how our digital banking options make everyday banking straightforward and efficient!

Financial Strength

At Seg, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, it's essential to have confidence in your financial institution. That's why we're proud to share the robust financial health of our branch, located at 617 Se 4Th St Laurel Mt 59044 in Laurel, MT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $2,855,022, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,412,288 in share certificates and $1,300,066 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,695,066 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $465 in used auto loans and $17,415,029 in total loans and leases, helping our members achieve their financial goals across various sectors. Our operational efficiency is highlighted by a net income of $88,768, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $601,886, while our growing member base is reflected in our total share accounts of 2,951. This underscores the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Seg is your trusted partner. Visit us at 617 Se 4Th St Laurel Mt 59044 or call (406) 628-7711 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

In addition to auto and mortgage loans, we have credit lines available totaling $1,000,000 to help you cover ongoing expenses or emergencies. If you're considering refinancing options or looking for eligibility information for any of our loan products, don't hesitate to reach out. For any inquiries or assistance with your loan application process, contact us at (406) 628-7711. Our dedicated team is here to help you from 9 am to 5 pm Monday through Friday at our branch located at 617 Se 4Th St Laurel MT 59044. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Seg, we're committed to offering competitive rates and personalized service tailored to your unique financial situation.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,771,944 in used vehicle loans and $4,230,626 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and ensure you get the best possible deal.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,537,236, make buying or refinancing simple. We aim to guide you through every step of the process so that owning your own home becomes a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although our current total for these loans is $0, we are dedicated to helping members manage their finances effectively when opportunities arise.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool like LendMesh can help you navigate through various lending choices efficiently. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all offers presented on LendMesh are fair and transparent, giving you confidence in your financial decisions. One of the key benefits of using LendMesh is its focus on Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Unlike some platforms, LendMesh does not feature Sponsored Listings, meaning lenders are not prioritized based on paid promotions our goal is to provide unbiased results. Additionally, with Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is for anyone seeking the best loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

SEG FEDERAL CREDIT UNION - Laurel, MT

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