Securityplus Credit Union Baltimore MD | Quick Personal Loans & Top Checking

Introduction

Welcome to Securityplus, your trusted partner in financial growth and community support! Located at 6401 Security Blvd Rm 4M27A, Baltimore, MD 21235, we have proudly served our members since 1938. Over the decades, we've built a strong foundation of trust and reliability, ensuring that our members always feel valued and supported. With a total membership of 36,109 individuals and assets exceeding $558,521,707, we are dedicated to providing exceptional services tailored to meet your financial needs. Our focus on personal banking includes checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards designed just for you. We also cater to businesses through merchant services and business loans. At Securityplus, we pride ourselves on our commitment to the community. Under the leadership of our CEO, Ray Ragan, and Board President, Barbara Cuffie, we work tirelessly to ensure your financial well-being. Our team of 90 employees is here to assist you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 7560, Baltimore, MD 21207. As part of our commitment to accessibility, we offer modern banking conveniences such as online banking and mobile payments. If you have any questions or need assistance, don't hesitate to reach out by calling us at 410-965-6908. Join us at Securityplus today where your financial future is in good hands! Visit our website at http://www.securityplusfcu.org for more information or to explore how we can help you achieve your goals.

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Securityplus, we embrace digital advancements to enhance your banking experience. With features like online banking, mobile payments, and e-statements available for our members, managing finances has never been easier or more convenient. Plus, we're dedicated to ensuring ADA compliance so that all individuals can access our services without barriers.

Join Us

We invite you to become part of the Securityplus family. Whether you're looking for personal banking solutions or business financing options, you will find a supportive partner here. Experience the difference that community-focused banking can make in your life today! For inquiries or assistance, don't hesitate to reach out at 410-965-6908. Together, let's build a brighter financial future!

Our Mission

Our mission at Securityplus is simple yet profound: we aim to provide accessible financial services while enhancing the quality of life for our members. We believe in putting people first offering personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are also proud to support local businesses with tailored banking solutions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 7560, Baltimore, MD 21207 if necessary. Our commitment extends beyond just transactions; we actively engage in community outreach programs that foster growth and development throughout Baltimore.

Branch Location & Accessibility

Easy Access and Features

At our Main Office, you'll find ample parking available, ensuring that your visit is as smooth as possible. We are committed to accessibility; our branch is ADA compliant, featuring ramps and other facilities to assist all members. While you're here, you can take advantage of our ATM services, available on-site for quick cash withdrawals and balance checks. Although we currently do not offer drive-thru banking, our lobby is open and welcoming.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 3 PM, so you can stop by when it's most convenient for you. Whether you're looking to open a new account or discuss loan options, our friendly staff is ready to assist you during these hours. If you need to send official correspondence, please note that it should be directed to our mailing address: PO Box 7560, Baltimore, MD 21207. We invite you to visit us at Securityplus and discover how we can help with your personal banking needs. For any questions or assistance before your visit, feel free to give us a call at 410-965-6908. We're excited to welcome you!

Member Eligibility

Becoming a member of Securityplus is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our community. It's as simple as that! Membership opens the door to a range of benefits, including competitive rates on loans and savings accounts, personalized service, and community-focused initiatives that make a difference in people's lives. To get started, just visit us at our branch located at 6401 Security Blvd Rm 4M27A Baltimore Md 21235, or give us a call at (410) 965-6908 for more information on how to become a member. For detailed eligibility criteria, feel free to check out our website at . We look forward to welcoming you into the Securityplus family!

Business Banking & Commercial Services

Empowering Your Business with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $159 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,435,940, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, our merchant services make it easy for you to manage transactions efficiently. Imagine a bustling café where customers swipe their cards effortlessly while you keep track of sales right from your mobile device. That's the kind of convenience we aim to provide, allowing you to focus more on what you love growing your business. At Securityplus, we are dedicated to being your trusted partner in success. Whether you're looking for financing options or need efficient payment solutions, we've got you covered! For more information, call us at (410) 965-6908 or visit us online at http://www.securityplusfcu.org.

Comprehensive List Of Services

Additional Services

Whether you're making basic withdrawals or checking your balance, our ATM access provides flexibility in managing your funds. Plus, with our commitment to member satisfaction, our team is always ready to assist you over the phone at (410) 965-6908 during our operating hours from Monday to Friday between 8:30 AM and 3 PM. At Securityplus, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping you succeed financially. Explore how our comprehensive list of services can enhance your banking experience by visiting us or contacting us today!

Business Banking

For entrepreneurs, our business banking services are designed to help your venture thrive. From merchant services that simplify transactions to business loans that fuel your growth, we're committed to supporting local businesses every step of the way.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why Securityplus offers robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, transfer funds, and pay bills anytime, anywhere. Our ATM services also ensure easy access to cash when you need it most.

Loans and Credit

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation options, you can find relief and get back on track. Plus, our credit cards come with rewards that help you earn as you spend. Whether it's everyday purchases or special treats, we've got you covered.

Personal Banking

We understand that managing your finances can be overwhelming. That's why we offer personal banking services that include checking and savings accounts designed for every stage of life. Need to make a big purchase? Our auto loans and vehicle financing options can help get you behind the wheel without the stress. For those considering homeownership, we also provide mortgage loans and refinancing solutions that make buying or upgrading your home easier.

Digital & Online Banking

Accessibility

At Securityplus, accessibility is key. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find it easy to navigate through your banking needs. From setting up alerts for account activity to viewing your transaction history in real-time, we make it easy for you to stay on top of your finances. Experience the convenience of modern banking with Securityplus's digital and online services today!

Key Services

With our online banking platform available at http://www.securityplusfcu.org, you can manage your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. We also provide e-statements, which are not only eco-friendly but allow you to access your financial information anytime without the clutter of paper statements. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments enabled, you can make purchases directly from your smartphone no cash or cards needed!

Security and User-Friendliness

We take security seriously. Our electronic signature authorization feature ensures that your transactions are safe and legitimate. You can bank with peace of mind knowing that we've got your back. For those who prefer managing their finances on the go, our mobile application is available for download. This app puts all of our banking features right in the palm of your hand, allowing you to handle transactions quickly and easily wherever you are.

Financial Strength

Building Trust Together

Total Share Accounts at 69,762 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Securityplus is your trusted partner. Visit us at 6401 Security Blvd Rm 4M27A Baltimore Md 21235 or call (410) 965-6908 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $48,060,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,357 in used auto loans and $399,597,412 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $108,868,221 in share certificates and $80,673,720 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $5,113,139 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $60,471,769, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan products, we offer various banking services such as personal banking accounts and online banking options for your convenience. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out we're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial aspirations or simply have questions about our offerings, please call us at 410-965-6908. Our team is eager to assist you!

Auto Loans

Are you in the market for a vehicle? Our auto loans offer some of the lowest rates in the industry. We have already financed $70,048,629 in used vehicle loans and $18,019,732 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a new or used car, our team is here to guide you through the process.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $50,435,940 provide essential capital for expansion and operational needs. We're dedicated to supporting local businesses as they thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $27,371,551. We make buying or refinancing simple so you can focus on what truly matters making your house a home.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $13,873,476 in loans assisting members in effectively managing their finances. These cards are designed to provide convenience without compromising your budget.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means you can trust that the offers presented are based on the latest results (Source: https://www.ncua.gov), which helps guarantee fair and transparent options for all users.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Securityplus

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Mission

Branch Location & Accessibility

Easy Access and Features

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Empowering Your Business with Loans

Streamlined Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking

Digital Banking Solutions

Loans and Credit

Personal Banking

Digital & Online Banking

Accessibility

Key Services

Security and User-Friendliness

Financial Strength

Building Trust Together

Commitment to Growth

Member-Centric Savings Options

Operational Efficiency

Solid Foundation

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community