SecurTrust Credit Union Southaven MS | Best Auto Loans & ATM Services

Introduction

At Securtrust, we believe that every member deserves a financial partner they can trust. Located at 3870 Goodman Rd, Southaven, MS 38672, our credit union has been serving the community since 1949. With a commitment to providing exceptional service and personalized solutions, we cater to over 3,447 members who rely on us for their banking needs. Whether you're looking for a new auto loan or a reliable savings account, our team is here to help you navigate your financial journey. With total assets of $44,133,891 and total deposits reaching $2,016,164, Securtrust stands strong in its mission to empower individuals and families in Southaven and beyond. Our leadership reflects our dedication; Martha Rushing, our CEO, alongside Board President Philip Breazeale, work tirelessly to ensure that we maintain a robust financial foundation while focusing on member satisfaction. Together with our team of 12 employees, we strive to create an environment where you feel valued and supported. While members can visit us at the branch for all your banking needs, official correspondence should be directed to our mailing address: 3870 Goodman Road, Southaven, MS 38672. We invite you to explore our range of services including personal banking, auto loans, mortgage financing, and more through our user-friendly website at securtrust.org. Your financial well-being is our priority. So why wait? Stop by or call us at 662-890-8760 today! Let's build a brighter financial future together!

Branch History & Mission

Commitment to Service

At Securtrust, we understand that convenience matters. That's why we offer ATM availability and drive-thru banking to ensure easy access for all our members. Our operating hours are designed to fit your busy schedule open Monday through Friday from 8:30 AM to 6:00 PM. Whether you need help with basic transactions or more complex financial planning, our dedicated staff is here for you. While members can visit us at 3870 Goodman Rd for all their banking needs, official correspondence should be sent to the same address for consistency.

Looking Forward

As technology evolves, so do we. Securtrust has embraced digital advancements like online banking and mobile payments to enhance your experience. We prioritize accessibility through ADA compliance initiatives and aim to create a welcoming environment for everyone. Join us at Securtrust where we believe in building strong relationships with our members and fostering a sense of community. Experience the difference of being part of a credit union that cares about your financial well-being and the community around you. For more information or to become a member today, call us at (662) 890-8760 or visit our website. Together, let's achieve your financial goals!

Our Evolution

Located at 3870 Goodman Rd, Southaven, MS 38672, our branch has grown significantly over the years. From humble beginnings, we have expanded our services to meet the diverse needs of our community. We offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we provide business banking solutions including merchant services and business loans. Our mission is clear: to empower our members by providing accessible financial products and exceptional service while also giving back to the community we cherish. This commitment is reflected in our partnerships with local organizations and outreach efforts that support various initiatives throughout Southaven.

Branch Location & Accessibility

Welcome to Securtrust, your trusted financial partner located conveniently at 3870 Goodman Rd in Southaven, Mississippi. Nestled in the heart of DeSoto County, our branch is easily accessible and close to popular landmarks like the Southaven Towne Center and nearby parks, making it a breeze for you to drop by whenever you need banking services. At Securtrust - Southaven, we believe that convenience is key. Our branch offers ample parking and is designed with accessibility in mind, featuring ADA-compliant entrances and pathways to ensure everyone can enjoy our services comfortably. If you prefer banking on the go, we have an ATM available right on-site for quick cash withdrawals or balance inquiries. Our friendly team is here to assist you during our operating hours from 8:30 AM to 4:30 PM Monday through Thursday, and until 6:00 PM on Fridays. Whether you're looking to open a checking account, apply for an auto loan, or simply ask questions about our services, we're just a phone call away at 662-890-8760. For those who appreciate the ease of drive-thru banking, we're proud to offer this service as well! You can complete deposits and withdrawals without ever leaving your vehicle. While members can visit us at 3870 Goodman Rd, official correspondence should be sent to our mailing address at the same location. We invite you to stop by and see how we can help you achieve your financial goals today!

Member Eligibility

At Securtrust, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easy! If you live, work, worship, or go to school in DeSoto County or the surrounding areas, you're likely eligible to join us. We welcome individuals from various backgrounds, and our goal is to provide you with tailored financial services that meet your unique needs. Plus, as a member, you'll enjoy benefits such as competitive loan rates, personalized customer service, and access to exclusive member-only promotions. To get started on your membership journey at Securtrust, simply visit us at our branch located at 3870 Goodman Rd Southaven Ms 38672 or give us a call at (662) 890-8760 for more information. For detailed eligibility criteria, check out our website at http://www.securtrust.org/membership . We're excited to have you with us and look forward to supporting your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies payments and enhances customer experiences. Our merchant services allow businesses to accept various payment methods seamlessly, ensuring you never miss a sale. From credit card processing to online transactions, we provide the tools that help your business thrive. Visit us at 3870 Goodman Rd Southaven Ms 38672 in Southaven, MS, or call us at (662) 890-8760 to learn more about how our business banking and commercial services can support your growth journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options make it simple. We understand that purchasing a car is a big decision, so we provide competitive rates and flexible terms that fit your budget. Picture driving off in your dream car while knowing you got a great deal through us.

Business Banking

For entrepreneurs and business owners, our business banking services, including merchant services and business loans, are tailored to support growth. Picture having access to the resources you need to thrive in today's market while keeping operations smooth and efficient.

Convenient Access

To ensure that banking is convenient for everyone, we also provide various services like ATM access for cash withdrawals and balance checks as well as basic drive-thru banking for quick transactions such as deposits and withdrawals. At Securtrust, we are proud of the diverse range of services we offer to help you navigate your financial journey smoothly. Our commitment is not only to meet your needs but also to exceed them by making banking accessible anytime through our robust digital platforms. We invite you to visit us at 3870 Goodman Rd Southaven Ms 38672 or check out more about our offerings online at our website. Feel free to give us a call at (662) 890-8760; we're here to help!

Credit Cards with Rewards

For those who love earning rewards while they spend, our credit cards with rewards program offers points on everyday purchases that can lead to exciting benefits. Whether it's cash back or travel perks, enjoy the advantages of using a credit card designed for you.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Securtrust, we offer comprehensive mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our experts will guide you through every step of the process. Envision securing the keys to your new home with confidence and support from our dedicated team.

Personal Banking

Whether you're looking to manage your day-to-day finances or save for the future, our personal banking services have you covered. We offer various checking and savings accounts designed to fit different lifestyles. Imagine having access to your funds anytime with easy online and mobile banking options. You can monitor your balance, transfer money, and pay bills all from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation services. If you find yourself juggling multiple debts or facing unforeseen costs, our solutions can help streamline payments and ease financial stress. Think about how much easier it would be to manage one monthly payment instead of several!

Digital & Online Banking

Explore Our Online Services

Visit us at https://www.securtrust.net/ to access our comprehensive online banking features. Whether you need to check your account balance, pay bills, or transfer money, everything is just a click away. Our 24/7 online banking service ensures that you can handle your financial needs whenever it suits you.

Features That Keep You Connected

With our electronic signature authorization, signing documents is quick and easy no more printing or mailing forms. Plus, our e-statements provide a paperless way to keep track of your finances while reducing clutter at home. For those who enjoy the convenience of mobile technology, we offer a dedicated mobile application. This app not only lets you view your accounts but also enables mobile payments, making transactions faster than ever. Want to send money to friends or family? Our person-to-person transfer feature allows you to send funds instantly right from your phone.

Your Security Matters

Security is our top priority. We implement robust measures to protect your information while ensuring that accessing your accounts remains simple and straightforward. With real-time account management tools, you'll have peace of mind knowing that you're in control of your finances. At Securtrust, we're committed to providing accessible banking solutions that fit your lifestyle. Experience the ease and security of digital banking today!

Financial Strength

Commitment to Growth

With $7,373,800 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $732 in used auto loans and $35,997,785 in total loans and leases.

Growing Membership Trust

Total Share and Deposit Accounts stand at 4,866, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep improving our offerings for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Securtrust is your trusted partner. Visit us at 3870 Goodman Rd Southaven Ms 38672 or call (662) 890-8760 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $13,655,853 in share certificates and $67,320 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $448,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our $475,934 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $7,849,734, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,779 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,307,951 in used vehicle loans and $7,778,747 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you have access to the transportation you need.

Credit Lines

Need extra flexibility? We provide credit lines totaling $3,500,000, allowing you to draw funds as needed while only paying interest on what you use. This is perfect for managing cash flow or unexpected expenses. At Securtrust, we are dedicated to helping our members find the right financial solutions. For those interested in refinancing options or checking eligibility for any of our products, feel free to visit our website at Securtrust or give us a call at 662-890-8760. Our knowledgeable staff is here to assist you with any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 3870 Goodman Rd Southaven Ms 38672 to learn more about how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,198,672, make buying or refinancing simple. We believe that securing a place to call home should be straightforward and accessible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $180,355 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit seamlessly into your budgeting plan.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to NCUA guidelines ensures that users receive fair and transparent offers.

SECURTRUST FEDERAL CREDIT UNION - Southaven, MS