Security First Credit Union Toledo OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Security, your trusted financial partner in Toledo, Ohio! Located at 1001 S Reynolds Rd, our branch has been serving the community since 1955. With a proud membership of over 52,618 individuals, we are dedicated to providing exceptional service and support to help you achieve your financial goals. At Security, we understand that your financial needs are unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to our members is reflected in our impressive total assets of $639,832,112 and total deposits amounting to $9,885,244. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Jay Yax and Board President John Truchan, our staff of 164 employees is passionate about fostering a welcoming environment for every member. With total loans reaching 29,134, and cash reserves of $10,625,324, we ensure that funds are readily available for your needs. Whether you're looking for assistance with personal loans or business financing such as our net member business loan balance of $25,869,516 we have you covered. While members can visit us at our Toledo branch for all their banking needs, feel free to explore more about us online at Security Credit Union or give us a call at 810-235-2322. We invite you to stop by during our lobby hours from Monday through Thursday and Friday from 9 AM to 5 PM; on Wednesdays, we're open until 1 PM. Join us today and discover how Security can help secure your financial future!

Branch History & Mission

Community Commitment

Security Credit Union believes in giving back. We actively engage in partnerships and outreach programs that benefit local organizations and initiatives. From supporting educational programs to participating in community events, we strive to make a positive impact right here in Toledo. While members can visit us at 1001 S Reynolds Rd, official correspondence should be sent to our headquarters at Grand Blanc, MI. Our operating hours are convenient for busy schedules: Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, and Wednesday from 9 AM to 1 PM.

Modern Banking Experience

In today's fast-paced world, we understand the importance of digital access. That's why we offer online banking and mobile applications that allow you to manage your finances anytime, anywhere. Plus, with an ATM on-site and drive-thru banking available, accessing your funds has never been easier. We invite you to experience the difference at Security Credit Union. Join us as we continue our legacy of service and support for the Toledo community. Explore membership options today by visiting our website or call us at 810-235-2322 for more information. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors nearly seven decades ago, Security has seen significant growth and transformation. We have expanded our services and adapted to the changing needs of our members while staying true to our core values. Over the years, we've built a strong foundation with total assets amounting to $639,832,112. This growth reflects our dedication to providing quality financial services that empower individuals and families in Toledo. Our mission is clear: to improve the financial well-being of our members while fostering a sense of community. We focus on offering personalized banking solutions, including checking and savings accounts, auto loans, mortgages, and business banking services. Our team is committed to helping you navigate your financial journey with ease.

Branch Location & Accessibility

Welcome to Security, your trusted financial partner located at 1001 S Reynolds Rd, Toledo, OH 43615. Our branch is conveniently situated near popular landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're heading home or just out for the day, we're here to serve you. At our Toledo Office, we strive to make banking as accessible as possible. With ample parking available, you can park with ease while visiting us. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services without barriers. We're open during convenient hours: Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, and on Wednesday from 9 AM to 1 PM. This means you can pop in during your lunch break or after work without any hassle. If you're looking for quick cash or need to handle simple transactions, our drive-thru service is ready for you. We also offer ATM access for those times when you need funds on the go. While members can visit us at 1001 S Reynolds Rd, official correspondence should be sent to the same address since there's no separate mailing address. For any inquiries or assistance, feel free to reach out at 810-235-2322. We offer a range of services designed for your convenience, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Our friendly staff is always ready to help you navigate your financial journey. So why wait? Come visit us today at Security in Toledo! We look forward to meeting you and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Security is like joining a family that truly cares about your financial well-being. If you're looking to be part of a supportive community, you'll find that eligibility is quite accessible. To become a member at Security, you generally need to live, work, worship, or attend school in the areas we serve. This means that whether you're a local resident or just someone who spends time in our vibrant community, you're likely eligible to join us! For more detailed information on specific eligibility criteria, feel free to check out our resource at https://www.securitycu.org/membership/ . Joining is simple and straightforward. Once you confirm your eligibility, opening an account with us is just a few clicks away. You can start the process online by visiting https://applynow.securitycu.org/ . If you have any questions or need assistance along the way, don't hesitate to reach out at (810) 235-2322. We're here to help you every step of the way as you take this exciting step toward better banking with Security at our convenient location: 1001 S Reynolds Rd Toledo Oh 43615.

Business Banking & Commercial Services

Merchant Services

In addition to lending, our merchant services simplify payment processing so you can focus on what you do best: running your business. Whether you're a local café or a growing tech startup, our solutions help streamline transactions, making it easy for your customers to pay and for you to manage sales effectively. Visit us at 1001 S Reynolds Rd Toledo Oh 43615 in Toledo, OH, or give us a call at (810) 235-2322 to learn how we can help your business reach new heights!

Comprehensive List Of Services

Banking Anytime, Anywhere

In today's busy world, convenience matters. That's why we offer robust Online & Mobile Banking features. You can easily check balances, transfer funds, or pay bills from the comfort of your home or while on the go. Our ATM services ensure that cash withdrawal is always within reach, so you never have to worry about being without access to your funds.

Drive-Thru Convenience

Need a quick transaction? Our basic drive-thru banking offers a simple way for deposits, withdrawals, and other transactions without leaving your vehicle. Plus, with our ATM access for balance checks and withdrawals, getting cash has never been easier. At Security, we believe in making banking more than just a service; it's about building relationships and supporting our community's financial well-being. For any questions or assistance regarding our services, please call us at (810) 235-2322 or visit us at our branch location. Ready to take the next step? Explore how we can help by visiting our website today!

Financing Your Dreams

If you're thinking about buying a new car or refinancing your home, Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing are here to support you. With competitive rates and flexible terms, we aim to make your financing experience straightforward and stress-free. Our team is ready to guide you through every step, ensuring that you find the best option for your situation.

Personal Banking Made Simple

For those looking to manage their everyday finances, our personal banking options are designed with you in mind. We offer various Checking & Savings Accounts that help you keep track of your spending while also growing your savings. Whether you're saving for a special occasion or just need a place to manage your day-to-day expenses, we have an account that fits your lifestyle.

Personal Loans for Every Need

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come in handy. Whether you need funds for home repairs or want to consolidate existing debts into one manageable payment, we've got you covered with options that fit your budget.

Rewarding Credit Solutions

Don't forget about our Credit Cards with Rewards! These cards not only offer convenience but also rewards on your purchases. Imagine earning points on groceries or gas points that can lead to exciting rewards or cash back!

Supporting Local Businesses

For business owners, our Business Banking services provide essential tools like Merchant Services & Business Loans. We understand the challenges small businesses face, and we are committed to helping them grow by providing the right financial resources.

Digital & Online Banking

Key Features

One of the standout features is our ability to facilitate person-to-person transfers. Whether you're splitting a dinner bill or sending money to family, doing so has never been easier. Plus, with our mobile application available for download, you can manage your transactions wherever you are. If you prefer going paperless, our e-statements option allows you to receive your monthly statements electronically. It's not only environmentally friendly but also keeps your financial documents organized and secure. While we currently don't support mobile payments, our online banking system is equipped with robust security measures to protect your information. Rest assured that your data is safe as you take advantage of these features. At Security, we're committed to providing an excellent banking experience that fits into your lifestyle. We invite you to explore all our digital offerings through https://www.securitycu.org/ and discover how easy banking can be!

Financial Strength

A Growing Community

Our strong member base is reflected in the 87,815 total share accounts, showing that many trust us with their finances. We are dedicated to maintaining this trust by offering you the best possible services tailored to your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security is your trusted partner. Visit us at 1001 S Reynolds Rd Toledo OH 43615 or call 810-235-2322 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Security

Members' savings are secured through $91,220,584 in share certificates and $88,161,744 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $37,354,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth reflects in our operational efficiency as indicated by our net income of $2,019,765, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $62,703,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors. We have $10,802 in used auto loans and an impressive total of $495,158,784 in loans and leases available for our members. We also take pride in having 152 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,790,235 in used vehicle loans and $40,175,133 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, whether you're looking for a brand-new model or a reliable pre-owned vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $22,691,630 provide the capital needed to grow and expand. We understand that running a business involves many financial decisions and challenges. That's why we're committed to offering tailored solutions that fit your specific needs.

Credit Lines and Unsecured Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $13,227,570 in loans helping members manage their finances effectively. Our credit lines give you easy access to funds when you need them most perfect for emergencies or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $26,314,792, allowing you to take steps toward securing your future. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced team can assist you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or seeking eligibility options for any of our products, we encourage you to reach out. Our friendly staff at our Toledo branch is ready to discuss how we can help you save money and simplify your financial commitments. For more information about our loan offerings or to get started with an application, feel free to contact us at 810-235-2322 or visit us at 1001 S Reynolds Rd Toledo Oh 43615. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Security Credit Union, we are dedicated to serving our members with integrity and transparency while providing competitive loan options tailored to fit various needs. Let's work together towards achieving your financial aspirations!

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are accurate and trustworthy. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can trust that the offers presented are fair and transparent.

Benefits of Using LendMesh

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SECURITY CREDIT UNION - Toledo, OH