Security First Credit Union Saginaw MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Security, your trusted partner in financial well-being, located at 2882 Schust Rd, Saginaw, MI 48603. Established in 1955, we have proudly served our community for decades, building a strong foundation of trust and reliability. With a dedicated membership of over 52,618 individuals, we are committed to delivering personalized banking solutions that meet your unique needs. At Security, we understand that every member's financial journey is different. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Whether you're looking to save for the future or finance your dream vehicle, our expert team is here to guide you every step of the way. With total assets exceeding $639 million, robust deposits of $9,885,244, and a net worth of $62,703,520, our solid financial standing reflects our commitment to supporting our members' goals. Our total loans and leases amounting to 29,134 ensure that we're ready to provide you with the financing options you need. Leadership plays a crucial role in our success. Under the guidance of CEO Jay Yax and Board President John Truchan, our team works tirelessly to foster a welcoming environment where every member feels valued. We employ 164 dedicated staff members who are always eager to assist you with any questions or concerns. For your convenience, we're open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 12:30 PM. You can also reach us at 810-235-2322 for any inquiries or assistance you may need. While we invite you to visit us at our Saginaw branch for all your banking needs, please note that official correspondence should be sent directly to our branch address. Explore what Security can do for you today! Visit us online at www.securitycu.org or stop by our branch to experience the difference in member-focused service. Together, let's achieve your financial goals!

Branch History & Mission

Join Us

Experience the benefits of being part of something bigger at Security. Our team is ready to guide you through your financial journey with personalized service tailored just for you. Whether you're looking for assistance with loans or simply want to explore what we can offer, we're here for you. Ready to become a member? Visit us today or check out our website at Security Credit Union for more information on membership eligibility and how we can help you achieve your financial dreams!

Our Journey

From our humble beginnings at 2882 Schust Rd, Saginaw, MI 48603, Security has always prioritized member service and community support. Each milestone along the way reflects our commitment to helping individuals and families achieve their financial goals. As we expanded our services and improved our offerings, we embraced digital advancements to make banking easier for everyone. Our operating hours are designed with your convenience in mind: Monday to Friday from 9 AM to 6 PM, Saturday from 9 AM to 12:30 PM.

Our Mission

At Security, our mission is simple yet impactful: to empower our members through exceptional financial services while fostering a sense of community. We believe that banking should be accessible to all, which is why we offer a variety of services such as personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We're not just about numbers; we're about people. Our commitment extends beyond banking. We actively engage in community outreach efforts and partnerships that help uplift those around us. Whether it's providing financial education or supporting local events, we strive to make a positive difference in Saginaw and beyond. While you can visit us at our branch on Schust Rd for all your banking needs including access to our ATM and drive-thru services official correspondence should be sent to our mailing address if it differs.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can visit us comfortably. Plus, our drive-thru banking service makes transactions quick and easy without leaving your vehicle.

Operating Hours

We're here to serve you during convenient hours! You can stop by Monday through Friday from 9 AM to 6 PM, and on Saturday from 9 AM until 12:30 PM. Whether you're making deposits, applying for loans, or seeking financial advice, we're ready to help during these times.

Services Offered

At Security Credit Union, we offer a wide range of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgages, we have solutions that fit your financial goals. Don't forget about our ATM availability which allows you to access your funds anytime! If you're in the area or simply want more information about what we offer, don't hesitate to give us a call at 810-235-2322. We invite you to come visit us at our Saginaw office today!

Member Eligibility

At Security, we believe in building a community where everyone feels welcome and supported. Becoming a member is simple and open to those who share our values. If you live, work, or worship in the areas served by us, you're already eligible! This means that whether you're a local resident or part of the broader Saginaw community, you can join us on this journey towards financial wellness. Not only do our members enjoy competitive rates and personalized service, but they also become part of a network that truly cares about their financial future. For more detailed information on eligibility, feel free to check out this resource. Ready to take the next step? Opening an account at Security is straightforward! Just visit our website at this link or give us a call at (810) 235-2322 if you have any questions. We're here to help you every step of the way as you join our vibrant community at 2882 Schust Rd Saginaw Mi 48603!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $77 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,691,630, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your day-to-day operations without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From easy payment acceptance to tailored solutions that fit your specific needs, we ensure you have the tools necessary to thrive in a competitive market. Visit us at 2882 Schust Rd Saginaw Mi 48603 in Saginaw, MI, or call us at (810) 235-2322 to discover how we can help your business reach new heights!

Comprehensive List Of Services

Accessibility

Located conveniently at 2882 Schust Rd Saginaw Mi 48603 in Saginaw, MI, we're here to serve you! Feel free to call us at (810) 235-2322 during our operating hours: Monday through Friday from 9 AM to 6 PM, Saturday from 9 AM to 12:30 PM. At Security, we strive to make banking straightforward and accessible for everyone. Whether you're opening an account or exploring loan options, we're ready to assist you. Visit us today or check out our website at https://www.securitycu.org/ for more information about all of our services! Take control of your financial future with us your trusted partner in banking!

Business Banking

Are you a business owner? Our Business Banking solutions include Merchant Services and Business Loans tailored to help your enterprise thrive. We know how important it is to have reliable financial support when running a business.

Digital Banking Features

With today's fast-paced life, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, and pay bills right from your phone or computer. Need cash? Access our ATM & Cash Withdrawal Services at any time or utilize Basic Drive-Thru Banking for quick deposits or withdrawals without leaving your vehicle.

Loans and Financing

When it comes to financing your dreams, we've got you covered with Auto Loans and Vehicle Financing. Imagine driving off in that new car you've been eyeing; with competitive rates and flexible terms, we make it easier than ever. If buying a home is on your horizon, consider our Mortgage Loans and Refinancing options. Our knowledgeable staff will guide you through the process, ensuring you find the best fit for your financial situation. For those unexpected expenses or projects around the house, our Personal Loans and Debt Consolidation services can provide the necessary funds without breaking the bank. Plus, our Credit Cards with Rewards give you cash back on purchases, making everyday spending more rewarding.

Personal Banking

We understand that everyone's financial situation is unique. That's why we offer various personal banking options such as Checking and Savings Accounts designed for different lifestyles. For example, if you're saving for a big purchase or planning for retirement, our savings accounts can help you reach your goals efficiently.

Digital & Online Banking

Convenient Online Banking Services

With 24/7 online banking available through https://www.securitycu.org/ , you can access your accounts anytime, anywhere. Check your balance, transfer funds, and pay bills all in one place. Our platform is designed to be user-friendly, ensuring that you can navigate it with ease.

E-Statements for a Paperless Experience

Say goodbye to clutter! With our e-statements feature, you can receive your account statements electronically. This not only helps you stay organized but also reduces paper waste it's a win-win!

Enhanced Security Features

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions conducted through our online portal are safeguarded with advanced security measures. We strive to protect your personal information as you manage your finances.

Instant Access to Your Funds

Need to send money quickly? Our person-to-person transfer service makes it easy to send funds to family and friends without the hassle of writing checks or finding cash. At Security, we're committed to making banking simple and accessible for everyone. Enjoy the convenience of modern banking while knowing that we're here to support you every step of the way!

Mobile Banking at Your Fingertips

Take advantage of our mobile application, available for download now! Stay connected to your accounts wherever you are. You can make person-to-person transfers with ease and enjoy all the features of online banking right from your smartphone.

Financial Strength

Committed Team Ready to Serve

We also take pride in having 152 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Their expertise is invaluable as they guide you through your banking journey.

Growing Membership Base

Total Share and Deposit Accounts: 87,815, showing a strong and growing member base that trusts us with their finances. This trust is essential for us as we continue working towards building lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Security is your trusted partner. Visit us at 2882 Schust Rd Saginaw Mi 48603 or call (810) 235-2322 to learn more about how we can help you achieve your financial goals.

Member-Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach underscores our dedication to serving our community's needs over outside interests.

Operational Efficiency

Our $2,019,765 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Efficient management ensures that we keep costs low while maximizing benefits for you.

Reinvestment for Better Services

With $37,354,953 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This continuous improvement helps us provide you with a range of products tailored to meet your financial goals.

Secure Savings Options

Members' savings are secured through $91,220,584 in share certificates and $88,161,744 in money market shares, offering stable and rewarding financial growth opportunities. This commitment means your hard-earned money can grow while you enjoy peace of mind knowing it's secure.

Strong Financial Health

With a net worth of $62,703,520, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $978 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

With $10,802 in used auto loans and $495,158,784 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our robust portfolio allows us to cater to diverse borrowing needs while maintaining competitive interest rates.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,790,235 in used vehicle loans and $40,175,133 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our competitive rates make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $22,691,630 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to support local entrepreneurs with tailored solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $26,314,792, making buying or refinancing simple. We are committed to guiding you through the process so you can settle into your new home without hassle.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we offer refinancing options across various loan types. Speak with one of our knowledgeable representatives about eligibility and how you can benefit from refinancing today. At Security located at 2882 Schust Rd Saginaw MI 48603, we're here to assist you with all your lending needs. For more information or to discuss which loan option might be best for you, feel free to call us at 810-235-2322. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our services today and discover how we can help you achieve your financial dreams!

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $13,227,570 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping your spending under control.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their needs.

SECURITY CREDIT UNION - Saginaw, MI