Securityplus Credit Union Baltimore MD | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Securityplus, your trusted financial partner located at 4470 W Northern Pkwy, Baltimore, MD 21215. Since our establishment in 1938, we've been dedicated to providing top-notch financial services that cater to the needs of our community. With a proud membership of 36,109 and total assets exceeding $558,521,707, we are committed to empowering our members through a variety of banking solutions. At Securityplus, we understand that every dollar matters. That's why we offer competitive rates on loans and deposits, ensuring our members can achieve their financial goals with ease. Currently, we have issued 15,699 loans and leases and manage total deposits of $61,935,734. Our solid net worth of $60,471,769 reflects our stability and dedication to serving you better. While you can visit us at our branch for personal assistance, please note that official correspondence should be sent to the same address: 4470 W Northern Pkwy, Baltimore, MD 21215. Whether you're looking for personal banking options like checking and savings accounts or need support for business banking services, our friendly team is here to help. Led by CEO Ray Ragan and Board President Barbara Cuffie, our team of 90 employees is passionate about making a positive impact in the lives of our members. We are proud to provide a range of services including auto loans, mortgage loans, credit cards with rewards, online and mobile banking options, and much more. Feel free to reach out to us at 410-281-6286 or visit our website at securityplusfcu.org for more information. We invite you to stop by or call us today let's work together towards achieving your financial dreams!

Branch History & Mission

Community Commitment

Securityplus understands that being a good neighbor goes beyond banking. We actively participate in community outreach programs and partnerships aimed at improving the lives of those around us. From financial literacy workshops to local charitable events, we are dedicated to giving back and fostering a sense of belonging. While members can visit us at our branch location on Northern Parkway, official correspondence should be sent to the same address for your convenience. Additionally, we offer ATM services and drive-thru banking options for quick transactions making access to your funds as easy as possible.

Join Us Today!

As we look forward to the future, we invite you to join the Securityplus family. Experience firsthand how we can support your financial journey with integrity and care. Whether you're opening an account or exploring loan options, we are here for you every step of the way. Call us today at 410-281-6286 or visit our website at securityplusfcu.org to learn more about becoming a member of this vibrant credit union. Together, let's build a brighter financial future!

Our Mission

At Securityplus, our mission is straightforward: to empower our members through accessible financial services while enhancing the quality of life in our community. We believe that everyone deserves the opportunity to thrive financially, which is why we strive to offer not only competitive rates but also personalized guidance. Our dedicated team works diligently to ensure that each member receives the attention they deserve. In addition to traditional banking services, we pride ourselves on embracing technology to enhance your experience. Our online banking platform allows you to manage your finances conveniently from anywhere. Whether you're making deposits or applying for loans, we've made it easier than ever before.

Branch Location & Accessibility

Call to Action

We invite you to stop by Securityplus today! Experience the difference of personalized banking and let us help you achieve your financial goals. We look forward to welcoming you!

Nearby Landmarks and Accessibility

Situated in the vibrant Baltimore City area, our branch is just a stone's throw away from local landmarks, ensuring that you can easily find us. Parking is available for your convenience, and our facility is fully accessible, featuring ADA-compliant ramps and entrances so that everyone can enjoy our services without hassle.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 9 AM to 6 PM and on Saturday from 9 AM to 1 PM. Our friendly staff is ready to assist you during these hours, whether you prefer visiting us in person or using our drive-thru service for quick transactions.

Services Offered

At Securityplus, we provide a wide range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our ATM services are readily available for withdrawals and balance checks. If you need help with deposits or other simple transactions, our drive-thru service is an efficient option as well. While members can visit us at 4470 W Northern Pkwy Baltimore Md 21215, official correspondence should be sent to the same address for mailing purposes. If you have any questions or would like more information about what we offer, feel free to give us a call at (410) 281-6286.

Member Eligibility

At Securityplus, we believe that everyone deserves a place to feel supported and valued, and becoming a member is your first step into our welcoming community. If you live, work, worship, or attend school in Baltimore City, you're already eligible to join us! We are dedicated to providing personal banking services that truly cater to your needs from checking and savings accounts to auto loans and credit cards with rewards. It's all about creating opportunities for you and your family. Joining is simple! Just visit us at our branch located at 4470 W Northern Pkwy Baltimore Md 21215, or give us a call at (410) 281-6286 if you have any questions. For more detailed information on eligibility criteria, please check out this resource: . We can't wait to welcome you into the Securityplus family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $159 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $50,435,940, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, our merchant services make everyday transactions smoother for you and your customers. Imagine having the ability to accept payments easily, whether online or in-person, allowing your business to thrive without worrying about cash flow interruptions. Our solutions help you streamline operations so you can focus on what really matters growing your business. Visit us at 4470 W Northern Pkwy Baltimore Md 21215 in Baltimore, MD, or call us at (410) 281-6286 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Support

Business owners will find valuable resources through our business banking services, including merchant services and business loans tailored to help you grow. We know how crucial it is for small businesses to have reliable financial support, which is why we focus on creating solutions that foster success.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why our online and mobile banking platforms allow you to perform transactions from anywhere, anytime. Need cash? Our ATM services ensure you have easy access to funds without the hassle of long lines. For quick transactions, use our basic drive-thru banking services for deposits and withdrawals. At Securityplus, we're proud to offer all these services under one roof, making it easier than ever for our members in Baltimore and beyond to achieve their financial goals. If you're ready to experience exceptional service tailored just for you, call us today at (410) 281-6286 or visit us at our branch! Don't wait join the community at Securityplus, where every member matters!

Flexible Financing Solutions

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you regain control of your financial situation. Our dedicated team is ready to discuss how we can tailor a loan that meets your unique needs. For those who want to earn rewards while making purchases, our credit cards with rewards are perfect for everyday spending or special occasions. Enjoy the benefits of cashback or points towards travel all while managing your expenses effectively.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of checking and savings accounts that cater to different lifestyles and goals. With features such as online banking and mobile access, managing your finances is as simple as tapping a few buttons on your smartphone. You can easily keep track of your spending or set up automatic transfers to reach your savings goals. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine cruising down the road in your dream car with a manageable monthly payment! Plus, we also offer mortgage loans and refinancing solutions to make homeownership more accessible.

Digital & Online Banking

Accessibility and Security

At Securityplus, security is our top priority. Our 24/7 online banking services ensure that you have round-the-clock access to your accounts while keeping your information safe. We employ robust security measures to protect your data and provide peace of mind as you manage your finances. With real-time account management, you can check balances, review transactions, and transfer funds whenever you need to all from the comfort of your home or while out and about. Experience the ease of banking with us today! Join Securityplus and take advantage of these digital services designed with you in mind. Visit us online at http://www.securityplusfcu.org for more information.

Key Features

One of the standout features of our online banking is the availability of e-statements. Say goodbye to paper clutter! With e-statements, you can view and manage your account statements electronically, making it easier to keep track of your finances while reducing waste. Plus, we offer electronic signature authorization for added convenience when handling important documents. Our mobile application brings the bank right to your pocket. With our app, you can enjoy mobile payments, allowing you to make purchases quickly and securely without needing your card. You can also make person-to-person transfers effortlessly send money to friends or family in just a few taps.

Financial Strength

A Growing Community

We are proud of the trust placed in us by our members reflected in our total share accounts of 69,762. This growing member base shows that more people choose Securityplus as their trusted partner for managing their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Securityplus is your trusted partner. Visit us at 4470 W Northern Pkwy Baltimore Md 21215 or call (410) 281-6286 to learn more about how we can help you achieve your financial goals.

Investment in Our Members

With $48,060,413 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide financing is underscored by $3,357 in used auto loans and $399,597,412 in total loans and leases, supporting your financial goals across various sectors. Our impressive $5,113,139 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $108,868,221 in share certificates and $80,673,720 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we currently have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $60,471,769, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,081 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $70,048,629 in used vehicle loans and $18,019,732 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $50,435,940 provide the capital needed to grow and expand. We understand that running a business can be challenging, and we're here to support your journey with tailored financing solutions. The performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Securityplus, our goal is to empower our members through accessible financial products that meet diverse needs. Visit us today or call 410-281-6286 to discuss how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $27,371,551, making buying or refinancing simple. We offer various eligibility options to ensure you find the best fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $13,873,476 in loans helping members manage their finances effectively. These cards come with competitive rates and are designed to give you peace of mind when unexpected expenses arise.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. The platform's commitment to accuracy means you can trust the information you receive is up-to-date and reliable.

SECURITYPLUS FEDERAL CREDIT UNION